"Yao Dalang, don't be afraid, admit your mistake in front of the general judgment, and the matter will be revealed," another official comforted. In their hearts, they also thought that Zu Yang had taken shit luck, so Wang Ju paid attention to it.

But this is also normal, as long as the loan sharks are spared, half of them have done similar things.

Besides, now the entire rich people in Gyeongju are trying to save money in order to hoard green salt, as long as Yao Daworm is honest, I believe that Zhang Ji will not be sentenced heavily.

Yao Daworm had no choice but to let him go.

When the two officials saw the appearance of the mother and daughter, they immediately counted them.

This is really a big deal, that little Zhizhou seems to hate this kind of behavior the most, and even repeatedly ordered the three armies to have to rape women when they reach the enemy, otherwise they will be killed immediately.

The two officials glanced at each other, and didn't say anything, only said: "Yao Dalang, then you can take the deed of loan and enter the city with us." ”

Yao Da Worm's house is on the outskirts of Huai'an Town, not far away.

An elderly servant looked at the mother and daughter and said, "Come with us." ”

Three people were brought to the town.

The old servant whispered a few words in Zhang Qi's ear, which meant that the person was released, it was the mother and daughter, but this young woman seemed to have been ruined by Yao Daworm.

The Song Dynasty's emphasis on chastity was similar to that of the Celestial Dynasty in the nineties, and some people also liked, such as Chai Rong's stepfather Guo Weite liked widows, and Liu E was also a little wife. The same is true for the people, after the concubines of large families are released, many ordinary people like to marry this kind of "mature concubine". But if you don't pay attention to it, you will gradually pay attention to it.

This tendency can be seen in the passage of guò prostitutes, many of whom try to coax their status. Although it is a joke. But he has always been guarded like jade. To be a pure man, he is proud of himself.

Therefore, this matter can be said to be small and big.

At least spread the word, and some people will laugh at Zuyang and his wife.

Zhang Qi first looked at the deed of borrowing and said, "You are Yao Keming?" ”

"The little one is exactly."

"I asked you, the deed of loan clearly says that Zuyang will not be allowed to repay this debt until August this year, why do you collect the debt now?"

"Ming Gong, the small one is short of silver silk now."

"Then what right do you have to kidnap Zuyang's wife and daughter?"

"The little one couldn't get money, so he had to use his wife and daughter to pay off the debt."

"Then what did you do to Zuma's clan?"

"The little one is wrong. The small one is wrong. ”

In fact, Yao Daworm also has a crime, that is, in the Song Dynasty, no women are allowed to be sold, but this ban has also become a joke, not only the officials are selling, but the eunuchs in the palace of Song Renzong have also bought back two girls with national beauty and fragrance, and these two girls are still engaged. Then Wang Su and other ministers asked Song Renzong for someone, Your Majesty, it's not right for you to do this. Song Renzong was reluctant, but it was really wrong, and finally released the two girls out of the palace.

And Wang Ju is also selling prisoners of war. Among these prisoners of war, the makui soldiers were women.

The law of the Song Dynasty did not say that it was only forbidden to buy and sell the female mouths of the Song Dynasty, and the female mouths of the outer fans were casual.

So Zhang Ji didn't ask. Instead, he said, "Take him back to Gyeongju City first and torture him carefully." ”

"Oh," Zhang Qi added a copy in front of the question, and the official understood, answered, and escorted Yao Keming to the Gyeongju cell.

Zhang Qi threw everyone back, looked at Zu Yang and said: "Zu Yang, Lao Tzu said that fortune and misfortune depend on each other, you have to be valued by Wang Zhizhou, this is your luck, so if this happens, you can also use it as a kind of disaster elimination." ”

That is, you didn't have such a great blessing in the first place, but now this blessing has come, so God is destined to give you a little hardship.

To use a popular idiom, it is called the unblessed.

What to do, I have to comfort it like this.

"And Wang Zhizhou will also give you justice, but I have to say two more, the first is that Yao Keming has evil retribution, but you owe him a debt, and after you get a loan from the government, you will definitely repay it to his family in full."

"The little ones must obey."

"Well, Wang Zhizhou values you, not only because you have some ideas, but also because of how you usually are. Soon, the government will release your loan to you, and Wang Zhizhou will also invite skilled craftsmen for you from there. And you just came to Huai'an Town, and you also saw at the gate of the city, Wang Zhizhou deliberately exchanged materials for a large number of livestock on the side of the mountain, including lambs of cattle, horses and sheep, including some wool sheep (sheep). Not only that, Wang Zhizhou will introduce some measures in the future, but he does not really plan to completely interrupt the trade between Song and Xia, if the price is right, he can still exchange a large amount of fur from the mountain. That is, you don't have to wait until autumn for your workshop to start. ”

"Thank you Zhizhou, thank you Minggong."

