Deng Ming, who did not know much about the scope of the bank's work, tried his best to recall it, and finally settled on the rule that for the time being, only those veterans in need were allowed to lend. And it is necessary to strictly control the amount of zhì, so as not to cause inflation, others are a little puzzled by Deng Ming's thoughts, thinking that this is just a matter of changing the IOU from the left hand to the right hand, anyway, the bank is also opened by the yamen, and the thousand articles are also collected by the yamen. Deng Ming couldn't think of any good reason to explain everyone's incomprehension for a while, so he told them that he still had some ways to make money in the future, but he didn't need it for a while, and now he was making some preparations.

Hearing Deng Ming say this, suddenly all the people had no doubts, everyone knew that Deng Ming was the best in the world in business, since he said that he would use this to make money in the future, there would be no problem. In addition to the problems of the bank, Deng Ming also introduced the commercial banking system, which he also modeled on the future company system. The commercial bank system stipulates that every qiē in Chengdu Prefecture is monopolized by zhèngfǔ, and whether it is flying in the sky or swimming in the water, it can only be caught or sold with the permission of the yamen - at present, of course, Deng Ming has no manpower, and he does not intend to care whether the people are fishing or not, but he first grasps this monopoly in his hands. However, any firm is no longer bound by an IOU as long as it pays a certain amount of IOU, and this right of production and sale is granted to the firm and not to the individual.

Deng Ming also didn't know the specific reason for this, but since all countries in his previous life adopted the company system, he thought that this system must have its own advanced xìng. For Deng Ming's arrangement, his subordinates also accepted it, Ren Tang and others felt that Deng Ming's rule seemed to have a deep meaning behind it, and secretly guessed that this was Admiral Deng paving the way for making money in the future.

"There is another question that many people have asked me, that is, if you encounter a dispute, where should I go to comment." Through Guò's analysis of the data, Deng Ming found that many people had similar concerns, and these auxiliaries naturally had commanders in the army who were responsible for handling conflicts. But now that they have been discharged from the army, they are no longer subject to military law: "What should I do if there is a fight for water, a fight for land, a quarrel, and a wound but not too badly." ”

If there is an incident of Yan zhòng's injury, naturally these people can go to the Yamen to file a complaint, but if it is just a trivial matter, many people feel that it is not cost-effective to go to the city for this purpose. Many of these retired soldiers were originally refugees from Sichuan, and many of them had no relatives, and many of them felt lonely and afraid when they first left the army.

"In the past, such trivial matters were generally judged by the villagers." Ren Tang muttered and didn't continue, now there are no clans near Chengdu, and there are no respected villagers. Moreover, because of Deng Ming's low-tax policy, the peasants are distributed over a vast land, and it is indeed impossible for them to go to the city for any minor disputes, but if they are ignored, there will be a phenomenon in which honest people are angry and those who are tyrannical and domineering people benefit.

"If we don't care, there will be other people who will come forward, and if it's a fair person, it's fine, but I think most of them will turn into bullies." Deng Ming believes that any vacuum of rights will be filled by someone, which is the same in the East and the West. In the West, the local authority of the king was challenged by the lords; In China, on the other hand, the local tyrants and gentry control the judicial power at the grassroots level.

Deng Ming was not aware of this problem before, and it was not until this interview that it surfaced, and he believed that there may not be this problem among the people near Chengdu now, and those potential heroes may be forming. It's just that the time is short, so they haven't formed the control of the people, and those future heroes and powers have not yet realized their power at this time, and now they may still be like ordinary farmers, but they are more prestigious, and their neighbors are willing to listen to what they say. This root must be cut off as soon as possible, and Deng Ming threw out a solution: "I plan to set up a group of township pavilions." ”

Under the command of Liu Yao and others, there are also some old and frail soldiers, or poor people who are disabled for various reasons, and these people can only beg in the army after losing their labor force. Deng Ming has asked the military for these servicemen who have no productive capacity, and asked the military to agree to their discharge.

The military did not object to this at all, and like all armies of this era, there was a feeling between the generals and soldiers of the Ming army similar to that of the king of the mountain and the minions, and it was this feeling that made the military willing to continue to feed these disabled and elderly soldiers, and could not bear to see them starve to death. However, they did not starve to death, and the amount of living materials they could obtain was certainly not comparable to that of labor.

Since Deng Ming announced that these people would be supported by the yamen of the capital, the military also happily handed over these people to Deng Ming, a total of more than 200 people. These people are just not up to the heavy work of agricultural production, but they are not completely incapacitated.

