In the fifth year of Shaosheng of the Great Song Dynasty, the first year of Yuan Fu (1098) Wuyin year, this year in the original history of the Song army defeated 400,000 Xia troops in Pingxia City.

However, in the history of the Sword and Fairy World, there is no battle of Pingxia City, and if this year is recorded in history, the major event recorded will be the birth of the first bank in the history of the world.

The Great Song Xin'an Bank was established 73 years earlier than the Bank of Venice in 1171.

The establishment of this bank is of epoch-making significance for the history of the world of Xianjian, and the history books of later generations are many times longer than those of modern history in this section of the history of the Song Dynasty.

Luo Feng injected 10 million taels of gold into Xin'andang and obtained 51% of Xin'andang's equity, Jing Xiaolou invested in Xin'andang's brand, accounting for 40% of the equity, and the Great Song Dynasty court accounted for 9% of the shares.

The imperial court also wanted to be tougher, but neither the Luo family nor the Jing family was easy to mess with.

In this world of extraordinary power, the Jing family's family background can be described as unparalleled in the world, and it is said that the old man Jing is a god who will descend to earth, and the court can't even provoke immortals, let alone the descendants of god generals.

Although the Luo family is not as exaggerated as the Jing family, they are not very afraid of the imperial court, this huge rich family is a maritime trade giant, and it is said that there are countless industries overseas.

If the Luo family is angered, the fleet anchored in the coastal area can blockade the sea frontier, lock one country with one family, and cut off the sea trade of the Song family.

These two families are united, one is rich, the other is powerful, and the Great Song Dynasty can only cry out in vain.

Hubu Shangshu cried blood and wrote a letter, asking the court to send troops to exterminate these two rebellious giant families, but some of the important ministers in the court were overturned by Luo Feng's golden bullets, and the other part was worried that the Jing family could not afford to provoke them.

The branch of Xin'an Bank immediately blossomed all over the land of China, and the business of Xin'an Bank is somewhat similar to that of the old bank, which has the basic functions of saving and lending, in addition to the "flying money" function of remote deposit and withdrawal.

As a certificate of "flying money", Xin'an Jiaozi gradually began to circulate, Jiaozi in the first year of Renzong Tiansheng (1098) has actually been issued, known as "Guanjiaozi" in history, the circulation scope is also in Sichuan, but due to credit problems soon abolished.

At the beginning of the opening of the bank, most of the business was still a businessman in Shuzhong, after all, the fairy sword world was full of demons and ghosts, and the road was very unsafe.

In ancient times, if you want to achieve remote access, information transmission is a big problem, there is no telephone, telegraph and Internet in ancient times, and the flying pigeon is the fastest way to transmit books, and the carrier pigeon can fly sixty or seventy kilometers per hour, which is the fastest information circulation speed in ancient times

Banks can realize remote access and exchange, and the most important point is that there is a fast way of information exchange between various outlets.

In ancient times, fast horses and carrier pigeons were generally used to transmit news, but Luo Feng did not want to raise so many pigeons and horses, after all, the amount of information carried by pigeons was too small, and the business volume would be large in the future, and it was too troublesome to build a huge pigeon shed in every bank outlet.

What's more, there are many demons in the world of fairy swords, and pigeons and messengers are easy to be grabbed by monsters in the wild as snacks, and it is easy to make mistakes.

In the world of Xianxia, there are also magic weapons that transmit sound and painting for thousands of miles, such as "sound transmission conch" and "round light treasure mirror", but these magic weapons are expensive and scarce, but they cannot be equipped on a large scale and spread to every outlet in the country.

As for launching communication satellites, the sky on the side of Xianxia is very weird, there is no way to send satellites out of the atmosphere, no matter how high the rocket flies, it is just spinning in the first sky, and it can't break through the second sky, let alone fly above the thirty-third sky.

Luo Feng doubted that if he flew too high, he would directly shoot the rocket into the heavenly realm and disturb the Qing cultivation of the gods.

The radio tower was built and the transmission effect was very poor due to the strange fairy qi in the air interfering with the signal, and if the telephone line was pulled, Luo Feng really didn't want to plug one electric column at a time all over the country.

Fortunately, Luo Feng's warehouse is very large, and after rummaging through it, he found a suitable replacement, that is, a telephone snail (phone bug) from the world of pirates.

Luo Feng stored a lot of telephone snail eggs, hatched them and sent them to major outlets across the country, and established a telephone network, claiming that this magical beast was a foreign version of the sound transmission conch obtained by Luo Feng's father Luo when the enemy country was engaged in sea trade.

With the assistance of telephone snails, Xin'an Bank's information circulation rate is the best in the Great Song Dynasty, known as the real-time exchange of the whole network, and the money is deposited in Shuzhong, and it can be cashed out in Chang'an City after ten minutes, which is called a convenient and fast, which is incomparable to any money bank in this era.

After the establishment of Xin'an Bank, followed by the establishment of Xin'an Insurance, the people of the Great Song Dynasty are still unfamiliar with the word insurance, the salesmen of Xin'an Insurance tried to explain, telling the people that as long as they invest a little money every year, if they encounter a demon disaster, the insurance company will pay according to the amount stated in the contract.

In the event of a demonic disaster, whether you lose your property, are injured, or even die, you can get the corresponding amount of compensation.

At first, no one cared about this business, thinking it was a deception, but there were also curious idlers, or merchants who were about to buy it through demon-infested areas.

After really encountering the demon, the businessmen found the insurance company with the insurance policy, and the insurance company sent a claims adjuster to the scene, and used the treasure to detect the demon's breath to probe it, and found that the spirit jade changed color, so it was basically certain that the situation was true and gave compensation.

It is worth mentioning that many disciples of the Shushan Immortal Sword Sect have received part-time jobs as insurance claims adjusters in Xin'an Insurance, after all, their daily business is to subdue demons and eliminate demons.

Bumpily, banks and insurance companies really opened, of course, at the beginning of the stage, not to mention any profits, even a rich man like Jing Xiaolou lost money every day.

Luo Feng had a calm expression that was just sprinkling water, as if he was not losing his money.

This little money, Luo Feng really didn't pay attention to it, it was just 10 million taels of gold, even if it was calculated with modern weights and measures, it was only 5,000 tons, and there were still many things in his warehouse that could be defeated.

If you want to make any business bigger, it is normal to lose money in the early stage, and if you don't engage in a few rounds of financing, and then lose a few rounds, you are embarrassed to go out and say that you have created a business.