"Zhang Gong, I used to hear that the Taibao said that you are invincible in military talent, and I still don't believe it, Zhang Gong really uses soldiers like a god." Han Yun said in admiration.

Don't think that with artillery, the Xia army that was really killed and wounded by artillery was only a few thousand, and they were stupid one by one, otherwise the casualty rate would be even lower. In fact, the real hero of the big victory is still Zhang Kai, if it weren't for Zhang Kai's planning and commander-in-chief, this battle would definitely not be so easy.

"A certain dare to take credit, thanks to the plan of the Taibao." Zhang Qi said humbly.

But he is still a little complacent, although in the south he defeated the country of Bagan, but who takes the country of Bagan in his heart. If it weren't for the north containing the Song Dynasty, he would have been able to wipe out the Bagan Kingdom if he had given him a few years.

Defeating the Bagan country is not a skill, but defeating the Tangut people is not a skill.

"Taibao told me that I want to ask you to help him do something......"

The defeat of Pingxia City frightened the Liang family.

She mobilized 300,000 soldiers and horses in Yongle City, and in fact, there were not many soldiers who could fight in Western Xia, and after this defeat, it became difficult for Western Xia to even defend.

Therefore, the news of the fiasco reached Liang's ears, and she immediately sent an envoy to Liao to ask for help.

At the same time, the Zhuqiang on the front line were brought inward to prevent them from defecting to the Song Dynasty.

He even ordered the villages in front of him to dig holes in the ground and hide the grain and materials in the holes together, at least on the bright surface to clear the walls and fields to prevent the Song Dynasty from counterattacking.

It can't be said that she is a soldier, at this time the Song Dynasty has built a fort in Wuyan Gorge, where is Wuyan Gorge in the past? Tiandu Mountain!

From time to time, Zhang Ji sent out cavalry. Haunted Smoke Gorge. Dragged downstream to Tiandu Mountain. He also came to the tribes west of Tiandu Mountain, and persuaded them, look at how miserable your life is now, why don't you defect to our dynasty, don't mention light taxes, as long as you send Ding Zhuang to be a strong man and a strong horse, there will be no taxes.

Since ancient times, this has been the land of China. From the Qin Dynasty to the Han Dynasty to the Tang Dynasty, our dynasty made a mistake back then and was occupied by Li Jiqian, but sooner or later it will be recovered. Therefore, you are not from the Western Xia, what is the Western Xia, the land of the four states, and the four states of the four states, including this area?

Pledge your allegiance to our court quickly, lest you be liquidated by our dynasty in the future.

Under the threat and coaxing of these rangers, some tribes really secretly sent people to contact Zhang Kai, and Zhang Kai was really "reasonable". You are in trouble now, and I don't blame you. For the time being, continue to be loyal to the Western Xia, but remember, when I attack the army, you must not resist, and you must not cooperate with the Western Xia invasion of our dynasty in normal times.

In this way, there are more tribes that are eye-to-eyed with the Song Dynasty.

Not only on Jingyuan Road, Liu Changzuo was in Yanzhou, but also began to send people to secretly win over the tribes behind the mountain.

How could Liang not be worried?

And after this defeat, she also got more information, Zhang Ji was the No. 2 official in the Battle of Gyeongju, Wang Ju's assistant, she heard some rumors, Wang Ju may come to Shaanxi next year, and the year after tomorrow will probably do something to Western Xia.

Wang Ju's assistants are so powerful, what if Wang Ju himself comes?

That's when she regretted it.

It turned out that he had agreed to make peace, why did he listen to his younger brother's words, in order to obtain the New Year's gift, since last year, he launched several attacks on the Song Dynasty.

But on this day, the rangers came to the foot of Tiandu Mountain and shouted to the Tangut people on the mountain, in this battle the Song army captured many prisoners of war, many of whom were nobles and high-ranking generals, as long as the Tangut people took out enough Helan stones, they could redeem these nobles.

After the news spread, Helan Shi was in the limelight for a while......

should have done enough foreshadowing for this Helan stone. But how much effect can it play, Wang Ju has no bottom in his heart, Zhao Ji is suspicious, and some important ministers who already know the truth think it is child's play.

…………

"Your Majesty, ladies and gentlemen, let me tell you two jokes, saying that a certain squire in Hebei Province had a lake in front of his house, so he sent his guests to occupy it, planted cocoon white, and earned a lot of money every year. A few years later, however, he saw another place, not far from his house, where there was a cultivated area, which was not very fertile and had many potholes, so it was not densely populated. Therefore, in the autumn, he dug the river embankment, flooded the cultivated land, and colluded with the local officials to prevent the government from sending people to plug the gap, and then sent tenant farmers to plant cocoon in the cultivated land. ”

This is a true story, and immediately after the incident, the imperial court sent someone to deal with it.

