After hearing these rumors, Yu Xiaotian laughed at it, what should he do and continue to do it, for this reason, some ministers began to move their minds, feeling that today's saint is no longer the enterprising saint of the past, so they began to slack off, and even began to make small moves below, trying to do some things to enrich their own pockets or form a party for personal gain.

But what they didn't expect was that things didn't seem to be as simple as they thought, some ministers and officials, just slacked off, or did some small actions, they were immediately caught by the Metropolitan Procuratorate, and immediately played Yu Xiaotian, quickly arrested him, and sent it to the Criminal Department for interrogation, and handed over to Dali Temple for quick judgment, and once again arrested and killed a group of corrupt officials and corrupt officials.

At this time, many ministers realized that the current saint seemed to be not very concerned with the government on the surface, but in fact, his heart was bright! If you want to make a small move under him, I am afraid that the sand will not be able to rub in the eyes of the saint today, so this crooked wind will be suppressed quickly.

In the sixth year of Chengtian, the war of the Eastern Expedition to the Wa Kingdom basically ended, and Yu Xiaotianxia decreed that the original Wa Kingdom should be changed to Donghai Province, and ordered to recruit immigrants and move to Donghai Province.

At this time, the initial situation of national peace and security in Greater China has begun to appear, and the implementation of various new policies to benefit the people has allowed the people to obtain the most basic living conditions, so all kinds of sporadic riots have gradually disappeared.

With the completion of the huge investment in the repair of the river in the early stage, the original river flooding areas in various places have been restored to calm, and a large number of farmland in the flooded areas have begun to be restored.

With the expansion of the recultivated area for several consecutive years and the popularization and planting of various improved varieties, although the north continues to be affected by the climate of the Xiaoice River, grain production has been steadily increasing every year, and with the promotion and planting of various high-yield crops such as improved rice, upland rice, and selected and bred improved wheat and sweet potatoes, corn, potatoes and other crops, the grain output of the entire north has been greatly increased every year at a rate of turning over.

The gradual recovery of agriculture in the north also caused the demand for grain from the south to begin to decrease by a large margin, which greatly reduced the pressure on the transportation of grain from the south to the north.

In addition, after Yu Xiaotian ascended the throne and became emperor, he tried his best to implement various measures to encourage the development of industry and commerce, so that the economy of the north was also rapidly recovering and improving in great strides, which also made the financial revenue of the Great China and the DPRK increase year after year.

This is still the result of Yu Xiaotian always insisting on the lower tax structure on the basis of adopting measures such as lightly supporting agriculture and lightly supporting business, and has not increased the proportion and amount of tax collection for many years, and requires such a light tax policy to be implemented all the time.

The common people have obtained a lot of benefits from it, and they could not solve the problem of eating before, of course, they could not have much spare money on hand.

However, with the implementation of Yu Xiaotian's policy of lightly endowing farmers, the farmers gradually began to farm and could get a small amount of savings, although they were still very poor, but they had more or less spare money in hand, and people had spare money in their hands, they would definitely be a little generous, and the demand for various daily necessities would also increase.

At this time, the social division of labor began to become more detailed than before, and the small-scale peasant economy, which was almost completely self-sufficient in the peasants, began to undergo some changes, and the social consumption capacity was greatly improved.

Although during the Ming Dynasty, on the surface, the Ming Dynasty emphasized agriculture over commerce, but the so-called heavy agriculture was nothing more than constantly squeezing the peasants and squeezing more wealth from them.

The light merchant seems to be very good for business on the surface, and does not charge commercial tax, but in fact it is only cheaper to collude with the government officials, and the real for ordinary businessmen, the government often forcibly purchases, either does not settle the bill, or gives extremely low prices, so that merchants or small handicraft workshops often go bankrupt because of these reasons, and eventually can only go bankrupt and live on the street to become beggars.

However, with the establishment of the Dazhong Dynasty, the officials ruled the Qing Dynasty, strictly investigated and dealt with all kinds of collusion between officials and businessmen, or forcibly assigned to merchants, on the surface, the Dazhong Dynasty increased the taxes on merchants, which seemed to increase their burden, but in fact, for many merchants, they were relieved of the burden of being extorted by the government, but their burden was greatly reduced.

In addition, with the introduction of a unified monetary policy and the issuance of a unified currency, the financial market was controlled, which greatly facilitated the process of transactions in the field of commercial circulation and promoted the development of commercialization.

In addition, the Great China and the DPRK continue to invest in various infrastructure construction, and the number of official procurement has increased year by year, and Yu Xiaotian has implemented an open bidding system in many projects or official procurement, canceling the previous black-box operation, putting official procurement on the bright side, and allowing businessmen to compete.

