The Family and the Country Chapter 88 Tide 2
"Who is Wang Boyuan?" Before Yang Yinpu could speak, he spoke to the people from the Shanghai Administration for Industry and Commerce who came to him. Although everyone had seen Wang Boyuan's photo before coming to Fuyuanli, everyone knew that the person in front of him was so frightened that he couldn't speak.
"Allah...... Pander to... I just... Wang Boyuan, several big... People ......, please sit inside, what is there to talk about while drinking tea...... "Wang Boyuan was indeed frightened by Yang Yinpu in a red robe, although it was Yun Yan who was rusty on the complement, but this is a fourth-grade official, the same level as the mayor of Shanghai before the promotion, and this person looks like he is from Jingshi - not a good lord.
Wang Boyuan couldn't help but stammer, Yang Yinpu also took his eyes back from the copy of the business license, he smiled slightly with the attitude of an official, cleared his throat and said, "You don't need to drink tea." Wang Boyuan, this official is Yang Yinpu of the Financial Department of the Ministry of Households, and someone has reported that Fuyuan Li Bank is speculating on foreign exchange and speculation, so let's investigate it in particular......"
"Speculation is ......" Wang Boyuan unconsciously repeated the word, and the faces of Qin Runqing and the other clerks who were listening next to him turned white instantly, although they didn't know what the crime of speculation was, but it sounded like a terrible crime.
"My lord, this number has always been law-abiding, and has never ...... There has never been speculation! Wang Boyuan saw that the people were not polite, but his heart calmed down a lot, and as soon as his heart was calm, his mind was no longer empty, and many thoughts came up.
"Oh! Still dare to be hard-mouthed? Yang Yinpu's voice suddenly rose a little higher, and then he instructed his entourage: "Show him!" ”
"Yes, sir." After the attendant agreed, he took out a stack of papers, all of which were the exchange slips of the Zhengjin Bank filled out when exchanging yen, some of which were Fuyuanli's and some were not.
Yang Yinpu said: "Fu Yuanli has been speculating on the yen since the beginning of the year. Combined with retail investors, the amount of speculation so far has exceeded 20 million yuan. Wang Boyuan, you give this official an explanation, who instructed you to do this? ”
The more specific the question, the more certain Wang Boyuan became, and Yang Yinpu's questioning made him completely return to normal. He didn't answer and asked, "My lord, it's true that there is a matter of exchanging yen, but may I ask my lord, what is the illegal thing that Fuyuan Li did?" ”
"Illegal?" Yang Yinpu sneered, "The Ministry of Household issued a special document a year ago, asking all provinces and banks to prohibit speculation on the yen, so as not to affect diplomatic relations due to accusations from friendly countries." You don't see it, do you? What is not illegal, it is illegal not to follow the household documents! ”
As with all public-private conflicts. At the beginning of their appearance, the aura of the officials and masters was full, but when it comes to practical issues, the grass people will become more and more bold. Hearing that this adult was talking about the household documents, even Qin Runqing, who was frightened before, returned to normal - the household documents, the household documents are really useful, what kind of money do you make?
"My lord, I really haven't seen the household documents in this number." Wang Boyuan is still meticulous: "So ......"
Before Wang Boyuan finished speaking, the little official on the side handed over the paperwork. Yang Yinpu said: "Whether you have seen it before or not, start today." No more speculation on the yen! If it is violated, it will not be forgiven. ”
The problem seemed to be solved, Qin Runqing tugged Wang Boyuan's clothes behind him, and motioned for him to give in and send the visitor away first. I don't want Wang Boyuan to say: "My lord, this number has always abided by the law and never engaged in business that is not outside the scope of business. Acting as an agent for foreign exchange trading is one of the businesses of this number. How can you just stop it? If you really want to prohibit the buying and selling of yen, please show the injunction of Dali Temple, and this number will be obeyed. ”
"What a guts!" Yang Yinpu heard that Wang Boyuan was neither humble nor arrogant in opposition, and the evil fire suddenly burst out, and he immediately broke off.
"Adults don't dare. This number is just to respect the law and abide by the law. Qin Runqing in the back pulled him tighter, but Wang Boyuan was indifferent.
