After the establishment of the Council of Fuxing City, the distribution of wealth in Fuxing City was re-discussed! In the past, the traditional industries of Fuxing City were no longer fully controlled by Fuxing City itself, and they had begun to auction and sell shares to individuals, such as workshops, dockyards, real estate, carriage and horse dealers, insurance, pawnshops, etc., and Fuxing City only held a certain percentage of shares in the situation of the council, and did not necessarily have absolute control. There is only the money system, which is related to the economic lifeline of Fuxing City, and Fuxing City needs absolute control.

Fuxing City originally controlled these industries in order to rapidly develop Fuxing City, and the profits obtained were also completely invested in the construction of Fuxing City, but Fuxing City has now become large-scale, and the profits of various industries have begun to surplus, and then managing Fuxing City in this way will hinder the continued development and economic vitality of Fuxing City. In Sosa's words: "If all the money earned by Fuxing City is shared by Fuxing City, and all of them are shared by all the people of Fuxing City, this is completely unfair, everyone pays differently, and those who pay more should get more remuneration, and the remuneration is not linked to profits, who wants to help you run these industries?" ”

As a result, many of the industries in Fuxing City have been adapted into shareholder distribution! For example, Qianzhuang, Fuxing City actually only owns half of the shares of Qianzhuang, and the other half is owned by the Alchemy Country, and Sosa has no control over the profit distribution method of the Alchemy Country, but the distribution method of Fuxing City has undergone unprecedented and unheard of changes. First of all, Sosa divided the assets of the money bank into a number of shares, and everyone who worked in the money bank would get a certain percentage of the shares, and the remuneration of all the shopkeepers was the proportion of the shares they held! For example, if the shares issued by Fuxing City Money Village are 100,000 shares, and a certain money bank guy holds two shares, and the money bank's quarterly profit is 20 million gold coins, then the reward that this guy gets is 20 million divided into 100,000 shares, and then multiplied by his own share of shares, that is, 400 gold coins. This is the simplest algorithm, but when it is actually distributed, there are not so many, because part of the bank's profits will be used for reinvestment, and there are some risk funds reserved, so it is possible to make a profit of 20 million gold coins, and only 10 million gold coins will be taken out to distribute dividends, that is, this guy will only get 200 gold coins. If the bank loses money in a certain quarter, then it is impossible for the employee to not even get the basic living expenses, because the money bank will automatically activate the risk fund to pay everyone the basic living security expenses to cope with such difficulties.

But if the money bank continues to lose, the risk fund is difficult to maintain, the money bank will be in danger, in order to maintain the operation of the bank, to avoid bankruptcy, sometimes it may absorb other funds to maintain the operation of the bank, but other funds into the bank, need to give a certain percentage of shares to the person who invests the funds, then, the number of shares owned by the bank, is no longer 100,000 shares, but may become 200,000 shares, so that the two shares in the hands of this guy have actually depreciated, Because he used to own two-hundred-thousandths of Qianzhuang's shares, but now it has become two-hundredths of 200,000, and when Qianzhuang also takes out 10 million to distribute dividends, he can only get 100 gold coins or even less.

In this way, all the profits and risks of the bank are borne by everyone in the whole bank, so that everyone has money to make and risks, so that they will be more active in maintaining the operation of the bank and making the operation of the bank system more efficient.

Of course, there is another possible scenario, which Sosa did not fully say publicly, because the conditions are not yet ripe. If the bank continues to lose money and there is no external capital investment, then, in order to maintain the operation of the bank, the majority shareholder of the bank, that is, the parliament, will sell the shares in his hand at a low price to attract the entry of scattered funds, completely disperse the risk, and prevent bankruptcy! It's too avant-garde, it's too incomprehensible, it's hard to achieve with the current technology, and Sosa is just imagining it.