"The second joke is the Shaolin Temple of Songshan Shaolin Mountain, the Tang Dynasty classified Shaolin Mountain as the temple property of Shaolin Temple, and I did not have it, but the government also acquiesced that Shaolin Mountain is the temple property of Shaolin Temple. There are many warrior monks in Shaolin Temple, many warrior monks are superb and energetic, so these warrior monks patrol the surrounding area every day, not Shaomu Mountain, but all the mountainous areas around Shaomuro Mountain, and when they see people coming to cut wood, they immediately punch and kick and drive the people away. ”

Why?

Wood is money, firewood is money, charcoal is money, of course, these big monks themselves will not come to cut wood, but there are many temple households in Shaolin Temple, and they have to pay a "protection fee" to Shaolin Temple every year, and other people are driven away, and the income of temple households has increased, and there is no doubt that Shaolin Temple will get more money.

Is this a joke?

Even if it's a joke, it's chilling.

But no matter what dynasty or generation, there are more unjust things to go to. Just like the Celestial Empire, or like the American imperialists, should they really be fair?

Don't take it seriously.

Therefore, if you look at things holistically, there are far more good sides than bad sides, and then you can be considered a healthy country.

Wang Ju listed these two things with a useful intention.

"I came back this time and launched the Qi Business Tax and Banking Division, and now it has begun to work, so many people support it, thinking that I have done it without paying taxes and using it for the country's own use, and some people exaggerate that Xiaozhi is coming. But some people objected, saying that I was ruthless, and even used purple money to collect taxes and harsh money on the descendants of the country's meritorious descendants and the children of the powerful. If we add to this the losses of the usury merchants, then I really cannot say that the state uses it without increasing taxes. And others, and others, which are more difficult to hear, I will not list them all. ”

"Actually, what I want to say is that I didn't do a good job. The crisis of the future of the country. The first is the demographic crisis. Even with high-yielding grains, the country's population is expanding too fast, and in a few months, the total number of households in each state and county will be presented. At that time, you will see the number of people who have increased in recent years. ”

You must know how many hukou Shaanxi Road has lost due to the two fiascos, and the other side, sixty or seventy thousand households are being transferred every year, if so. The population continues to swell, and that's worrying.

"The second is that the gap between the rich and the poor is widening, and in order to reduce the opposition, I have made compromises, including purple money, including acquiescing to many businessmen who have put their industries under the name of the powerful to avoid taxes. In fact, in this way, the rich still get rich. Don't ask about the purple banknotes, although the purple banknotes levied a part of the tax, but the actual commerce and trade became more and more prosperous, that is, a small part of the tax was levied. The various magnates actually profit more. ”

It's also a chilling topic.

It is these policies that make them more profitable.

However, only a small amount of commercial tax was lost. He continued to be angry, and he really didn't know how to settle accounts?

Too greedy!

"There are also a small number of family members of scholars and magnates, in order to seek wealth, they change their methods to deceive and steal, and in order to compromise, I also did not ask. In fact, the ancestral family law set the people into five classes, and then divided into nine classes, the rich pay more taxes, and the poor pay less taxes or are exempt from taxes, which is the so-called Qi people, and the role is to reduce the differentiation between the rich and the poor. However, because the opposition was so loud, I didn't dare to enforce even the ancestral family law. Yes, the banking department and Qi business tax have temporarily created more third-class households and second-class households, but I didn't stop these ugly phenomena, and I'm afraid that there will be no one who dares to touch this taboo problem in the future, so this small rule will be short-lived sooner or later! ”

In fact, it is still the same sentence, it is not that the Song Dynasty paid heavy taxes, but that the Song Dynasty taxes were unreasonable.

For example, why did Lu Yi, a conservative element who was repeatedly attacked by the brick family, briefly reform the tea policy?

At the beginning of the Song Dynasty, some of them did really well, such as tea, at that time, you called all over the country, I called, the people's lives were very difficult, so Zhao Kuangyin issued all kinds of orders to stimulate the economy, including tea, A, you can't afford to grow tea, it doesn't matter, the court loaned you to plant tea, but it can't be sold, it doesn't matter, the court will buy it in a unified manner.

If you compare the laws of economic development of the Celestial Empire, some of them are really very similar......

