Section 309 - VIP Services
"Li Bai, did you rob the bank?"
Jiang Huixue pulled the stack of checks and looked at Li Bai dumbfounded.
The total amount of such a stack is at least a few million dollars, right? That's more than 30 million yuan.
Seeing that the check is accepted by Citibank in the United States, it is really fat!
Poof! Li Bai was speechless, he was sitting in this bank VIP room with dignity, and he didn't move, why did he rob the bank?
"Squad leader, don't take you to be so wronged! With you, I'm still robbing a bank, blind?"
"Hey, there's an ambiguity in this! I won't talk nonsense with you, these are going to be put into the unit's account, right?"
Jiang Huixue is not right to think about it, robbing a bank should be robbing cash, where is there a check robbery?
The bills that can be invalidated in seconds are robbed in vain, and the two fools only robbed the checks, and they are still entrusted checks, and under normal circumstances, they can't arrive in three or four days.
"Of course, my personal account! I'm not a unit finance, what kind of unit account do I put in?"
Li Bai rolled his eyes, this squad leader and president are probably too professional, so how do you look at it, it's a little unreliable.
Jiang Huixue asked with a suspicious expression: "Are you really a little doctor who sits in the outpatient clinic? Where did you get so much money? Don't lie to me!"
She has never been able to understand that being a doctor is a profession that pays attention to qualifications, and she has never heard of anyone who has just graduated a few years ago and can sit in the outpatient clinic with a specialist number, even if he sits on a specialist number, it is impossible to make so much money in a short period of time.
The dates on the checks are all within 10 days, and the drawer is not the same, which is a bit scary.
"Of course, it's earned by treating people. ”
Li Bai told the truth.
“......”
Jiang Huixue looked Li Bai up and down, and the more she looked at it, the more surprised she became, this thing didn't lie, when did she have such a deep foundation?
After a long time, she said, "The current doctor is so profitable, and he still charges dollars?"
Damn, I crossed disciplines and jumped into the pit of the banking world, isn't it because doctors are slow to make money!
"Of course, I have foreign clients, don't you regret it? Can a bank president earn so much in a year?"
Li Bai was a little proud, the big fat sheep of the Samos family hit him head-on, and before he could exert his strength, he made a lot of money, it was really not open for three years, and it was open for three years.
The head of the bank branch is only three or four million a year at most, and this is still a situation where he doesn't make anything, and even if he does, he will definitely not earn as much as Li Bai's vote.
"Hmph! You can cheat! Cheat! Bring the bank card and ID card, I will go through the accounting procedures for you, first accept the US dollar, and if you want to exchange RMB, you can operate it yourself in the mobile banking. ”
Jiang Huixue flipped through the checks, a total of thirty-eight!
The roots of her teeth ached, 520, 38, the number is weird, this thing is deliberate, right?
As long as the cheque comes from the right way and Citibank approves it, you can receive the transfer here, not to mention the cash cheque, which has the least risk.
Li Bai smiled and handed over the platinum card and ID card, and handed them over to the class leader, anyway, he was not afraid that the other party would cheat him.
Such a young branch president has unlimited potential, and he can't afford to mess up his future for tens of millions, not to mention that the two sides still know the root of the classmate relationship.
Jiang Huixue operated on the computer on the desk of the kindergarten for a while, swiped Li Bai's ID card and platinum card, took out her permission card and swiped it, asked Li Bai to sign the printed formalities, and left the VIP room with all the things.
As the president of this branch, Jiang Huixue is very proficient in various business operations, and she has climbed up from the bottom step by step, so her business quality will naturally not be bad.
After a while, Jiang Huixue, who returned to the VIP room, returned the business slip to Li Bai with her ID card and platinum card.
Bank VIP service is not virtual, it can be done in minutes, although there are other complicated processes, but it is all the bank's business, and there is naturally a special person responsible for following up.
"Five million two thousand US dollars, plus the previous balance, is almost more than 60 million yuan, okay!
When going through the collection procedures, Jiang Huixue used her authority to check Li Bai's account, which made her gasp, she really couldn't see that the net worth of her old classmates, who lived a simple life at school, was so rich, and what was even more surprising was that it was accumulated in less than a year.
"It's just a few big dogs, hehe, luck!"
Li Bai is modest, and others really can't learn the unique business.
"How should I spend this money next? Can't you just put it in the account and eat interest? Do you want me to recommend you a few financial projects, which are absolutely reliable and have a back-up. ”
The position of the head of the class is not for nothing, and even if it is an old classmate, he will not let go of the business.
But then again, Jiang Huixue is really thinking about Li Bai, his deposits are the most conservative money funds, if there are only two or three hundred thousand in the account, just mix a little daily oil, salt, sauce and vinegar expenses, it is enough.
However, when the total amount reaches the level of tens of millions, the money market fund is obviously not cost-effective, and if you buy a good project, it is possible to achieve an annual rate of return of more than 10%.
"No, I'm going to spend money lately, and I'm probably going to use it all. ”
Although Li Bai doesn't know how to manage money, he will not be short of money to spend.
"Tens of millions? Use them all, why do you want to use so much? If it's not enough, I can give you a loan, and the interest rate is guaranteed at a friendly price. ”
The class leader is really not blind to the leader's appreciation, and he can still be so impressive across disciplines, but it's really not good if he doesn't have a little vision.
"Enough, surely! I'll buy a house and save myself from having to rent a house and move around. ”
Li Bai thought to himself that as long as he didn't die and bought a townhouse or a single-family house in Huxi City, he didn't have to think about it if he didn't buy anywhere he wanted.