"We are your parents, it is our duty to do this, you don't have to thank you, if you really want to thank you, remember in the future, while getting rich, don't forget your fellow villagers. Secondly, I will record a confession to your lady later, this matter is revealed, you have to operate with peace of mind, don't even pay back a penny of interest from the government in the future, then you will live up to everyone's expectations of you. ”

"Yes, yes."

Zhang Qi recorded a confession at this time, and then asked their family to go back, and then thought about it, and called a government official to ask him to go to Yanzhou and report to Wang Ju.

Because vaguely, he felt that this matter was not simple, and besides, there was a fatal exemption law behind the Qingmiao Law......

After Wang Ju read the case file, he asked the officer: "Are you from Huai'an Town?" ”

The government institutions of the Song Dynasty ended at the county level, and the remaining townships and towns did not have administrative departments except for some departments such as tax collection and warehousing.

Although Huai'an Town is an important military and commercial fortress, it also does not have an administrative department, and the administrative departments of the prefecture and county are all in Gyeongju City.

However, in addition to the various officials of the state and county, there were also a large number of officials, officials and yamen, and this number was huge, not only from Gyeongju City, but also from all over Gyeongju. Therefore, Zhang Qi went to Huai'an Town, and most of the officials and officials he brought were people from Huai'an Town.

It's just that Wang Ju asked in order to confirm.

"Ming Gong, the little one is exactly."

"Are you familiar with this Yao Keming? What is this person's usual life, don't answer with my likes and dislikes, please answer fairly. ”

"This man is usually a bit vicious. That's why it was called a big insect by the people in the township. But the family has a lot of money. ”

"Then why did he only give Zu Yang two points of interest?" Wang Ju asked again. These pieces of information were all secretly explored by Wang Ju by sending soldiers, and he also knew that Zu Yang had borrowed a lot of money, but it was mostly two cents, although two cents of interest was also a scary interest, but compared to the usury of the Song Dynasty, this interest can be said to be the starting price. Therefore, Wang Ju did not pay much attention.

"The little one has heard of some, after last autumn, Zuyang weaved a felt blanket, and the skills were relatively exquisite, but he wanted to further improve, and at the same time he wanted to add some looms, so he borrowed money from the villagers. Because he saw the prospect, Yao Daworm lent him some money. The interest is not heavy, if it is heavy, Zuyang may not borrow. At that time, no one expected the Western Xia to invade. The government will clear the wilderness and slaughter all the sheep. I didn't expect that the imperial court would occupy a section of Hengshan and block several trade roads in Hengshan. ”

Hengshan business, Wang Ju actually didn't want to block it at all, but now in order to sell the green salt quickly, the truth will not be told in advance.

But in this way, Wang Ju also understood.

This is the same as private lending in the previous life, the richer you are, the more people want to lend you money, often with a monthly interest rate of only one percent.

The less money you have, the harder it is to borrow, and what you can borrow is often a real loan shark, with a monthly interest rate of 2 or 3 percent, or even 6 percent.

In the Song Dynasty, the private interest rate was higher, starting with two cents per year, and the proportion of such interest was still very small, most of them were six cents per year, or even between 100% and 300%.

But that's not all.

Wang Ju thought for a while and said, "In this way, let Zhang Tong be sentenced to the crime of kidnapping people's wives and daughters, and behead this person after the autumn." ”

"Ahh

"Why are you surprised, if you take other people's wives and children captive as slaves at every turn, how will the place be governed?" Wang Ju asked rhetorically, and then wrote a recital. This matter has nothing to do with the military army, and Yao Keming can only be executed after it has been reported to the imperial court for approval.

Therefore, General Wang Ju wrote it again, and there is another crime on this recital, that is, abducting people's wives and daughters and committing adultery. I won't talk about it on the local dew, and I will guide Zuyang and his wife after saving the people.

But Wang Ju's intention is not only that, but the Seedlings Law and the Exemption Law.

Before the implementation of the Seedlings Law, the first was the cruelty of usury, and the various landlords annexed land with the help of usury, not only the land of the poor people, but this debt had not yet been paid off, so the whole family became hostages, detained in the names of various landlords, and became their slaves. And with the land, there are men.

Secondly, there is a permanent position, and the state sets up a permanent position, which is to store in a good year, stabilize grain prices in a famine year, and relieve the people. But in fact, the position is often closed because Xu officials are greedy for ink, and the deficit is strict. In the harvest year, I wanted to change to a new one, because of the price reduction of grain merchants, which caused a more stringent deficit. In the famine year, because of the lack of grain reserves, it could not play a role in suppressing hoarding, and it was this poor grain storage, and because the officials were greedy for ink, they either sold it to the people with gray sand, or because the state warehouse was far away from the counties, and it was inconvenient for the people to buy.