Sosa also had an even bolder idea, that is, even if the money bank was running normally, whether it was a man, a treasurer, a council, or other shareholders, they could actually buy and sell their shares. In this way, the parliament, as the largest shareholder, can make a profit by only controlling these shares, simply put, when the stock price is low, it can buy in and increase its shareholding; When the stock price is high, you can sell it out and cash out to get more money! Because only the parliament, the majority shareholder of absolute control, will fully grasp the performance and information of the bank, make the most reliable assessment of the prospects of the bank, avoid risks for themselves, and at the same time, make profits for themselves! This is the asymmetry of information, the advantage of large shareholders over other small shareholders who hold fractional shares! This is a profitable thing, and if it is operated well, the profit may be no less than the profit of the money bank system itself!

"What percentage of the shares do I own?" Higg asked Lan Xian'er in surprise, "This Sosa is really a financial talent, no, it should be said that he is a genius, we have simply picked up a treasure?" ”

"You own 10% of the bank!" Lan Xian'er said, "Where Sosa picked up the treasure, it is clear that I cultivated it single-handedly!" ”

"Only ten percent?" Higg sighed with some regret.

"Didn't you say you didn't want the money to revive the city?" Lan Xian'er smiled, "Why is it too little now?" You can do it or not, it's you who are high-spirited, but if the council of Fuxing City doesn't give it to you, it will be a blatant robbery, and these are what you deserve! Ten percent is not a lot, don't forget, the Alchemy Country owns half of the shares of the Qian Village, and you are equivalent to owning 20% of the shares of the Fuxing City Qian Village! ”

"How much money can I get each quarter?" Higg asked.

"Probably a few million gold coins!" Lan Xian'er smiled.

"That's the money?"

"That's less?" Lan Xian'er said in surprise, "How long has the money village been running, and how much have you invested?" Now you can get millions of dollars in revenue every quarter, is it too little? Rest assured, this number will definitely increase several times in the future! ”

Higg laughed and said, "Then I can be a rich man, and you are also a rich wife, hahaha!" ”

"But I've pretty much done it for you!" Lan Xian'er smiled.

"You spent the money?" Higg was taken aback, glared at Lan Xian'er like a loser, and said, "How did you spend it?" So much money? Besides, the money hasn't arrived yet, it's just shares! ”

"I'm spending shares!" Lan Xian'er said, "Half of the shares you own, I left to the Fifth Legion for war relief!" Although these pensions are obliged to be issued by the Fifth Legion and even Catherine's court, the court's pensions are limited after all, and they are one-time pensions! After the war, how long can these wounded soldiers and those orphans and widows who are unable to take care of themselves last with that little pension? There is not much place to build in Fuxing City, I discussed with Mizt, and set aside a place in Mithland City, and use the money to build a martyr's cemetery of the Fifth Army there, and build a town near the cemetery, where all the widows and orphans of the dead soldiers, as well as the soldiers who are seriously injured and cannot take care of themselves, can go to live there, and we will provide them with the corresponding industrial chain so that they can maintain their lives! Do you still think that there is a lot of money? Shouldn't we spend this money? ”

"Thank you, Blue Fairy!" Higg's eyes stared at Lan Xian'er, and he didn't know what to say at all, so he could only keep muttering, "Really, thank you!" You did what I wanted to do, and what I couldn't! ”

"You and I can be at peace in our hearts, this money, no matter how much you spend it, is not too much!" Lan Xian'er said, "Don't you want to ask, how did I spend other money for you?" ”

"You can spend it however you want, this money was originally earned by you, what do you and I share?" Higg said.

"The remaining five percent, one percentage point each for Donald and Christina!" Lan Xian'er said.

Higg nodded, smiled and asked, "The remaining three percent is for ourselves?" ”

"No, we didn't keep anything of our own!" Lan Xian'er smiled, "With this money, I have set up a fund platform!" ”

"Fund platform?"

Lan Xian'er said: "Part of it is used to help people in need anywhere in the world, especially children, as long as they meet the conditions, no matter which nationality, which race of children, can apply to this platform for financial help, the platform will review the child's conditions, give appropriate support, but after the child becomes an adult, he must gradually repay the funds to the platform without interest!" In addition, for the free relief of natural disasters and diseases around the world, the platform will establish branches around the world, and evaluate and distribute relief supplies to places or groups of people who meet the conditions for assistance in a timely manner! There is also a part of the recognition and reward for individuals or groups that have made outstanding contributions to all walks of life in Middle-earth, whether it is in agriculture, magic, workshops, academics, etc., all of which are included, and are commended once a year, especially for individuals and groups who have made breakthroughs in technology, we must vigorously commend and publicize them, and encourage all walks of life to continue to make breakthroughs! Of course, in addition to commendation, we can also support the research of various technical projects, as long as reasonable technical projects are proposed, regardless of individuals and groups, we will vigorously support their research work, success or failure, it doesn't matter, we just need this spirit of continuous exploration to be carried forward! ”

