Chapter 326: Money Shortage
The carved eaves reflect the sun, and the painting is flying clouds. The blue curtain is low and the window is low, and the green curtain is high on the door.
Qingye Cuichai, sitting under the corridor on the second floor of the small building, while basking in the warm autumn sun, while using the purple sand bowl produced in Yixing to grind the soybean flour carefully, the soybean flour was ground with a stone mill, ready to cook soybean milk for Han Bier to drink, the careful green leaves saw that the bean flour was not ground fine enough, so he took it and studied it again.
Since Han Bi'er was pregnant, Aoba has taken care of her diet and daily life, and Han Bi'er is now eating poorly, and she only likes to drink soy milk boiled with some lemons, and Aoba doesn't dare to be careless about it.
In this family, she and Han Bier are one, it can be said that they are both prosperous and lossy, Han Bier is pregnant, and the joy Aoba empathizes, I only hope that Han Bier can give birth to Lin'er as soon as possible, and she will have a good support in the future.
Her careful thinking Yang Yi knows very well that even if she treats everyone equally and is impartial, Han Bier and her sisters will inevitably have this kind of concern, and the concept of raising children to prevent old age is deeply rooted in the concept of Chinese.
In the room of the curtain, Han Bier leaned comfortably on the soft couch, with a happy smile on her face, her right hand caressing her bulging lower abdomen from time to time, but her eyes never left Yang Yi.
Yang Yi sat beside the couch, and there was a glass cup on the red sandalwood table with carved flowers, which was full of dark purple grapes, which were grafted grapes produced by the Yang family themselves, with large fruits and dark red and purple color; Now the vicinity of Yangjia Zhuangzi outside the city, including the slopes of Ying Guogong and Wei Langzhong's family, are planted with grafted grapes, and when the grapes are ripe, they are purchased by the Yang family; Because the soil near that is sandy, which is very suitable for grape growth, coupled with the pruning care according to Yang Yi's guidance, the quality is high, and the yield is also large, the Yang family purchased it at a high price, so the income of the originally abandoned slope land is several times higher than that of the high-quality fertile land for rice planting.
Nowadays, there is no need for Yang Yi to promote, many ordinary people have followed the example, and have planted grafted grapes on some sandy soil slopes, and the grafting technology has naturally spread; And because this technique is simple and easy to learn, ordinary people can easily master it, and it is no longer the secret technique used by the flower master to make huge profits.
The popularization of this technology will certainly play a huge role in the improvement of crop varieties and the increase of melon and fruit yields in the Great Song Dynasty.
The corner of the building disappeared at the beginning of a wisp of sunshine, the curtain of the ancient house was half lowered, and a few wells floated in front of the building, falling on the autumn waves, like a small boat with leaves.
Yang Yi carefully peeled the grape skin, and then sent it into Han Bi'er's mouth, the grapes were very sweet, so sweet that Han Bi'er's heart was like flowing honey.
It's been a few years, and all the expectations have finally been compensated, looking at the careful movements of the guy on the couch, the taste of happiness permeated Han Bi'er's whole body, and her face unconsciously showed that kind of smoke and flattery.
Yang Yi sighed a little, he was just peeling a few grapes for her to express his care, and he was as shrewd as Han Bi'er felt so happy, and this happiness came from the heart, without the slightest artificiality.
In later generations, the status of women has improved, and men have to coax them to make offerings, but women still find it difficult to feel satisfied and happy, which is really not fortunate or unfortunate for women.
Freedom may not necessarily equal happiness!
Putting aside this paradox, Yang Yi asked softly, "Bi'er, how is the ship built?" ”
"Soon, the steward who went to the shipyard to supervise the construction reported that the upper deck had begun to be outfitted, and it would not take a month or two, but after one or two sea trials, it could be delivered." Han Bi'er said as she pushed a grape back into his mouth.
Happiness needs to be shared.
Yang Yi took the grapes in his mouth, took the silk scarf and wiped his hands, gently hugged Han Bi'er into his arms and said: "Bi'er, I know you are very capable, but now that you have a body, you should not work too hard, if not, you can divide these things to Thirteen Niang and Xiangxian to take care of them, and then take care of them after you give birth smoothly." ”
Han Bi'er leaned on his arms, took one of his hands and gently put it on his lower abdomen, letting him feel the beating of life in the crystallization of their love.
"Yang Lang, don't worry, I will, in fact, the slave family doesn't have to worry about it now, the trade routes in the south of the Yangtze River have been sorted out, and with Qingye helping to cook, the slaves are also idle."
Speaking of business, Han Bi suddenly said: "Yang Lang, I don't know if you have noticed, due to the opening of the trade routes in Hexi, merchants are buying goods on a large scale and going to the Western Regions; There are signs of money shortage in Gangnam and Gyeonggi. ”
"Money shortage?" Yang Yi was immediately attracted.
The actual currency used in the Great Song Dynasty was copper money and iron money.
However, the Great Song Dynasty lacked copper, coupled with the prosperity of commerce, the Western Xia, Goryeo, Liao, Japan and other neighboring countries also used the copper coins of the Great Song Dynasty, and the coinage of the Great Song Dynasty was difficult to really meet the market demand; As a result, gold and silver, two precious metals, were often added to the trade as exchange currency, but despite this, they were still unable to meet the growing demand for commerce.
Once there is a money shortage, it will cause industrial and commercial stagnation, to put it simply, that is, the goods are produced, but because of the limited currency circulating in the market, people will not be able to get enough money to trade accordingly.
