Chapter 395: Let's start a business with a bank loan

After Huo Yanyi heard this, the corners of his mouth smiled slightly: "You may be too busy, so you didn't notice me, the two of us are the only ones who have been admitted to Beidu University, you are the champion of liberal arts, and I am the champion of science." We were next to each other, and I knew that the two of us wanted to find you after being admitted here, but I never knew what major you were studying, and I didn't know which building you were in. ”

Fang Xishui didn't do his own beauty business at the beginning, just because he couldn't get those chemical raw materials or anything by himself, but after seeing him, there were already rows of RMB floating in his eyes, and he was very nervous at this time, and asked him excitedly: "Since the two of us are in the same school, do you want to do business in partnership like before, or according to the previous ratio, the two of us will be divided, what do you think?" ”

The most worrying thing in school is to sell things, especially the female dormitories, which have so many female dormitories, and can be admitted to the university, except for some poor students.

Most people have a little money at home.

Little girls at this age are very fond of beauty, so they set their eyes on the little girls of the same age, and she felt that this business could be profitable.

Huo Yanyi has indeed been a little strapped for money recently, so after hearing that they could make money together, her eyes flashed brightly, and she agreed to follow her to eat and discuss together.

Fang Xishui plans to just return to his old business, or sell lipsticks and masks.

Huo Yanyi is also familiar with these two things.

Jin Suli had made all those machines for her before, and she had carried them on her back.

After Fang Xishui said his plan, Huo Yanyi asked her: "Xishui, have you ever thought about letting these things you sell be known by more people, there is no way to promote them all by your own strength, the profit you only sell here in the school is very thin, it is better to find a big factory to make them together, and then sell them in various department stores?" If it can be listed in many department stores, then it will definitely be able to make more money at that time. ”

Fang Xishui frowned hesitantly after hearing this, "But I don't have so much money now that I can open a large factory and I can't get assembly line production, if I want to promote this better, I have to sell this thing of mine to the big boss and let them produce it, so it is a one-time buyout." I can't get follow-up benefits, this industry can't only have one-time benefits, and I can make more money in the follow-up, I want to produce my own brand, not sell this to other bosses. ”

Now the initial plan is to make this brand, but the difficulty is that there is no money.

Huo Yanyi thought of something and said to her: "Xishui, do you know that there is such a thing as a bank?" ”

Fang Xishui was stunned for a moment after hearing this, and then nodded, "You know, what's wrong?" ”

Huo Yanyi: "I have a roommate, and his father is a cadre who works in a bank. I heard his father say that in the bank, there is now a kind of loan thing, saying that you can use things to mortgage and borrow money, or we try to borrow money, as long as we borrow a large amount of money, we can operate, what do you think? ”

When Fang Xishui heard this, he suddenly realized, yes, he can also take a loan from the bank.

In later generations, many entrepreneurs and college students chose to take out bank loans to start their own businesses.

In this era, the bank was only in its infancy, and there was no portability in later generations, so she thought that many things could not be obtained, but she did not expect that there were already loans at this time.