"Offend Wang Jiefu......" Wang Ju shook his head.

If it is said that the offense has already been offended, Wang Anshi asked Wang Ju to preside over the three divisions of the regulations department, and Wang Ju took the initiative to retreat, and he offended Wang Anshi at that time. As for the impeachment of Wang Anli, whether he offended Wang Anshi, Wang Ju is not clear.

But Wang Ju did not have a head-on conflict with Wang Anshi, and it was in the locality, and Wang Anshi couldn't deal with Wang Ju, so wouldn't it make Wen Yanbo watch the joke on the side, so he said: "The main thing is that these four workshops have huge profits, and I have repeatedly placed their profits in the state, and the profits have been exposed, which makes Wang Jiefu moved." But it violated the purpose of his city law, so he deliberately let Chen Xiang go to Hangzhou and forced me to bow my head. ”

The City Law is simply a national comprador.

But it's not that simple.

First of all, we have to start with the group bank, the founding of the Song Dynasty supported the merchants to organize the group bank, which was convenient for the department to be matched and purchased, and the group bank could also help each other, and at the same time engage in local protectionism to make the local businessmen strong.

A product of mixed pros and cons.

However, over time, the nature of the group has also changed. Because various dignitaries and nobles joined, or local heroes took the initiative to defect to the regimental bank, they immediately controlled the regimental bank. This has given rise to many vices: First, the state's appropriation and purchase of funds are apportioned to the powerless small and medium-sized businessmen, which increases the burden on the small and medium-sized businessmen. Even in order to facilitate apportionment, there is also a phenomenon of correcting people to enter the industry, that is, as a businessman, if you do not join the group, you must be forced to join the group, otherwise you will not want to do business.

Secondly, they joined forces to suppress the price of goods from foreign merchants, and then monopolized and sold them at high prices. As a result, many out-of-town businessmen went bankrupt. The cost of living for the people in the city has increased rapidly.

Furthermore. Because of joining forces. The power was strong, and the government had to bow its head, so the spread of usury, pawn shops, and land annexation accelerated the spread.

So there was a scene, the people in the capital wanted to buy but couldn't buy it, but these commercial goods were backlogged in other state capitals. I want to sell but can't.

This is the reason why Wang Anshi introduced the even-loss method.

Of course, the introduction of this law will definitely make the magnates in the capital anxious.

But if Wang Anshi is really selfless, this selflessness does not mean putting money in his pocket, but refers not to the goal of collecting money, but only to facilitate the people, then there will not be so much trouble.

However, this is also impossible, if then there would be no forgiveness in the exemption law.

The equalizer was declared defeated amid the opposition.

Wang Anshi transferred Xue Xiang to the south to take charge of the southern dispatch, which is actually equal to a larger scale. But the even-loss method with less movement and static. Xue Xiang has always done well in the south with his personal ability.

Until this spring. Two things happened.

The first thing is that there was no war for a year last year, there were no major disasters, and the country immediately generated a large surplus.

It is a good thing that there is a surplus, and if the treasury is not empty, everyone will not panic, and besides, there is still a debt to be repaid. Wang Ju doesn't know whether the arrears have been repaid or not, but the treasury has a lot of money, which means that Wang Anshi has a lot of capital in his hands to call, not like the beginning, the treasury is empty, and he can't do what he wants.

The second is that Wang Ju set up a development fund in Gyeongju.

It seems to be good, but this interest rate difference is too low, if it can't be recovered, it will definitely lose money, Wang Anshi dares to treat it as usury, usury interest is so high, there are many debts that can't be recovered.

The main Wang Anshi was in the capital, and Wang Ju didn't report it, he saw it in a fog, so he tried it, and asked the inner treasury to transfer out the money and lend at four cents.

The result of this four-point profit release can be imagined, either it can't be recovered, or it can't be released.

But Wang Ju's doing so has undoubtedly made many people see another path, which seems to be a brighter and more profitable way to make money than the Qingmiao method. It's just that almost all of them faintly feel that they can see clearly but not clearly, so they silently observe the changes in Gyeongju.

Then came to Wang Shao's city law.