"Do you really think that this official can't do anything about you?" This time it was Yang Yinpu's turn to change, before he came to Shanghai, he heard that there were many people in Shanghai, and he didn't want to see Wang Boyuan, who was not amazing, was a big people. "This official told you that during the economic crisis, the Ministry of Household Affairs had repeatedly issued orders prohibiting speculation in all provinces and banks, and you knowingly committed it. Someone! I took Fuyuanli's business license! ”
"My lord...... this number abides by the law and will never dare to speculate! Don't dare to speculate! Wang Boyuan was still calm, and Qin Runqing, who was on the side, panicked when he heard that he was going to receive Fu Yuanli's business license.
"My lord, it's easy to get a business license, but it's hard to send it back." Unlike Qin Runqing, Wang Boyuan took a step back, meaning that if you dare to accept it, please accept it! His unyielding attitude completely angered Yang Yinpu, he glared at the stunned entourage, and shouted: "Accept Fu Yuanli's business license!" ”
After a while, the two yellow flag official cars parked at the gate of Fuyuanli disappeared. In Fuyuanli Bank, Qin Runqing trembled, pointed at Wang Boyuan and wanted to scold but couldn't scold, he just regretted that he shouldn't have partnered with Wang Boyuan to set up a bank - at that time, he saw that Wang Boyuan was unruly in his bones, so the premise of the partnership was that Wang Boyuan promised not to do speculative business anymore, and now it's good that this speculative business actually went to Japan.
"It's useless to point at me." Wang Boyuan smiled wryly, "We have a lot of money to collect yen in Beiting, if it really stops, can these yen be piled up at home to earn interest?" You must know that the yen is about to collapse, otherwise why would the household department come forward to ......"
"Collapsed! Ah, it's down! Qin Runqing, who had been choking for a long time, finally made a sound, he smashed everything he could get his hands on, and scolded while smashing: "You little red guy, before the yen collapsed, Allah collapsed......"
"Old Qin, Old Qin...... I have something to say. Wang Boyuan shouted while hiding, but he couldn't hide and ran out of the street. It should be that Fuyuanli was received a business license and the news spread, and a large wave of **** is coming.
"Quick! Close the door! Close the door! Wang Boyuan was shocked, although the commercial banks were required to hand over deposit reserves to the Shanghai branch of the State Bank of China in accordance with the regulations, but once the news of the confiscation of the business license spread, tens of thousands of depositors came to run, then Fuyuanli would definitely go bankrupt, so the best way now is to close the business, anyway, there is already an excuse for the closure of the business -- the court officials do not abide by the law and confiscate Fuyuan's business license.
Amid the bitter crying and scolding of countless citizens, all the nine branches of Fuyuan in Shanghai closed their doors. However, unlike the Huzhou Silk Bank, which had gone bankrupt and collapsed before, at two o'clock in the afternoon, Wang Boyuan made a special call to the major newspapers in Shanghai. He was informed that General Fu Yuanli held a press conference at the head office, hoping that various newspapers would send reporters to understand the people's situation.
"Is there any news over there?" Yang Yinpu, who took away Fuyuanli's business license, did not go to the city government, but went directly to the Shanghai Branch of the State Security Bureau, and he was received by Cheng Ziqing, the director of the Shanghai Tumbler.
"Lord Yang, please look at ......" Cheng Ziqing was only polite and enthusiastic about Yang Yinpu, but Yang Yinpu, who had little experience in officialdom, did not discover the deep meaning hidden in the depths of Cheng Ziqing's smile. He reached for the transcript. After turning it over hastily, he said, "It's all here?" How is this possible? ”
"Isn't it that Lord Yang thinks that this bureau has hidden other interception records?" Cheng Ziqing smiled, and his words were extremely polite.
"Don't dare, don't dare. Director Cheng was offended. Cheng Wanli, who went south with Yang Yinpu, hurriedly said that he had been in the National Security Bureau before. Brother Shihu, I can guarantee that there is no shortage of listening records. After 1:45 a.m., there were only so many phone calls from Fuyuanli, mainly to inform other branches to close down immediately, and then to call the major newspapers in Shanghai. The only suspicious thing is to call a person named 'Brother Leopard', this person doesn't know who it is for the time being, but it sounds like a big deal; finally, there is another thing that Wang Boyuan sent someone to the telecommunications bureau to send a telegram to the people who collect yen in Beiting, saying that there is an accident at the head office and asking them to suspend the collection of yen......"
