Taylor glanced at Belito, the smoky conference room was filled with a foul smell of smoke, "Raising the insurance industry's security deposit to ensure that there is enough money to pay the insured when necessary, I must let you know that I have no intention of embarrassing any of you, this is an imperative prerequisite!", Taylor is much stronger than Phyllis, he knows better how to establish an industry standard and access system, and he also knows the benefits of doing so.

He is more like a standard professional manager, with only work in his head, he climbs up from the bottom little by little with the help of his own abilities and advantages, for him every job is a battle, if he fails, he may lose everything, which makes him have to go all out. And Phyllis's kind of shareholder, not at all not a person.

Bellito also nodded, Taylor had given him a strong hint just now, and he knew that he should stand up at this time. His perception of Taylor is polarized, liking Taylor's professionalism at work and his strong aggressiveness. The former can get everything here on the right track quickly, so that the insurance business can be quickly set up and operational, and the latter means that his opponent has changed from a fool who can't even hold a sword to a master with a sword.

No one likes to beat levels too hard, except for those masochists, and it's clear that Belito is not a masochist.

"I very much agree with Mr. Taylor, and Mr. Roel's insurance fraud has reminded us that without a strong security deposit, it is very likely that the insurance company will be on the verge of bankruptcy due to the insurance fraud of one person or organization. Gentlemen, the purpose of us sitting here discussing these things is not to find a way to bankrupt ourselves, but to make more money, so we must be prepared to resist the risks. ”

"You've proven yourself in business, and I think there are some things that I don't need to repeat too much, and everyone should know them very well. Risks and opportunities coexist, and the greater the benefits, the greater the risks we take!"

"As an emerging industry, if a company is forced to go bankrupt because it cannot pay the insurance claims of the insured, it will bring huge risks and negative impacts to the entire industry. People will directly associate insurance with fraud. Mr. Taylor's purpose in raising the margin is not to embarrass you, not to get you out, but to protect each other's interests. Let's think about it another way, if you are still in the insurance business, but we are involved in bankruptcy for this reason, I am afraid that you are also extremely unhappy. ”

Taylor nodded and took over the topic from Belito, "That's right, Mr. Belito is very right, only the industry's ability to resist risks is enough, can we bring us a stable, sustainable and high-speed development of a huge market." And I think the margin I proposed is very reasonable, we can understand from the data of Mr. Memnon's business three guarantees policy, at least a deposit of not less than 30% of the sum insured is required to be able to survive the early stage. ”

The two people who met for the first time cooperated very well, and between singing and harmonizing, they said that their inner thoughts of expelling the "bad money" were considered for these people, and of course it was undeniable that what they said was also part of the truth. Judging from the data of the three guarantees policy left by Memnon, 10 million is enough to support the normal operation of the insurance company's business, and they even have more ways to continue to operate the insurance business while reducing this margin by half.

But the problem is that it is impossible for everything to be carried out according to people's best ideas, and what if there is another mining disaster? Now that those who have gone to the mine have bought insurance, a mining disaster may affect 300 to 500 people, and they will have to pay millions of dollars to settle claims at once. For example, once an earthquake occurs, there will definitely not be only one or two, three or five, but a dozen or even dozens of mining areas in the entire western region.

In addition, there are many unforeseen but absolutely very likely things that require the insurance company to have enough capital to fight the disaster, and Taylor is not only responsible for himself, but also for the insured.

After a series of words, several other people in the conference room fell silent, if they could really come up with a deposit of 50 million, they would not sit here, there are all kinds of real industries in the south that are more suitable for them and have bright prospects that are worth investing in, and the reason why they compete with the two major banks and Du Lin to buy those contracts is still a speculative behavior in the final analysis. Now they are half the success of speculation, but the other half is not so easy to mention.

"I have an idea here that I can offer you to consider!", Taylor broke the peace in the conference room with a smile when no one spoke for about three or five minutes, "Two ideas, the first idea is that the Imperial Bank will buy the existing contracts in your hands in cash, and we can negotiate the price in detail, and we will also operate with the greatest sincerity." Another way to think is to value the contract in your hands and replace it with the equity of the Shining Star Empire Insurance Company that we have established, so that your things are still in your hands, but you don't need to worry about the 50 million deposit. ”

"Please believe us, our sincerity is very strong!"

