"Okubo's seventh Odaiba? Kato's old fox is finally reluctant! However, if you want to develop a new business district on the sea, you really need a lot of start-up capital! If you choose to mortgage a short-term loan of three to five years, then I can make the decision to lend you 70% of the total value after appraisal, since you plan to engage in real estate development, then the annual interest rate of the loan will be 5.6% according to the purchase loan (the interest rate of housing loans in Japan is absolutely staggering, the lowest loan interest rate of general residential houses is only 1.6 percent, and the high is only 3 to 4 percent, which is a hidden benefit of the Japanese property market crash!). Let's do the math! Mr. Wu, what do you think? When President Idaya heard that Wu Liang was planning to take out a loan to develop Odaiba on the sea, a heart that was originally hanging suddenly swallowed back into his stomach, and after a little calculation, he patted his chest and gave a fairly low loan interest rate.

It doesn't matter if the interest rate is higher, after all, after more than 200 days, everyone doesn't have to worry about banknotes anymore, but the discount rate of only 70% makes Wu Liang frown a little: "President Date, we might as well set the interest rate higher for the time being, but only 70% of the discount rate is a little too low, you must know that these mortgages I mortgage are not real estate that will dive at every turn, but precious metals and gems that can be cashed out directly!" ”

"Hmm! It's me who doesn't think it through! So what do you think, in order to show my sincerity, Mr. Wu raised the discount rate by 8% and the repayment interest rate remained unchanged? ”

"Let's not go on like this, my time is limited, and the discount rate is set at 85 percent. I can set the repayment interest to 8% by a few points, but in order to ensure the smooth development of Odaiba, I will not be able to repay the principal and interest until one year later. In addition, I request that the collateral be kept in the local area of the bed owner and cannot be moved without permission, and I reserve the right to come and inspect it at any time. How, are you okay with such conditions? Wu Liang prescribed a slightly harsh, but reasonable series of requirements, and incidentally took into account the bank's interest income, which made it impossible to find fault.

Governor Date wanted to push the discount rate down a little more, but seeing that Wu Liang obviously showed an impatient look, plus the annual interest rate increased to 8 percent, the risk increased and the benefit also increased a lot, he gritted his teeth and simply agreed, and agreed to the additional conditions put forward by Wu Liang, saying that he would vacate the small vault used for storing high-value items in the main city branch of the Commercial Cooperation and Development Bank and use it as a place to store gold. The two keys to open the vault door were held by Wu Liang and President Date respectively, and the two keys to open the vault door were only possible if both of them were present at the same time, and promised to triple the security force than usual.

Once an agreement is reached, all that is left to do is wait for the bank clerk to count the total amount of gold.

In order to show the innocence of his subordinates, President Date specially asked someone to move the security gate that was originally used for the inspection of the outer perimeter of the vault, and those who wanted to leave from the scene needed to walk under the door and confirm that it was correct before leaving, which was painstaking in order to make Wu Liang feel at ease.

Because there are so many items that need to be counted, even the less complicated work of simply counting the number and random sampling is that more than 30 bank employees and two forklift drivers have been working until it is dark. The portable detector brought by the sportswear uncle has already gone on strike, and now the large detector is used from elsewhere, and the number and volume of one-time detection are much larger, which has improved a lot of efficiency.

In front of the sweaty bank staff, Wu Liang and Sakura were bored to enjoy the super VIP treatment, not only all kinds of food are available at any time, fresh fruits and vegetables are delivered by hand, and even large color TVs and PS game consoles are available to kill time.

Governor Date, who was waiting in front of him, heard the materials reported by his subordinates, and his old face was filled with a happy smile, and his eyes changed when he saw Wu Liang, if it weren't for the fact that Sakura was still by his side, maybe he would have stripped his daughter naked and put it on the plate, and sent it over as a "female body"!

After tedious statistics, not counting the inlaid gemstones, a total of nearly 27 tons of gold products were counted on the spot, and the purity was within 68 to 95 percent, and several appraisers counted the test results of more than 300 samples in front of Wu Liang, and finally came up with an average value ----of 77 percent and carried out the final discount calculation according to the value. (According to the 2005 gold price, it is 1,350 yen per gram, and after discount, it is 1,150 yen per gram, and the discount of gemstones is calculated separately!) ）

The weight of the baby elephant and silver ingots was so great that it was not until the rest of the items were counted and locked in the vault that they were taken to the nearest container terminal under the watchful guard of several escort car guards, where they were measured on a large "weighbridge".

The final weighing result of the gold baby elephant was 3.025 tons (with all the inlaid gemstones), the weight of the silver ingot was 2.2 tons, and the value of the discounted value was 70 million yen, and all the gold products together weighed exactly 30 tons. The total value after discounting is 34.5 billion yen.

In addition, the huge gems set on the gold products were also identified as genuine, and aside from the slight depreciation caused by the cut problem, Wu Liang was very surprised by the discounted amount, which was fully discounted by 10.5 billion yen.

If I had known that gems were so valuable, I would have mortgaged the dozens of treasure-level jewels that I had meowed from the Secret Treasure Exhibition of Rockiness! After signing the mortgage contract, Wu Liang, who was a little blushing by the tens of billions of new yen in the account, couldn't help but regret it.

The extra 45 billion and 70 million extra money in the account made Wu Liang instantly experience the pleasure of what is called an explosion, how can the word "cool" be used, it is simply a senior ×! However, it would be even more perfect if you could turn the currency unit into a dollar!

Not only can you pay off the cost of buying Odaiba in full, but even the cost of infrastructure projects can be easily earned, and there is even surplus money that can be used to hoard daily necessities.