Chapter 888: The Insurance Industry Turns Out to Be
In the imperial study, Pei Yun left first, leaving Meng Zhida alone.
Ouyang Shuo first mentioned the matter of applying for an administrative loan of one million gold coins to the Moroccan Province, and said: "This matter should be handled on a special basis, the procedures can be simpler, and the money will be transferred as soon as possible, and the other side will be in a hurry to use it." ”
Meng Zhida nodded and said, "Please rest assured that Weichen will personally supervise this matter, connect with the Yamen of the Governor of Morocco, and strive to approve the payment within a week." ”
Ouyang Shuo smiled with satisfaction, he liked Meng Zhida's resoluteness. Although Pei Yun and other historical ministers are easy to use, they still bear the traces of ancient officialdom on their bodies, and they are not cool enough.
Unlike players like Meng Zhida, in reality, what they believe in in the workplace is efficiency first.
Ouyang Shuo summoned Meng Zhida this time, mainly not for this matter, but because he had an idea to meet Meng Zhida, the shopkeeper of the bank, to see if it was feasible.
This idea was faintly present during the attack on Morocco, and became clearer when the Friendship City affair broke out.
Ouyang Shuo said: "Do you know the compensation of Rabat City and Friendship City to merchants?" ”
"Wechen knows a little bit about it."
"What do you think about this?"
Meng Zhida was stunned, this was not within his purview, but when the king asked, he had to say something, thought for a while, and said briefly: "Short-term interests are damaged, long-term benefits." ”
Meng Zhida analyzed the matter from the perspective of investment, and sure enough, the three sentences did not leave the old bank.
Ouyang Shuo uncovered the mystery and said: "This king is thinking, if every time the interests of merchants are damaged, they will be compensated by the imperial court, and in the long run, I am afraid that those merchants will have a sense of dependence and act unscrupulously. ”
The human heart is the most complex, especially for businessmen.
In reality, cheating government subsidies happens from time to time, let alone in games.
The difficulty of governing the country lies in this, some of the policies issued by the imperial court may have good intentions, but if they are really implemented for a long time, they may be out of shape in the future.
Therefore, when the imperial court formulates policies, all aspects must be taken into account, and it is not something that can be decided with a pat on the head, and Ouyang Shuo does not want this compensation model to become a common practice.
Ouyang Shuo wondered if he could find a more creative solution.
Meng Zhida echoed and said, "The king's concern is not unreasonable. "Meng Zhida has long been surprised by the viciousness of the king's problems, but is accustomed to it.
Ouyang Shuo said: "In this case, is it possible for Sihai Qianzhuang to take this opportunity to take advantage of the situation to carry out insurance business, starting from the most scarce marine insurance." ”
The concept of insurance is not unique to modern society.
In 2,500 B.C., the ancient kingdom of Babylon ordered monks, judges, village chiefs, etc., to collect taxes as funds for fire relief. Ancient Egyptian stonemasons established funeral mutual aid organizations to settle the cost of collecting burial funds by paying membership dues. Soldiers of the ancient Roman Empire raised funds to provide living expenses for the bereaved families of fallen soldiers. These are the original prototypes of insurance, and then gradually form the insurance system.
With the development of trade, in 1792 BC, during the time of Hammurabi, the sixth king of ancient Babylon, commerce flourished, and in order to aid commerce and protect the caravan of mules, horses, and goods, compensation for the loss of compensation was stipulated in the Code of Hammurabi.
This situation is very close to the loss compensation mechanism of the ocean-going caravans of the Great Xia Dynasty.
In 916 B.C., on the island of Rhodes in the Mediterranean, in order to ensure the normal conduct of maritime trade, the king enacted the Maritime Law of Rodian, stipulating that the loss suffered by a certain cargo owner should be shared by the beneficiary, including the owner of the ship and all the owners of the cargo of the ship, which is the abuse of marine insurance.
The Bactria Dynasty had the advantage of monopolizing world trade and shipping routes, the ocean-going trade was unprecedentedly prosperous, and the financial strength of the money banks in the four seas provided conditions for the dynasty to carry out worldwide marine insurance business.
When Meng Zhida heard this, his eyes bloomed with unprecedented dazzling brilliance, and he said excitedly: "The king's proposal is very feasible. With the establishment of the dynasty, the savings of Sihai Qian Zhuang continued to grow, and the funds became more and more abundant. On the contrary, as domestic territorial annexation intensifies, loan customers are shrinking. ”
"Qianzhuang savings funds are facing the embarrassing situation of not being able to spend it, and the insurance business at this time really solves the dilemma of Qianzhuang, and provides a new profit growth point. It works, it works. ”
In fact, Meng Zhida also said a little less, once the insurance business is successfully carried out, it means that the modernization process of the Great Xia Dynasty has reached a new level, and it is also a great promotion to ocean trade.
With the protection of insurance, it will further stimulate the passion and motivation of merchants to carry out ocean trade.
In this regard, Europe, as the origin of the insurance industry, has no such unique conditions. In the end, there are few players in European countries, but the banks opened are unable to absorb such abundant funds as the money in the world.
Even in ocean trade, they have long lagged behind the Great Xia Dynasty.
Looking at the world, in addition to the Panama Canal on the American continent, the Bactria Dynasty has completed the layout of major global key waterways. European and American countries can only follow behind the Great Xia Dynasty and eat some leftovers.