This can be easily seen clearly, in fact, it is a copy of the even-loss method, and the income is really good.

A commoner named Wei Jizong, seeing this shape, wrote a long piece of music and wrote it to the imperial court. In the chapter, it is dedicated to the danger of the group and the big businessmen, as well as the law of the city.

It came at the right time.

Wang Anshi immediately set up the city and let Wei Jizong participate in it. Subsequently, the city was changed to the city of the city, and the major commercial cities set up branches, also named the city of ease.

The City Law begins.

There are twelve articles in total, the main three, and each city has two supervisors, one promoter and one official officer. The local merchants could serve as supervisors or civil officials, and together with the magistrates sent by the imperial court, they could supervise and restrain them, and "buy or sell" some unsalable goods at a reasonable price. In addition, the government recruits economic people such as shops and tooth people in the capital, and they are responsible for specific goods sales and sales.

If the foreign merchants are unsalable, they can be handed over to the city for evaluation, and the officials, the tooth people and the merchants themselves will be evaluated, and the city will buy them and then distribute them to the local shops for sale.

The big businessmen who served as supervisors and the pedestrians who joined the city could borrow money from the government to expand their business, but they had to use their own assets such as homestead land or borrow gold and silver from others as collateral, and those who repaid it within six months would pay the government one cent of interest, and two cents of interest within one year, and if they did not repay it after one year, they would be fined two cents of interest per month. That is, it must be repaid within one year, otherwise the sky will fall, and the principal and interest will be divided into two, the penalty will be two percent, and the interest will be four quarters! Moreover, in order to fear that the merchant will not repay, the pedestrians who are engaged in the city's business must be guaranteed by five people, and if one person does not pay back, the other four people must repay it for him.

Won't I borrow it?

Well, here comes the meat show.

The nature of the Shiyi Law is actually a national super comprador, an enlarged version of the equalization law, and a super big group bank.

Can you escape without borrowing?

Therefore, there is a provision in this article, the state will pay to buy back the "unsalable" commercial goods, but let Wang Anshi sell them? That's impossible. These commercial goods are evenly distributed to each pedestrian, that is, each merchant, and "all the public invitations" to each shop, and they sell them, and the "credit loan" is repaid within half a year after the sale. Pay an additional cent of interest. If it is more than half a year. It's two cents of interest. If it is more than a year and has not been sold. Wait and jump into the fire pit.

Indeed, in some places, the market law slightly complements what is available and what is not, and stabilizes prices.

There are other positive aspects, such as the citizens of the capital took the initiative to borrow capital from the city, and set up melon and fruit stalls on both sides of the royal street to sell, the government benefited, and the people also had more opportunities to make a living.

But......

First of all, can it really complement each other? Because of the monopoly of the regimental bank, it has created some local commercial goods that cannot be sold. On the other hand, commercial goods cannot be bought. But this is only a minority, if it is not for the very few cases, in fact, the reason for this is the backwardness of information in this era.

Can the government do it? For example, Yuzhou Qin pepper harvest, the local unsalable, send someone to report to the capital, this is not a national event, it is impossible to use a special foot to deliver, wait until it is sent to the capital, and the capital will make a judgment. Then it will be sent to Yuzhou, and then the goods will be transported to the capital. I don't know how many days have passed. Maybe Qin peppers from all over the country have poured into the capital.

The second is to help small and medium-sized businessmen and avoid the oppression of big businessmen. But why is there a dichotomy?

For example, in the nine to ten years of Xining's history, the principal was nearly 5.9 million yuan, the interest was more than 1.43 million yuan, and the market was nearly 100,000 yuan, and the interest and market money were as high as 22 percent.

Don't worry, this is just the number on the books of the city, and when it comes to the bottom, is there no corruption and extortion by officials?

Therefore, when Yuanyou banned the city change law, the number of households in Kaifeng alone owed the city to 27,155, 2.37 million yuan. Among them, there are 27,093 households with small surnames (small merchants), with a total debt of 830,000 yuan, and 2,535 households with less than 200 yuan (extra-small merchants), or 460,000 yuan.

