Looking at the urgent look on Chen Jingyun's face, Anwarin knew that this was not a good time to make a fool of himself, so he didn't say anything else, but replied directly: "According to the meaning of the British, a short-term loan of about one million pounds can be provided, with the Fujian Provincial Customs Surplus as collateral, and the principal and interest will be paid off within four years, and the interest is nine percent, and it will be paid at a ninety-four discount." ”

When Chen Jingyun heard this, he secretly said in his heart that the British would really take advantage, not to mention the high interest, the handling fee would be as much as six discounts, which was more ruthless than himself, although he had bad intentions, but the interest rate was not high when he borrowed, only six percent, and the delivery was also according to nine or seven discounts. However, it is also understandable that this batch of loans from the British is a commercial loan, whether it is Otto? Jones and the commercial bank are all for profit. In addition to sending a large number of advisers and instructors to Fujian for thorough investigation, the more important thing is to support the southern side to counter the Beiyang and create a split situation in China.

"Are there any strings attached to their loans?" Chen Jingyun didn't want to be the same as the last time he used the salt government loan, and the other party said that it was not allowed to be used for military purposes.

Chen Jingyun didn't have the heart to spend such a large amount of money to borrow a large amount of money to develop people's livelihood. At least he doesn't plan to do this until he gets out of Fujian, and now his only goal is to expand the army and expand the army, and after he takes Guangdong or Zhejiang, it is not too late to consider developing people's livelihood and engaging in industry.

An Hualin said: "The condition is yes!" ”

Chen Jingyun frowned after hearing this: "What, do you still want to think that it can't be used for military purposes like last time?" ”

Anwarin hurriedly said: "This is not true, but the British side said that this loan cannot be used to buy any products from a third country, and if you want to buy from abroad, you can only purchase goods from British companies, and it is specified that it will be represented by Ovi Foreign Company." ”

Hearing this, Chen Jingyun's brows furrowed even tighter! If the British were promised, if they wanted to use the money to buy arms, they would have to buy British products. However, now that the Nationalist Army has been equipped with a large number of German weapons, and a considerable number of artillery, if the British are to purchase ordnance at this time, the ordnance system of the Nationalist Army will be too complicated, and it does not conform to Chen Jingyun's original intention of unifying logistics.

For example, Chen Jingyun did not plan to use the money of the British to buy things, all of which was used for military salaries, and then used his own money and his own taxes to purchase ordnance and various equipment from Germany or Ben.

After Chen Jingyun thought about it for a while, he also felt that these conditions were not too ruthless, as long as he got the money in his hands and accepted these were not a problem.

"These conditions can be negotiated, but more importantly, we can't see that we can borrow more, and now if they give a million pounds, it will be a little more than 10 million yuan, you must know that our Fujian province has a surplus of five or six million every year, and if it takes ten years to repay the principal and interest, it is not difficult to borrow three or five million pounds." Chen Jingyun said carefully: "The interest rate can't be too high, you have to continue to talk to them about this." ”

Chen Jingyun still has nearly 10 million money in his hand for the time being, and there will be no danger of financial collapse in a short period of time, and the reason why he is anxious about the finances is to plan for next year, so he can afford to wait for a while.

In a word, if you can borrow more, you can borrow more. It's really not possible, and when the time comes, we can directly use the loan to buy their industrial products! ”

After listening to Chen Jingyun's words, Anwarin said: "I'm afraid it's difficult, because it's not an official act over there, and it's a lot for a commercial bank to provide a million pounds, and I'm afraid it's more!" ”

Anwarin's words are true, and when he returns, he will visit Otto immediately? Jones, the result is about the same caliber, there is no more money, even this million-dollar pound family is still with a risky mentality, and I hope that Chen Jingyun can use this batch of money to buy products directly through Aowei Foreign Bank.

Anwarin inquired a little, only to find out that this Aowei foreign company had just been established, and the major shareholder was Otto? Jones! It seems that corrupt officials and corrupt officials are not exclusive to my Celestial Empire, and this Englishman has not fallen into the eyes of money. Some time ago, he turned his nose up at the loan proposed by Fujian, saying what about the national policy and international influence, and this time he turned around and came to provide loans to private individuals, isn't he afraid that the Fujian military and government will not repay the debts after the official guarantee?

However, when he thought that this batch of loans was secured by Guan Yu, and Guan Yu was originally controlled by the British, Anwarin was also relieved.

This batch of loans was not above board from the start, Otto? Jones even did it secretly, even contrary to the overall policy toward China of the Minister to China, Zhu Erdian.

You must know that in accordance with Zhu Erdian's China policy, the British political axe is currently advocating peace talks between the north and the south, and at the same time supporting Yuan Shikai as the president of China, so as to continue to maintain a unified but weak China. If Zhu Erdian knew that there were British people who secretly provided loans to Chen Jingyun to inflate the strength of the southern army, just for the high profits, I was afraid that he would be angry.

People, it is impossible for everyone to be a sage, most people are selfish, O'Do-Jones just showed his selfishness at an inappropriate time, as long as there is enough profit, anyone can take risks! Besides, Britain in those days believed in free trade, and Jurdian couldn't control the bankers.