At that time, these measures were right, and they were relatively advanced, and the results of the imperial court were more obvious, although the Song Dynasty did not unify the world, only the tea government reached four million yuan a year, not Guan, one Yuan is the real 1,000 Wenyuan, and the current Xinguan is the same.

But in the future, the tea was formed, and when Song Renzong ascended the throne, the profit of the tea was only a few hundred thousand a year, and the lowest was only more than 200,000 yuan, think about how much income a Hangzhou Longjing tea can create in a year.

The main reason for this decline is that many tea merchants cannot collect taxes or are not specialized, so it is better to simply let go, and the imperial court does not pay a large number of officials to manage and operate, but can get a large amount of commercial taxes. Did Lu Yijian do something wrong?

As a result, many old-fashioned ministers objected, including Song Renzong's teacher, Confucianism boss Sun Zheng, why with Lu Yijian's talent, finally adopted a conservative approach, or a fine-tuning reform, and really had no way to implement radical policies.

This continued until Han Qi reluctantly enforced the trade law on Rongcha.

Then to Wang Anshi, why Wang Ju is not too much in favor of Wang Anshi's change, just like this tea, which was originally a trade law, but after Wang Anshi's reform, Bashu tea and Fujian tea have been re-specialized.

Why Bashu, it turns out that Bashu has a big rebellion from time to time, who dares to be monolithic? However, the terrain of Bashu is closed, the east is blocked by Sanshan, and the north is the sloping valley plank road, so it seems easy to execute the tea. Why Fujian tea is specialized, because it is the best to build tea in the Song Dynasty!

These two items alone brought more than 6 million guan of income to the Song Dynasty in one year.

This is certainly not right.

Another example is the salt, just like the Celestial Empire, in the seventies, many people really can't eat enough, the daily meal is just pickles, the most developed areas of the Song Dynasty are only equivalent to about 90 years of the Celestial Empire, generally only equivalent to about 85 years of the Celestial Empire, it is definitely better than the Celestial Empire for seven years, but pickles are still the main dishes of the people, but because of a salt, the price of salt is so expensive, right?

However, because of the unreasonable taxation, although Wang Ju launched many policies to benefit the people, the five major policies did not dare to move, including the Jiancha Shu tea special initiated by Wang Anshi. and all kinds of exorbitant taxes and miscellaneous taxes......

Or another analogy. Enterprises in the Song Dynasty generally paid only three percent of the tax. What is the 17% VAT? Or let's compare it to the hard-pressed literati, the manuscript fee is taxed from 800 yuan, and 800 yuan will starve people to death, but no, you still have to pay taxes!

Even the non-standard taxation of the Song Dynasty has affected the other side!

Wang Ju is also unrelenting.

That had to be further forgiven. Hence the introduction of the next step of the policy.

Mountains and tidal flats and lakes!

The specific method is to contract the ownerless mountains, tidal flats, lakes and rivers to the people of each village. Supervised by the government, the iron box is placed, and the one with the highest price is contracted, and this system has become very popular because Wang Ju promoted the Fangchang River crossing system. That is, the dark bidding system.

However, several auxiliary measures have been taken, one is to prevent the powerful of the villages from using means to occupy, resulting in low-price auctions, after the bidding is over. First, the government evaluates it, and then it is submitted to the people for deliberation. It is still a secret bidding system, hand over a note to the villagers, those who agree draw the bait, those who disagree draw a cross, at least sixty percent of the people agree to the final contract price, and the contract can be officially approved. Otherwise, the auction continues.

Secondly, it is forcibly regulated, not to encroach on roads, irrigation and water conservancy, if the imperial court requisitions, the imperial court will make up for its losses, officials and squires collude, resulting in too much loss to make up for too much, the officials are held responsible, but make up too little, the squires are not satisfied, they can go from the county to the state to the various roads to raise the division, and appeal level by level. Of course, at the level of the various promotion divisions, it is basically the final judgment body.

This regulation is divided into two, first of all, the road irrigation water conservancy, can not be contracted a certain mountain, but there is a road on the mountain, this road is also mine, think of the passerby, must leave the road money, that is not chaos. Irrigation cannot be stopped, otherwise it will be even more chaotic.

However, in the future, the imperial court will invest in succession, such as a certain lake, and the imperial court will invest in the construction of a polder area, but the contractor will not only pay the contract fee, but also invest in the cost of planting water lotus root or fish fry, which the imperial court must compensate.

But the so-called compensation, that is, this cost, as a contractor, cannot extort the imperial court. Similarly, the imperial court could not forcibly take it back regardless of the contractor's losses.

