No wonder for so many days, I didn't see any trace of Saim, it turned out that this guy was in Yangzhou, yes, with the wealth of Jiangnan, how could Saim ignore it, Liu Han couldn't help but think of some history books he had read in his previous life, since Emperor Yang of Sui opened up the Grand Canal, China's economic center has gradually shifted from the north to the south, it seems that the Great Jin in this era is the same, and the wealth of Jiangnan has surpassed Sili.

"I know about this Tonghui Bank," Liu Han said, "but I have never borrowed money from Tonghui Bank, and I heard that their interest rate is much lower than that of loan sharks." ”

"It's true, I've borrowed it, the interest rate is not high, half a cent to one cent, much lower than usury, man, this money is still good, with silver tickets, it is much more convenient than carrying silver. Jin Liang said, he looked at the carriage that was gradually moving away, and couldn't help but sigh.

This sigh contains infinite envy and yearning, and as a businessman, of course, he knows that there are huge benefits.

"Although I have never borrowed silver, but I have deposited silver, and their price is reasonable, charging a fee of one tael for one thousand taels. Liu Han said.

In addition to loans, Huitong Bank also collects deposits, but this deposit not only has no interest, but also has to pay one-thousandth of the deposit to the bank, Liu Han smiled secretly in his heart, this Saim's behavior is very similar to the bank.

In the previous life, the bank was like this at the beginning of its birth, but later there were more banks, and the bank gradually developed to give interest later in order to collect deposits.

"A thousand taels is only one tael, it's not expensive," Jin Liang said with a smile: "Think about it, this world is not very peaceful, carrying silver on the road, it's inconvenient not to say, it's not safe, besides, we can pay directly with a silver ticket, isn't this exempt from that handling fee." ”

Liu Han laughed, the two of them sat down, the silver ticket of Huitong Bank is as common as silver, and it is recognized in the market.

"However," Liu Han pretended to be mysterious and approached Jin Liang and whispered: "Brother, I'm afraid I don't know, I heard that the emperor deposited all the silver in the inner court into Tonghui Money Village, but this silver not only does not give a handling fee, but also pours it to silver, and it is also a thousand to one tael every year." ”

"I know," Jin Liang sighed: "Aren't we less silver, don't all the silver of the Lu family's Yu family be placed in Tonghui Bank, it is all millions of silver, you say, how much silver is in this Tonghui Bank, and now this Saim, even if Sheng Huai sees it, is polite." ”

Mentioning this, Jin Liang is very envious, the status of the merchants of the Great Jin Dynasty is low, let alone seeing the history of the assassin, even a small official can find you trouble at any time.

"Yes, doing business to such an extent," Liu Han also pretended to be envious, and sighed enviously: "I didn't expect that a businessman like us would have to rely on a Hu man to earn face for us." ”

didn't think about it, but Jin Liang shook his head: "Brother Wu's words are wrong, this imperial capital has a new business name, called Hanhai Trading Company, this trading company is not simple, the owner of the trading company is surnamed Liu, it is said that he came back from the Western Regions, this Hanhai Trading Company, only three years to the imperial capital, starting from a jewelry shop, now there are textile workshops, dyeing workshops, pharmacies, and Caoyun, that business is done, up to the palace gate valve family, down to the ordinary people, all the business is done. ”

"It's... Liu Han hesitated, this business is doing well, there are a lot of big Jin, this is not a big deal, but his reputation has actually spread to Jiangnan, which makes him a little surprised.

"You don't know this, the owner of this Hanhai Trading Company, long-sleeved and good at dancing, up to the prince of the clan, down to the scholar, known as the three articles that shook the imperial capital, that year the imperial capital of the spring product, he made three articles in a row in the Shen Mansion, poetry Fu, overwhelmed the scholars, and won the first place. Jin Liang's eyebrows fluttered, as if he was at the scene at the time.

"I've heard of this, this shopkeeper Liu is a strange person. Liu Han smiled secretly in his heart and agreed.

"It's true that strange people are true," Jin Liang was about to continue, but Liu Han interrupted him, this was not what he wanted to hear, and asked with a smile: "I saw the signboard of Hanhai Trading Company on the street, but I didn't expect that their business would come here." ”

"That is, who is this Liu shopkeeper, not only to the south of the Yangtze River, but also to the desert outside the Saiwai. Jin Liang was a little proud, Liu Han was afraid that he would pull the topic away again, so he immediately asked: "What kind of business does this Hanhai Trading Company do in Yangzhou?

Jin Liang shook his head slightly: "What to do, silk and satin cloth and grain, people's morale is high, not only to build a workshop, but also to buy land, plant mulberry trees, raise silkworms, build kilns, burn bricks and tiles, I heard that they are still buying ships and preparing to build a fleet, you say this posture." ”

"I heard that the biggest silk merchant in Yangzhou is the Lu family, the cloth is the Yu family, and there are other things, all of which are from various families, not to mention anything else, just say that this teahouse and restaurant are divided by various families, just say this restaurant, the largest restaurant in the city, Juxiang Building, is the Wang family, and the Defu Building where I ate yesterday is the Gu family. ”

Jin Liang sighed heavily, this is true, although Yangzhou is prosperous, but all industries are controlled by the family gate valve, otherwise with the wealth of Yangzhou, there should not be homeless, but although the homeless people in Yangzhou are not as many as in the north, but there are also a lot, along the canal north, you can't go far, you can meet the homeless. Sheng Huai set up a checkpoint at the border of Yangzhou, and all displaced people were not allowed to enter the country, so there were not so many displaced people in Yangzhou.