Who is the market law fighting against?

Don't cover it up for Wang Anshi, it's the small and medium-sized businessmen he wants to help that is being hit!

The reason for this is that it is this two cents.

If the goods are sold smoothly, that's fine. But it doesn't sell well, and even businessmen can't make a judgment, so how can the government make a judgment? Besides, the government is only responsible for buying the goods back, and then distributing them to various merchants on credit, how much responsibility can there be? So what to do if it doesn't sell well, and also divide the share, big businessmen can use the door to convert the risk, or transfer it to other places to avoid losses or capital backlog. But what about small and medium-sized businessmen? I couldn't sell it, and I began to owe usury to the government.

In order to prevent the debtors from escaping, the city "sent people to be evicted" during the day, and "banned by public banks" at night. ”

It's not even more dangerous.

Just like the purpose of its establishment, it is to buy unsalable commercial goods from all over the world, so that ordinary producers can get more vitality. The intention is good, but when it comes to execution, should you really buy unsalable goods from all over the world?

To use an analogy, this year's wind and rain are smooth, the oranges are harvested, and they can't be sold everywhere, will the market buy them back at a fair price and sell them again?

Don't take this seriously. Just like when the Seedlings Law was implemented, we would never force the people to borrow, and as a result, the whole country was forcibly apportioned.

Therefore, some benign commercial goods have been targeted one after another, just like the four major workshops under Wang Ju's hands, is it possible that bamboo paper, cane sugar, shochu and fireworks are also unsalable commercial goods?

Even if there are no such ills, then there is a state that is responsible for all goods, please look at the sixties and seventies of the Celestial Empire, the era of tragic tickets......

It can be said that the Shiyi Law is a strict regression in the commercial history of the Song Dynasty!

Its goal is not so great, the main thing is to further enrich itself!

"Jiefu Gong is stupid, our workshops are all conscience workshops." Li Zhen asked puzzled.

Driven by Wang Ju, some new terms appeared in the Song Dynasty, including the word conscience.

Just like after the New Year's Day last year, until now, Wang Ju has sent more than 700,000 pieces from various workshops to various soldiers and the families of martyrs.

However, this money is not Wang Ju's alone.

Among them, the soju workshop has an income of nearly 300,000 yuan, and Wang Ju's other three workshops have a dividend income of more than 200,000 yuan, and the rest is donated by ten merchants.

This is only part of it, and the money and silk for making zuò armor that were handed over to Zheng Baiqu the year before last are not only the dividends of Wang Ju, but also the dividends of ten merchants, all of which are used to donate.

Count forward, count the donations.

Another example is the soju workshop, the ten merchants have no merit, there is also hard work, according to the reason, the shochu workshop also has their deed shares, but Wang Ju said that all its income was diverted to the state, and the ten merchants did not say a word, and gave up all their profits.

In addition, the bamboo paper workshop takes out so much bamboo paper every year and donates it to some students in poor states and counties.

The tax that should be paid in normal times is not less, and it is paid to the imperial court in full. This tax is not a small number, the four workshops together, the annual tax paid has reached hundreds of thousands!

If Wang Ju donated ninety-five percent of his income to the state in disguise, these merchants also transferred sixty percent of the income to the state by Wang Ju's arrangement.

Wang Anshi clearly wants to go crazy with money, and such a workshop is embarrassed to do it.

"Uncle, you don't understand, although it is also for the state, but in my hands, it is in the name of raising me, not the name of raising Jiefu."

"That's ......"

"That's it," Wang Ju said.

In fact, Wang Ju had long expected that the Shiyi Law would have an adverse impact on several workshops, and even expected that Wang Anshi might buy bamboo paper from bamboo paper workshops a few years ago.

However, he didn't expect that Wang Anshi intended to transfer Chen Xiang to Hangzhou in order to force himself.

"The city is easy, the city is easy......" Wang Ju couldn't help but shake his head, no wonder even an honest minister like Li Suzhi faintly expressed his dissatisfaction with Wang Anshi.

This method of burying Wang Anshi's change of law!

How do you cope now? (To be continued......)