This greatly curbs the collusion between officials and businessmen to cheat secretly, so that some businessmen with technical ability no longer need to bribe officials, and obtain official orders through normal competition, and after winning the bid, they will sign a peace agreement with the official, that is, a contract, and the official is strictly ordered to settle in accordance with the contract, and must not default or refuse to settle.

Such a large number of official orders also greatly promoted the development of industry and commercialization, and enriched a large number of businessmen.

But the Chinese have a very bad habit, that is, after having money, they do not know how to manage money, and their favorite and most accustomed method is to buy land, as if land is their most assured way to manage money.

On the mainland, however, because of the changes in the structure of the land tax, the desire for land annexation has been fundamentally curbed, and the more land you buy, the higher the tax you have to pay, so that if you buy more land, you will not only not be able to make money, but you will also lose money every year.

This makes many people who have money not know where to invest their money after making money, so they can only dig a cellar at home and hide it.

This will cause a large amount of money to eventually settle in society, which will have a very negative impact on economic development.

In this regard, the household department and the state-owned banks also had a headache, so Yu Xiaotian instructed them to launch interest deposits and lending business.

In fact, the lending business, a long time ago, money banks or money shops were doing it, but in this era, the loan business of private money banks, as well as the private lending interest rates of landlords, are very high, and the highest interest rate in a month can reach 30% or even 50%, and many landlords use this kind of loan means to control and exploit those small farmers and squeeze more wealth from them.

As a result, many small farmers or small craftsmen who were forced to borrow money from them eventually went bankrupt because they could not afford to pay the interest, and had to give their land or houses to the landlords or money banks who lent them money.

In the Ming Dynasty, this situation was very strict, and in the most prosperous southern and other places, many peasant households or silkworm farming farmers eventually went bankrupt and displaced to become beggars because of this situation.

Now Yu Xiaotian has been in Chengtian for five years, with the gradual implementation of the new monetary policy, the unified currency has been fully recognized by the people and began to replace the old currency, becoming the only currency, the decree from the original large Chinese state-owned banks, divided into two branches, one is responsible for the operation of small loans to farmers, the other is mainly responsible for the larger amount of loans for industry and commerce.

At the same time, they were allowed to take deposits, but the interest rate on the deposit was lower, and the interest rate on the loans was also lower, so that the common people borrowed from these two branches and were not exploited by the landlords or private banks.

The credit of the big Chinese state-owned banks has now been established, and it is impossible for those private banks to be comparable in scale and credit to the big Chinese state-owned banks.

Although the interest rate on deposits absorbed by state-owned banks is not high, it is 10,000 times safer than putting money in private banks, and the majority of the people are still willing to put their rich spare money in state-owned banks and earn a little interest.

In addition, the Ministry of Household Affairs promulgated a set of regulations for private banks, which limited private banks and private loans, stipulating the maximum amount of interest that could not be exceeded, as well as the amount of interest on deposits and deposits, and allowed them to absorb deposits at a higher rate than those of state-owned banks, but not too much, and at the same time, when lending, the interest rate must also be limited to a certain percentage.

As the business of state-owned bank loans began to expand, the low loan interest rates immediately attracted a large number of people to borrow from state-owned banks.

In this way, the landlords and gentry who had relied on usury to make a living and some money houses lost their business, and no one asked them for loans, so they could not release their money, and if they could not release it, they would have to pay high interest to those who put the money in their hands, and they would become a purely money-losing business, and no one would do anything to buy and sell at a loss, so they had no choice but to shut down their business.

This also led to a large number of private loans being gradually expelled from the market, and a large number of small private money banks were closed, which seemed to be a bad thing on the surface, but in fact it made the Dazhong court control the entire financial market, regulated the financial market, and at the same time avoided the risk of small private money banks, leading to civil trouble.

This also brought a lot of idle funds to the state-owned banks, which gave the Dazhong Imperial Court the ability to dispatch more funds, concentrate on some major things, and invest in the establishment of more state-owned factories.

(Some brothers may find that the content of the first two chapters is repeated.,Let me explain.,The problem is in the chapter of 'Historical Mystery'.,The content of it involves the content that some people don't like to read.,So it has just been updated and has been subjected to a lot of complaints.,So that it may lead to the closure of this book.,So in desperation.,I can only delete a lot of content in this chapter.,The content of the latter chapter is topped.,This leads to a lot of overlap in the content of these two chapters.,It's not that I want to cheat the number of words and cheat money.,It's that some content offends some guys in Kazakhstan and Japan., Only compromises can be made! I'm sorry to everyone! ）