Moreover, Wang Anshi originally planned to only carry out all the way in Shaanxi, why did he choose Shaanxi, because Li Shen had the foundation to implement the Qingmiao money, which would not make the people feel in an uproar.

After Wang Anshi and Lu Huiqing discussed, he presented this policy to Su Zhe.

Xiao Su said a sentence: "Lending money to the people, making the interest split in half, is supposed to save the people, not for profit." ”

Indeed, compared with the usury of the Song Dynasty that killed people and did not pay for their lives, the two dividends of the Qingmiao Law were too good to be better and the interest could not be lower.

But Xiao Su said again: "But when the cashier is in charge, the officials are traitors, and the law cannot prohibit them." ”

It means that there are policies above, and there are countermeasures below, and once they are implemented, it is impossible not to be unworthy as Wang Anshi said.

"Although the money is in the hands of the people, although the good people will inevitably use it in vain, and they will pay money, although the rich people will inevitably exceed the limit, I am afraid that the whipping must be used, and the affairs of the state and county are too troublesome."

Once the law is placed, there will be a suppression, once the result of the suppression is that it is easy to borrow money, and everyone does not want to repay the money when it is repaid.

Liu Yan of the Tang Dynasty was in charge of the national plan, and there was no fake loan, some people offered advice, Liu Yan said, so that the people got lucky to get money, and if they didn't pay it back, the country would have a loss, but if the small officials relied on the law to supervise the office, it was not convenient for the people. So I don't agree with fake loans. Besides, if there is cheap, there will be cheap, and if there is expensive, there will be no cheapness, so why use the method of fake loans. What Liu Yan said is the method of closing positions from time to time in the Han Dynasty. Now this Dharma is there, but it is not cultivated. If the public is sincere and interested in the people, he will do it, and Liu Yan's merit will be established. ”

Isn't it just to save the people?

Plug the loopholes of regular liquidation, buy grain when grain is cheap, and sell grain when grain is expensive. Where is the need for such trouble?

Wang Anshi and Lu Huiqing both have "ghosts" in their hearts and can't make a sound.

However, Xiao Su knew that he didn't speak well, and he was even more distressed in his heart, just when he heard that Wang Ju came to the capital, a Tianzhang Pavilion was to be controlled, and he also faintly pushed Wang Ju to the forefront, so Xiao Su found Wang Ju and complained vigorously.

Wang Juxian said to Qiongniang: "Go to the street to buy some vegetables and come back, it is getting dark, and Brother Ziyou will have dinner here." ”

"Whoa."

"Zi'an, stop in moderation, don't learn from my brother." Xiao Su Dao.

That is, it is enough to accept one concubine, and do not raise dozens of concubines at home.

"That...... Let's get down to business, first of all, let me talk about the regular closing. Usually closing positions will produce losses, one is the loss of transportation, the second is the loss of drying, the third is the loss of birds and mice, and these losses are unexpected, difficult to count. I used the errand law again, and used the errand who did not need money to manage the warehouse. Brother Ziyou, let me ask, I don't pay you to manage the warehouse, the materials in the warehouse can be pawned for money, and the loss of these materials is difficult to count, what will you do? ”

"I will definitely be greedy for ink, so I advise Jiefu to repair some of the drawbacks of normal liquidation."

"Easier said than done, how to fix it? In this case, if you invest a lot of money, even if you are cheap, can you achieve the same cashier? One. Second, the storage time of grain and grass is limited, and disasters cannot be budgeted. There are often no disasters within ten years, but these grains have rotted early, how to calculate this loss? If there are many disasters, how can the standing position be supplied? Chang close the position like this, and there are more loopholes in the righteous position, so Jiefu Gong did not agree. If the warehouse law is not established, how to use the regular closing position to help the people? ”

"I've thought about it too, but it's a troublesome thing." Xiao Su said distressedly.

It's not a troublesome thing, the exemption law is a line, and the warehouse law is erected. But that's it, there are still some unknown "losses" that are often closed, and there is no way.

"Don't worry, it's just the first one, secondly, the background of Li Shen's Qingmiao money, Li Shen uses Qingmiao money, and the commotion is very small."