Ouyang Shuo didn't expect Meng Zhida to be so excited, and said with a smile: "This king is a proposal, and the specific feasibility assessment and implementation plan depend on you professionals." ”
Meng Zhida bowed and said excitedly: "Please rest assured that Qian Zhuang will conduct a feasibility assessment of the insurance industry in the shortest possible time and come up with a practical implementation plan." ”
Ouyang Shuo nodded and said, "That's good, this king is waiting for your good news." ”
Who would have thought that in this room, after the entertainment industry, another industry would burst out with unprecedented brilliance in the game under Ouyang Shuo's bold expansion, rising like a pearl.
…………
After Meng Zhida left, Ouyang Shuo asked Tsing Yi, "How is the progress of negotiating the vassal agreement with Stubborn Rock City?" When Ouyang Shuo went to Friendship City to deal with the emergency, the relevant negotiations had already begun, and it had been ten days since then.
Before leaving, Ouyang Shuo confessed to Tsing Yi that the Secret Pavilion wanted to follow up on the matter.
Tsing Yi raised his head, picked up a document in front of the case and handed it over, saying, "It was basically finalized two days ago, and there is no objection from the lord of the scum, just wait for you to come back and make a final decision." ”
Ouyang Shuo took the document and said with a smile: "The efficiency is quite high." ”
Tsing Yi explained: "The lord of the stumbling side was in a bit of a hurry, so the negotiations went much smoother than expected. ”
Ouyang Shuo suddenly understood, and while flipping through the documents, he asked casually: "We didn't take advantage of others' danger and take advantage of others, right?" He didn't want to be greedy for a little bit of cheapness, so that he would be disgusted.
Tsing Yi smiled: "You had an explanation before you left, how dare they." ”
"That's good."
Looking through the document, the terms in it are basically the same as Ouyang Shuo's assumption.
The Stubborn Stone City is regarded as the suzerainty of the Great Xia Dynasty, and the following needs to be done.
First, the minister.
He was appointed by the Bactrian Dynasty to serve as the county warden of Fengtian County, and enjoyed a high degree of autonomy within his jurisdiction and within the framework of the Statute of the Bactria Dynasty.
Second, the diplomatic power should be handed over.
The Rock City needs to be consistent with the Great Xia Dynasty in the diplomatic field, and major diplomacy needs to be reported to the Great Xia Dynasty in advance. If necessary, the Honglu Temple of the Great Xia Dynasty can participate in it.
Third, it is handed over for worship.
Boulder City pays 300,000 gold coins every year for worship, which can be resisted with coal of considerable value.
Correspondingly, the Great Xia Dynasty also had to fulfill the following obligations.
First, knighthood.
The Bactria Dynasty needed to confer the title of third-class marquis on the Tun and make Fengtian County a fief of the Tun.
Second, military asylum.
In addition to helping Boulder City form a coastal fleet, the Great Xia Dynasty also needed to have a field legion stationed in Boulder City. Of course, the legion's day-to-day military expenses were borne by Boulder.
Third, tariffs are exempted.
When the goods of the Stubborn Stone City entered, the Great Xia Dynasty exempted all import tariffs, and truly achieved zero tariffs. Of course, the goods of the Great Xia Dynasty entered the Rock City and were also exempt from customs duties.
Fourth, other assistance.
The Great Xia Dynasty had to train 100 civil officials, 50 military generals, 100 medical officers, 50 shipbuilders, and 100 blacksmiths for the city every year.
In addition, the Great Xia Dynasty will also invest in the construction of steel mills, arsenals, artillery manufacturing and other industrial projects in the city to promote the industrialization process of the city.
These are just the big terms, and the agreement also contains detailed rules involving all aspects of politics, military, economy, culture, science and technology, covering all aspects of territorial construction.
Overall, it was a win-win situation, with the city sacrificing a little honor and autonomy in exchange for the full support and military protection of the Great Xia Dynasty.
After reading the documents, Ouyang Shuo's mind was complicated, and at this moment he thought of the lively scene at the beginning of the establishment of the [Shanhai Alliance]. It's only been a few years, and the allies have dissipated one by one.
What is really left is an ally of Luofeng City.
Shiyi has shifted in time, and Shanhai City, which originally needed to unite allies to compete with the [Yanhuang Alliance], has now grown into a giant in China, and has become an existence that the [Yanhuang Alliance] needs to fear and look up to.
And Ouyang Shuo's eyes have long since turned to the world, and his main competitor has also changed from the original invincible [Yanhuang Alliance] to the even more invincible [Silver Hand].
Ouyang Shuo's own mind has become more and more elusive to outsiders, from an enthusiastic young man, step by step into a lonely king, high on the cold throne, and no longer able to speak to friends.
Survival of the fittest, the wilderness is so cruel and so real.
"Your Majesty?" Tsing Yi reminded him, interrupting Ouyang Shuo's contemplation.
Ouyang Shuo was stunned, sobered up instantly, put down the document in his hand, and said calmly: "The king of the document has read it, so let's draw up a formal agreement accordingly." At that time, a signing ceremony will be held in the summer palace, and various media will be invited to participate in the public news. ”
Since he did it, Ouyang Shuo was not ready to hide it.
"Good!"
Tsing Yi nodded in response, this is not a difficult task.