Chapter 452: Silver Coin Issued
"Hurry up, the bank will be closed if it's too late!" Qian Er urged the two men with the cart and yelled anxiously. On the car is the copper coins obtained from selling goods today, adding up to exactly one hundred and fifty yuan, which is enough to be hundreds of catties, so it is not safe to put so many copper coins at home, so Qian Er was so anxious to transport them to the bank to save them.
Qian Er is a very ordinary businessman in Chang'an City, and his business is neither big nor small, but when it comes to Qian Er in the business field, many people know him, mainly because although Qian Er is a small businessman, he has a famous cousin Money Cabinet, known as one of the top ten richest people in Chang'an City, and he has a good relationship with Wang Zihao, who represents the Qi Palace, and can be described as a big giant in the shopping mall.
And Qian Er is also very grateful to his cousin, although he and Qian Jie are cousins, they have already come out of five suits, so they are not too close. Besides, when he was a child, his family was poor, and he couldn't even eat enough, and then the cash cabinet saw that he was pitiful, so he arranged for him to be a buddy in his own store, and later when Qian Er had a certain amount of experience, he supported him to run his own business. Although the business is not big, it can also eat and wear without worry, and even sent two younger brothers to study, and now it is also a small success, one of them went to Taiwan to work as a small official, and the other is a tax official in Shanghai, which can be regarded as having a background.
The money cabinet is engaged in the cotton cloth business, which is purchased from the textile base in Youzhou, and the freight is cheaper than the textile factory in Guanzhong, and then he sells it to Hu merchants who go to the Western Regions. Make a difference in the middle. Originally, the cotton cloth business was very profitable, but his capital was not large. There are only more than 100 shipments at a time, and you can't make a fortune but you can't starve to death.
Originally, more than 100 transactions could be transferred directly to the bank. But the other party is an old antique, he didn't deposit the money in the bank at all, but directly let people pull it in a carriage, and when the money was time-consuming and laborious to let people count it, the sun was about to set, and the bank was about to get off work, if you didn't hurry up, then you could only send these copper coins home, although money is a good thing. But it's not a good idea to keep so much money by your side, at least for Qian Er, let him guard so much money and definitely not be able to sleep.
The two guys are also very hard-working, and the boss has promised just now that as long as they can deposit the money in the bank, they will have the same bonus this month, so both of them used their strength to eat, gritting their teeth and pushing forward desperately. It is with the hard work of these two guys. They finally arrived at the bank before the end of work, and then the people from the bank weighed the copper coins, because each copper coin weighed the same, so just do a division. You can get the number of copper coins.
After the 150 copper coins were counted, Qian Er took out his bank passbook and the household registration opened by the government, and asked the bank to add today's 150 yuan. The whole process is tedious. And this batch of money will have to be withdrawn in a few days, because it is time to pay the guys again. In addition, his warehouse needs to be renovated, which will cost a lot of money.
I thought that I had to go to the bank on the day I was paid. Then after going through a series of cumbersome procedures, and then calling two guys to pull the money, Qian Er couldn't help but have a headache, although he also knew that the reason why the bank's procedures for depositing and withdrawing money were so cumbersome was mainly for security reasons, but every time he came to the bank, he would still complain about it.
In fact, for the new thing of the bank, businessmen like Qian Er are still very satisfied, for example, if two of them have bank accounts, they can come directly to the bank and then transfer the money to each other's accounts, without the need to trade with a large pile of copper coins as before. In addition, the emergence of the bank also allows them not to keep the money at home, as long as the money is deposited in the bank, and then the passbook is taken back, when you want to take it, you need to bring the passbook, household registration and the password set when depositing the money, the password is only known to the person and the bank, and only the password can be withdrawn.
At the beginning, Qian Er still didn't trust the bank very much, but as time went by, he learned from his cousin Money Cabinet that the major shareholder of the bank was His Royal Highness King Qi. This made him feel more relieved, and began to slowly deposit money in the bank, and even liked to come to the bank to trade in business, after all, for him, there was no longer a need to drag bags full of copper coins around the street, but the only dissatisfaction was that the procedures for depositing and withdrawing money were too troublesome.
After the people in the bank added today's money to his passbook, Qian Er put his mind at ease, carefully put the passbook and household registration in his arms, and was about to leave. But at this moment, the young man who handled the formalities for him suddenly grabbed him and smiled: "Money shopkeeper, I see that you often come to the bank to deposit money and withdraw money, and it takes a long time every time. ”
The young man who grabbed Qian Er was named Liu Shu, although he was not very old, but he was an old employee of the bank, every time Qian Er came to handle business, he was received by this Liu Shu, and the personal relationship between the two was also good, so there were fewer scruples between each other.
