Chapter 565: The Beginning of Capital (I)
"If you don't pay back, we will use your family to pay off the debt." Yao Daworm took the servants at home, smashed all the dozens of looms, and said to Zu Yang viciously.
In fact, you really can't blame Yao Daworm, the interest he gave to Zuyang is very low, only two cents, and I heard that the imperial court's green seedling law has two cents for half a year.
The Song Dynasty had the laws of the Song Dynasty, and the people had the laws of the people, that is, killing people to pay for their lives, and repaying debts, it's that simple.
If you owe debts, people come to collect debts, and you have to pay off your debts wherever you reason.
The group left, and Zuyang's family cried and cried.
Zu Yang just wore a leather jacket and sat on the threshold in a daze.
The invasion of Western Xia is really a disaster.
His catastrophe was not only related to the invasion of Western Xia, but also related to Wang Ju and Cai Ting.
First of all, Wang Ju abolished the policy of counting large livestock into property households in Huachi County, and used it to encourage and support the people to raise large livestock, and then set up kang houses, hatched chickens, ducks and geese on a large scale, and encouraged the people to plant some fruit trees, as well as a single sorghum to carry alfalfa green reeds, and developed the half-herding livestock raising method of the Tibetan people to the settled breeding mode.
Then Wang Ju left, but these policies were retained, and the lives of the people of Huachi County were quickly improved. Therefore, Cai Ting also went on to promote it in Gyeongju and Jeonju.
These policies should be better.
After Cai Ting left, the governor of Gyeongju was Li Suzhi, if you talk about loving the people like sons, Cai Ting and Wang Ju are not as good as Li Suzhi, these are all policies for the benefit of the people, of course Li Suzhi will not destroy it, and even poultry and fruit trees are deliberately not counted as property in the household, etc., so as to further protect the development of these sideline businesses. to improve people's lives. Anyway, the imperial court did not expect any revenue from Gyeongju on the border.
Li Suzhi was followed by Li Fugui. Among the three, Li Fugui is a little worse, but he is better than Sun Wei.
Therefore, in recent years, there have been more people raising poultry and livestock, but livestock are still mainly sheep raising, and horses and cattle occupy too much space, which is not suitable for large-scale breeding in Gyeongju.
There are three types of sheep, dairy goats, and those who specialize in raising dairy goats are the least. The most are still meat sheep.
Only a very small number of people raise sheep and shear them to make money.
At this time, fur processing technology was very backward, but there were also some crude techniques, and there were some workshops in Gyeongju that specialized in leather or wool.
Wool is not made into wool, Wang Ju remembers that in his previous life, it seems that there were some similar machines for making wool in China very early, but Wang Ju did not see any wool in so many places in the Song Dynasty.
The market for wool is actually really big, and once it is made, then there is a head rope instead of the current silk rope ribbon.
With the yarn there is the sweater. Even a cardigan or something.
This has to be done slowly, and we must wait for cotton to become widespread. The loom was further improved, and the cotton was really woven into cotton thread, so the wool could also be twisted into wool.
It's not that Wang Ju's knowledge is limited, even if the experts come, it doesn't work, to use an analogy, Wang Ju's industrial tree in his previous life was a towering tree, and now the industrial tree in the Song Dynasty is not as good as even a bean sprout seedling. To use another analogy, the theory of the atomic bomb is very simple, high school knowledge, but how many countries can build the atomic bomb?
Therefore, the current wool technology is mainly used to weave felt blankets that require more rough technical requirements.
It is composed of two parts, one is to do some processing of the hairs so that there is no strong odor later.
The second is to twist and weave into a blanket.
But Gyeongju's felt carpet technology is very poor, and it is not as good as Western Xia. The felt carpet is of poor quality and cannot be sold at a high price, and the price of wool is also unsold.
In the past, Zuyang relied on the advantages of the terrain of Huai'an Town to do some small businesses and make some money, and these businesses also included smuggled felt blankets.
