Hearing his father ask about Lin Lian's establishment of a money village in Huaidong, Yuan Jinsheng thought about it for a while, and when he answered, he heard footsteps approaching, and turned his head to see his eldest brother Yuan Jinqiu coming in through the door.

"I heard Zhou He say, my father is looking for me?" Yuan Jinqiu came in through the door, stood under the eaves of the porch, looked over here and asked.

Although he didn't get closer, there was still a smell of wine, and he saw that the eldest brother's face was as swollen as a pig's liver, presumably he had just come back from drinking a lot of wine, and the front of his clothes was also stained with a lot of wine and oil stains.

Yuan Guizheng frowned slightly, couldn't help but didn't reprimand, only said: "I'm asking Jinsheng Huaidong about running a money bank, you can also sit down and listen!" ”

Yuan Jinqiu burped, walked over and walked a little shaky, sat down with the pillars of the pavilion, and said with a smile: "Jinsheng is much more promising than me, I will also listen to it......"

Yuan Jinsheng continued the train of thought just now and said: "The establishment of a money village in Huaidong is mainly for grain merchants to facilitate the trafficking of rice and grain in Jinhai, Qingzhou, Shanyang, Chongzhou and other places. To build a money bank, grain merchants in these places can directly use the flight tickets issued by the money village to settle back and forth, and there will be no more cumbersome and dangerous money transfer. From this point of view, Huaidong still regards the Jinhai Grain Road as fundamental. With this kind of convenience, grain merchants are naturally willing to enjoy the results, and it is estimated that they will also be willing to contribute to this matter. In addition to the Zhou, Sun and other clans who moved south because of Lin Bin's demagoguery, the Dongyang Township Party, which rose in Jiangning because of Lin and Gu, was also the main target of Lin Bin's efforts to co-opt them to establish Qianzhuang together......"

"Well, it seems that you have thought about it seriously," Yuan Guizheng praised his son and said, "After the decline of Quyang Town, the Jinchuan estuary, where the party forces of Dongyang Township gathered, rose rapidly, and due to the convenient geographical location and the convenience of Gu Wuchen when he first came to Jiangning, the rice market at the mouth of the Jinchuan River has ranked first among the twenty-four towns. A small half of the rice grain that goes to sea from Huaikou and Jiangkou is sent from the Jinchuan estuary, and the Jinhai grain road is actually related to the interests of the party in Dongyang Township. Not to mention the Lin and Gu families, it is already the way of the Dongyang system, as long as the matter of Qianzhuang is beneficial to the Jinhai grain road, the Dongyang Township Party that profits from the rice grain will also be willing to promote this matter...... You go on. ”

"Lin Tie's repair of the seawall in Huaidong, although I can't guess his thoughts, but after all, Chongzhou's financial resources are clumsy," Yuan Jinsheng continued, "Running a money village and putting Yinzi money can slightly relieve the pressure on Chongzhou's stretched branches......"

"I don't think it's the case," Yuan Jinqiu interjected drunkenly when he heard this, "I agree with the matter of flying tickets, but the matter of putting in the money is very unlikely." If you really want to learn from the feudal family to put the money in the house, how much money can you put in the money in Huaidong, and how much money can Lin Jian draw from it, and how much tax can he get? ”

"In the eleven counties of Huaidong, after the establishment of the Qian Village, Lin Lian expelled all the original pawn shops and shops that put printing money in the counties with his power, and the matter of printing money was transferred to the Qian Zhuang to attack the monopoly, and the total number was still considerable," Yuan Jinsheng said, "Lin Lian, as the envoy of Huaidong, can only manage the military and political affairs of the two prefectures and eleven counties in Huaidong, and cannot directly interfere in political affairs and finances. Even if he doesn't make much profit from the money from the Yinzi money, but by borrowing money, Lin Jian can extend his tentacles to all corners of the two prefectures and eleven counties......"