"How many pavilions to build, you can study again, I plan to find a few readers to teach them to read and write, from the first group of people to pick out the pavilion chief, the rest of the people are pavilion scholars." Deng Ming plans to establish a jǐng inspection bureau, a fire station and a post office in the future, so that the rights of zhèngfǔ will go deep into the grassroots of society, and will not give clan power and the powerful to live in space, but there is not so much work to do now, so this pavilion can be used to do the above work: "The pavilion chief and the pavilion priest have to learn the law, and if there is a dispute in the local area, the pavilion chief and the pavilion priest will come forward to solve it, as long as it does not involve serious crimes such as murder, robbery, theft, and strict zhòng wounding, the pavilion can solve it." If Tong Xiucai is not satisfied with the solution, he can file a complaint with the Yamen. ”

Although it is unlikely that there will be a big mistake in the short term, and Deng Ming will further split the power of the pavilion in the future, he is still afraid that his pavilion will become evil officials who oppress the people: "I want to sue these people, although this job cannot be hereditary, as long as they do not sin, it will be for life." In the future, when they really can't do anything, the pavilion chief and pavilion priest can also retire, and I will give them a pension for their old age. But as long as they commit a crime and are sued by Tongxiu to the Yamen and convicted, then they will fend for themselves. ”

In Deng Ming's research interview materials, the 5,000 veterans still lived in the barracks, and those who planned to farm took advantage of this time to look at the terrain and choose land for themselves. Soon the Chengdu Yamen began distributing rations and seeds, forming them into teams and lending each team some tools to build their homes, so that they could help each other build their new homes.

The number of veterans living in the barracks is decreasing day by day, and in the end, only miscellaneous auxiliaries like Lu Huan remain, and more than 100 people are the last group of people in the barracks.

Together with more than forty other companions, Lu Huan was brought to Deng Ming again.

Today, Deng Ming did not speak one-on-one, but set up more than forty chairs, and after everyone sat down, Deng Ming said to them: "You were all soldiers engaged in salt production before, and you have never touched the farm or almost never done it, and now you can become salt merchants who are not subject to the restrictions of the salt monopoly; If you don't want to, you can still pick the land. ”

Hearing that he could become a salt merchant, the audience immediately whispered excitedly, and after their discussion gradually subsided, Deng Ming continued: "But you will definitely owe me a lot of debt because of this, if you can't repay it in the future, it will be a waste of hard work, don't blame me for not suing you earlier." ”

After Jǐng told these people, Deng Ming took out his trading house system and tried his best to introduce the system to these people: "This permission to produce and sell salt is for the merchant house. First of all, in the future, if the business bank cannot survive and goes out of business, you don't have to bear these debts, and you can still go farming. Secondly, you don't have to give me an IOU for each of you, but there can be many people in a trading house, and if you give me two hundred yuan each, you can have a license to make and sell salt. ”

Deng Mingjian and these people discussed it on their own to see how to form a trading house that could produce salt: "I don't care in the future, you can recruit more people, but now, no more than ten people are allowed in any trading house." I will build a shop pù in the capital, and I can rent it to you or sell it to you, and I will collect an IOU. ”

This regulation was made by Deng Ming in order to avoid monopoly, and it was immediately suggested that they simply did not have so many IOUs in their hands. After hearing this question, Deng Ming pointed to Xiong Lan on the side and said, "This is President Xiong, he will lend you an IOU, and only collect half of the profit a year." ”

After thinking about it for a long time, Deng Ming finally decided to let Xiong Lan take charge of the bank first, although Xiong Lan seemed to have a good administrative mind, but Deng Ming was still unwilling to give him so much power at once, and he was also worried that his subordinates would be dissatisfied. In the past few days, Deng Ming has talked to Xiong Lan several times, and handed over the new bank to him, hoping that Xiong Lan can use this tool to help talented people build private industries and businesses in Chengdu.

Deng Ming didn't know how to run the bank, so he gave Xiong Lan two dead orders, the most important thing was not to issue IOUs indiscriminately, Xiong Lan's bank president was only responsible to Deng Ming, and there was no need to ask about the balance of the capital yamen; Secondly, Deng Ming also told Xiong Lan that he would keep an eye on the price of rice in Chengdu, and the price of rice could fluctuate, but if the transaction price of a stone of rice exceeded 120 yuan, or was less than 80 yuan, then Xiong Lan was the only one who asked.