Gradually, he came up with the idea that if the technology of Gyeongju felt carpet was improved so that the quality reached the top level of Western Xia, there would be a lot of profit margin. Don't look at the fact that private businessmen don't pay taxes, in fact, all aspects secretly stuff their pockets into their pockets and bribes are more than paying taxes. Besides, the goods are transported from the other side of the mountain, and there is really no transportation cost? In addition, the merchants on both sides seek the difference. This profit margin is huge.
He thought of doing it, so he began to research and develop it in the spring of the previous year, and exchanged some technology for goods from the hands of the Tangut people, and improved the wool processing technology and looms step by step.
Although it will make people laugh when they see this history of him hundreds of years later, in this era, especially in the relatively backward border areas, Zuyang can be regarded as a forward-looking. It wasn't until last winter that Zuyang was put into production.
This time is too long, and it is very difficult to obtain the source of technology, plus it costs a lot of money to put it into production. Therefore, the money he had saved was spent, and he borrowed more than 2,000 yuan.
However, the results of his efforts are also good, and the sample was finally launched at the end of last year, although it is not as exquisite as some felt carpets from Western Xia and Western Regions, but in general, the quality is okay, at least in Gyeongju is a superior product. If it weren't for the war, this foreign debt would have been repaid in just over a year at most.
And yet the war came.
This war was not terrible, except for a few villages that could not be opened, the front line was not withdrawn, most of them became the snack of the Tangut people, and the rest of the people were evacuated to the rear in time.
Zuyang also withdrew.
But he was sad.
In this evacuation, the government ordered the people to take away valuables, as well as large livestock, which were cattle, horses, donkeys, mules, and a small number of camels.
First of all, they are very expensive, and the government cannot afford to pay for them. Secondly, what the Song Dynasty lacked most was these large livestock, not only horses, but also cattle and donkeys. Where to kill.
But sheep and poultry are not polite, they are all slaughtered, half of them are sacrificed to the soldiers, and half are brought by the people to make food on the road, and when they return, they will be compensated according to the price. As for the grain, some slightly valuable items, and cloth, they were sent to the forts for safekeeping, and returned when they returned.
After the war, the government did exactly that, and despite the chaos that had occurred, the majority of the people were able to express understanding.
But Zu Yang wanted to cry without tears.
After receiving compensation from the government, the people successively brought sheep from other places to raise them, but the price became more expensive when they were obtained from other places, and the scale was far less than before, and the sheep almost disappeared completely.
In the future, as long as the governors are not mediocre, they will recover. But that wait for years.
What's worse is that batches of green salt are now being transported to Gyeongju.
In fact, Wang Ju and Wang Anshi were usury. can only be regarded as a bystander. Although he sent someone to understand it and saw all kinds of ugliness in it, he could not be regarded as an insider.
If Wang Ju and Wen Yanbo have a good relationship and are in cahoots, Wen Yanbo may complain bitterly, is this usury money really so easy to make?
First of all, it will be saddled with a notoriety.
Secondly, it wants to eat all the white and underworld, and a person with a high background like Wen Yanbo does not dare to charge too much interest. Otherwise, after killing a number of people, Qianfu pointed out, don't want to develop in your career.
Those who really dare to charge high interest rates are not only not afraid of bearing this notoriety, but they have to pay off good officials and officials, they have to buy off evil lawyers, and they have to raise many thugs, and these expenses are also huge.
In the end, it is put away, how much can it really be recovered?
It is precisely because he does not know much that Wang Anshi made a strict mistake in the positioning of the Qingmiao method. That's the dichotomy.
This is the half of the spring harvest and autumn harvest, how high is the interest? What kind of income. Can you get two cents of interest in half a year? So in two years, shouldn't it be doubled? The Great Leap Forward didn't go so fast.
Wang Ju saw it more clearly, but he only knew that the interest rate was too high and brought a heavy burden to the people, but he didn't think about the depth of usury, so there were some problems in the positioning of salt prices this time.
The final positioning is 22 yuan per catty, although Wang Ju knows that the price is not high, but he also feels that he has made up for it.