"If that's the case, isn't Lin Tie going to be hated by big families in Huaidong?" Yuan Jinqiu asked rhetorically.

"Of the many political affairs that Lin Jian has raised in Chongzhou, how many of them are not hated by the rich?" Yuan Jinsheng asked rhetorically, "If it weren't for the Chongzhou boy case to save some prestige for him in Chongzhou, how could Chongzhou manage him well?" ”

Yuan Jinqiu hiccuped and said with a smile: "You also know that the boy case has saved Lin Jian a lot of prestige in Chongzhou, how could Lin Jian not know beforehand?" I think Lin Jian knew in advance that the Tongzi case could save him a lot of prestige in Chongzhou, so he let go of his hands and feet to suppress the big ones before. The wicked man did it for him first, and the benefits were first obtained for him, and then he showed the bodhisattva's heart, and he wanted others to thank him - he was in other places in Huaidong, but he didn't have such a good reputation foundation, how could he put a few more seals and money to offend all the big families in the two prefectures and eleven counties? ”

"......" Yuan Jinsheng had to admit that Jinqiu's analysis was meticulous, but he was not easy to convince, and said, "The rumor released by Huaidong in Jiangning clearly said that the money bank should put the money in the seal to collect money and interest - although the matter of flying tickets can provide great convenience to grain merchants, but the business and warehouse will issue flying tickets to outsiders, and the coupon will be three or five per hundred." If Qianzhuang only does the thing of flying tickets, with such a small profit, how many people will be willing to contribute? ”

"Compared with the coupon of three per hundred miles and five per hundred miles, the oil and water for the Yinzi money is more sufficient, and the interest on the money is two to forty percent, even if it is quite kind," Yuan Jinqiu also retorted unconvinced, and said with a smile, "The feudal family is instructed by you to also put the Yinzi money." Then let's go back to the front, even if as you said, Lin Jian will occupy all the money of Huaidong's seal, how big can the total plate be? I don't think it's even the number of half of Jiangdong! ”

The feudal building is one of the few houses in Jiangning City that put in the money of the seal, and the amount of money that can be released in a year is only 30,000 or 40,000 silver.

For example, Jiangning and the surrounding counties have 170,000 urban households, and Huaidong two prefectures and 11 counties, with a total of 30,000 or 40,000 urban households.

Even if Lin Jian set up a money bank and could monopolize all the money in Huaidong, the whole plate was quite limited, and there was no need to make a big deal about it.

Maybe as long as Lin Tie came forward to say a few hellos, he could make up one or two hundred thousand taels of silver, with Lin Bin's power and status at this time, this is really simple. But judging from the current momentum, the silver needed by Lin Jian to run a money bank is far from being able to be satisfied with one or two hundred thousand taels of silver.

"It's better than nothing," Yuan Jinsheng said forcefully, "It is always a fact that Huaidong builds a seawall to defend the seawall, and the financial resources are clumsy." According to what you said, if you don't let the money go for profit, why do you talk more about the money in the rumors? ”

"What if you put money on the hundreds of thousands of floating people in Huaidong?" Yuan Jinqiu said.

"Putting money on the floaters?" Yuan Jinsheng felt that Jinqiu drank too much wine and was whimsical, and said, "The floating people are all rootless people, and if you put this seal money down, you can expect to get back a few percent?" Wouldn't Lin Jian be so bad that he couldn't even afford to wear pants? ”

"The loss is also the loss of the money, Lin Jian will not profit from it at most, and it is possible to subsidize a little." Yuan Jinqiu said.

"Those wealthy people who invested in the money bank all drank the wrong medicine and couldn't succeed?" Yuan Jinsheng said.

