To be honest, I still like some knowledge that looks more interesting.,The kind of short videos that have been popular recently.,But to be honest, I don't know why.,I feel that such short videos still make people feel very uncomfortable.,I don't like to watch this kind of thing very much.,Because most of the things are some meat selling things.。

To be honest, in a certain way, this thing still feels more attractive, but this kind of thing will feel very empty if you look at it for a long time, that is to say, the longer you look at it, the more empty you will feel, and now you don't know how you spend your hours, so in this case, it doesn't make any sense at all.

I don't even know where those hours were generated, but to be honest, if you change to a different way, the final result can be imagined, and it will be a huge change.

In fact, the most important thing for a person to look down on is what needs to be done every day, and I always felt that the composition may be very difficult, that is, an 800-word essay, but in the end, it may feel very simple, and even feel that it may not be enough.

And sometimes writing a diary feels that a few hundred words a day doesn't make any sense, and in the end there is not much result, and there are several times when I want to write a diary and miss a very good opportunity, that is, I want to write a diary and buy a notebook, and after a few days of study, the result is directly no longer doing this thing, I believe that not only me, I estimate that many people are the same, the small diary this thing can't last too long, unless it's an assignment, or the final result is basically to give up.

Of course, it's not just about keeping a diary, it's like that, and if it doesn't involve some money issues, it's estimated that you won't be able to stick to it, which means that maybe some work was originally something that you were more interested in, but because you didn't particularly want to do it, the final result turned out to be a not very good result.

In fact, if we calculate it now, just like calculating a money, let's look at the power of this accumulation, let's say we write 200 words a day, a year we are 60,000 calculations, in this case, then it is 70,000, a year can write 70,000 words, 200 words should not be particularly difficult, should be able to start from elementary school, a total of 12 years to now, then it means that I write 1 million words.

If you were told to write a million-word novel at the beginning, it is estimated that most people would not be able to accept it, and they would think of one thing, that is, I can't do it, but at this time, a huge change has occurred, that is, if I have done this since I was a child, I have now become a million-word fiction writer when I graduate from high school.

Of course, it's just a joke, and there is still a certain gap between the diary and the novel, but in any case, I think this matter is something worth reflecting on for us.

Another thing is smoking and drinking, to be honest, I now want to contact some financial products, if it weren't for the fact that I don't have money, I guess I would accept this thing, plus Brother Tian asked me to put all the 200,000 in the bank cabinet and not allowed to be deposited in the bank, so otherwise, I will buy all these things to buy financial products.

Because I also studied this thing at that time, because there was so much money, so I wanted to study it, and finally through the comparison between various banks, I found one thing, that is, when it reaches a certain amount, you have the capital to compete with the bank, that is, if you really have so much money, you can start to negotiate with the bank about the interest rate.

The final result can be imagined, there should be no big problem, and I have learned that if it is my money, there is no problem at all to reach a 5% interest rate.

Now this interest rate is a bit low, I remember my father once said one thing, that is, in the original time the interest rate could even reach 10%, and this is only for some ordinary people, so in this case, we can understand it completely, there is no big problem.

Let's calculate it at 5%, which is still a bit low, because the degree of negotiation has not reached a level, and we can still negotiate to a higher level, to be honest, 7% or 8% is not a big problem.

But today, according to 5%, if it is 5% of 200,000, then it means that it is 10,000 yuan, that is, the interest of one year can reach 10,000 yuan, if it is 20 years, then it is 20×1.05 to the 20th power, some people may not guess, the final result will reach 530,000.

That is to say, it has tripled in the past 20 years, of course, some people say that buying a house may increase more, but to be honest, this matter in China is actually a very period, that is to say, most of the time it is estimated that it will not reach this period, and only in this period of time, that is to say, it may not be very good in the future, and this result is likely to fall.

There is another thing, that is, the interest rate may be low in the future, but I hope that one of my financial products can still play a relatively high level, and I have studied this thing recently, and finally studied the fund, because all my questions are on a software or a question asking software, and I have poked a thing, that is, index funds.

To be honest, I really took a look, and there is really some software that simulates this thing, plus I now have a smart phone, so I took a look at the yield of this thing, and finally I felt a very serious result, that is, if you really want to play this thing, the rate of return can be at least 8~10% a year, if you use 200,000 or 100,000 to calculate, you will find that it will increase three or four times in about 20 years, which is called not accumulating silicon steps to thousands of miles. Something small can change dramatically in the end.

It feels like a bit off topic and a little serious, of course, it seems that for ordinary people, there is no way to reach the point of about 8~10 a year, like the legendary god of stocks Warren Buffett, you can only maintain your own yield at more than 20%, to be honest, I still feel a little emotional, I can be more than 20% every year, the key seems to be that people seem to be in a country that has been developing for a long time, otherwise it would not be a god, for most of us, such a person is definitely a god, is a person we absolutely cannot match.

Just imagine, if you can earn 20% every year, then how many times can you increase the principal after 10 years, a simple calculation can be, 1×1.2 to the tenth power, the final number is more than six points, that is, to increase your property six times, this guy's principal is a lot, but there are hundreds of millions of dollars, and finally it can be increased by 6 times, which is simply unattainable, this is the existence of a job, of course, as we ordinary people, in fact, it can reach 10% a year It's already very, very good, which means that our assets don't depreciate, not only to keep up with inflation, but also to keep up with a lot of things, which is definitely a rare existence.

Until now, I am still simulating this thing, according to the method I have seen many people, through some small software to start the simulation, and finally found that if you can really build a better method, you can really reach a rate of return of about 10.

In fact, there is another thing that can be seen.,I'm thinking.,If I had this principal.,Estimate things will become very easy.,Of course, to be honest.,Actually, this thing may be very high in the simulation, but if you really want to implement it, because it's a change in mentality.,There will be huge instability.。

The most important point of this thing is to buy low and sell high, that is to say, the cheaper the more you buy, when the price is reduced, these things have already generated some losses, it is estimated that some people will be very uncomfortable, and may want to sell crazy at this time, but the most important thing to do at this time is to buy some more things.

Suppose the original cost is 10 yuan, and you buy a thing, which means that the thing is still 10 yuan, and when the price of this thing is reduced to 9 yuan, you may lose 1 dollar.

But if you buy two more at 9 yuan, how much will it cost at this time?

9×2=18, and then add ten is equal to 28, 28 and divide by three, because a total of three were bought, and the final cost price is 9 yuan 3 cents 3 cents 3 cents 3, if the price rises again at this time, the price increase rises to 10 yuan, which is the original price, so how much money do you make? That's two dollars.

Two dollars looks inconspicuous, but if you calculate how much this yield is, the yield has reached 6% at this time, that is, the 6 points they often say, well, it may not be too high, but one understands one thing, that is, the current current interest rate is a few tenths of a year, and it is a few tenths of a year, and the death period of a year is 2%, I just say some individual things, and finally you will understand, how high is this 6% yield, And this is only a few days of operation, of course, this thing will still go down, and there will be a certain cost price, such as hosting fees and the like, but if it is really well controlled, it can definitely reach a very high level.