Chapter 734: We Have a Wealth Management Product
"Master, this guy is playing with us, I've been waiting for almost ten hours, and he hasn't come out yet!" Gu Fan said to his master with some impatience.
Gu Fan was originally drawing comics well, but he was pulled back into this club by his master, and he had to meet Mitsubishi Xiuyi.
Mitsubishi Xiuyi's housekeeper said to ask Boss Jia to wait for a while, and it turned out that the wait was 10 hours, which was enough for Mitsubishi Xiuyi to sleep.
"If he wants to vent his bad anger, you have to let him vent his anger, otherwise this business will not be easy to discuss!" Boss Jia said lightly: "Besides, didn't we sleep for more than eight hours just now?" The air conditioning here is quite comfortable, stronger than my home! ”
"Hahaha! Since Jia Jun likes my air conditioner here, then I'll ask someone to send you a set! With a burst of laughter, Mitsubishi Xiuyi walked out accompanied by two maids, and then sat opposite Boss Jia.
"Then thank you, Mr. Mitsubishi, this is the address of my house, just send it here!" Boss Jia smiled, and then really wrote an address on the paper and handed it to Mitsubishi Xiuyi.
Mitsubishi Xiuyi looked at it, his face was half black, and it turned out that this address was actually located in Huaxia.
So the question is, should Mitsubishi Xiuyi send someone to send this air conditioner to Huaxia?
"Good! Guaranteed delivery within one month! Mitsubishi Hideyi smiled a little stiffly, as the successor of the Mitsubishi Foundation, he can't do things that he can't say and don't believe.
Besides, sending an air conditioner to Huaxia is just a bit of trouble, and it's enough to trouble your subordinates.
"I don't know if Jia Jun took the initiative to come to me this time, what's the matter?" Mitsubishi Xiuyi looked at Jia Yapeng and asked with a smile, "Have you figured it out and decided to sell the equity to our Mitsubishi Group?" ”
"If the Mitsubishi Group is willing to pay $1 trillion, it's not that it can't buy Daqian." Boss Jia said with a smile, good guy, I haven't seen you for a few months, and the price has risen to 1 trillion US dollars, which makes Mitsubishi Xiuyi's expression darken.
"In that case, what is Jia Jun looking for me for? You're not here to tease me, are you? Mitsubishi Hideyi asked angrily.
"Of course not, it's just that I have a wealth management product here, with an annualized rate of return of up to 6%, I don't know if Mitsubishi-kun is interested in buying it!" Boss Jia said with a smile.
"Goo Dong ......" Mitsubishi Xiuyi drank the tea in his mouth, and then he reacted, this is a cup of hot tea that has just been brewed, but Mitsubishi Xiuyi is hot in front of Boss Jia, jumping around like a god, jumping for a few minutes, before he reluctantly sat down, and asked in a voice that obviously became a little hoarse, "What did you say?" What is the annualized rate of return? ”
“6%!” Boss Jia said with a smile.
"And what about the level of risk?" Mitsubishi asked again.
"No risk, 100% safe!" Boss Jia said again.
"You're talking nonsense...... I don't believe you...... You're lying to me! Mitsubishi Xiuyi blushed, and then suddenly scolded and shouted, "You liar, you don't even have a license in the financial industry, how can you sell financial products, I think you are playing illegal fundraising, playing Ponzi scheme, you wait, I will go to the court to sue you!" ”
"Mr. Xiuyi, why are you so excited? Isn't it because I don't have the qualifications to engage in the financial industry that I came to you to cooperate and sell this product to you? Boss Jia smiled, "As for whether what I said is true or not, whether it is a scam or not, if your dignified Fusang No. 1 consortium can't tell the difference, then I have nothing to say!" ”
"......" Mitsubishi Xiuyi also calmed down, looked at Jia Yapeng suspiciously several times, and then licked his lips and said, "Then tell me, what products do you sell me?" ”
"Simple, simple, is the VIP membership income of our light and shadow supermarket!" Boss Jia said with a smile.
"Go on!" Hearing the words of Light and Shadow Supermarket, Mitsubishi Hideyi's eyes lit up, and he seemed to have caught something.
"We now have 11 million members, and each member pays a monthly membership fee of 2,000 yen, which is 24,000 yen a year, for a total of 12 years, a total of 288,000 yen. With 11 million members, a total of 3,168 billion yen will be spent over 12 years. ”
"If I turn this fee into a 12-year wealth management product with a fixed annual interest rate of 6% and a total price of 1,580 billion yen, do you think this wealth management product is easy for him to sell?" Boss Jia asked with a grin.
"You're in the guy...... Such a fund is not easy to sell, it is sweeping the entire market! Mitsubishi Xiuyi had forgotten the pain in his throat, and the whole person began to think about the feasibility of the financial products that Jia Yapeng had just proposed.
To put it bluntly, Boss Jia is selling the income of his 12 years of VIP membership of Light and Shadow Supermarket to customers as the income of financial products, and in this way, Jia Yapeng can instantly harvest a large amount of funds, so as to complete the return of funds that would have taken 12 years, but at the cost of half of the funds earned.
But this is not a loss to Jia Yapeng, he recovered the money 12 years in advance, which is more than putting the money in Jia Yapeng's hands, maybe after 12 years, it will become several times the profit, so Jia Yapeng is naturally willing to do so.
So the only thing to worry about is whether the members of Light and Shadow Supermarket will continue to pay 2,000 yen per month for 12 years.
Because of the previous want to acquire Daqian Group, Mitsubishi Xiuyi has conducted a detailed investigation on the matter of Daqian VCD, knowing that Daqian itself also attaches great importance to the repayment ability of members, and has conducted a detailed investigation of each member's family background and repayment ability, more than 90% of members should be able to repay on time, and at the same time last for 12 years.
It is enough for more than 90% of people to be able to repay the loan consistently, after all, those who have bought a wealth management product cannot really wait until 12 years to withdraw money.
After all, people always have good fortune and bad luck, and they also have a time when they need money urgently, and most people who buy the fund will withdraw it a few years in advance, so the actual payment cannot reach the figure of 3,168 billion yen, according to Mitsubishi Hideyi's experience, the actual payment of about 25 trillion yen will be enough at that time.
This risk is manageable.
Then the biggest risk is the Daqian Group, in case the Daqian Group plays any tricks in it, and after taking the money, it will cut off the repayment, then the Mitsubishi Group, as the issuer of wealth management products, will be unlucky.
"I can completely hand over the membership fee business and the team to which they belong to the Mitsubishi Group to supervise, and at the same time, all the bank statements of our company in Fuso are all transacted through Mitsubishi Bank, and the membership fees are directly collected by Mitsubishi Bank. If Mitsubishi Bank couldn't monitor the flow of funds under their control, then I wouldn't have come to Mr. Xiuyi today! ”
"No, of course we can trust Daqian Group!" Hearing Jia Yapeng say this, Mitsubishi Xiuyi was relieved on the spot. That's right, if all member payments go directly through Mitsubishi Bank, and Mitsubishi Bank can supervise and control the whole process, then Mitsubishi Bank really has nothing to fear.
"By the way, this is limited to the 11 million members so far, and the new members after the light and shadow supermarket, this part of the money still has to be ......"
"Hey, there's no need to be so troublesome, the fund can be issued once a year, and then you can increase the number of funds issued every month, for you, as long as you can get back in advance, isn't this enough?" Mitsubishi Xiuyi immediately said, Boss Jia squeezed his shoulders and did not refuse!
Indeed, if all members can get their money back 12 years in advance, it is really impossible to refuse.