"If Qianzhuang releases Yinzi money to the displaced people, in addition to making a living, the displaced people will have the spare energy to reclaim wasteland in Huaidong?" Yuan Jinqiu asked, "As long as the wasteland is reclaimed and there is a harvest, the displaced people will naturally have the ability to return the money and pay the interest on the money." As far as Huaidong is concerned, the reclamation of wasteland, the number of households and grain fields increases, and the tax and grain will naturally increase. Even if there is a release of the Indian money, some of them will not be recovered in the end, and the loss of Huaidong's additional subsidies to the money bank will actually be very limited. You said that Huaidong was building a seawall to defend the seawall, and the financial resources were clumsy; I believe that. I think Huaidong has poor financial resources and wants to resettle the displaced people but has no spare energy, so I thought of setting up a money bank to facilitate this matter. It shouldn't be what you judged: Huaidong's financial resources are clumsy, and he wants to open a money bank and put in the seal for profit...... In this way, it is a good government to run a money bank to release money to the homeless! ”

"What Jinqiu said makes sense," Yuan Guizheng only spoke at this time, although he didn't like his eldest son Jinqiu's remains, when he was really worried, Jinqiu's vision was better than Jinsheng's, and said, "Huaidong should have other plans......

Yuan Jinsheng was quite frustrated, he took the trouble to think about it carefully, but it was not as good as the drunken nonsense of others, and it was uncomfortable for anyone to feel uncomfortable. Yuan Jinsheng couldn't refute it, not so much surprised, Jinqiu's deep understanding of the world made him even more vigilant.

Yuan Guizheng saw that Jinsheng frowned and pondered, and although Jinqiu raised questions, he didn't have the heart to think deeply, leaning on the pillars and turning his head to look at the red carp in the pool. Regarding Jinqiu's unprogress, although Yuan Guizheng hated it, he had no choice, so he just said to Jinsheng: "It's useless to think about it, it's not easy to see Lin Tie, he went back to Jiangning to discuss matters, and the time was also urgent." However, it shouldn't be too difficult to meet Lin Mengde. You find Fan Ding to go to the estuary to see Lin Mengde, Huaidong to do the money house, and the Fan family can also take a sum of money and invest it in. In this way, it is more convenient to find out the mind of Huaidong to run a money bank, only relying on hearsay, how can you figure it out thoroughly? ”

"You're not afraid of meat buns beating dogs?" Yuan Jinqiu's lips showed a slight smile, "Huaidong runs a money bank, even if you throw tens of thousands of taels of silver into it, you may not be able to make much splash!" ”

Yuan Jinsheng knew that his father intended to borrow money, so he repaired the relationship with Huaidong, ignored Jinqiu's ridicule, and said to Yuan Guizheng: "The child will go to Uncle Fan......

*************

Yuan Jinsheng found Fan Ding, went to the estuary together, and first sent someone to hand over a letter to Lin Mengde to ask for a meeting; Lin Mengde's reply came over quickly, inviting them to meet in the cottage.

Lin Mengde was also talking about Qianzhuang with Lin Xulu, Ye Kai, Xiao Mi and other representatives of the Dongyang Township Party in Jiangning in the thatched cottage of the estuary. Lin Xulu is Lin Tingli's eldest son, except for Dongyang's military affairs, he is basically responsible for the Lin family's other affairs in Jiangning and Dongyang.

Before, he was only angry about the affairs of Qian Zhuang, Lin Xulu, Ye Kai, Xiao Mi and others were not very familiar with the details, and they had the same doubts as Yuan Guizheng and Yuan Jinsheng's father and son.

Once some things are done, it is difficult to hide the secret, so Lin Mengde returned to Jiangning with Lin Tie this time to win over the Dongyang Township Party to participate in the Qianzhuang matter, and he didn't think about deliberately hiding anything.

Besides, Lin Mengde wants to pull the Dongyang Township Party to be Caidong, if Caidong doesn't know the operation of Qianzhuang, then he will underestimate the Dongyang Township Party.

Yuan Jinsheng and Fan Ding entered the grass hall, sat among the crowd, and listened to Lin Mengde's explanation, and their hearts were even more depressed, which really made Jinqiu guess eight or nine and ten.