Xiao Su nodded in annoyance.

It is precisely because of this that Xiao Su can't refute it well.

"But you didn't pay attention to the economic situation of the country when Li Shen was in charge of Qingmiao Qian, when the country's economy was not so tense, on the contrary, it came out of the Qingli War and gradually recovered. Therefore, Li Shen mainly forgave the people and saved the people, and some people could not afford to repay, so he did not force them to repay, that is, he used the low interest to protect the unpaid money and grain, and used it equally. However, in this way, the people's cultivation was guaranteed, Shaanxi produced grain, and the loss and cost of the state's transportation from the Central Plains was reduced. It's a pity that Renzong didn't notice his good governance. ”

"I understand that the main reason for Li Shen's success at that time was that he didn't want to accumulate money, and once he took wealth as the foundation, there would inevitably be a commotion...... It's still money! But why did Jiefu Gong say that the people do not pay taxes and the country uses it for its own use. ”

"This is exactly the third article I want to say, why did you serve as the inspector of the regulations, and the Jiefu Gong did not disclose to you the country's debts? If there is no such arrears, with the power of the public, it is indeed possible to achieve the people's own use without increasing taxes. Trust it! In fact, there is no need for much, as long as the problem of redundant troops and redundant officials and redundant administration is slightly solved, and some improvement measures are added, this can be achieved. But what about this debt? ”

Xiao Su was distressed again, and in fact, Zhang Zai was also frowning on the side.

This is not less, but more than 160 million, divided into ten years, and more than 16 million a year must be repaid, which is also a huge number.

But they have not yet anticipated the real crisis of this accumulated debt.

Wang Ju continued: "Why didn't Jiefu leak it, so far, I have only said it to three and a half people, one is a teacher, and the other is my original disciple Ge Shaohua, he is going to Guangnan to operate kapok for the inner storage warehouse, in order to make him cautious, I have to say it, and half a person, Zhang Zhifu, but I didn't mention the number, the other person is you." Why? is not only about the reputation of the first emperor, but also about one place, Liaoxia. If it spreads and let Liaoxia know, they will be able to join forces and take the opportunity to send troops to our court. What will be the consequences of going to war on both sides of the war that I am burdened with more than 160 million debts? ”

That is, in an instant, the finances collapsed all of a sudden, and then internal turmoil, external invasion, the Song Dynasty did not die, and lost half of the country.

Xiao Su and Zhang Zai couldn't help but tremble.

"Got it."

"Then why did the official family also raise the rich man?"

"I don't know much about this, maybe the official family and Jiefu Gong think that the rich man has an easy-going personality and is not enough to do harm. At the beginning of the reform, there are many opponents, and the rich man will be in front to shield from the wind and rain, which will be conducive to the implementation of the reform. But it doesn't seem to work very well......" Wang Ju laughed.

Don't look at Fu Bi, he said very little, but he only said a few times that Wang Anshi was a villain, so he gave the people below the courage to object.

And he has been angry and retired, which is also an attitude.

If Zhao Ji and Wang Anshi thought that Fu Bi could be a shield, then this move was also a mistake.

But although Fu Bi is against it, he doesn't jump up and down like other people, and he has a little bit of a gentleman's taste like jade, but he really can't think deeply, you are a gentleman, a good person, what about the country?

It can only be said that Fu Bi is not very angry, and he still cares about face and discipline to some extent, but as an old minister and important minister of the Three Dynasties, he is absolutely unqualified.

"Then why didn't Jiefu Gong carry it out?"

"He didn't do it right away, not because of what you said, but because there are two kinds of concerns, the first of which is a little smaller, which is what you say, real wealth. Li Shen's Green Seedlings Law is a temporary order, but the Green Seedlings Law is a legislative implementation, and once it is implemented, it will inevitably be apportioned, but this is not his main concern. ”

"What's that?"

