"Su Hou, I would like to ask, if I deposit money in this money warehouse, do I need to pay some fees? Or is it completely free of charge, so I don't need to spend extra? ”

After this question was asked, Suning knew that this was the core problem, and this problem was solved, so then only Feng Ang's support and posture were needed, and that would be enough, and this matter could almost come to an end, and the banknotes could officially enter the historical stage and start their own journey.

Suning attaches great importance to this issue: "To tell you the truth, if you say that you don't need to pay any fees at all, then it is obviously deceiving you, because whether it is the cost of setting up the money warehouse, the employment cost of the manager, and the daily expenses, as well as the transportation of the money stored in the north and south, it all costs money, and the government sends troops to protect the security of the money warehouse, etc., these are all expensive."

In addition, you originally took a large convoy with a large number of escorts to go south and north, and you must have spent a lot of money, and depositing it in the treasury can avoid such a large amount of expenses, in comparison, the fees that the imperial court needs to charge are insignificant, absolutely less than the cost of going south and north and the risks you need to worry about.

However, considering your actual needs, as well as the difficulty of your livelihood, we also express our understanding to you, and hope that you will understand us and understand the difficulties of the imperial court. Between 100 and 500 yuan, 2% of the fee will be charged. That is, the maximum savings fee is 10 yuan, and if it is more than 500 yuan, it will be charged 1% of the fee, and there is no upper limit.

You can also see that the more you save, the less we will charge, and the less we save, the more we will charge, after all, the same protection, more money, less money, we need to send soldiers to protect the money. So I hope you can understand these costs. If you have any questions, please ask those who are willing to deposit their money into the bank, write their names, and start saving and exchanging banknotes from tomorrow. ”

After Suning finished speaking, he made it to his chair. Watch everyone in action. At first people were whispering. This question, that question, and each other's opinions, this matter is groundbreaking. In any case, it is still necessary to be cautious and see if there is a leader, and if there is, they may follow, but the first and most important thing is to see if there is a leader.

With the leader, all are good, and those who do not take the lead are estimated to have to wait, this typical herd mentality is so typical, so extensive, so it is said that human change is not easy!

But even so, Suning has already taken countermeasures, seeing that the time is almost up, it is estimated that there will be any other changes if there are more, Suning gave Feng Ang a look, Feng Ang has been staring at Suning, naturally caught this look, smiled slightly, stood up, and said in a loud voice: "Since it is the money warehouse that the imperial court took the lead in setting up, and it is for the sake of us and other businessmen, then I, Feng An, naturally can't hold back, Su Hou, I don't know if Feng Ang can deposit money in the money warehouse?" ”

Suning stood up and saluted Feng An: "Feng Gong understands righteousness, how can he not allow it?" Feng Gong, please! ”

Turning sideways to get out of the way, Feng Ang smiled, straightened up and walked into the house, and after a while, he walked out with a gift of one hundred yuan banknotes, Su Ning explained: "As the first person to deposit money in the money warehouse, this hundred yuan of money is a gift, this banknote is the first printed banknote, it is worth a lot of money, and it is given to Feng Gong." ”

Feng Ang laughed and said: "Tomorrow, the old man will take 10,000 yuan and save it, Su Hou, remember to reserve a place for the old man!" Hahahaha! After finishing speaking, Feng Ang didn't stop long, turned around and left the compound, and then the nursery arranged by Suning stood up one after another, expressing his willingness to support, ranging from eight thousand to one thousand.

The power of a dozen or so people standing up one after another was obvious, and after a while, the first merchant who had not been greeted stood up and shouted: "Su Hou, make a deposit of five thousand!" After speaking, he entered the house, signed his name, pressed his handprint, and said that he would definitely bring money to deposit, and then walked out, bowed to Suning, and left the compound.

The next thing is easy to do, someone took the lead, and they are all big people, and the little people also expressed their willingness to accept such conditions one after another, willing to deposit, and the rest of the people thought about it carefully, and found that this was really the best move for themselves, and there was no reason not to do it, so a large number of people stood up and shouted that they were willing to accept paper money and accept the credibility of the government, Suning breathed a sigh of relief, this first step, finally went out.

The next day, carts and carts of coins and silk cloth were transported to the location of the money warehouse, where the heavy guards were guarded, and the strict guards made the merchants who came to transport the money very satisfied, and felt very secure, and also praised the imperial court's practice, and deposited all the money in the money warehouse, and after verifying the number, the merchants entered the office to determine the withdrawal slogan, and then got the newly printed exquisite banknotes, ranging from the usual money to the denomination of 100 yuan, It is convenient for all business transactions.

All the merchants involved in this matter have said hello to the people below, as long as this kind of banknotes, they can be accepted, and then handed over to the family, and the family will take it to exchange huàn money and then issue wages and capital, just like that, the paper money will be used in future transactions, and copper coins will continue to be used in small-scale transactions, and paper money for large transactions will obviously be very convenient.