In this context, Anwarin began to work with Otto? The people on Jones's side negotiated, and because Chen Jingyun was not in a hurry, the meeting was much slower than the last time he borrowed money from Yueben. You must know that since Chen Jingyun and Ryosuke Sato set the general direction last time, the personnel of the two sides signed the contract after a total of two days of talks, and it didn't take long for the ordnance of Yuben to arrive in Fuzhou.

Seeing that the situation is going smoothly as expected, Chen Jingyun has been in a very good mood recently.

The financial problem was worry-free in a short period of time, and Chen Jingyun once again put his focus on the army.

In the Governor's Mansion, Chen Jingyun was talking to a man in a suit.

"Your Excellency the Governor, according to my recent observations of your army, after discussing with a few other colleagues, I have discussed several plans, and I also ask the Governor to take a look!" It was Junichiro Yamamoto, the advisor who spoke.

"Oh!" Chen Jingyun took the plan in Junichiro Yamamoto's hand and looked through it carefully.

I have to admit that this group of people still has a very vicious vision, and in just a few days, they have seen a large number of problems existing in the national army, among which they directly pointed out that the lack of low-level officers and the unqualified technical surname soldiers will directly affect the combat effectiveness of the national army, and finally put forward a number of solutions, among which the low-level officers suggested that Chen Jingyun should establish a non-commissioned officer school to train low-level officers, and said that he was very willing to send retired officers to teach. Junichiro Yamamoto, on the other hand, suggested that the guard brigade in Fuzhou should be trained directly by the adviser of the technical surname, and then promoted to the whole army after it was organized and trained.

Looking at such a plan, Chen Jingyun could already feel from it that he was eager to influence the national army, and this feeling made Chen Jingyun very uncomfortable.

But despite feeling uncomfortable, Chen Jingyun had to admit that this Yamamoto Junichiro's suggestion was realistic and feasible. Don't look at the fact that the Nationalist Army now claims to be tens of thousands, there are as many as six field mixed brigades alone, and there are also two artillery regiments, but the old foundation of the Nationalist Army is the Tenth Town.

In the past, the Tenth Town was extremely short of senior professional officers, most of the officers were born in Fuzhou Army Primary School, a few were born in Hubei Army Middle School, and among the few people who stayed abroad, there was only one Chen Jingyun and Xiao Qibin left. Later, during the large-scale expansion of the National Army, there were also a few talents who came to take refuge, and there was even a student who had graduated from Lu Shi in advance, and these were all thrown into the guard brigade by Chen Jingyun. The quality of senior officers is so low, not to mention the middle and low-level officers, the vast majority of whom are the old foundations of the Tenth Town, and the former platoon commanders and the likes can now bring company commanders and battalion commanders, as for the former team officers and pipe bands, now they are at the brigade and regiment level, and as for the vast majority of many platoon commanders and squad leaders, they have been directly promoted from soldiers through military schools.

The inferior quality of officers is the fundamental reason for the low combat effectiveness of the national army. In order to solve this problem, the only way to solve this problem is to establish a military academy and spend time training its own officer talents, and Chen Jingyun has already begun to do this for a long time; more than 50 people in the first batch of the first batch of the January crash course of the Fuzhou Military Academy have graduated and been enriched into the Fourth Brigade, and the second phase of the crash course training is currently being launched. Students in the other three-month short-term course continue to attend classes, and when they graduate, they are given the rank of lieutenant directly, serving as the cradle of officers.

However, in the past, due to the fact that the teaching force of the Fuzhou Military Academy and all units were in the process of expanding the army, it was unlikely that too many officers on active duty would be sent to the training, so the one-month crash course could only be carried out in the form of rotational training. After graduating from these crash course officers, Chen Jingyun specially instructed Ma Cheng of the General Staff to not allow these officers to return to the old army, but to distribute them cross-distributed, which was naturally Chen Jingyun's order to prevent the risk of defection among the generals under him. Even Chen Jingyun thought that after the general stabilization had stabilized, he would make a provision that when a lieutenant was promoted to a colonel, he would have to go to further study, and at the same time he should not remain in his original unit, and when a colonel was promoted to a general, he would also have to go to further study and be assigned another after graduation, so that he would be able to avoid the situation of senior generals entrapping middle- and low-level officers for a long time, and reduce the risk of defection among officers to the greatest extent.

Although the opening of the Fuzhou Military Academy has solved the problem of existence to a certain extent, it still cannot solve the current situation of the extreme shortage of qualified officers in the Nationalist Army, so Junichiro Yamamoto suggested that another military academy be set up specifically for the training of low-ranking officers.

However, Chen Jingyun thought far more than Junichiro Yamamoto, he needed to consider the quality training of officers, and he also had to consider the control of the army. Therefore, in the military academy, he basically copied the Whampoa model, that is, he served as the principal himself, and occasionally took time to give lectures, and finally he hoped that all the officers of the national army would be born in the Fuzhou Military Academy, so as to form the most direct descendant force in the officer system.

Under such considerations, it is not in line with Chen Jingyun's plan to establish another military academy, so he said: "If the military academy is built separately, the cost will be heavy and the results will be slow. It is better to directly expand the Fuzhou Military Academy and raise the current scale of teachers. ”