Shut down

In addition to Lu Huan's batch of salt makers, there are also pigs, cattle raisers, and mining workers, and Deng Ming also handled them all. Before Lu Huan and the others left, they also asked Deng Ming if their tax exemption certificate needed to be refunded - anyway, they didn't plan to farm now, and it was useless.

"You don't have to give it back to me," Deng Ming said to them, "If you don't farm and don't have a protection fee to be reduced, you can use this to go to the yamen to get an IOU of 200 yuan per year." ”

Deng Ming had reached an agreement with Di Sanxi, and the other party agreed to take all the 2,000 prisoners to Jianchang, and then return 1,500 men to Deng Ming, who he designated. Di Sanxi thinks this deal is quite cost-effective, most of the two thousand soldiers are strong, and after he brought it back to Jianchang, it must be more than one for one when he used it to exchange for the auxiliaries under other generals, if it is used to exchange for the women in the hands of other generals, then it can naturally be exchanged for more. Of course, Di Sanxi did not intend to monopolize the profits of this population x transaction, and he would definitely share some of them with the other Xiying generals who sent troops to Chengdu, and Feng Shuangli would definitely have to pay a tribute. x

Deng Ming knew that Di Sanxi could probably make a lot of money, but this was also the right thing to do, after all, Di Sanxi worked hard all the way to Chengdu to support him, if Deng Ming didn't express his gratitude for this, then how could he expect Jianchang to continue to act as his backing in the future?

Before Di Sanxi took these people away, Deng Ming used them one last time, and asked these people to help demolish a house in Chengdu City and renovate a wide avenue. This avenue is thirty meters wide, which is five times as wide as the previous Chengdu Yamenqian Avenue, and after seeing this new avenue, both Liu Yao and Di Sanxi praised it, saying that they had never imagined such a wide avenue.

At the closest point to the city gate of this avenue, Deng Ming had the captives build a number of shops on both sides, which were not large in scale and looked very inconspicuous compared to the wide avenue.

"If I can gain a firm foothold in the capital and restore agriculture and animal husbandry, there will be all kinds of shops in the future, grain, groceries, meat, everything, including a large deal in horses and weapons." Deng Ming looked at the dozen or so newly built shops, all of which were rented to the newly born commercial houses at very low prices: "By that time, I should be able to sell the land on both sides of this avenue for a lot of money." ”

When Deng Ming was looking forward to the future, Liu Yao, Yang Youcai, Liu Jinge, Yuan Xiang and many other subordinates flocked to him, shouting for Deng Ming to give this street a name.

"Well, let me think about it." Deng Ming pondered for a moment, and the first thought that came to his mind was: Senwei Road.

"Ten Horse Street!" Li Xinghan first helped to come up with an idea, this avenue is so wide, ten horses walking side by side are probably a big piece of wealth.

Zhou Kaihuang is the second: "Nonsense, it's obviously Twenty Horse Street." ”

"Deng Gong Street." Xiong Lan, who was in the distance, hid behind the crowd and shouted.

Many people nodded in agreement, and the other Jianyì had similar ideas even if they were different from Xiong Lan.

"Admiralty Street." The new shouts were echoed more, and the officials present almost immediately realized that Xiong Lan was inappropriate, and Deng Ming was obviously not surnamed Deng, and how could he be a duke? Since this street was built by His Royal Highness during his tenure as the governor of Sichuan, it is good to commemorate this.

"Shuwang Street." This is Liu Yao's.

was immediately opposed by Zhao Tianba: "Zhongxing Street! ”

"Hongguang Street." Ren Tang also shouted playfully.

But Deng Ming finally chose another name: "Let's call it Chūn." ”

Since Deng Ming has made a decision, of course everyone else has also shouted.

"It was a group of slave laborers who built Chūn Xilu, and the first money that supported me to revitalize Chengdu's industry and commerce was also the income from human trafficking." Although Deng Ming knew that no one would think that his move was inappropriate at the moment, Deng Ming had some strange feelings in his heart: "I don't know how the future generations of this world will evaluate me in hundreds of years." ”

……

Four hundred years later, with the continuous observation of parallel universes, there are endless voices questioning the lack of information exchange between the two universes. Some people even boldly assert that there are scientific madmen in this universe who have exerted influence on backward parallel universes.

Although these hypotheses cannot be proven, and some theories are even completely untenable, they still have a fair market because there are some coincidences that are really puzzling. For example, the Chūn Xi Lu in Chengdu is an example: although the two universes have completely different directions and locations, they do share the same name. After studying the history of parallel universes, scientists discovered that the universe's Chūn Xi Road was built by Yang Sen, the general of Senwei in China's Beiyang Zhèngfǔ, and was originally named Senwei Road, but when Yang Sen was driven out of Chengdu, the road name eventually became the same as the original universe.