There was nothing else to do, but when he heard Wang Boyuan call the major newspapers in Shanghai, Yang Yinpu chuckled in his heart. He stood up a little uneasily, and deliberately turned his back to prevent Cheng Ziqing and the others from seeing his somewhat uncertain face. After half a ring, he turned to Cheng Ziqing and said, "Director Cheng offended a lot just now......
"What's the offense," Cheng Ziqing laughed. Didn't care at all. "Lord Yang, please take a seat."
"May I ask Director Cheng if there is a long-distance call here?" Seeing that Cheng Ziqing didn't care, Yang Yinpu was relieved.
"Yes, yes," Cheng Ziqing smiled unabated, and shouted here and there, "...... Lord Yang is going to make a long-distance call......"
Yang Yinpu's phone call was made to the capital, and an hour and a half later, the instructions for his application were sent from the capital to Shanghai. Before leaving work. Mayor Yu Qiaqing, who was in the municipal building, saw the urgent message.
"What happened to us to inform the major newspapers not to publish the news of Fuyuan Bank?" Yu Qiaqing put down the emergency telegram and looked at Bao Junjian, the secretary general of his office, this kind of notice was common ten years ago, but it has become less and less frequent since then.
"My lord, I heard that it was the officials of the Ministry of Household Finance who confiscated the business license of Fuyuan Li Bank...... "Bao Junjian has known about this matter for a long time. But he has been pressed and has not reported, he is also a student in the United States.
"It's nonsense!" As soon as she heard that this was the case, Yu Qiaqing immediately became dissatisfied, "Now that the economy is in crisis, the market is turbulent, and the business license of other people's banks has been collected, people are afraid that if it is not good, it will run and go bankrupt." We haven't cleaned the ass of Huzhou Silk Bank last year, and now another bank has collapsed, how can we get it. ”
"My lord, it is mainly Fu Yuanli who is suspected of speculating on the yen foreign exchange, and there is a lot of pressure on the Japanese ambassador and the British and American ambassadors on the Jingshi side......" Bao Junjian had already known that Yu Qiaqing would have an opinion, and immediately asked for the original situation to be explained.
"Allah doesn't care about the Japanese ambassadors, British and American ambassadors, Allah only knows that from last year to the present, there are more than 30 bankrupt banks in Shanghai, the largest of which is Huzhou Silk Bank. At present, most of the farmers in Jiangsu and Zhejiang are bankrupt, and the rest are unable to make ends meet, and many of these people have come to Shanghai to beg for food, so that there are more and more chaotic people in Zhabei, and the public security in the city is getting worse and worse! Yu Qiaqing is very angry when he talks about public security -- Shanghai is a prosperous and civilized place, and he cannot tolerate the fact that some red men who do not have temporary residence permits will not only spoil the scenery but also cause hidden dangers to public security. Shanghai is the Shanghai of Shanghai people, and it is the Shanghai of people who buy houses and work here, and it is best for people from other places who do not have temporary residence permits not to run over and fool around.
"My lord......" Bao Junjian saw that Yu Qiaqing was angry, and only waited for him to finish venting before whispering, "The more this is the case, the more the news of Fuyuanli cannot be published." Once registered, the public did not believe that Fu Yuanli's business license was revoked because of speculation in foreign exchange, and they would only think that Fu Yuanli was also bankrupt. ”
Although Bao Junjian was a strong argument (Fuyuanli Bank had closed its doors, and the depositors did not clarify the facts, they thought that the closure was just a pretext, and in fact Fuyuanli had gone bankrupt), Yu Qiaqing, who had not had time to think about it, still signed the telegram, and then asked him to notify the major newspapers in Shanghai to prohibit the publication of news related to Fuyuanli.
Fuyuan Li released the news. The government banned the news. Wang Boyuan didn't guess this method, but he didn't expect the government to react so quickly, and when he was looking for news in a bunch of newspapers the next day, he found that all the headlines on the front page promised by the reporter yesterday were gone, and all the news of Fu Yuanli was placed on the second and third pages, and the specific articles were also very short. It is only a brief description of the reasons why Fuyuan Li closed his business.
