690 Who Are the Better Customers?
After all, as an educational institution that ranks among the top in the country and has been listed on the Hong Kong stock market, Xinli Education is definitely a high-quality asset.
Banks like to lend to such large businesses because of insurance and because of the high returns.
So Cao Qiguang's self-confidence is not unreasonable.
Hearing Cao Qiguang say this, President Kong immediately began to ponder.
He didn't agree immediately, but said first, "Old Cao." This may not be in line with the regulations..."
But he didn't say anything, he just said, "I need to understand the situation first." I'll give you an answer when the time comes. ”
Lao Cao smiled and said, "Okay." No problem. Then I'll wait for your good news. ”
Hanging up the phone, Cao Qiguang confidently left this matter behind. He felt that any normal bank would not refuse his request, after all, although Su Yang's net worth was not low, the company was too small, and the cash was too small, so there was less business to do with the bank.
As for a listed company with a market value of tens of billions and a huge cash flow, it is obviously more in line with the interests of the bank to cooperate with itself.
Thinking so, Cao Qiguang put aside the information, and then started today's work: his grand plan has been launched, hundreds of branches across the country are being set up at the same time, and there are many things that he needs to make overall arrangements.
He is confident that as long as he gets through this hurdle, soon, Xinli Education will become the leading large enterprise in the domestic education industry!
...
At the bank, after President Kong hung up the phone, he called his secretary in, "Xiaoliu, you go and call Director Zhao of the credit department." ”
Secretary Liu said, "Yes, President. ”
After a while, Manager Shen's boss, Director Zhao, came to the president's office.
Director Zhao's status in the bank is obviously very high, and as soon as he entered the door, President Kong said with a smile, "Old Zhao, sit." How is your health lately? ”
Director Zhao was not polite, and naturally sat down opposite President Kong, and then said, "It's okay recently." It may be because of sitting for a long time, this waist is not very comfortable, and it may be a little prominent. ”
President Kong praised with a smile, "You, it's normal that everything is outstanding." ”
A joke made both of them laugh.
After laughing, Director Zhao asked, "President, do you have something to do with me?" ”
Governor Kong said, "Hmm. Nothing else, I just want to ask if you know Su Yang. ”
Director Zhao nodded, "Yes." He's a big customer of our bank, and I know that. ”
"Big customer?" Because President Kong is not responsible for specific things, he really doesn't know much about this, he only remembers that Director Zhao submitted a report saying that he gave Su Yang tens of millions of interest-free loans, but... That's not a big customer, is it?
Thinking so, President Kong asked, "Isn't his loan interest-free?" And only in the tens of millions. ”
Director Zhao said, "Yes. That's what I'm trying to say. We are really kind and rewarded. ”
He explained with a smile, "Didn't I approve an interest-free loan of 50 million for him before?" The collateral for this loan is the income from one of his film and television productions. So, when he took out a loan, he asked him to transfer the account of the film and television company to our bank. ”
"I didn't expect that his film and television company was really making money. In just a few months, all the money from that movie came back. It's just that because the loan is not due, it can't be deducted. ”
Later, they made another movie that became a big hit, and as a result, it brought more than 100 million revenue to his company, and then he didn't know why, and injected another 300 million into the film and television company. Before and after, there were almost four or five billion dollars of money in this account. ”
"All departments of our bank are coveting this money and want to convert it into a fixed or structured deposit. Once successful, the performance of our branch in absorbing deposits this year will be almost completed, and if this money is lent out, it will also be a lot of income. ”
President Kong heard Director Zhao say this, and a sudden expression appeared on his face. He is also worthy of being a wise man, and he directly followed Director Zhao's words and said, "This is a good thing." That must be done with his service. Strive to be able to get this deposit. That's a big feat! ”
Director Zhao smiled, "Yes." I have already arranged for Manager Shen, who has been docking with him before, to be in charge of this matter, and I believe that good news will come soon. ”
President Kong pondered for a moment, and then said, "You don't want to just have a line. Let others give it a try. For example, change to a beautiful woman, match men and women, and discuss the quantity. ”
Director Zhao nodded, "Okay." I'll arrange it when I get back. ”
Then, President Kong quietly chatted a few other topics and brought this matter over.
After the two chatted, Director Zhao left the president's office with a smile, but after leaving the office, his expression returned to calm. Because he felt that today's question was very strange and confused.
Is this a debriefing? But most of the two of them were chatting and didn't read the report.
Is this small talk? But I didn't leave my job at all.
What the hell is going on with this weird question?
All the way, Director Zhao pondered all the way.
When he was about to walk to his office, Director Zhao's eyes suddenly lit up and he figured it out: Could it be... You're going up?
I heard that a vice president is going to be transferred recently.
Could it be that the organization is examining itself?
Thinking so, Director Zhao recalled the chat between President Kong and himself.
The more he thought about it, the more he felt that he was right.
But how did you do today?
Is it qualified?
Director Zhao recalled it, and felt that he couldn't tell whether it was suitable or not.
He began to diverge his thinking: at such a critical time, it must not be just a simple question, there must be a deep meaning in it!
He pondered it and felt...
Maybe the key to his promotion is in Su Yang...
...
