"Don't talk so much nonsense! Lan'er, remember, our money bank can be different from other people's money bank, other money bank, some people save money, but also charge management fees, so, many money banks are not large, the largest is a million taels of silver to die, now we change the way, as long as someone saves money, we pay interest to others, deposit within three months, free keeping, can be withdrawn at any time, more than three months, annual interest is calculated as a cent; More than one year, two cents per year within three years, three cents per year for more than three years! ”

Chen Yuanyuan, who was on the side, was taken aback, and interjected: "My lord, if you do this business, won't you have to pay for death?" If a person deposits 10,000 taels of silver, a year of interest, it is to pay 200 taels to others, save 100,000 taels, that is 2,000 taels of silver, according to what you said about a large-scale money village, 1 million taels of silver, a year, we will give 20,000 taels of interest alone, what kind of money village, can not afford such a toss, even if there is more capital, you have to lose it all......"

Zhu Jie glanced at Chen Yuanyuan in surprise, and said in amazement: "I didn't expect it, our Yuanyuan girl is not only good at piano, chess, calligraphy and painting, but also so shrewd in this abacus!" ”

Chen Yuanyuan smiled proudly and replied: "Adults underestimate others, when I was in Qinhuai River, my mental arithmetic was even more powerful than the four princes who moved Jiangnan!" ”

"Haha, if that's the case, then if anyone marries our Miss Yuanyuan in the future, wouldn't it be a superb housekeeper for nothing?"

Zhu Jie laughed.

"What? Big brother, do you want to take the round girl? ”

Lin Lan looked at Zhu Jie with a smile and said.

"Sister Lan, what are you talking about?"

Chen Yuanyuan's face turned red, and he shouted in a hurry.

Zhu Jie laughed dryly, did not answer, and then said: "Miss Yuanyuan, what you just said is not bad, if we just absorb the money of depositors and do not lend, we will naturally lose money, but what are we collecting the silver for?" Lending and business, we have an annual interest of two or three cents to absorb savings, then the monthly interest is one cent, the longer the time limit for repayment, the higher the interest, this difference here, naturally you can make a steady profit. ”

"This, I naturally understand, but don't other money banks also want to lend? In comparison, our profits will be far lower than those of other banks, and other banks charge depositor fees, and we post them upside down, and they have high interest rates, even reaching a monthly interest rate of four and a half cents, and even rolling profits, we only have a monthly interest of one cent......"

Chen Yuanyuan wondered.

"Miss Yuanyuan, let me tell you a secret, only when the money flows, then more money will be born, if the money is just lying in the cellar, then even if there is a high profit rate, it is useless, and someone can borrow it, think about it, unless it is an urgent matter of 100,000, otherwise, who will go to the money bank to borrow money? Didn't you? Our strategy is to attract more people to borrow with a lower interest rate, and only when more money is released will we be able to get more silver, right? ”

Zhu Jie asked.

Chen Yuanyuan nodded thoughtfully and replied: "I understand, just like selling vegetables outside, a basket of vegetables, although it makes less money than others, but because it is cheap, it can sell dozens of baskets a day, and the expensive one is a matter of selling a few baskets, naturally it is not sold cheaper to earn more, this is to take advantage of the cheap and make a lot of money......

Lin Lan reacted half a beat slower, and asked, "Yuanyuan, does this have anything to do with selling vegetables?" ”

"Of course!"

Chen Yuanyuan said with a smile: "Sister Lan, you were born in a big family, you don't go out of the gate, and you don't go out of the second door, so naturally you don't know ...... about these primary schools in the market life."

"In addition to these,"

Zhu Jie squinted his eyes and said, "We still have to do a lot of big deals, we need money everywhere, we need money to open mines, we need money to build artillery, we need money to build muskets, how can we do these things without capital?" Now that we have a bank, the silver in it is almost inexhaustible, and even if we build another Great Wall, we don't have to worry about not having enough silver......"

Chen Yuanyuan stuck out his tongue, he didn't expect that the general in front of him would think so far, and he would build artillery, make muskets, and even open mines, these things, no matter which one, would not be able to do without tens of thousands of silver taels......

Lin Lan sighed and said: "Big brother, the goals you said are too huge, and they are definitely not something that a little woman like me can bear, fortunately, I just unearthed this ghost girl for you, his abacus is so fine, you don't plan to accept her......"

Zhu Jie was stunned and said, "Lan'er, are you still serious?" ”

Lin Lan pursed her lips and replied, "What?" You still think I'm joking? Don't think I can't see it, you look at other girls differently! Just like when you first looked at me! ”

"Warm? Isn't it? ”

Zhu Jie asked cheekily.

"Phew!"

Lin Lan took a sip and replied: "What kind of hot is there, it is clearly squinting, a disciple!" ”

Chen Yuan's face was stunned, and as she spoke, Sister Lan really got up! He really let the general take himself!

"Sister Lan, you're not kidding, are you? You—Why don't you marry an adult, and push me out? ”

Chen Yuanyuan asked with a little dissatisfaction.

"Cut, sister, don't tell me that you are not tempted, I don't know who listened to my eldest brother's story again, his eyes were already straight, and his saliva was flowing out, not moving his heart, can you look like this?"

Chen Yuanyuan was so ashamed that he stood up directly, stomped his feet, and said angrily: "Sister, you bully people!" ”

Saying this, Chen Yuanyuan covered his face, turned around and ran out.

Zhu Jie scratched his head awkwardly on the side, wiped it, there is really such a good thing, everyone else is spreading a vinegar jar, doing everything possible to prevent her husband from hooking up with three or four, I didn't expect that Lan'er would prepare a concubine room for herself in advance!

Zhu Jie knew very well in his heart that Chen Yuanyuan was just a geisha who had been mixed with Zhangtai, although he did not lose his body, but after all, his reputation was not very good, and it was impossible to become his main house, even if he agreed, the spitting stars of the courtiers would have to drown themselves, and the emperor would definitely not be able to pass the pass!

Lin Lan glared at Zhu Jie fiercely, and said angrily: "Okay, for you, I even got into the love between our sisters, big brother, you say, how can you repay me?" ”

Zhu Jie smiled and said: "My Lan'er, it's the best, in this life, I don't hurt anyone, I hurt you!" Wife, this backyard will be handed over to you in the future......"