"Bo Yuan, there are two official words, and the big stone crushes the crab. We do business harmoniously and make money, why bother with ...... Ahem... Compete with the Kyoshi household? Qin Runqing, who had been angry all night, didn't have any energy at all, he looked at Wang Boyuan, who was flipping through the newspaper, and persuaded bitterly: "Let's find someone to dredge up, what if you want to be fined, let's pass this pass first." ”
"Last night, I counted that the yen collected by Beiting was 14 million, plus those on the road and those in my hand now. There are nearly 20 million dollars, and at least half of this money is bought at a reasonable price. You asked me to be soft now, and as soon as I was soft, these yen would be in my hands, and as soon as the yen collapsed, Fuyuan would have to go bankrupt. "Wang Boyuan said." Although the bank is said to have limited liability, if it is really limited liability, your reputation and my reputation will be completely ruined, Lao Qin, you have to think about it......"
The registered capital of Fuyuan Li Bank is 5 million yuan. With the concept of limited liability, after the loss of 5 million, the shareholders have no other joint and several liability from a legal point of view. However, reputation in the money industry is more important than registered capital, and it is legally limited liability, in fact, no one in the industry takes limited liability seriously, and it is necessary to compensate children and grandchildren. Looking at it this way, if the yen really collapses, it will not be a blessing. It is the bankruptcy that all shareholders have to lose.
Thinking that he was going bankrupt, Qin Runqing cheered up and said, "Do you really think the yen will collapse?" ”
"Eight or nine are not far from ten, why don't you come here?" Wang Boyuan asked rhetorically, "It must not be our family speculating on the yen, otherwise why should the head of the household department come in person?" Since the household department is concerned about this kind of thing. The Japanese must not have enough gold, not only can we not be convinced, but we should also ship the yen as soon as possible......"
I wanted to persuade Wang Boyuan to give up, but I didn't want to be bypassed by Wang Boyuan, Qin Runqing nodded thoughtfully, and he asked tightly, "How do you get it?" Now our license has been confiscated. ”
"It's just us who has confiscated, hundreds of banks in Shanghai, how many can be revoked by the Ministry of Households?" Wang Boyuan said with a smile, and then went to call again.
Without exception, every phone call made from Fuyuanli was intercepted and recorded by the State Security Bureau, and all of these records were sent to Yang Yinpu, deputy director of the financial department, who came to Shanghai to inspect financial transactions. At this time, Lord Yang was losing his temper, he thought that he would not be able to publish a single news about Fuyuanli Bank, but he didn't want all major newspapers to publish the news that Fuyuanli Bank's business license had been confiscated. As soon as these stories appeared, they would certainly provoke other reactions, which he tried to avoid.
"What does the Shanghai government say?" Looking at his deputy Cheng Wanli, Yang Yinpu shook the news newspaper in his hand and asked with a face. "What the hell is going on?"
"Jixing said that he had done his best," Cheng Wanli knew that Yang Yinpu was not satisfied with the efficiency of the Shanghai-listed government, and it was not impossible to see the news, but it must not be reported before the matter was handled. "Shihu, the news industry in Shanghai is already very chaotic, after all, the competition is fierce, in order to cater to the taste of readers, basically readers like to watch what they want to read, almost no taboos. Like the half-naked woman on the cover of the magazine last time, didn't she just go to court? ”
"The fierce competition is their own business, and now the government has ordered a ban on publishing such news, but they have turned a deaf ear and published it, which is anarchy and lawlessness." Yang Yinpu was a little dissatisfied with Cheng Wanli's explanation, but the problem was that now that the news had been published, it was too late to make repeated orders.
"Your Excellency......" Yang Yinpu was angry, not wanting people from the State Security Bureau to knock on the door, "The Listening Office reported that Wang Boyuan is now entrusting a number of other banks to sell the yen, saying that the yen is about to collapse......"