"Among the top ten restaurants in Yangzhou, eight of the backers behind them are all gate valve families, and only Defulou and Linjiang Xian are two small scholars," Jin Liang sighed: "We all have to earn food under them." Alas, who makes people's lives good, let's accept our fate. ”

"But it's not," Liu Han also sighed with him: "Brother I don't know, why did I come to Yangzhou to buy goods, before, my shopkeeper was from Jizhou, but I didn't expect that the little shopkeeper somehow offended the Jizhou Wang family, the family in order to save the little shopkeeper, not only spent a lot of money, the Wang family also ordered, Jizhou business is no longer allowed to do business with my family, I had to come to Yangzhou." ”

"Jizhou Wang's ?!!!" Jin Liang looked at Liu Han in a daze, Liu Han nodded bitterly, Jin Liang sighed: "This Wang family is in Jizhou, how did your little shopkeeper offend people, this offended the Wang family, it can be said that it is difficult to move an inch in Jizhou, and the little shopkeeper is too reckless." ”

"Who said no, but this little shopkeeper, who has been favored by the old lady since he was a child, has developed this temper, how did he know that he would cause such a big disaster when he went out for the first time. Liu Han shook his head.

The two shook their heads and sighed in unison, and after drinking tea, Liu Han resumed the topic again.

"Brother, there are so many businesses in Yangzhou, I am dazzled, I don't know which business to buy, and I ask my brother for guidance. Liu Han said with his fists clenched.

"This is true," Jin Liang already knew Liu Han's purpose, and when he saw him say it directly, he was not surprised, and nodded with satisfaction: "Brother, you are in the cloth business, why don't you buy from the Hanhai Trading Company?" The goods of the Hanhai Trading Company are good and cheap, half cheaper than the cloth of the Yu family, but the condition is completely different. ”

"I've seen the cloth of Hanhai Trading Company, it's good, it's more expensive than the goods in Jiangnan. Liu Han pretended to be surprised: "How can it be half cheap?"

Jin Liang laughed, blinked his eyes, looked left and right, and then leaned over, lowered his voice and said: "Naturally you don't know, let's say that the Hanhai Trading Company is atmospheric, and they clearly say that they are making profits, so that we small businesses can make money." ”

"Ah, there's such a thing. Liu Han pretended to be surprised, the cloth of this era is all soil method weaving cloth, soil method dyeing cloth, the woven cloth is rough, and it is very hard, it will become soft after a period of time, and his cloth is very soft as soon as it comes out, so he quickly seized the market.

In order to open up the market, he formulated a profit concession strategy and opened up the market.

After the implementation of the profit strategy for a period of time, it was originally ready to recover, but then I thought about it, just like that, anyway, the profits are huge, his improved process, the same cotton, can weave more cloth, and the profits are still more lucrative than the local method of weaving, so this profit strategy has been implemented.

Jin Liang nodded, and then said: "Since we have arrived in Yangzhou, it is not bad to purchase goods in Yangzhou, but there are three main cloth numbers in Yangzhou, Shengyuan of the Yu family, Runshunhou of the Gu family, and Yumaode of the Lu family; ”

"Which of these three products is better, and what is the price?"

Jin Liang smiled: "Naturally, the Yu family's goods are the best, the Gu family and the Lu family are almost the same, but the price of the Yu family is also the highest, the price of the Gu family and the Lu family is slightly lower, brother, tell you a secret," Jin Liang approached again, and said in his ear: "This Hanhai Trading Company is building a workshop, and next year at the latest, there will be goods from the Hanhai Trading Company, brother, even if you want to buy it, buy less, and then go to the Hanhai Trading Company to meet their shopkeeper and agree to buy it next year." ”

"Is that okay?"

"Of course you can, brother, I won't hurt you, brother, hurry up and order the goods and pay some deposit," Jin Liang said in a low voice, Liu Han nodded, and replied in a low voice: "Thank you, brother, but what should I do this year?"

"This year, I suggest that you go to Gujia to order goods, after all, it is the New Year, and this time is the hot time for cloth. ”

"Well," Liu Han thanked him again, lifted the teapot and added water to him, and then asked in confusion: "You said that this Gu family, his business name is still ranked before the Lu family, this Lu family is a high-grade door valve, they are just a low-grade door valve, and they can actually operate until now." ”

"But it's not, this Gu family," Jin Liang also nodded, the Gu family was able to compete with the Yu Lu family, and they were still standing, which is a great thing in itself: "The master of this Gu family is called Gu Shuo, this guy looks quite honest, the following two sons and two daughters, his two children are studying in Yangzhou Academy, and they are going to participate in the autumn this year." ”

"Oh, is there any hope for these two brothers?" asked Liu Han curiously.

"I know. Jin Liang smiled: "Brother, you can ask Yu Blind now." ”

Liu Han said with a smile: "In this way, the Gu family's business is still in the hands of Gu Shuo. ”

Jin nodded brightly.