Bellito frowned, he and Taylor hadn't met before, but he knew Taylor as a person. Within the Reich Central Bank, Taylor's reputation was not very good. It is a very mild statement to say that he is ruthless and unreasonable, and his start has something to do with the last internal resource rectification and purge of the central bank, but he has made many people lose their jobs and get out of the ashes, and some people have even worked for the imperial central bank for more than 30 years, and they are about to retire in a year or two to get a pension, and he has also found some reasons to kick them out.

He is a cold-blooded executioner, a butcher, and a cruel deprivation of hope for many people. But everything is positive and negative, the central bank's board of governors is very fond of Taylor's ruthlessness, he has saved the central bank a lot of money, and also made some complicated things simple, people thought that he would be kicked out in the end for various reasons, but I didn't expect the council to recruit him as a partner, even if it was the worst one, but it was also a partner.

This is a ruthless man.

Before this meeting, Taylor and Bellito had a telephone contact, and it was Taylor who took the initiative to call Bellito and said something about what he wanted to say at this meeting, and the two sides talked about it first. Most of the things were done as the two of them had said before, but the last one was a little different.

Taylor's argument at the time was to find a way to force these retail investors to band together to form a company, and then turn the multiple parties into three parties, and then the three parties cross-owned the company's margin and market capitalization. NCB and the Imperial Bank are obviously thicker, so they can get more shares of the third company with minimal effort, and they are cooperating with each other to achieve the goal of directly controlling the third company. In this way, the entire insurance industry is equivalent to only two companies, and a puppet company.

The idea was very interesting and highly executable, and after much deliberation, Bellito gave Taylor an affirmative answer. But I didn't expect Taylor, who was sitting at the conference table, to play with his mother, bypassing him and wanting to swallow these people directly into his stomach!

Bellito could have guessed the minds of these people, and as Taylor said, they had nothing to lose, but instead gained a more solid backer, a larger market.

Being a small factory manager with a market value of 100,000 yuan may be very free, but everyone is more willing to be a small shareholder of a company with a market value of 10 million yuan, even if it is only one percent of the shares. Even if it is empathy, Bellito himself is a little tempted, anyway, these contracts are the result of their speculation, they only pay money, and they earn countless times more than money, they will definitely be satisfied.

But things must not be allowed to go this way, and just as the speculators began to look hesitant and thoughtful, and Taylor lowered his head to fix his hair, and the corners of his mouth were slightly raised, Bellito punched Taylor in the back of the heart from behind.

"Gentlemen, I have a choice here. After Belito finished speaking, he immediately felt Taylor's gaze staring at him, he smiled and nodded, and then said, "Our Southern Commercial Bank can provide you with a loan of 50 million, one year interest-free, one year low-interest, and the annual interest rate will not exceed fifteen percent after two years." If you are unable to repay the loan by then, you can discount the loan at the insurance company you are running. ”

"Gentlemen, we are all the more sincere, and it is more advantageous for you. ”

Bellito noticed that Taylor's gaze was still focused on him, he smiled and met Taylor's gaze without fear, and the two looked at each other for a moment before moving away, as if they were still maintaining a gentleman's demeanor on the surface, but in fact they had already sprayed each other's blood in their hearts.

Taylor knew that he had underestimated Bellito, and that he had underestimated his courage and courage. As a partner of the largest central bank in the empire, even he didn't dare to say that he would lend 50 million to these people, but Bellito did. Not only did he dare to speak out, which bankrupted Taylor's little plan. Even if he offered more favorable terms than Bellito at this time, these people would not choose him, because just now, just a few minutes ago, he was going to leave these people with nothing left to swallow and chew. Now, no matter how many times the conditions he offers are more favorable than those of Belito, these people who "escaped from danger" will not choose him.

Sure enough, after ten minutes, these people made a decision .......

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