The returning maritime merchants also asked their subordinates to use paper money for bilateral transactions, eliminating the need for a car of copper coins and silk cloth weighing and settlement, a piece of paper, clear figures, clear prices, as long as the spices are weighed, check the fineness, both sides use paper money transactions, and then you can also use paper money to make change, this new type of transaction makes everyone feel particularly interesting, but also feel very convenient. Eliminate heavy shipping and settlement tasks, and business transactions are more than a little faster.

The deposit of banknotes was quickly highly praised, and Suning also took into account the shortcomings of banknotes that are easy to be damaged, so it is stipulated that damaged banknotes can be exchanged for brand-new banknotes in the money warehouse, of course, banknotes should be cared for, and the avatars of His Majesty and the Emperor are on it, but do not destroy banknotes at will.

Trading with banknotes, paying with banknotes, and exchanging banknotes for copper coins, the deposit of banknotes has gradually been recognized by everyone. Because there are as many banknotes as you can deposit. The money deposited is the deposit of the banknote, and the value of the banknote is guaranteed, and because of Suning's two-color printing and the deterrence of the emperor's head, no one dares to print counterfeit money to seek profits. Moreover, only the money warehouses of Chang'an City and Guangzhou City in the whole Tang Dynasty are qualified to print paper money. Each banknote is numbered. Registered, so the safety aspect is particularly regulated.

Suning is very concerned about the issuance and use of the first banknote, and it must not make a mess no matter what. If the exchange of paper money between Guangzhou City and Chang'an City is good, it will definitely trigger the requirements of the entire Datang business circle, and the merchants who travel between the north and the south are very welcome to the birth of paper money, and they can save money from trading paper money, but the price paid is a trivial few or a dozen money, and anyone can afford this price.

A few days later, when Suning inspected the port bazaar, he found that paper money has basically circulated here, and has been recognized, whether it is a business or a maritime and land business, you can already choose whether to use paper money or use copper money, especially large-scale transactions, consistent transactions above the money, basically paper money is completed, and small-scale pennies naturally do not need paper money on the field.

Suning bought a silk cloth by himself, and when he wanted to pay, he was asked by the merchant whether to use copper money or paper money, and then the merchant built his own money to use paper money, and the copper money cost several times to buy silk cloth, which was too heavy and inconvenient, Suning took out the paper money from his arms, and the merchant made this transaction very happily, obviously, the use of paper money has been recognized by the merchants in the port market.

In this way, the use of Guangzhou City is expected, because the merchants are almost all Guangzhou, and there are from other neighboring states and counties rushed to do business, soon, the reputation of paper money will spread all over Lingnan, Guangzhou City Bazaar, also saw a lot of people use paper money to trade, such as the newly opened Wei Xianju, the cost of the meal is not low, often a few dollars more than a dozen money, some local tyrants take paper money to pay.

People who use copper coins to pay for large transactions will still be ridiculed, what years have they still used copper coins, isn't it heavy? Isn't it rustic to bring a big car to pay for a meal? The man looked like he came from other places, he didn't know the deposit of banknotes, and he saw many people holding banknotes dangling in front of his eyes, obviously he still couldn't understand the storage and function of banknotes, and the shopkeeper of Wei Xianju explained to him very kindly the deposit and function of banknotes, and this person was still dizzy.

The next day Suning came here again to inspect, happened to meet this person to Wei Xianju for dinner, this time when the payment was made with ten money banknotes, the shopkeeper looked for him is copper money, which means that the credit of paper money has been well confirmed, people have begun to agree that paper money is a kind of money rather than a substitute similar to IOU, and began to use paper money to pay for a qiē, including taking copper money to make change and so on.

This is a good omen, although I don't know what else will happen, but in order to put an end to some chaos after the issuance of Jiaozi in the Song Dynasty, Suning has made targeted measures, such as announcing that the use period of a version of the banknote is three years, and after three years, the original banknote will be sent back to the money warehouse, and then the new banknote will be exchanged for huàn, the explanation is that the paper currency is easy to damage, in order to avoid trouble, once every three years rectification, the money will not be less.

There is also two-color printing, positive and negative printing, as well as the deterrence of Li Erma's Xià and Li Yuan's two faces and bright eyes, Suning believes very much that no bold person dares to print paper money by himself, and the printing technology is in the hands of the imperial court, in the hands of the Ministry of Industry, and it has not been announced to the public.

In this way, with the gradual return of the merchants who got the banknotes in Guangzhou and the printing and distribution of the banknotes in Chang'an City presided over by Du Ruhui, the banknotes that made a name for themselves in Chang'an City will soon flow to various places along the commercial trade, but in order to better control the banknotes, at present, only Chang'an City and Guangzhou City can be exchanged for huàn banknotes as copper money, and other places are not allowed to do so, and when there is not enough experience, it is not possible to rashly expand the issuance of banknotes.

Wait until enough experience has been accumulated, get enough support, it is necessary to expand the issuance of banknotes, the weight of the coin is the biggest defect, destined to not be able to assume all monetary functions, when the development of commerce to a certain extent, the emergence of banknotes is inevitable, even if Suning does not appear, to more than a hundred years later, there will still be flying money, to the Song Dynasty will still appear Jiaozi, to the Yuan, Ming and Qing dynasties will still appear silver tickets, this is the general trend. (To be continued......)