Chapter 1340 Astronomical Loan Amount
As soon as this announcement of the martial arts hall was issued, it immediately caused a huge sensation in Dongying.
The banking sector, in particular, suddenly felt a strong crisis.
The announcement of the martial arts hall, although it says that it recommends Wanjie Bank, is actually explicit.
The meaning of the martial arts hall is obvious, that is, everyone is required to go to Wanjie Bank for a loan, so that the registration will be passed very quickly.
But if you go to Dongying's own bank for a loan, then your registration process will be very slow, and as for how slow it will be, it all depends on the mood of the martial arts hall.
If you're in a good mood, I'll postpone it for you for a month, and if you're in a bad mood, we'll postpone it for half a year before you pass.
At that time, the daylily will be cold, even if you learn spiritual cultivation, the gap with everyone will not be narrowed, it can be said that the most precious golden cultivation period has been delayed, and everything is too late.
So it's no surprise that basically everyone will go to Wanjie Bank to apply for a loan.
And in this way, it is not one or two people who go to Wanjie Bank to take loans, but tens of millions of people to take loans, which is equivalent to robbing all the businesses of all banks in Dongying.
The most important thing is that for a long time to come, the entire Dongying will be in a state of working for Wanjie Bank.
But if they don't, they will have no place to raise money to pay the high registration fees, and not only will they not be able to get closer to other countries, but they will be left farther and farther away, which is absolutely not allowed.
And going to Dongying's own bank will be secretly embarrassed by the martial arts, so Dongying has no choice but to go to Wanjie Bank for a loan.
This matter was actually expected by the martial arts hall for a long time.
After the leader of Dongying went to Jinling to apologize, the martial arts hall began to calculate how much the registration fee would be for the reopening of the martial arts hall.
After calculating this sky-high price, the martial arts hall made a detailed assessment of Dongying's per capita income and economic strength.
In the end, it was decided that if Dongying wanted to carry out spiritual cultivation on a large scale, he would have to take out a huge loan.
And that's going to be an astronomical amount!
There are more than 120 million people in Dongying, even if only 60 million people practice spiritual cultivation and only 40 million people take out loans, that is a very terrifying number.
The registration fee is about 800,000 yuan, each person pays a small part of it, and the rest goes to the bank for a loan.
It is compared to giving 250,000 yuan per person, and the remaining 550,000 yuan goes to the bank for a loan.
40 million people, each person borrowed 550,000, that is 22 trillion!
Just ask, what other bank in the world can come up with 22 trillion in cash?
Only Wanjie Bank has such a strong strength and has such terrifying cash reserves.
Even if it is not enough, Wanjie Group will definitely support it, and if you want to say that the company in the world has the most money now, it must be Wanjie Group.
In the past two months, Wanjie Group has wantonly 'looted' around the world, and has collected all the world's wealth.
Although twenty-two trillion is an astronomical amount, in the eyes of the Wanjie Group, it is not a large amount, and it can be taken out casually.
Therefore, Wanjie Bank definitely has the ability to bear the loan of so many people in Dongying.
And the Dongying people needed a loan, and it was such a large amount, so the martial arts hall naturally thought of Wanjie Bank for the first time.
After all, it is a group, or a brother company, and it must be that the fertilizer does not flow into the fields of outsiders.
So the senior management of the martial arts hall discussed this matter with the senior management of the Wanjie Bank, and the Wanjie Bank was very interested in this matter and said that it would give the martial arts hall a benefit.
But it needs the cooperation of the martial arts hall and the Wanjie Bank, so there is the notice of the martial arts hall, and the faint hint in the notice.
Moreover, Wanjie Bank has long wanted to expand its influence in the world, and it is just taking this opportunity to completely become the overlord of Dongying Banking.
I believe that after accepting the loan of tens of millions of people this time, Wanjie Bank will definitely be the overlord of the Dongying banking industry.
With the cooperation of Wuguan and Wanjie Bank, Dongying's side did not have any resistance at all, and soon compromised, and all of them poured into Wanjie Bank's various branches in Dongying to inquire about loans.
However, in Dongying's own bank, no one cares.
After some inquiry, the Dongying people got a very bad news again.
They found that the interest rate on Wanjie Bank loans was too high!
The loan interest rate of Dongying Bank is very low compared with that of the Celestial Empire, and the interest rate of the Celestial Empire Bank on the housing loan is more than 5.0%.
However, Dongying's interest rate is terrifyingly low, the lowest is only a few tenths of a percent, and if the loan period is long, it is only a few percent, which is equivalent to borrowing money for free.
However, Wanjie Bank does not set the loan interest rate according to Dongying's interest rate, but sets it according to the domestic interest rate of the Celestial Empire.
And this interest rate is even higher than in China.
The interest rate that Dongying people inquired about in Wanjie Bank was, 8%!
Yes, the loan interest rate set by Wanjie Bank is 8%!
Even in the Celestial Empire, this is a very high interest rate, which belongs to the category of usury.
Wanjie Bank set this interest rate, which is also a bit of a fall into the well, taking advantage of the fire to rob.
Later, it was revealed that Wanjie Bank had a senior executive who was responsible for setting the interest rate this time.
And this person is from Jinling.
However, no matter who set the interest rate, the interest rate was negotiated by the top management of Wanjie Bank.
Wanjie Bank also felt that the interest rate was not high, because the loan amount this time was too large, and Wanjie Bank was emptied at once.
And it is also loaned abroad, and the most important thing is that this model is a new model, which is different from housing loans and car loans, because there are collaterals.
But this time, maybe some people own their own properties and cars that can be used as collateral.
But some people don't have these assets and can't use them as collateral, so how do they get a loan?
Moreover, after learning the meditation method of spiritual practice, it cannot be taken back.
So it's going to be a hassle, and that's one of the main reasons why interest rates are so high.
The main reason is, of course, huge profits.
You know, you've already roughly calculated an approximate amount before.
If the loan amount of 22 trillion yuan is calculated at an interest rate of 8%, it will be 1.76 trillion yuan of interest a year!
These interest rates are the bank's profits, and the higher the interest rate, the more this profit will be.
According to the calculation of 22 trillion yuan, every extra percentage point is a profit of 220 billion yuan, so it is not unusual to set an interest rate of 8% in the end.
Of course, this must be cool for Wanjie Bank.
But for Dongying people, this interest rate is too high, beyond their awareness and acceptance.
But no matter what the people of Dongying say, Wanjie Bank always has only one sentence.
"The interest rate of Wanjie Bank is so much, if you are not satisfied, you can choose other banks, we will not force it!"
Wanjie Bank said.
(End of chapter)