"He dares!" Yang Yinpu glared at the clerk of the National Security Bureau with an unkind gaze, and frightened the man back half a foot, he immediately snatched the listening record in the man's hand, glanced at it hastily, and threw it to Cheng Wanli, and said menacingly: "Notify these banks immediately, whoever sells yen will have their license revoked!" ”
Yang Yinpu has a master's degree in economics from Northwestern University, and is full of theory, but he is not good at 'speculation'. The operation of non-governmental speculators has always liked to go against the government, and when the government says that the east is east, they will recognize the west, and when the government says that everyone should not buy silver dollar bills, they will desperately buy silver dollar bills. Now, on behalf of the government, he asked the banks not to speculate on the yen, and some people who thought the yen was stable began to worry that the yen might be unstable, and within four hours of his phone call to inform the banks, a small run took place on the Shanghai branch of the Yokohama Shojin Bank, and about 10 million yen of gold was exchanged.
This situation makes Japanese managers, who are well aware of the way of the market and the psychology of investment, dare not stop exchanging. Not only did they not dare to stop the exchange, but the Japanese manager greeted all the exchangers with a smile, and at the same time, all the gold in the vault was transferred and placed in the business hall on the first floor to facilitate the exchange. Of course, this is only on the surface, and in the office, the Japanese jumped to the foot to ask people to investigate the situation, and repeatedly asked Tokyo to transfer gold.
According to common sense, the Japanese manager sent a telegram to the headquarters of the Zhengjin Bank in Yokohama, and the headquarters reported to the cabinet for deliberation before the diplomatic instructions were sent to the Japanese embassy, and then the ambassador to China notified the Chinese diplomatic secretary Wang Chen's group, and finally reported to Premier Song Jiaoren and the household secretary Chen ****, and the party only notified Yang Yinpu in Shanghai after consultation. The other way is to have the Japanese consul general in Shanghai report directly to the ambassador in Beijing, saving the Japanese the Japanese process, but in any case, these methods are not as fast as Yang Yinpu's handling -- in less than an hour, he ordered the business licenses of these banks to sell yen to be confiscated. At this time, the Shanghai beach swept up a wave out of thin air.
On the evening of the same day, the Gao Yi Law Firm on Yuanmingyuan Road was overcrowded, and the general office of a bank was listening to the speech of barrister Ding Rong: "Ladies and gentlemen, the confiscation of business licenses by the Department of Household Finance is obviously illegal, although the confiscator is the Shanghai Administration for Industry and Commerce, but the reason written on your receipt is vague, saying that it is an illegal operation?" But it was not clear what exactly was illegal. Buying and selling foreign exchange is within the scope of the bank's policy, which bank does not buy and sell foreign exchange? ”
"Lawyer Ding, but the people in the financial department say that we are speculative." Jiang Yiwei, the general office of Zhejiang Industrial Bank, said that he was the largest of the confiscated business licenses.
"Nonsense!" Ding Rong, who was originally sitting, stood up suddenly, he has been a lawyer at the Commercial Press since he got his lawyer's license, because of Zhang Yuanji's matter, he has always been against the central government, and at the same time, because the joint venture between the Commercial Press and Japan's Golden Port Hall is very unpleasant, and in the end, everyone is torn apart, and they have no good impression of the Japanese.
Enraged, he waved his hand and looked at everyone and asked loudly: "What is speculation?!" Is there a word for speculation in the Constitution? Find out for me! The door of business is to do business, what to make money and do what, should the government also interfere? If you want to interfere, you can take out the documents of Dali Temple, and if you don't have the documents of Dali Temple, then get out of here!
You bosses, you look like you have a head and a face, and you are well-dressed, but when you see your knees in official robes, you are nine points weaker. Why be afraid of them? This country is not Manchu Qing or Soviet Russia, this country is centered on the law, and both the government and the people must pay attention to the law. Cai Xiaomin, who killed so many people in the past, only dared to put the people in Dali Temple under house arrest and did not dare to kill them, which shows that he also has the law in his heart.
Now you are half frightened to death when you see the officials, and they dare to swallow their anger when they do anything, and the result will be that they will be able to gain an inch! Look at the present, yesterday it was Fuyuanli, today it was six or seven (banks) at once, how many will it be tomorrow? The 231 banks in Shanghai, large and small, were all taken away if they had the ability to do so, and all the banks in the country were closed. Do they dare? They certainly wouldn't dare! Because they are worried about chaos, they know that they know the law and break the law, so I said that it is absolutely necessary to go to court; Not only is it necessary, but the lawsuit must be fought to the end, until the household department apologizes, and the official no longer dares to do whatever he wants! (To be continued.) )