Is it necessary to trade in the most primitive way of bartering?
The problem is that you don't have enough money to buy grapes to make wine like the Yang family, so what can you do to trade with the people, and you can't use Yang scholars to "barter"?
Han Bi'er continued: "Yang Lang, it's not a matter of one or two times that there is a money shortage in our Great Song Dynasty, and now that the trade routes in the Western Regions have been opened, if Yang Lang thinks and then vigorously promote maritime commerce, the problem of money shortage may be even more serious."
Yang Yi nodded and said, "What Bi'er said is extremely true, what can you do?" ”
"The issuance of Jiaozi is a good way to solve the money shortage, and it is also convenient for circulation, but it's a pity, it's a pity!"
Han Bi'er said two pity, Yang Yi knew what he was sorry for, the Great Song Dynasty had a long time in Sichuan where Jiaozi had such a banknote.
The emergence of Jiaozi is precisely related to the money shortage in the Great Song Dynasty, and the reason why Jiaozi first appeared in Shu is closely related to the special conditions of Sichuan.
Sichuan does not produce copper, and uses extremely bulky iron money, and iron is a base metal, and the price of iron money is only one-tenth of that of copper money, so it is large in size and extremely inconvenient to use.
Iron coins weigh sixty-five pounds per ten pounds. If you need to buy something on the street for ten yuan, you have to hire a strong man to carry the money bag.
If a woman wants to sell a silk horse, she needs 130 catties of iron money, let alone a woman, even if an eight-foot man carries it, I am afraid that he will not be able to go far.
As a result, the first "private vouchers" shop households in Sichuan folk appeared, and the people deposited their iron money into the shopkeepers, and the shopkeepers temporarily filled in the deposit amount on the coupon surface made of paper and handed it to the depositor; When the depositor withdraws cash, the interest of 30 yuan is paid to the shopkeeper for each piece of money, which is equivalent to a 3% custody fee.
At this time, Jiaozi was only a voucher for deposits and withdrawals, and could not be called currency, but he had the nature of a bill of exchange for the transfer of funds between the two places.
Later, the sixteen wealthy merchants in Sichuan joined forces to widely issue Jiaozi, and in the case of Jiaozi being used more and more widely, Jiaozi had a unified denomination and format, which was slowly accepted by everyone and used as a payment currency, thus having the characteristics of credit currency and becoming a real paper money.
The key to credit money lies in the word "credit", but it is not easy to maintain credit, and private individuals are often unable to guarantee the credit of Jiaozi for a long time.
With this in mind, in the first year of Renzong Tiansheng (1023), at the suggestion of Xue Tian and Zhang Ruogu, the imperial court established the Yizhou Jiaozi Affairs, which was issued in February of the second year.
At that time, in order to ensure the success of the issuance of Jiaozi, the imperial court issued a relatively complete set of management regulations.
First, the circulation period of Jiaozi is generally two to three years as a boundary, which is called "exchange boundary", and after the expiration of the period, it must be exchanged for the next boundary Jiaozi before it can be used.
The reason for the establishment of the "exchange boundary" is that the Jiaozi at that time was made of paper, which was prone to damage and forgery.
Second, the total issuance of each realm is limited to 1,256,340 yuan, and its denominations are consistent, five, ten, etc.
Third, a certain amount of reserves must be prepared for each issue of Jiaozi to ensure that Jiaozi can be freely convertible. ['Fourth, prohibiting the private printing of jiaozi, not only will those who print jiaozi without permission be punished, but also those who know and use it, as well as those who do not report it, will be implicated and imprisoned.
Fifth, the circulation area was limited, and at the beginning, Jiaozi was mainly limited to the Sichuan region, and later expanded to Shaanxi and Gyeonggi and other places.
In the early days of issuance, the imperial court was relatively cautious about the issuance of Jiaozi, and the promulgation of various supporting regulations also showed that the imperial court had a full understanding of the characteristics of Jiaozi's reliance on credit, and the problems of easy imitation and indiscriminate issuance; If it can persist, credit currency is likely to replace copper and iron metal currency, which will undoubtedly play a huge role in the economy of the Great Song Dynasty.
Unfortunately, once the imperial court urgently needs huge financial expenditures, it often cannot restrain its own behavior, and uses the power in its hands to abuse public credibility and issue Jiaozi without restrictions, which eventually causes inflation.
For example, during the Qingli period, Yizhou Jiaozi issued 600,000 guanzi in Shaanxi to pay for the grain and grass of the Western Army, but there was no reserve for a penny.
Such indiscriminate distribution of Jiaozi again and again eventually led to the loss of credibility of Jiaozi and almost became waste paper, and the people were unwilling to accept it at all.
In order to re-establish the credibility of paper money, the imperial court must first have a large amount of gold, silver and copper as reserves, but these are lacking in the Great Song Dynasty.
Where is there no shortage of gold and silver? America, too far! I can't go!
Yang Yi's eyes slowly cast out of the window, Stone saw the silver mountain, it's very good, it's not difficult to find if you know the location.
Han Bi'er saw that Yang Yi's eyes suddenly lit up, and hurriedly asked, "Yang Lang has a way to solve the money shortage?" ”
"You treat me as an immortal, this matter will not be solved for a while, you have to take your time, by the way, Bi'er will rest first, I have to go to the household department, and let Cai Jing allocate funds to build a few more silver ships."
"Silvership? Where to ship? ”
"Hahaha, you'll find out then."
(To be continued)