"You didn't even think about what he was worried about. Although it is not good to collect wealth through apportionment, it is not possible for the state to collect money now. However, you also have to admit that once implemented, it is still beneficial for those who want to borrow. ”

Xiao Su nodded, there are a lot of people who want to borrow, that is the people written on Wang Anshi's strategy, such as post-disaster reconstruction, at this time, there is a two-cent Qingmiao money, and the victims can quickly rebuild their homes. For example, poor people, with green seedling money, spring sowing can be carried out smoothly.

But this is what Jiefu Gong is most worried about, why can it be annexed, the people are not difficult, can they sell and transfer the land? I won't say anything else, I only say that Han Gongwen and Fu Gong, how much property and arable land their family has. Even if the Qingmiao money is apportioned, how much can it be apportioned, and can you quarrel with Jiefu Gong for these few Qingmiao money? This one won't. But Brother Ziyou, have you ever thought of another place, usury. Seedlings don't pay much, but how much do loan sharks make in a year? Once the state distributes the green seedlings money, will they still be able to make a profit from these usury? How much will this loss be? I heard that Duke Su died, you and Brother Ling borrowed money to go back for burial, no one dared to charge interest on you, but what about the people borrowing money, that is geometric interest? Therefore, once the Seedlings Law is implemented, the wave of opposition will be even greater! And it is the most powerful and powerful against the officials! ”

Wang Ju threw out this truth, and Xiao Su was dumbfounded.

"Fu Gong and Han Gong don't know?"

"Okay, let me have another question, the Tang Dynasty didn't have five surnames and seven families, but why did the Tang Dynasty die? Is it true that the secession of the feudal town, the rebellion of the friends, and the dictatorship of the eunuchs? There is a part of the responsibility, but it is the Yellow Nest that really perishes. Why is Huang Chao plotting rebellion, because the five surnames and seven families are merged with the powerful and powerful, and the people can't survive. Are these gate valves really not aware that the people can't survive? But did they stop the annexation? People's hearts, always dissatisfied! ”

"The rich man won't be so unbearable."

"Okay, I'll say one more thing, when the rich prince entered Beijing, His Majesty asked the rich prince what the country should do, and the rich man replied that he would not talk about the army for twenty years, and he was not allowed to talk about money. In addition to the key question of recruiting and surrendering Weiming Mountain, did I respond to the foreign army that time? Even during the Battle of Dashun City, I was only forced to fight back. Later, he got an Anjiang Fort, and he was afraid that someone in the court would oppose him, so he was cautious, as if he had stolen something from a thief. Could it be that the Western Xia and the Liao State invaded, and our dynasty couldn't fight back? Don't talk about money, what should I do with this arrears? Don't pay it back? ”

Don't mention others, only mention the house that Fu Bi will repair in the future, come out of the living room, first pass through the Tanchun Pavilion, there is a mountain on it, there are four views on the top of the mountain to see the whole garden scenery, cross the river after going down the mountain, cross the Tongjin Bridge through the south, there is a Fangliu Pavilion on the bridge, look far away on the pavilion, there is a bamboo forest opposite, there is a high hall in the middle, called Ziyun Hall. To the right of Ziyun Hall is a sea of flowers, which brings together a variety of flowers, including the famous peony of Luoyang. After the sea of flowers passes through, it is the Yinyue Pavilion, the viewing platform, and the heavy wave Xuan. This is North Park. The north garden turns around and is a bamboo forest, all the buildings in it are made of bamboo, with a total of four holes and five pavilions. Out of the four holes and five pavilions, then to Meitai, then Tianguangtai, turn to the east, is Woyun Hall, there is water outside the hall, and there is a mountain outside the water.

These are just two gardens, not the main house.

Humble Administrator's Garden, compared with the rich house, it is easy to wash and sleep. Perhaps only the legendary Grand View Garden can be compared.

How much does this cost, can it really be built by the salary of Fubi?

However, it is not as good as Wang Gongchen's house, Wang Gongchen's house has been repaired for forty-eight years, and it has not been repaired, the main building is Chaotian Pavilion, and the people of Luoyang call it the nest house, which means the building on the top of the tree, high to the clouds. As a result, Wang Gongchen died, but it was not repaired, and he died, because the building was too large, so that the maintenance cost was too high, and his descendants could not repair his building even if it collapsed.