Therefore, Wang Anshi used the usual liquidation to link the green seedling loan and launched the green seedling method.

Then use the Changping storage grain worth more than 10 million guan to unite with the transshipment division, or directly lend grain, or exchange money with the transshipment division to lend money. The average price of grain in the previous 10 years of the harvest year is used as the loan price. Loan twice a year, the 30th of the first month, the 30th of May, and the 30th of the first month is the end of the autumn tax, just when some people are short of food in their hands, and the spring famine is coming, so when the autumn tax is paid, the green seedling loan is loaned together to prepare for the spring famine, and the loan is repaid on May 30. However, the proportion of summer harvest is not large, after the summer tax and green seedling loan are repaid, I am afraid that some people will face summer famine again, so there is a summer loan, May 30 is the time to pay the summer tax, and you can borrow the green seedling loan with the summer tax, and repay it in October.

So it's not a two-point profit, it's a four-point profit!

Another example is that since the introduction of the Seedlings Law, the state has allocated between 15 million and 20 million yuan of money and grain every year, but it has not exceeded 20 million yuan. However, the profit is 3 million to 4 million or more.

It's exactly two cents.

But what about some dead debts? And what about the corruption of officials and officials?

The actual name is two dividends, and when it is apportioned to the people, it may be three dividends!

According to the apportionment of households, the first-class households are 15 times, the second-class households are 10 times, the third-class households are 500 times, the fourth-class households are consistent 500, and the fifth-class households are consistent.

Do people with third-class households or above need this Seedlings Loan for emergency relief? What's worse is that if you want to borrow from the fourth-class households, you still need the guarantee of the head of the Lizheng senior household, otherwise you won't be able to lend to you. Moreover, in some states and counties, because the apportionment figure is large, the seedling loan has not been disbursed, so it has to be re-apportioned, that is, more apportionment than this number.

The apportionment is the will of the imperial court, and the implementation is even more chaotic at the local level, such as lending grain, often closing the position and lending to the people is the old grain, but the officials are according to the previous new grain valuation, such as Suzhou loan mung beans, each bucket of the upper grade is 75 yuan, the second class is 72 yuan, but when the new grain comes up, the price of old grain plummets, which forces the people to use the new grain to repay the loan, which is actually equivalent to invisibly reducing the income of the people.

So Sima Guang and others wrote a letter of impeachment, but Sima Guang was also talking nonsense, saying that Shaanxi lent money to 70 wen per bucket of Chen rice, and then let the people repay the loan with 40 wen per bucket of new good wheat, and the court made a profit of nearly twice as much.

Can the price of wheat be the same as the price of rice?

There are also some people who spread rumors among the people, saying that in order to lend money, Shaanxi officials ordered prostitutes to sit in the shop and drink alcohol to lure everyone to take the initiative to borrow. Isn't that nonsense?

Regarding the Qingmiao Law, Wang Ju himself didn't want to express any ideas, Wang Anshi changed the law, one is to remove the country's maladministration, and the other is to improve the embarrassing finances, but the black hole has not been filled, what should I do if I don't collect money?

Moreover, it is an equal share of the wealth, and the first-class households plan to borrow 20 yuan, they don't need to borrow twice, and they don't collect more than four yuan a year, and they won't die......

It is also true that some aspects have suppressed some usury, and the merger problems caused by usury, but its role must not be exaggerated. Collecting money is the main thing.

Therefore, Wang Ju used this case to implicitly illustrate two issues.

The first problem is that these powerful people are indeed lawless, and the loan deed has not expired, which shows that Zu Yang did not breach the contract, so he dared to forcibly take Zu Yang's wife and daughter home and commit adultery.

This question is very strict, everyone, don't be blind to it.

The second problem is this interest, although there are often scary usury of 100 to 300 percent, but if it is a reasonable investment, even if it is two cents, there are many people who are willing to give it out. But what about the interest of the Seedlings Method, the nominal value is two points, but the actual one is four points!

It is not important whether the imperial court agrees to execute Yao Keming, what matters is the reflection behind it.

This is also no way, Wang Ju thinks that he will not stay in the whirlpool anymore, but it is not, he governs Gyeongju by himself, can the Qingmiao Law escape? Soon there is a more headache exemption law, and that apportionment is more......

After writing this memo, Wang Ju ordered the horse to be sent to the capital.

But then he walked a few steps around the house, and felt that he was playing the harp a little bit to the cow. If you say it yourself, will it work?

Just like the later TG, it was soft to that point, but how many countries recognized it from the outside world? On the contrary, they continue to demonize in disregard of the facts. Thinking of this, he sighed in his heart, thinking, let's go it alone. (To be continued......)