"Buy a house, I'll help you get it, it's good and cheap, I definitely don't suffer a loss, and I won't charge you a fee. ”
Jiang Huixue slapped the table, looking like she was packing tickets.
"Could it be a property secured by a bad loan?
Li Bai knows that the bank has a lot of assets in its hands, but it is not possible to sell it privately, this is a lawsuit, even if the relationship between classmates is good.
"Of course not! But the bank has a lot of connections, some customers are in urgent need of a large amount of cash turnover, the mortgage loan has to be greatly discounted, and the asset sale is not so easy, and it is a big pit to find pawnshops and loan sharks, I will help you contact it, if there is a suitable property, make a discount of eight or nine percent, maybe you can close the deal immediately, everyone takes what they need, mutual benefit and win-win is not better?"
Jiang Huixue really has a way, there is always one suitable for Li Bai.
Li Bai looked at Jiang Huixue in a daze, and said with admiration: "The squad leader is the squad leader, amazing, what you do belongs to this." ”
Thumbs up and had to write a big word of uniform.
"To or not to?"
Jiang Huixue blinked quickly at Li Bai a few times.
You've changed!
Society is a big dye vat, and the pure and gentle Jiang squad leader is now a lot more slippery and social.
However, the squad leader is the squad leader, and the goddess demeanor is still the same, and she is still so sultry.
Li Bai had no choice but to say honestly: "Yes!"
Horizontal and vertical are to buy a house, looking for a squad leader than looking for an intermediary is more worry-free, at least not like those unscrupulous intermediaries eat two, eat the seller to eat the buyer, but also conceal the shortcomings of the house and the lease relationship, some unlucky buyers just pay the money to find all kinds of problems, or ultra-long lease period and ultra-high liquidated damages of the lease contract.
"You can wait here for a while, or wait for me to give you exact news tomorrow. ”
Jiang Huixue is a man of action, so she immediately picked up the phone and started dialing.
She didn't ask Li Bai how much price she wanted to buy, whether it was 1 million or 10 million, for the total deposit of 60 million yuan in the bank account, there was no difference at all between asking and not asking.
"Wait a minute!"
Li Bai took half a day off, so he didn't miss waiting for an hour or two.
The squad leader's service is completely a real VIP service, and he can even help buy a house.
"Hey, Mr. Zhang, I'm × Xing Xiaojiang! I just have something to ask you, is your house still there......"
"Hey, Mr. Kim...... Yes, the structure diagram and photos are sent to my email, there are more photos, I will take a look first, if appropriate, bring someone over. ”
"Hey, Mr. Tao......"
Jiang Huixue's crisp and neat energy when she made the phone was more vigorous and resolute than when she was at school.
It didn't take long for her phone to beep and maybe the bosses' property information had been sent through her email.
After making a round of phone calls, Jiang Huixue set her eyes on Li Bai again, and said, "Your email address is still the same as before, right?" I forwarded the house plan and photos, and the first twelve sets are more suitable, if you are not satisfied, I will help you inquire." ”
"Okay, squad leader, it's really not easy for you to do this business!"
Li Bai is already an admired five-body caster, and it seems that he was really blind when he chose a psychology major, and his MBA is obviously more suitable for Class President Jiang.
"Of course it's not easy! This line of food is not delicious, I think that in order to run deposits and review loans, if I don't want to learn from those lazy bewitching little sluts who rely on selling their butts for business, they have to use their brains and run more errands, and they are worried all day long, if there is a bad loan, it will be over, otherwise how to get out. ”
Jiang Huixue couldn't help but sigh for a while forwarding the email, thinking back to the time she entered the industry until now, she didn't know how she persevered, the bank clerk was difficult, and the female salesman was even more difficult.
Li Bai didn't expect his words to cause such a big complaint from the squad leader, it seems that it is really very difficult, Jiang Huixue can now become the president, it is not just luck.
Jiang Huixue's words changed, glared at Li Bai and said: "Damn, you are still a comfortable kid, you can work from 9 to 5 every day, and you can still earn so much money, if you can save 50 million a year, I will be taken care of by you." ”
"Poof, okay, let's not sell ass!"
Li Bai was frightened by the fierce words of the class leader, and the former pure goddess played a hooligan, which was really terrifying.
"Look at what scares you, that's it!"
Squad Leader Jiang smiled, and now he is more like a queen who controls everything.
Li Bai didn't dare to pick up the stubble, for fear that the class leader would say something bad, so he lowered his head and opened the email on his mobile phone to check the attachment he had just received.
Although the mobile phone screen is smaller, it is enough to basically see the house structure plan and on-site photos.
Jiang Huixue forwarded a total of ten emails, some of which contained two houses.
One of the most expensive is an independent villa, with an asking price of 65 million, just more than Li Bai's deposit, but it seems that some can be repaid, even if it can't be repaid, with Li Bai's earning speed, it is estimated that these millions will not be earned by the end of the year.
The location of the villa is in the suburban junction, which is close to the urban area, as for the villas in the urban area, don't think about it, it has always been a scarce resource with no price, and the minimum is 100 million.
The cheapest house is a multi-storey house with 20 years of age, 70 square meters, the price is 3 million, not counting the school district, but the house type is quite Zhouzheng, two-bedroom south, all-bright house.
Li Bai flipped through for a while, handed his mobile phone to Jiang Huixue, and said, "That's it!"
He never hesitates to buy things, and he doesn't buy a wedding house, and he doesn't have to listen to other people's opinions, so it's much easier to make his own ideas.
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