The main target of Qian Zhuang's Yinzi money is really the four or five hundred thousand displaced people who have been drowned in the two prefectures and eleven counties of Huaidong.

More than half of the counties in the eleven counties of Huaidong are located in the Hudang Plain area of the "pot bottom depression" of the Beiguan River. In particular, the three counties of Jianling, Gaocheng and Yandu are densely connected by water networks, lakes and swamps, and there are many wetlands and swamps, which are susceptible to damp invasion, and are far from being the land of fish and rice, and the population density is not even half of that of Chongzhou and other rich counties.

According to the system, the land confiscated by lawless bureaucrats, the land of escape, the land of no inheritance, the land of new silt of rivers, the land of abandonment and no one to cultivate, etc., all belong to public land.

There are many lakes, wetlands, swamps, and wastelands that are too uncultivated and uncultivated due to damp erosion and saltiness in the Hudang Plain. Once the Hanhai embankment is completed, it will greatly improve the current situation of damp encroachment in Jianling, Yandu, Gaocheng and other counties, and a large amount of wasteland in these places will be able to meet the conditions for reclamation.

The money was given to the displaced households, so that the displaced people could obtain the most basic rations, seeds, and necessary tools to reclaim wasteland in these places. First, it can increase the area of public land in the counties and increase the income of money and grain in the counties of Huaidong; second, it can resettle these displaced people and resolve the hidden dangers of insecurity; Third, after the displaced people can obtain the harvest, they will return the principal and interest, and the money bank can profit from it.

According to rough estimates, there are nearly 500,000 acres of wasteland available for reclamation in the three counties of Jianling, Gaocheng and Yandu. Based on the need to invest four taels of silver to reclaim one acre of wasteland, and the mode of printing money through the money village, it will take four years to continuously flow two million taels of silver into these three counties.

Of course, Lin Mengde deliberately said that the scale of reclaimable wasteland was smaller, and at the same time, he also deliberately said that the reclamation cycle was longer.

These data, in addition to the actual experience of the Huaidong Military Division, can make a rough estimate, even the magistrates of the three counties of Yandu are completely confused, let alone Yuan Jinsheng, Fan Ding and others.

Moreover, the real role of Qian Zhuang, except for Lin Lian's heart, everyone else is still groping, how can they figure it out at once?

Yuan Jinsheng and Fan Ding rushed back to the Hou Mansion before nightfall and reported to Yuan Guizheng.

"I think Lin Tie has a lot of ambitions," Fan Ding said, "borrowing the power of Qian Zhuang to promote the reclamation of the displaced people, in the name of increasing the public land in each county." However, it is really difficult to say who will end up in the hands of this public field; It's even harder to say if the people's hearts are turned back......"

"From the current point of view, what Lin Jian has done is also beneficial to the people's livelihood and solving problems for the imperial court. Others can't point fingers at anything, the key is to see what the attitude of Liu Shidu and Liu Tingzhou is," Yuan Guizheng frowned slightly, and said, "Now Chongzhou has a lot of money from the Jinhai Grain Road, so it has the spare strength to build a seawall in Huaidong." Lu Guogong intended to build a dry road north of Jinan, first to the Wei River, and then to Gyeonggi, so that part of the Cao Yun could be restored. As long as Chongzhou can't benefit from the Jinhai grain road, not to mention the three counties of Jianling, Gaocheng, and Yandu, even if the eleven counties of Huaidong are completely mastered by him, how much can he do? We finally succeeded, Huaidong is not a weak help, and now we can't spoil the relationship with Huaidong anymore. You go and talk to Lin Mengde, 180,000 taels of silver, and we can also get it......"

When Liu An'er recruited An, he intended to divide nearly 20 counties in Huaisi, if it weren't for Chen Hansan's use, maybe the imperial court would have agreed. In comparison, the eleven counties of the two provinces of Huaidong are not much territory.