Li Yan nodded and said: "Yes, it's true, the so-called soldiers and horses have not moved, the grain and grass go first, and if the money and grain can't keep up, everything is fake." ”

When Li Yan followed Li Zicheng, he clearly put forward the strategic concept of giving up mobile warfare and establishing a base area for Li Zicheng, a force, without a stable rear to provide a steady stream of manpower and material support, will definitely not last long, when the Han Gaozu Liu Bang was able to the world, but also because of the steady occupation of the Guanzhong plastered land, thus laying a strong economic foundation for defeating Xiang Yu.

"However, no matter how good the idea is, it is useless, whether it is in charge of Nanzhili or Fujian and Zhejiang, it is not something I can control, I am not a minister, let alone the emperor, and now I can only take one step at a time......"

"My lord, since the matter of Henan cannot be solved for the time being, then we might as well put it aside, in addition to money and food, we have to worry about the troops, the battle of Songshan, the main force of the imperial court was lost, the battle of Henan, the Qin army is also greatly injured, now looking at the world, only Tongzhou Town and Guanning Iron Cavalry can be compared with the Eight Banners, but, whether it is the strength of Tongzhou Town, or the strength of Guanning Iron Cavalry, it is far inferior to the Eight Banners of Manchuria, and the Guanning Iron Cavalry is still in the hands of Wu Sangui, this Wu Sangui, To tell the truth, I'm really not at ease, he was born in Liaodong Jiangmen, and his Guanning Iron Cavalry is more of a family disciple and a general, although the cohesion is strong, but it is obvious that once it comes to the critical moment, in order to protect himself, anything can be abandoned, more than ten years of history has shown that Guanning Iron Cavalry only has a deterrent effect and does not play a real barrier role, every big war, they have not played their due role! ”

Li Yan said in a deep voice, "So we must use this time to push the combat power of Tongzhou Town to the peak state, the current Tongzhou Town really does not have the strength to compete with the Manchurian Iron Cavalry, only by preparing to build a strong division that can compete with the Manchurian Eight Banners head-on, can we ensure the real security of the Central Plains." ”

Zhu Jie nodded and replied: "It turns out that the strength of Tongzhou Town is only 40,000 people, and now with the surrender of the camp, the surrender of the army and a part of the Qin army, even after careful selection, the strength of the troops has reached 70,000 or 80,000 people, the composition of these forces is complex, the good and the bad are uneven, in a short period of time, it is impossible to have a strong cohesion, even if it is a coordinated operation, there will be certain problems, if you want to rely on them to fight against hundreds of thousands of Manchurian elite cavalry, it is impossible, and the various departments of Tongzhou Town are integrated into a whole, but it is too difficult......"

Zhu Jie paused slightly, looked at Li Yan, and said with a smile: "Otherwise, Brother Li Yan, you should give up the bank and return to the army, with your talent, you will definitely become a generation of famous generals." ”

Li Yan shook his head helplessly and said: "My lord, you can spare me, the affairs of the bank are just on the right track, far from maturity, and in the recent past, we must relocate the bank to the south, although there are many rich and noble families in the capital, but compared with the south of the Yangtze River, it is really too far behind, it is not a problem to absorb money and grain, but if you want to lend out this silver, but it is difficult, if we have such a huge amount of wealth in our hands for a long time, and we can't spend it, it won't take a few years, We're going to be eaten poor......"

Moving the bank to the south, the two of them originally had this plan, but they have been busy with other affairs and stagnated, and now, Li Yan mentioned it again, if you don't move south, it will be a dead end, different from the money village, the money village eats at both ends, you don't need to pay interest to the depositors, but you have to charge management fees, the bank is different, you don't let the money out, the interest of the depositors alone can make the bank poor!

In addition to the vicinity of Gyeonggi in the north, there are too few prosperous cities, and Jiangnan is not at the same level at all, a Jiangnan has occupied half of the Ming Dynasty's finance and taxation, where the wealthy businessmen gather, the giants are like clouds, and they also face the sea, overseas trade is active, and if you want to support such a prosperous business, you can definitely not do without the support of finance.

"It's not that serious, as long as these depositors don't run on the bank together, then the bank won't have any problems, of course, what you said is also very right, we opened a bank to earn money, not to do loss-making transactions, since we want to move south, then prepare as soon as possible, have you figured out where to put the bank?"

Zhu Jie asked.

Li Yan replied without thinking: "Of course it's Nanjing, is there any more suitable place than Nanjing?" Whether it is Songjiang, Changzhou, or Hangzhou, Shaoxing, it is not far from Nanjing, and ten miles of Qinhuai has gathered more than half of the top rich and nobles of the Ming Dynasty, and it is difficult for the bank to stand on a firm foothold if it takes Nanjing City! ”

"Now that you've thought about it, I'll leave it all to you, don't ask me about everything, let go of your hands and feet!"

Li Yan's heart was moved, he and Li Zicheng had been friends for eight years, but they didn't get such trust from Li Zicheng, but now he is a general, but he has realized it, how not to be emotional.

"Also, Brother Li Yan, when I arrived in Nanjing, pay attention to the relevant talents for me, especially the talents in navigation, whether they are shipbuilders or sailors, as long as they are superb in art and recruited at any cost, when it is critical, they can directly open a large shipyard, and we will ......use them in the future."

Zhu Jie said in a deep voice.

Li Yan smiled: "My lord, are you eyeing the fat meat of overseas trade?" It's a pity that the imperial court's sea ban has not been completely lifted yet, otherwise it ......"

Zhu Jie smiled: "It's not just overseas trade, I just want to tell you one thing, in the future world, the sailor is the key, especially a sailor who can gallop across the sea, just like the Three Treasure eunuchs back then, otherwise, if a group of pirates comes up, our caravan can only go to feed the sharks obediently!" All we have to do is protect our caravans and, at the same time, rob them of others! ”

Li Yan was taken aback and said in amazement: "Robbing others? This is not a gentleman's doing......"

Zhu Jie laughed and said, "Brother Li Yan, you are too honest, are those aliens human?" I've never seen them as human beings! Rob, of course, rob, a nation's strength is always based on the oppression of others! The law of the jungle eats the strong, this is an eternal truth, and the Confucian set of benevolence, righteousness and morality, I have to say, is outdated......"

Li Yan's face was full of shock, he didn't expect that Zhu Jie would even say such a thing, which was a big rebellion!

"Okay, Brother Li Yan, don't say anything else, I have to go to the morning court tomorrow, I haven't closed my eyes for two days and two nights in a row, but I'm going to sleep a lot......"

(End of chapter)