Cao Qiguang finished dealing with a bunch of work, and just after taking a breath, his phone rang.
When he picked up the mobile phone and looked at the caller, Cao Qiguang smiled slightly, because the caller ID showed the name of President Kong.
He knew that President Kong must have made a decision after thinking about it.
As for what decision?
He felt there was no doubt about it.
I must have chosen my own side...
So he picked up the phone very confidently and said with a smile, "President Kong, is there good news?" ”
Cao Qiguang's confident words were exchanged for President Kong's apologies, "I'm sorry, old Cao." What about you... I can't handle it for the time being. ”
Cao Qiguang was stunned and a little surprised.
He didn't feel right. How could it be possible to refuse yourself? It doesn't make sense.
So he asked, "Governor Kong, is it a price issue?" ”
President Kong laughed twice, "It's not about the price, it's the Mr. Su you mentioned, who is a high-quality customer of our bank." On my side, I must give priority to him. ”
The key information is revealed from this kind of careless words, Cao Qiguang has dealt with people in various departments and has long understood their routines, so after thinking about it, he understood the true meaning of President Kong: Su Yang's value is higher than Cao Qiguang's. There is no need for them to offend Su Yang and pull such a customer as Cao Qiguang.
Cao Qiguang was a little unconvinced, he stood up, came to the floor-to-ceiling window overlooking the entire demon capital, and asked, "President Kong." Su Yang is a high-quality customer, and we are also a high-quality customer. I know it may not be convenient, but I still want to ask, where are we different? ”
President Kong was silent for a while, and then he said, "Old Cao." We've known each other for many years and have worked together many times. As for me, I also said something from my heart, don't provoke that Mr. Su. ”
Cao Qiguang "chuckled" in his heart, feeling that there was something in Kong Xingchang's words.
He couldn't help asking, "President Kong, we are also old acquaintances, can you... Tap and dial me? ”
Hearing Cao Qiguang ask, President Kong hesitated for a moment, but still explained, "I won't say anything else, but don't you want to know how high-quality he is?" Let me tell you this, he is the focus of our bank in the past few months. ”
Hearing President Kong say this, Cao Qiguang suddenly gasped.
It is definitely not an easy task to become the target of the bank's "attack": otherwise, this person has a lot of spare money, and the bank wants to revitalize this money. Otherwise, this person borrowed a lot of money from the bank, and the bank wanted to serve him as a grandfather, for fear that he would not pay back.
But no matter which of the two is it, it is not something that ordinary people can do.
It seems that this Su Yang is really not ordinary.
Cao Qiguang couldn't help but raise Su Yang's danger level a lot, and even put it in... Another partner of the company: Lao Zhang.
Cao Qiguang did not recklessly continue to inquire, but said to President Kong, "That's okay, thank you, President Kong." I'm really bothering you with this. I hope you don't talk about it. ”
Governor Kong smiled, "Don't worry." I don't want to make a big deal out of it. ”
The two of them have their own ghosts, but they both tacitly suppress this kind of private transaction in their hearts. But... They didn't say it, but it didn't mean that Su Yang didn't know.
Su Yang has [Eyes of Shuttle Space], and his [Eyes of Shuttle Space] will be triggered as long as his name is read.
Although later because Su Yang became famous, too many people talked about him, in order to avoid trouble, Su Yang raised the trigger threshold of this ability, but he also left the condition that people he knew would trigger when he spoke.
So when Cao Qiguang made the first call to President Kong, Su Yang knew all this. Therefore, including the chats of several people in the back, Su Yang monitored almost the whole process.
After knowing all this, Su Yang was silently vigilant in his heart, it seems that this Cao Qiguang is really not a gentleman, he was just beaten yesterday, and he will start to take revenge today.
It's just because he's too strong that he can't do anything.
This also made Su Yang understand that only when he is strong can he not be afraid of any threat.
In the communication of seeing several people throughout the process, Su Yang also roughly positioned a few people in his heart. Cao Qiguang is an enemy, President Kong can only be regarded as a passer-by when he sees people cooking, but that Director Zhao is a good person, listen to him, his loan is also specially approved by him.
Su Yang is not a person who does not know how to reciprocate, and knows that he has to win over friends and fight enemies. It just so happened that he had long wanted to kick out Manager Shen, so that Su Yang roughly knew how to deal with the matter of Manager Shen and the bank deposits.
Then nothing happened.
The day ended quickly.
At 3 o'clock in the afternoon, Su Yang looked at the time, asked Pan Zhaodi to go back to the villa in advance, and drove the car over: he came to the company by running today, and he didn't drive.
At 4 o'clock in the afternoon, Su Yang said to Chu Xia, got off work early, and prepared to pick up Tang Millet with Pan Zhaodi.
Because of the staggered rush hour, coupled with the fast road, soon, the car arrived at Tang Xiaomi's kindergarten.
Tang Xiaomi's kindergarten is a high-end bilingual kindergarten in the magic capital.
When I came to the kindergarten, the kindergarten happened to be out of school, and some parents and nannies were picking up their children in the kindergarten, Su Yang asked Pan Zhaodi to stop the car, got out of the car by herself, and entered the kindergarten.
n.