The third is the cost problem, the imperial court collects five percent of the tax from the contract fee, but it is not to collect money, this tax has many costs, such as the court will send someone to supervise the implementation of the contract, or the court will have its compensation when it is recovered, or after the contract, the court will send someone to protect the difference between its contracting. Just like the mountainous area around Shaolin Temple, it is the temple property of Shaolin Temple, and it will not be contracted by the mountain people, but it is not the temple property of Shaolin Temple.

The remaining 95 percent belongs to the people, if it is a village's mountains, tidal flats, lakes, and lakes, it is solved within a village, if it is a few villages' common mountains, tidal flats, lakes, and lakes, then several villages will carry out auctions together, for example, a lake, there are three villages A, B, and C, then the people of the three villages will jointly hold an auction contract. Or large lakes, such as Taihu Lake, there is no way, but now there is no ability to divide the specific scope of such a large lake, at most divide the lakeside area, so that the people can plant a kind of water chestnut lotus.

For example, there are three barren mountains in village A, and B has spent 200 yuan per year to contract for 20 years, and the government collects 10 yuan of money, and the remaining 190 yuan is distributed to every person in village A.

The fourth is the support of the banking department, for example, there is a lake in a village, and a certain B has the talent to raise fish, but there is no money in his hand, so he can borrow from the banking department, of course, this kind of contracting, there is a slight risk, the bank department can slightly increase the interest, such as the original one point a year, now it is adjusted to one point two points and one point three, so as to encourage more people to participate in this kind of contracting.

The fifth is long-term protection, such as mountains, that is, mountains and hills, can benefit nothing more than wood and fruit trees, so the contract time must be very long, up to twenty Chinese New Year's Eve, but before the expiration, if the wood is cut down, it must be two years before the expiration, replanting saplings, and the number of surviving saplings must be guaranteed to exceed the number of trees on the original mountain.

Once these mountains, tidal flats, lakes and lakes are used in large quantities, it happens that the imperial court allocates a large amount of money to build water conservancy roads, and the combination of the two will undoubtedly further promote the economic development of the Song Dynasty.

In addition, many people have also benefited from this kind of contracting, and perhaps many rural people may receive one or two or two or three yuan per household because of this. Don't underestimate these two pieces of money. For those who are destitute. If you don't, you die. Yes, the family can get through the crisis safely.

However, Fan Chunren said worriedly: "Taibao, I'm afraid the world will not be peaceful from now on." ”

The mountains, tidal flats, and lakes may be nominally borderlands, but are they really borderlands?

"Fan Gong, when the Bank Department and Qi Shang Tax were implemented, the world was not bustling and noisy, but now?"

Fan Chunren was speechless.

The main Wang Ju's policy is indeed to benefit the people. Although the benefits may only be those poor people, but he did not collect the money into the treasury, what can he say?

Fan Gong, don't you love the people, are you fake loving the people? Or the people you love are not ordinary people, but powerful and powerful.

One sentence swallowed himself to death.

Zhang Qi thought to himself on the side, fortunately, the old man was transferred to the door.

This time, don't think that Fan Chunren deliberately wants to go against Wang Ju, once this matter is executed, it will be really troublesome.

But Wang Ju said the second thing.

Some time ago, the other side brought back a piece of news from the Wa Kingdom. It is said that this spring the Wa Kingdom found another mixed silver mine, that is, mainly silver. Mixed with some other metals, in fact, gold, silver, copper, and iron ore often carry some associated ores, but the associated ores of this silver mine are different, in addition to silver, there is also a lot of gold. If it is mined and refined properly, it can be more than 300,000 taels of gold a year.

In this regard, Wang Ju is not surprised, not that the gold and silver mines in the country are rich, but they are all shallow mines, easy to find, under his own promotion, so many people are looking for gold and silver mines with the most advanced prospecting technology, and sooner or later these deposits will be found out one by one. At least the prospecting technology brought by Wang Ju's people in the past surpassed the technology of the Ming Dynasty of the Wa Kingdom.

But everyone's eyes lit up when they heard this.

No one denies the effectiveness of the banking department now, but in fact, behind these results, there has been a huge crisis, that is, the shortage of gold and silver. It was not that the principal gold and silver of the banking department were insufficient, but that there was a serious shortage of gold and silver in the market throughout the Song Dynasty.

As the banking department itself also lacks gold and silver, although this year risked the issuance of another 100 million silk exchanges, but the number of silk transactions still does not meet the demand for currency circulation, but in this regard, everyone has no choice, if you reluctantly increase the number of silk transactions, because the gold and silver are insufficient, maybe there will be danger.

