Xiao Qingyue glanced at him and said, "Actually, Daqi is not poor, it is the treasury and the people who are poor. There are too many powerful families in Daqi, and the legacy of the previous dynasty plus the upstarts of this dynasty are simply too many to count, and this part of the people has mastered two-thirds of the fertile land in Daqi, but only one-fifth of the tax paid. Those who really pay taxes have no land in their hands, and if they don't have land, they have no food and no money, and they can only wait for the imperial court to help them in the event of natural disasters. ”

However, under the influence of the previous dynasty's policy of valuing commerce over agriculture, commercial taxes have not increased so far, and more money has flowed to the rich and powerful. In addition, in recent years, there have been many natural and man-made disasters and many disaster reliefs, and in this cycle, the national treasury has never been able to fill. In my opinion, if Daqi does not improve these conditions, even if it goes through two more dynasties, it will be difficult for the treasury to be full. ”

"The disadvantages of adulthood are difficult to change, and if they move, they will threaten the interests of these people, and they will definitely unite to resist the imperial court, and when the time comes, internal and external troubles will also be troublesome!"

Xiao Qingyue smiled, "I'm not saying this to let you make a break and let the emperor change the status quo immediately." I mean, since they have money, then these people will pay for the war. Of course, we can't let people donate anymore like we did before.

You can borrow this time, you can suggest that your Majesty the Emperor come forward in the name of the imperial court to borrow money from those powerful families who have gone through hundreds of years, don't borrow too much, there are so many rich people in Daqi, borrow a few. A family borrows more than 100,000 or 200,000 taels, which is enough. ”

He Jinhuai was happy when he heard this.

He took her hand and said, "You have more ideas than those ministers in the court." According to your method, if the other party does not borrow money. That is to ignore the country in danger, such a person is disloyal, since it is disloyal, there is no need to keep it, take the opportunity to copy a few, and the military budget will come. ”

"Yes!"

Xiao Qingyue smiled and said, "This is the benevolence and righteousness of the first emperor, even if he was frugal and frugal, he didn't embarrass those people in the previous dynasty." If it were me, I would have copied those former ministers and nobles to fill the treasury as soon as possible. ”

He Jinhuai smiled dumbly.

"Your method is feasible, I'll send a letter to the capital when I go back." He thought for a moment and said, "It's just that I proposed this loan, but I'm afraid that I will have to take the lead." ”

"I'm not afraid, I'll go back and sort out our money, and you can take it."

"You are really generous, you can borrow one hundred or twenty thousand taels when you say it."

Xiao Qingyue sighed, "What's this, when the money earned from the Western goods comes back, let's just deduct the money lent." Besides, if Daqi is defeated, our life will not be easy. Besides, I'm also for the good of Mobao, don't look back and leave that kid with a country full of holes, then it's hard. ”

He Jinhuai laughed again.

"What you said, it seems that my letter has to attach your theory of the tax of hidden fields, otherwise if he doesn't solve these drawbacks, he will only leave a country full of holes."

Xiao Qingyue didn't speak, sat on the chair next to him and rubbed his arm.

——

Emperor Wen's letter came in a hurry, and He Jinhuai's letter was also in a hurry, and after discussing it with Xiao Qingyue at noon, he sent the letter out in the afternoon.

After learning that her letter was sent, Xiao Qingyue began to prepare the cash that could be embezzled at home.