Flesh pain is flesh pain, and if you decide something, you won't regret it, because regret is meaningless.

Finally, I waited for the agent to call and asked him to go to the loan approval center in the housing authority.

Shen Chong packed up his mood and went out, with a resolute feeling that he would never return.

He didn't hear it, the tone of the intermediary sister was not quite right, and she seemed to be about to cry.

If the loan approval is in trouble, it may not be a big problem, but others can still hold the rules and regulations to get stuck in the whole thing.

The intermediary sister is looking for the Shudu firm.

The scale of Shudu commercial bank is not large, not as big as the four major banks in the country, but in the field of Shudu real estate transactions, it has developed rapidly in recent years, and now it is a snake on the ground.

This is the fastest lending bank in Shudu, and the disadvantage is that there are many rules, and the requirements for credit and other aspects are the strictest.

Thanks to the self-discipline of his predecessor, Shen Chong has no problems with credit reporting.

But his bank flow had an accident, and his average monthly income was low in the past year, and he was stuck by the clerks of Shudu Commercial Bank.

The Loan Approval Center is very large, in a circle, and the approval offices of the major banks are located here.

The office of Shudu Commercial Bank occupies the largest office in the innermost.

The office was crowded and crowded.

There are both staff from other intermediaries, as well as many buyers and sellers.

Everyone has a strange flush and excitement on their faces, as well as resentment towards the intermediary sister who is "dead skin".

When Shen Chong arrived, the intermediary little sister was struggling inside with a sad face.

She's been here for a while.

"Manager Pei, my customer's credit is very good, and he has changed jobs now, no problem, absolutely no problem!"

The little sister of the intermediary blushed and crowded in the crowd.

In fact, this is where she lacks experience, Lao Jianghu will never be entangled here when she encounters this kind of thing, and she should immediately go back to the headquarters of the intermediary company and find a way to find a leader.

There were many people waiting in line next to her and behind her, and they were very impatient with her.

The man with gold-wire glasses sitting across the desk, that is, Manager Pei, looked at the intermediary girl indifferently, his brows furrowed slightly, "I just let you go, why did you run back again?" Get out of the way, and don't get in the way of the people behind you. ”

Shen Chong leaned on his head and forcibly squeezed from the crowd to the front, "What's wrong?" ”

Manager Pei looked at Shen Chong helplessly.

The intermediary girl pulled Shen Chong, "Manager Pei, this is my client, Mr. Shen Chongshen." Mr. Shen, you also tell Manager Pei that we really have no problem. ”

Shen Chong's heart was slightly unhappy, but he was reluctant to be patient, nodded at Manager Pei, and said, "Hello." ”

Manager Pei pouted, "If you say it's okay, it's okay?" The rules and regulations are here, and I didn't set them. It is clearly written on this bank statement, the average monthly income is less than 4,500, how can I approve a loan of more than 1 million yuan for you? ”

Shen Chong replied: "But I just signed a new unit, and my monthly salary is more than 7,000, and I just arrived yesterday or the day before yesterday, you see ......."

As he spoke, Shen Chong took out his mobile phone and planned to open the bank text message to Manager Pei.

I never thought about it, the man with glasses slapped Shen Chong's mobile phone impatiently, "Don't look at it, I don't care when you arrive in the account, how much you will arrive, check your turnover in the past year, how much will you do in the future?" ”

"Also, if you have a down payment of 30% and a mortgage for 25 years, then you must repay 7,300 per month, and your salary income must reach 15,000, is it enough? How big is the ability to buy a house. I can't afford to be a bad debt. Get out of the way and get out of the way. ”

Manager Pei stood up as he spoke, and wanted to drive people away.

Shen Chong was about to go crazy almost on the spot, Nima, I bought a house, and I really didn't have the money to pay for the house, and Lao Tzu paid for it and kicked your nose in the face?

Why can't I really afford to pay it back, your bank has taken back the house, why are you so stinky?

That's him, he didn't like to be angry as an otaku in his previous life, and he can't stand it even more in this life.

In the face of the bank manager's refusal, most of them smiled bitterly and left helplessly.

The intermediary girl sighed, "Alas. ”

She thinks this big business is going to be yellow.

In fact, she knew the bank's system from the beginning, but she was lucky, and she had just started this business, so in the face of such a large order, the way to deal with it was too reckless.

At this moment, Manager Pei suddenly stood up and waved his hand behind him, "Xiao Tang, come and top it, I'll go to the toilet." ”

As he spoke, he walked out from behind the desk, glancing at the intermediary sister and Shen Chong intentionally or unintentionally.

Shen Chong didn't understand what he was going to do, did he come out to smoke it?

The little sister of the intermediary was dazzled, and hurriedly pulled Shen Chong out without moving, following behind Manager Pei.

The two followed the man with glasses to the door of the bathroom, Manager Pei turned around and said, "Actually, the rules are rules, but it's not that you can't walk around at all." ”

The intermediary sister hurriedly asked, "Okay, okay, Manager Pei, please speak." ”

Shen Chong suddenly patted the intermediary girl on the shoulder, "What do you like to eat?" ”

The little sister was at a loss, and subconsciously replied, "Hot pot? ”

Shen Chong nodded, "Yes, hot pot noodles are the best!" ”

Then he turned to Manager Pei and said directly: "If you have any requirements, Manager Pei, you can say it directly." ”

Although I don't understand why Shen Chong suddenly chatted about eating, Manager Pei's mind is not here, "It can't be said to be a requirement, first of all, for high-risk users like you, it must be raised on the basis of the benchmark interest rate." ”

"How much up?"

Shen Chong asked directly.

"Twenty percent."

Manager Pei replied.

Shen Chong's eyes widened, Nima, why don't you grab it.

In this way, I have to eat 200,000 more interest than others.

Manager Pei continued: "There is no way to do this, the rules and regulations of our commercial bank say that no one can be accommodating, and it is the same if you go to any other bank." ”

"And what else?"

"In addition, depending on the amount of your loan, you must pay a security deposit of 50,000 yuan. This deposit will not be refunded to you, if you purchase a product from our bank. ”

Shen Chong's eyes widened, "What else?" ”

Manager Pei glanced at the intermediary girl again, hesitated slightly, but finally gritted his teeth.

He didn't speak, but stretched out five fingers, rubbed at Shen Chong and the intermediary little sister, and pointed at himself.

Manager Pei, the man with gold wire glasses, has a very thorough attitude.

Shen Chong pretended not to understand, "What do you mean?" ”

"Fifty thousand."

Manager Pei pointed at himself again and said in a low voice.

Shen Chong asked directly, "For you?" ”

He stopped talking, only nodded slightly.

He was determined, and Shen Chong had no choice.

People with an average monthly turnover of less than 4,000 and a half in the account will apply for a loan of 1.26 million yuan?

Whether it is a Shudu commercial bank or another bank, he can't do it.

Without thinking about it, Shen Chong turned around and left directly, leaving the next sentence, "Get out of your mother." ”

Seeing this, the intermediary sister wanted to apologize to Manager Pei, but Shen Chong turned around and pulled her shoulders heavily, "Let's go, don't talk nonsense with this beast." ”

"How do you curse!"

Manager Pei said angrily in the back.

Shen Chong turned around directly, "If you beep one more word, I will not only scold, but I will also beat people, do you want to try?" ”