Recently, a new theory has been proposed, that is, the information of the more advanced universe will spread to the lower universe in some mysterious way, and it will be spontaneously generated without human intervention, just like the influence of higher civilizations on lower civilizations. Since this parallel universe is too far behind the original universe, there will be obvious influences such as Chūn Xilu, even if the original name is Senwei Road, it will eventually be interfered with and modified to be consistent with the road name of the advanced universe.

The scientific community evaluates this theory as it is not so much a physical theory as a cosmic discriminatory psychology.

However, since the scientific community is still unable to explain this coincidence, they are unable to eliminate the influence of similar hypotheses.

……

I heard that Li Muyang invited everyone to watch the play today, and many neighbors rushed to the stage to gather here, and tonight's performance class does not charge tickets for the audience's corner, all of which are given by Li Muyang.

When everyone was satisfied, Li Muyang jumped on the stage: "Brothers, I want to ask everyone for help." ”

"Is it another IOU?" Many people have this idea in their hearts, since the yamen can replace people with IOUs, IOUs, which were originally regarded as dubious by everyone, have suddenly become sought-after. Almost all of the thousands of Yunnan people who moved from Jianchang to Chengdu still have family members working as coolies in Jianchang, and they always want to redeem their relatives from the military camp.

The criminal officer Yamen said that it didn't matter if they couldn't pay the 5,000 yuan IOU for a while, and they could be lent to them by Xiong Lan's bank first, but as soon as the people settled the accounts, the ransom was so high that it was frightening to death, and if the 5,000 yuan was borrowed from the bank, 10,000 yuan would have to be repaid to the bank within 10 years, and if only 3,000 yuan was borrowed, 6,000 yuan would be repaid within 10 years. In that case, of course, it is a matter of how much you can pay, and it is better to pay it off immediately.

However, the 5,000 yuan IOU meant that the military had levied an extra 50 stone of grain, which took four or five peasants to make up, so the Yunnan people, who were eager to redeem their relatives, borrowed IOUs from their neighbors one after another. Although it is possible to exchange grain for IOUs from the yamen, not many people are willing to exchange life-saving food for a piece of paper, so they can only ask their neighbors for help. If one family is not enough, they will find a few to borrow, and some people will borrow 100 from this family, and which one will borrow 200, and they can borrow thousands of IOUs from a dozen neighbors.

However, people who are familiar with Li Muyang are a little strange in their hearts, this guy is from Sichuan, and he was a shepherd under Liu Yao before, so there is no need to ransom people at all.

Last year, when Liu Jinge had just established the Yamen, the Chengdu military decided to release a group of auxiliary soldiers to respond to Deng Ming's call, and it was at that time that Li Muyang was able to leave the army and become a common man.

"Brothers, before I fled to the capital, I used to strike iron." Li Muyang said to everyone in the audience: "Scythes, hoes, axes, there is no ...... I won't do."

Li Muyang was fled to Chengdu after the contact with farm work, because he was not good at cultivating the land, so he was sent to shepherd sheep, and it was for this reason that he was released from the army, although Li Muyang was diligent this year, but the harvest was not very good. After hearing about Deng Ming's new policy, Li Muyang was moved and wanted to re-engage in the old business.

For this reason, Li Muyang has already made a trip to the bank, wanting to borrow an IOU to open a blacksmith shop, and now there is a need for farm tools everywhere around Chengdu, Li Muyang thinks that business should be good, and he has even contacted two iron ore companies in preparation to buy their raw materials. But Xiong Lan's hands and feet were tied up by Deng Ming, who said that the loan plan was aimed at veterans, and that IOUs could not be issued indiscriminately. The rent of the shop, as well as the deposit for the purchase of tools, equipment, and iron, may add up to tens of thousands.

After carefully questioning Li Muyang, Xiong Lan felt that this might indeed be a good business, and Li Muyang should be able to repay the loan and pay a considerable amount of business tax to the yamen. Therefore, Liu Jinge and Xiong Lan told Li Muyang that if he could borrow half of it, the rest of the bank could lend to Li Muyang.

"The IOU you lent me today, I will repay it in full within a year, and I will give you 30% of the interest!" Li Muyang shouted vigorously: "Brothers buy guys from me, and I will also give them a discount, how about it?" ”