Therefore, this gold of tens of thousands of taels every Chinese New Year's Eve will have an immeasurable effect.

But when Wang Ju said this, his voice changed.

The gold came out, but the other side transferred a large amount of gold and silver, and even overdrafted trade, in exchange for a large amount of gold and silver to support the banking department. The economy on the other side has gradually tightened this year...... The truth is that the other side has begun to send people to run more distant continents, but the economy of the other side has indeed become very difficult this year.

If he just said this, Wang Ju didn't have to worry, what worried him was the following.

Therefore, Wang Ju met with some merchants on the other side and came up with an idea together, that is, to use the name of the imperial court to guarantee, either to provide a loan of 30 million yuan, not so much money to lend to the other side, or to leave these currencies in circulation in the Song Dynasty, but the court can issue some IOUs, if the merchants on the other side do not return them when due, the merchants of the Song Dynasty can use this IOU to withdraw money and silk from various businesses, and pay a cent of interest every year. Of course, if the merchant on the other side returns it when it expires, the IOU will be taken back.

Why?

The first is to use this to revitalize the funds on the other side. The second is to exchange this for more gold and silver, and then use these gold and silver as cash, return it to the merchants of the Song Dynasty, so that it can circulate in the market, although it is not included in the banking department, but as long as the gold and silver in the market are not so tight, the hidden dangers of the banking department are also automatically solved.

The third is that this move can bring more than 4 million yuan to the Song Dynasty with only the extraction and direct commercial taxes, which will ease the pressure on military spending on Jingyuan Road. In fact, if the other side buys so many commercial goods at once, then the paper, porcelain, silk, and even cotton cloth that have been accumulated in the workshops of the Song Dynasty will be bought out, and it may bring more than 100 million yuan of related output value, and its role may outweigh the role of the two large-scale national infrastructure construction projects that will be implemented last year and this year, and even allow the imperial court to get more indirect commercial tax revenue.

Of course, if this was done, it would have caused more serious overdraft losses to trade on the other side, but it would have allowed the Song dynasty to increase its income in a short period of time, and many people would become richer.

Don't ask the time, those who go to the South China Sea of the Wa Kingdom will come back next spring, and those who go to Tianzhu will not be able to come back until the spring of the year after tomorrow, but at that time, Wang Ju may not have launched a general attack on Western Xia, that is, he has launched a general attack, not only will the money be used in the front, but the rewards and pensions in the back will be used more money, and the whole territory of Western Xia will be pacified in the year after tomorrow, or the rebellion will be suppressed, and maybe the Liao army will be dealt with, which is the bulk of the cost.

Wang Ju sighed after speaking: "It would be good to have one more year." ”

But this is not possible.

Even if Zhao Ji and the ministers kept it together, Zhao Ji's body couldn't be kept.

"That's a way to do that...... Fan said.

Nowadays, there are very few trade accounts on credit, all of them are paid with one hand and delivered with the other, or bartered goods, unless they are real confidants and friends, they can take credit or borrow usury.

After so many years of trade, the other side can get a part of the account on credit, but it is impossible to get such a large amount on credit.

However, there is no problem with the guarantee of the imperial court.

Or if the court doesn't guarantee it, can it not guarantee it? Not to mention that this move is mainly to make the Song Dynasty richer, that is, not for the Song Dynasty, don't forget why the other side is economically embarrassed, and the money has become gold and silver together, and has become the principal of the banking department!

Zhao Ji thought for a while and said, "Accurate." ”

But why is Wang Ju so worried?

For example, the actual number of people on the other side has reached almost nine million, but in the eyes of many people in the imperial court, they thought that it was only four or five million, but this number also made some people think about it, but Wang Ju was desperate, and the other side was also desperately transferring gold and silver to the Song Dynasty, so no one made a fuss about it.

There are also people who think that the other side is a community composed of many businessmen, the dragons have no leader, the problem is not serious, maybe Wang Ju has a certain influence on them, but this influence is not infinite. However, this large-scale trade will inevitably make many people reassess Wang Ju's influence on the other side. With this thought, there will be more things......

Launching 30 million rounds of trade at a time will make many people reassess the true strength of the other side.

That is, this large-scale trade will have an important benign promotion of the Song Dynasty, but on the other hand, Wang Ju also invisibly exposed a lot of bottoms.

If it makes many people want to get into trouble, and even have suspicions, Wang Ju wants to do things later, it will be hindered, don't forget, Wang Ju will stay for four years. (To be continued.) )