Hearing Liu Shu's words, Qian Er rolled his eyes and said: "Brother Liu, you don't want to sell me your bearer money tickets again, the minimum face value of that kind of thing is 100 yuan, and my small business can't use things with such a large face value, besides, you also know that although bearer money tickets are very good, some old-fashioned people don't accept them at all, so people like me can't use them at all!" ”
The bearer money ticket in the second mouth of the money is actually a kind of paper money in disguise, this kind of money ticket can be exchanged from the bank to the corresponding copper money no matter who holds it, and the face value of this paper money is very large, so it only flows in a very small range. So although it has been nearly a year since the bank launched this business, not many people have used it.
However, Liu Shu laughed and said: "The money shopkeeper misunderstood, I naturally know that you don't need bearer money tickets, but the business launched by the bank this time is what you use." ”
Liu Shu said, very mysteriously walked to the back of the bank counter, and then took out a small box, when he opened the box, Qian Er saw that at the bottom of this small box, there was a very special coin, this coin looks the same as the ordinary Kaiyuan Tongbao, but it is silver-white, and the surface is smoother and more detailed than the ordinary copper coin, which looks very beautiful.
Seeing this strange coin, Liu Shu couldn't help but glance at Liu Shu with some doubts, and then in the eyes of the other party, he reached out and picked up the coin and looked at it carefully, but when this coin was in his hands, he felt that this was a silver coin.
Liu Shu also opened his mouth at this time and introduced: "Money shopkeeper, this is the silver coin that our bank is ready to issue, don't look at it looks the same as copper coins, but the value of the currency is much higher than copper coins, our bank guarantees that a silver coin can be used as consistent money, and as long as someone holds a silver coin, it can be exchanged for a consistent copper coin at any time!" ”
Qian Er is a smart person, and he immediately understood when he heard Liu Shu's introduction. This kind of silver coin is actually similar to the bearer money ticket, except that it is made of silver, which is relatively valuable in itself, far from the kind of money ticket that is just a piece of paper, and the value of the silver coin is also relatively low, and a piece is only used as a regular money, which is also easier to accept than a money ticket. In addition, a silver coin is not only easier to carry than a traditional copper coin, but also has a much smaller target, which is not easy to attract the attention of others.
In addition, Qian Er also thought that if he exchanged the copper coins in his hand for silver coins, then even if it was a hundred yuan, it would only be a hundred silver coins in the end, and it would only weigh more than a pound together, and this money could be carried with him, and when he paid the guys, he could also use silver coins instead, and he could be sent out very quickly, and he no longer needed to go to the bank to get a box of copper coins as before, and then count and calculate, and it would take more than an hour to send a salary.
After thinking of this, Qian Er's eyes lit up, and he asked impatiently: "Liu Shu, how many silver coins do you have here, I want to exchange some!" ”
Liu Shu was very clear about Qian Er's situation, so he had long known that he would be moved, but he could only say very apologetically: "Money shopkeeper, I'm sorry, this kind of silver coin has not really been issued for the time being, and this one is just a sample for you, if you really want to exchange some silver coins, then you can only wait until the day the silver coin is issued, and you must come as soon as possible, because as far as I know, there are not many silver coins issued in this batch, if you come late, then you can't change it!" ”
Hearing that the silver coin had not yet been issued, Qian Er couldn't help but be a little disappointed, but he was already very satisfied to know the news in advance, and asked Liu Shu about the specific issuance time, and Liu Shu told him that in four days, the headquarters of Datang Bank in Chang'an would start issuing this kind of silver coin, and he would come early that day.
After getting the specific news, Qian Er was also very grateful to Liu Shu, and after thanking the other party at the moment, he left with his buddy. Waiting until early in the morning of the fourth day, he sent a guy to line up, but what he didn't expect was that although he had asked the guy to come before dawn, he still lined up a long line, and Liu Shu couldn't do anything about it.
Finally, when it was Qian Er's turn, it turned out that the bank's silver coins had been almost exchanged, and finally he exchanged all his deposits for silver coins. Originally, he didn't plan to exchange so much, but he also learned a piece of news from the person who issued the silver coins, and it was this news that made him change his mind and exchange all the deposits in his hands for silver coins. (To be continued.) )