Zhu Jie was overjoyed, and finally, he still brought this Li Yan under his command, and with Li Yan's help, his future path will be much smoother.

"However, General Zhu, surrender is surrender, first, I will not go to the front line in person, even if I surrender, I cannot be the enemy of King Chuang, and I will not be fratricidal with my former comrades; Second, I don't want to be an official in the court, and I will be a master under your account, which is enough! ”

Li Yan said in a deep voice.

Forehead......

Zhu Jie didn't expect Li Yan to still carry the conditions, the first condition is very simple, if he does not become an enemy with Li Zi, then he will sit in the rear, with Li Yan's ability, even if he is a political envoy, there is no problem; But the second one, Li Yan didn't want to be an official, which made Zhu Jie a little embarrassed, didn't he recruit Li Yan by himself, didn't he just want to give full play to his abilities and become his right-hand man?

Zhu Jie smiled bitterly: "This, General Li, the first request is simple, I will not be strong, in the face of the old master, a counterattack, it is indeed a loss of reputation, however, you don't have to be an official if you don't enter the court, right?" General Li, the Manchu Dynasty's civil and military affairs from the six departments to the localities, as long as you fall in love with that official title, just put it forward, even if it is difficult, I will also mention it to the emperor for you, and ask the emperor for approval, otherwise, if you are not in the position, how can you do it? ”

Li Yan shook his head and replied: "General Zhu, don't persuade me anymore, I have no intention of being an official, my ambition is to be peaceful in the world, as for the official rank, there is really no need for me, and I have no interest in the wealth I seek from selling the master, and I am not interested in giving you advice within your shogunate!" ”

Zhu Jie's eyes rolled, and he smiled: "Since General Li insists on this, I won't force you, but let you be a little master, wouldn't it be a knife to kill chickens?" I'd better get you a bigger mission. “

Li Yan said in a deep voice: "Please command." ”

Zhu Jie stood up and said in a deep voice: "At the beginning of the year, I set up a money bank in the capital, Zhenhua Bank, and now everything is ready, just find a person who can take the helm, if not, you can go to the capital and take charge of my bank." ”

Uh, doing business?

Li Yan didn't expect Zhu Jie to find such an errand for himself!

The red lady on the side frowned, a little puzzled by her husband's request not to seek an official position, and when Zhu Jie proposed to let Li Yan take the helm of Zhenhua Bank, he was even more annoyed.

"General, I don't quite understand what you mean!"

Li Yan replied slowly.

Zhu Jie stood up and said with a smile: "General Li, don't underestimate this money village, you also know that now the imperial treasury is empty, there is no money to fight, no money to train soldiers, no money to help the victims, and no money to build rivers and water conservancy. According to my estimates, within two years, the silver in the hands of the master of more than 350 million taels, is not a difficult thing, with silver, we can put any idea into practice, Henan and Shaanxi are not drought year after year? No problem, allocate money to build water conservancy; Henan has been fighting for many years, aren't the people displaced and deserted? No problem, recruiting displaced people, dividing land, tax exemption, and with the support of tens of millions of taels of silver, what reason does the imperial court have not to reduce or reduce the tax burden? The imperial court wants to mine and make iron, what should I do? It doesn't matter, 100,000 taels is not enough, then 200,000 taels, 200,000 taels is not enough, then 1 million taels, what you have in the money bank is silver! That is to say, in the future, Qianzhuang is the most powerful foundation for the entire Ming Dynasty to enrich the country and strengthen the army, and all the silver will come out of it, and it will only take less than three years for the treasury of the imperial court to be full! ”

Li Yan's face was full of shock, and he used a money bank to turn all the money of the world's magnates, wealthy businessmen, and even ordinary people into his own use! However, these are all debts, and they all need to be repaid, and when the time comes, people will come to the door one by one to withdraw the silver, what will you take in exchange for others?

"General, although I am also a scholar, but the family is also a generational business, for this money village is still very familiar, the court will withdraw silver from the money village as soon as necessary, the whole money bank will not be long before it will be emptied, when the time comes, the depositors will take back the silver, what do we give back to others? Tens of millions of taels of silver, once there is a run, it will cause a big mess! It is even possible that there will be a popular uprising! ”

Li Yan said urgently.

Zhu Jie laughed and said, "What, are you really that I am a wealth boy?" We lent this silver to the imperial court, or to the merchants who opened the mines and made iron, and they didn't pay me interest? When it expires, don't pay me the principal and interest? Even if it is a court loan, it needs to pay interest on time! ”

Li Yan thought about it, but then his brows furrowed again, and he asked: "General, you also said that the imperial court is now empty in the treasury, and it is not enough to spend, and the money is spent, where is the money for interest?" ”

Not only Li Yan, but even Zhu Shunshui on the side cast his eyes over, and he was a little puzzled by Zhu Jie's words.

Zhu Jie smiled: "It's not easy? First, once the water conservancy project is completed, won't the harvest of farmland be guaranteed? Even in a year of great drought, there can be water for irrigation, and there will be bumper harvests year after year, and the future tax growth can be expected, right? Also, if you find the displaced people and exempt them from taxation, it seems that these silver have been wasted, but these displaced people have settled down, and a large amount of wasteland has been developed, and after a few years, the people of Wufu will be abundant, which will also become a guarantee for the growth of taxes, right? Third, mining and ironmaking, these are profiteering industries, we will release money, once these factories and mines are opened, do they not need to pay commercial tax? As long as the imperial court persists for the next two years, the taxes of the imperial court will increase exponentially in the future, and it will be easy to repay these principal and interest! Even if it is used for things like training troops and fighting wars, how much will it reduce our losses if the four seas are pacified and the Central Plains are protected from the invasion of the Tartars? ”

Li Yan and Zhu Shunshui nodded thoughtfully, they are both serious readers, and they really haven't studied these business scriptures too deeply.

"General Li, your task is to desperately get money from the hands of Shinong Industry and Commerce, we do not charge for safekeeping, but will give them a certain amount of subsidy, these people will definitely rush to it, another task is to ensure that the silver can be recovered on the basis of lending, as much gold and silver as possible lent out, money, only when it flows, will it be valuable, will produce more money!"

(End of chapter)

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