This is just for housing, as well as food and clothing, how much money does the rich family have?

Therefore, Wang Ju revealed the truth vaguely, whether it was Xiao Su or Zhang Zai, they were all dumbfounded at this moment, after all, Fu Bi should be like a very good gentleman in their hearts, an indisputable gentle gentleman.

"No......" Xiao Su muttered, still not convinced.

"Okay, let me say it again, how famous are the five surnames and seven families in the Tang Dynasty? I believe that their fame is better than that of rich people. The Tang Dynasty was not thin on them. However, if you think about it carefully, the role played by the five surnames and seven families in the Tang Dynasty annexation. Don't they know that under the nest, there is no truth about the end of the eggs? That's really a joke, how many scholarly children have been born in five surnames and seven families. Guan Jian is saying that it is easy for others, or that they also want the country to be good, but when it comes to themselves, they all automatically forget these truths! Reluctant to give up what you earn! ”

"No, Han Gong and Fu Gong launched the Qingli New Deal."

"Ziyou, the ancients are ancient, and it is difficult to distinguish between truth and falsehood, I only say that since Qin, how many real Zhongxing rules are there? The rule of Wenjing, the rule of Zhaoxuan, the rule of Yongzheng, the prosperity of Kaiyuan, the rule of Xianping, these are a few. However, the real civil and military people are only in the prosperous era of Kaiyuan. So can we compare the Tang Ming Emperor in the prosperous era of Kaiyuan with the Tang Ming Emperor in the last years of Tianbao? Brother Ziyou, at that time, the rich prince and the Han gong were young, and they were not the beneficiaries of the rights. But now Fu Gong and Han Gong are only Shoucheng, and they have also become the real beneficiaries of the rights. There is also the Qingli New Deal, which is mainly about people and not money, and all kinds of strategies are very empty. This time, the Jiefu Gong changed the law, which was both for people and money. The strategy is more realistic. It's easy to do without talking about money, but it's hard to do without talking about money. ”

Xiao Su was at a loss again, changing it back and forth, isn't it just for this money!

What's the point of changing if it's not money?

He thought for a while, and then said: "It's still not right, if there is so much debt, Han Gong will not be so radical in peacetime." ”

What Wang Ju said was too subversive, and he was still a little unconvinced.

"Radical? That one is radical, do you mean three stabs? Then you think wrong, Sanding stabbed one, that is Han Gong looking for a cheap way to raise soldiers. If he succeeds, he will also start to reduce his troops. If we want to improve our fiscal situation, we must cut troops. ”

"Then why didn't you cut it later?"

"The battle of Dashun City has exposed the true combat effectiveness of Yi Yong, Cai Gong and I dare not use it, so Han Gong dare not cut it. Not only did he not dare to lay off, but even when he left Zhongshu, he opposed the reduction of troops, for fear that the Tangut people would covet it! Therefore, in Zhengbaiqu, 46 battalions of new Baojie were added. ”

"Why didn't Han Gong ban Yiyong?"

"Righteousness and courage were mentioned by Han Gong, but the first emperor promoted it throughout Shaanxi, the first emperor may not listen, and the more this is the case, the more afraid of war, if you want not to fight, you must have some strength in your own hands, at least let the enemy think that the strong strength. If there is no war, this economic crisis will not be severe. ”

"In this way, Han Gong can still be calm?"

"Who said that Han Gong was calm? He was also thinking of a way, but the first emperor fought for Puyi, and the court collapsed, which aggravated the country's embarrassment, how did Han Gong think of a way? Therefore, he obeyed the will of the first emperor and agreed with Pu Yi. It may not be that the Han Guild agrees with Pu Yi, he just wants to straighten out the court. Whether it was going east or west, it was walking, but at that time, two horses, one to the east and the other to the west, not only could the cart not work, but it could be pulled back and forth, and the cart was pulled in half. However, he didn't expect that when the first emperor was rich in the Spring and Autumn Period, he would be very popular. When the official family ascended the throne, why did the official family want to kill Ouyang Gong, Ouyang Gong has some merit from the dragon. Is it just for Pu Yi? Debt! ”R1152