In fact, the price is very low, think about the salt, the cost price of the salt field has reached 20 Wen, but how can the price of the salt be compared to green salt? Once Zhengda Guangming sells, the price difference between the two is at least more than ten dollars.
That's why there are so many orders.
Don't ask about loan sharks, this thing comes in quickly, and it's not something that ordinary people can play with. Some people give interest, but it is not usury, just like the interest that Yao Daworm gave to Zuyang, it is only two cents. Therefore, if you have any money in your hand, you will all invest it in the green salt this time.
However, now that there are not many sheep left in Gyeongju, various creditors see a better business, so they come to the door to ask for debts.
And so it is what we are today.
Suddenly, his ten-year-old daughter shouted: "Daddy, officers and soldiers, officers and soldiers are here." ”
Did someone bring officers and soldiers to ask for debts? Zu Yang looked up sluggishly and saw a group of officers and soldiers galloping towards his house on horseback.
In the blink of an eye, the officers and soldiers of this group arrived in front of him, turned over and dismounted one by one, and moved neatly. This made Zu Yang feel that there was something different between the officers and soldiers of this team, and he couldn't distinguish what was different.
Then a young general with clear eyebrows and beautiful looks came over and asked, "There is a man named Zuyang here, do you know?" ”
"Little General, it's me."
Hearing Zu Yang call the little general, the team of soldiers and horses behind all laughed.
The young man touched the beard on his chin, and with some sneer, said, "Am I very small?" ”
This makes Zu Yang how to answer.
"You are the Zu Yang who made felt blankets?" The young man asked again.
"Exactly."
"What's going on?" The young man walked up to the smashed looms and asked.
"General, the small one borrowed a debt, the Xia people invaded, the government ordered the wall to clear the wilderness, and the sheep were slaughtered together, and the creditors were afraid that I would not be able to repay the debt, so they came to the door one by one to remove my family's belongings and smashed these looms."
"Looks like it's my fault."
"How can it be the general's fault that there are losses and gains in business."
Zu Yang really doesn't blame anyone, the government let the people evacuate and clear the wilderness, so that they can quickly defeat the enemy, and the government has done a very benevolent job this time. In order to deal with 300,000 enemies and the lives of so many people on Huanqing Road, what is his family?
"Yes, yes, I know that the wall is clear, and I know right from wrong, it seems that I have come to the right place." And the young man said.
"May I ask ...... general?" Zu Yang was suspicious, even if it was an officer and soldier, even if it was a real general, this tone was too loud.
"Tell me more about your family, I don't know too much." The young man did not say who he was, but asked again.
Zu Yang told the story again.
His beautiful wife kept crying on the side, I'm really afraid, what if Yao Daworm turns his face and doesn't recognize people, and drags her and her children to sell? I didn't know if I entered the fire pit, and even my daughter would soon jump into the fire pit.
After listening to this, the young man took out a felt blanket from his bosom, not a whole blanket, but a sample with a corner cut off, and asked, "This is your product?" ”
Zu Yang recognized it and said, "General, exactly." ”
"The weaver is good, but the pattern is not good, I looked at two pieces, you want to imitate the pattern of the Central Plains, but it doesn't look like it. In fact, there is no need to imitate the pattern of the Central Plains, it is not bad to take the northwest pattern, there is a national style, but it will be sold at a good price, and imported products are popular in any dynasty. ”
"Foreign?"
The young man patted his head and said, "It is a commodity from a foreign country, such as the paper fan of the Japanese Kingdom, which is also being imitated in Hangzhou, and the quality is not worse than that of the Japanese country, but the price gap has always been very large." ”
"But now...... "Zu Yang is going to cry, do you think this god horse works?" Besides, it's in Hangzhou, what does Hangzhou have to do with me?
"It's okay, I'll go back and give an order to transport some supplies from the rear to Yanzhou, and exchange some livestock from Yanzhou, including some lambs, and then hand them over to the people to raise in the form of goods and labor, and you can buy a lot of wool in a few months."
"You ordered...... Are you ......" (To be continued......