Chapter 734 - Monologue

"You're here anyway," Shuji Kano said to Officer Sato with a sigh. "I guess it's probably for the reason I'm in such a hurry to come and play with me?"

"yes, but alas, the moment we thought of this was too late," Officer Sato walked past Shuji Shikano on his own. "Now that the statute of limitations has passed, can you at least reveal something to me? The reasons for committing these crimes, or what exactly happened before the police arrived. ”

Shuji Shikano turned around and looked at Miwako Sato, who had taken out a bottle of wine from the counter behind the bar by herself, silently closed the door again, and sat down at a table with the other party.

"How much to drink," Officer Sato calmly placed a wine glass in front of Shuji Kano as he opened the bottle himself. "It's your wine anyway, just drink it today."

"Anyway, the wine is made for drinking, so fill it up." Shuji Kano sighed and watched Officer Sato fill his glass. "So, Miwako, what do you want to hear?"

"All, all you did back then." Miwako Sato also poured herself a glass of wine, took a sip and asked. "Say it 1510."

"What is there to say, I was crazy because I wanted money, thinking that as long as I robbed the bank, I would be able to use that money to pursue my dreams." After Shuji Shikano said this, he smiled wryly. "But I didn't expect to hurt the security guard - I really didn't mean to, I just wanted to push him away with the butt of my gun, otherwise I would have shot him directly! But I didn't expect that I hit the vital part of the human body at that moment, and he actually died......"

"May I ask how my father was doing?" Miwako Sato took off her coat and put it in her hand seemingly casually, and then raised her head again after taking a deep look at it. "According to an eyewitness at the time, he saw you pushing my father as the van approached—"

"Nope!" Shuji Shikano suddenly began to retort. "Don't think of me as such an ungrateful person, I've been friends with him for 12 years, how could I do that kind of thing in order to get myself away from it?"

"What happened then," Sato stared into Shuji Kano's eyes. "Tell me everything at that time, word for word."

"At the time, I thought everything I was doing was seamless, but Captain Sato came to the door," Shuji Kano said as if he was thinking about something that surprised him, and his face was full of aftertaste. "The video of the security guard I was filmed at the time was seen by him as my own marks, and after a little investigation, I was completely exposed. On the day of the accident, he had already found me and persuaded me to go back to the police station with him, and then watched me turn myself in. But...... When I walked down that road that day, I thought about the days I would spend behind bars, and I was scared, so when I saw a truck at a green light, I rushed up and hoped to die under the wheels. ”

"But Captain Sato actually ...... He actually rushed up and knocked me out of the way, and he himself ...... As for the testimony of an eyewitness, I think it was obviously wrong, he saw the action of pushing people, but probably did not estimate the direction of the problem, thinking that the person who pushed the person was me, the prisoner, and the person who was hit by the car and killed was the person who was pushed away. In such a situation, if you speculate a little maliciously, you will probably come to such an irresponsible conclusion, right? ”

"So, did you spend that money?" Officer Sato didn't say anything, just asked the same question again.

"I used it, but I didn't spend it." Shuji Shikano shook his head. "I think that money adds up...... It must have been about 300 million yen, and then I spent three years in Italy half-learning and when I came back to Japan, I took some of the money and gave it to someone else to take out a loan - my interest rate was very low, really! All are truly legitimate, conscience loans that only require 3% interest for 10 days! So far, after deducting the share, I have accumulated a profit of about 4 to 500 million yen. ”

(In reality, on July 17, 2003, Neon passed the "Amendment to the Lending Business Regulation Act and the Capital Contribution Act", which invalidates loan contracts with an annual interest rate of more than 109.5%, and increases the fine for illegal lending from 3 million yen to 100 million yen.) Of course, the legal interest rate for unsecured loans is only capped at 29.2%, but some black shops often offer 3 or even 5 percent for 10 days. )

"Why did you turn so much?" Miwako Sato was taken aback. "You...... Is loan sharking so profitable? ”

"Loan sharks are more profitable, I'm just looking for a more suitable place," Shuji Shikano shook his head. "As you know, after the introduction of the Loan Industry Regulation Act in 1983, it was a very good deal. A friend I know is the child of a guy who owns a shop in this area, and then his eldest son was driven to a small city because of the separation, and then he bought some bad people on the street there and helped him support the loan business. Seriously, in a sense, the citizens there are still quite lucky, after the loan is not repaid, at most they can sell some things to fill the hole, and those who get wages are even invincible in the struggle against outsiders, and have defeated several batches of loan sharks in a row. Shuji Kano said with a smile, as if he was thinking about something very sweet. Then, I took over a poorly run kindergarten over there, and threw a lot of profits into it to improve the environment for everyone – otherwise there would not be only four or five billion yen in profits. In fact, I have already thought about it, and after the prosecution period has passed, half of the money will be left to continue to lend, and the income will be used to support the kindergarten, and one-third will be returned to the bank as principal and interest, and the rest of the money will be divided between your family and the home of the security guard back then, to be honest, I am very sorry for you, and because of my cowardice, I didn't even have the courage to apologize or even look at it before......"

(In 2005, there were 2.3 million borrowers in Japan with more than five debts, with an average debt of 2.3 million yen.) In 1999, Takei Yasuo, the founder of Takefuji, Japan's largest consumer loan company at the time, became the richest man in Japan with a net worth of $7.8 billion. In many senses, from 1983 to 2010, usury in Japan was a national problem. At the same time, the discount rate of Japanese banks is only 0.1%, which is an ultra-low level, and large commercial banks have more than 10 trillion yen of loans every day, but they cannot be paid at all, and they can only accumulate in their hands. The main reason is that the non-performing loan ratio is too high after the economic bubble, and the banks for their own interests, the examination of loans is extremely strict, requiring enough good credit, sufficient collateral or very strong guarantors, and these conditions and too long lending time are difficult for small and medium-sized enterprises and individuals after the bubble economy era to accept, in contrast, usury seems to be a very beautiful thing. )