"Tut-tut, you are simply an angel, the noblest angel!" Higg exclaimed, "So many people in the world need help, so many natural disasters and diseases, can we help them?" ”

"I'm not as noble as you think, and of course there is an element of making a name for yourself in doing this!" Lan Xian'er said, "There are so many people who need help, of course we can't help them, but someone has to start this!" We are just a brick, and when this brick is thrown, someone will send us jade! The council of Fuxing City has agreed to be the backing of our fund platform, and they will help if the fund is in trouble! I believe that more and more people will join our platform business! ”

"The Council of Fuxing City, why are they doing this?" Higg asked with a smile.

"Hehe, the biggest beneficiary of this platform is Fuxing City!" Lan Xian'er smiled, "Think about it, wouldn't it be smoother for our platform to take the lead and the implementation of the money bank system around the world?" This is inherently complementary, the more developed the money bank system, the richer our platform is; In the same way, the faster our platform develops, the better our reputation will be, and the more developed the money bank system will be! ”

"For fame, but also for profit!" Higg exclaimed, "I'd love to open your mind and see how many other ideas there are in there!" However, after all, your money is gone, and I am still poor and penniless! ”

"Hehe, I'm afraid you're so poor that you only have money left!" Lan Xian'er said with a smile, "Don't forget, this is just the money of the Qian Village, your identity is not only the investor and builder of Fuxing City, but also the lord of the fiefdom of Fuxing City, and the taxes of Fuxing City should actually belong to you!" It's still the same sentence, you can not do it, but Fuxing City can't help but give it, the council of Fuxing City, dare to open its eyes and rob it? ”

"Taxes from Fuxing City?" Higg was surprised, "Yes, I am the lord of Fuxing City, and the surplus of Fuxing City's taxes should be mine!" You didn't spend the money? ”

"No, this money and the money left for the children are temporarily placed with Sosa, so that he can help us invest it first, or save it in the bank to eat interest!" Lan Xian'er smiled and said, "You have three women, if I spend all the money for you alone, won't the other two fall out?" Half of the money is for you, and the other is for Maria and Iona! ”

Higg smiled and asked, "Iona's witch can spend this money as long as she develops, but what does Maria want money for?" ”

"There's a lot of money for Maria!" Lan Xian'er said, "As a prince, Christina does not have her own consortium behind her, so how can she win over supporters?" Relying on the prestige of the royal family is never as direct as the attraction of interests, and we must support her in this regard! ”

"Then what do I want money for, I have a financial expert at home, I can spend it?"

"The officers and men of the Fifth Army gave their lives, and we only compensated for the dead and wounded, but don't you want to pay for the meritorious deeds after the war?" Lan Xian'er smiled, "Grace is from above, of course you have to hand over the military merit book to His Majesty Catherine, but how much can the court give you?" This is not to help Catherine, but to help us keep a firm grip on the Fifth Legion! The mission of the Valley of Flowers is not yet complete, and in the face of the upcoming Heavenly Tribulation, we can't give up our forces yet, so we can't be stingy with this! ”

"Marshal, Madam, Lord Mizter has returned, do you want to call him to see him at once!" The guard at the door came and asked.

"No need, he is the busiest person in the entire legion right now, let's go there in person!" Higg said.

"What are you doing with Mizt?" Lan Xian'er asked curiously.

"Denelson is a big part of what Fuxing City is where it is today, but he can't see it anymore! Seeing Mizt, I was reminded of Denilson's time! Higg said, "I miss Denelson, Miztken took Wicks to cross the Karaka Mountain Road here, also for Denelson, the entire Fifth Legion barracks, only the two of us have the closest purpose to the Guanzhong Plain, I want to talk to him!" ”

……