As soon as I said this, all the ministers I had summoned to the meeting widened their eyes, and the doctors in the psychiatric hospital saw the appearance of a seriously mentally ill person.

"Hey, what's that look on your face, isn't it a bad idea?" Ben Gongzi couldn't help but be furious, and shouted at these guys with round eyes.

Wei Zheng sighed, and replied in a deep voice: "Your Majesty, your idea is really not good, after all, we are the court, and we actually go to save money for the people, if the people are in urgent need of money, they must not return it to them, the important thing is that the minister is worried that it is difficult to control in front of the great profit." ”

"Well, Wei Qing's words do make sense, but I naturally did not let the court run the bank, but let the court supervise it, and the court controlled part of the bank......" I swept some of these civil and military ministers with confused faces.

Of course, there must be makeup confusion among them, but it doesn't matter, Ben Gongzi is very patient and meticulous to analyze and explain the functions and functions of the bank in detail, these guys finally understand, however, for the behavior of saving money to pay interest, these guys all jumped up and strongly objected.

Those who think that this son is too vain to work for others, and that banks can lend to private individuals or enterprises to help develop various businesses, these guys are almost half of the people who oppose and agree with it.

Because, no matter how high or low the interest rate of the bank's loan is, it is to rob many loan sharks of their jobs, or in other words, if the real bank appears, it will definitely move the money bags of these guys. And some people are worried that Ben Gongzi will touch the nerves that have been too tight in the family gate, and force them step by step to have no way out.

And if there is really a bank in the future, then if the family wants to encroach on the land, it will no longer be able to implement the usury strategy, let alone engage in any interest rolling, donkey rolling to make money.

Think about it, the road for the family to compete for money has been blocked by Ben Gongzi left and right, and they are so blocked that their eyes are about to turn white, if they are blocking this item. Then, their privileges, or rather the privileges they have endured for thousands of years, are about to disappear.

Therefore, it is very likely to arouse their strong feelings of resistance, which is not good for the country and the people, and many ministers hold such a view, thinking that this son should be cautious.

And there are also a lot of officials on my side, especially young officials, such as Ma Zhou, and Yang Gongdao and others, in their opinion, since the family gate valve is an obstacle to national unity, then, why don't they simply cut off their last thoughts, of course, the resources of the family gate valve can still allow the children of the family gate valve to get better education and training, in the future, they also have the opportunity to enter the court, but want to make greater and better contributions to their own family to damage the interests of the empire, This will never happen again.

Nowadays, in the court of this son, there are indeed a large number of children of the family lords, but in front of the powerful national supervision and supervision institutions, those ghosts and ghosts will only make them unlucky, and now, I can say that at least fifty percent of the officials under the rule of this son are practical types, and the other three percent are capable, but want to make their own money, and the rest will be in the future, will be eliminated old-style officials.

I have never been afraid that any officials will not accept it, now, the students under the original Gongzi's hands, now the highest official position, is already a layman, it can be said that many young and hard-working young people, already in the middle of the various departments, have a strong energy, they are more energetic, of course, they are more likely to be bewitched, but, at least their hearts, or their conscience is still extinguished.

As long as there is a strict supervision mechanism and system, they will be able to follow the path of serving the country and the people. After retirement, you will receive a large pension. Well, this is a messy wage system based on the pension of later generations, and then discussed and summarized with these ministers.

After arguing for a long time, I cleared my throat, and when the corners of these guys' mouths were foaming at the mouth, I cleared my throat: "I would like to ask your opposing ministers, is it beneficial or not beneficial to establish such an institution for the country and the people?" ”

"Your Majesty, this move is indeed beneficial to the country and the people, and it can enable the majority of the people to survive in distress without ruining their families." Wei Zheng, one of the leaders of the opposition who had just been opposed, stood up and gave a sincere answer.

"Then I'm asking Qing a question, will it be beneficial for the country in the long run for me to do this?" I smiled and asked Wei Zheng.

Wei Zheng thought for a while, nodded solemnly and said: "It is indeed very beneficial, if it can really be implemented, the country can not only stabilize the people's hearts, but also make farmers feel at ease, workers at ease, and businessmen at ......ease."

"However, the minister still feels that this bank, if there is no perfect plan, should not be moved lightly, not only touching the interests of many people, but more importantly, if there is a mistake or omission, it will definitely be blamed, and when the time comes, I am afraid that it will damage the prestige of His Majesty."

Wei Zheng's words, let me nod, indeed, he is telling the truth, and the advice is also very sincere, indeed, the banking system, not that I open my mouth and draw a few crooked words will be successful, although I understand the operation mode of some banks, but it is also a so-so knowledge of a rough way, for example, using deposits to lend money to earn a lot of huge profits by the price difference, in addition to the convenience of people to access in different places, making people's travel safer, and trade in other places has become more convenient.

However, I am only limited to the superficial knowledge of the Dao, and I really want to understand it, and it does not mean that I can do it alone, but it takes a large number of people in the financial or business circles to work together and spend countless time and energy to do it.

It's not like slapping your head and saying you can do it, and when you find that you can't do it, you slap your ass and slip away.

"Since Zhu Qing feels that it is suspended, I also think it is true, but I can't help but be prepared, I decided to set up a preparatory committee for the financial system first, absorb more people with lofty ideals, and participate in the initial conception and construction of the financial system...... Do you think so? According to the idea in his mind, Ben Gongzi appointed a group of personnel, who will become the pioneers of the financial industry of the Chinese Empire and make their due contributions to the creation of the future Chinese financial system.

And I, as the emperor of the Chinese Empire, and even more so the richest man in the Chinese Empire, naturally need to do something, or rather, have the money to contribute and have the strength to contribute, which is in line with my temperament.

Since you want to establish a professional financial system, then what accounting system, naturally must also be established, although this son does not understand, but I also know what is called accounting and cashier, what is called loan accounting.

Well, my family's various companies have been using this method for financial activities for a long time. Therefore, Ben Gongzi naturally did not hesitate to provide more than ten financial and accounting experts to the committee, so that they could work hard and strive to become the first batch of professional financial institution talents.

At present, there are only two banking businesses involved, that is, deposits and loans, how to deposit and withdraw money, how to take out loans, and how to collect loan repayment and interest, all of which can only be done through strict and careful discussion.

My family also let go of loan sharks, that is, if something happens to those dealers in my family, and the family's money is difficult to support, they will go to the owner to borrow. Therefore, it is easy to get a loan. And what left me speechless was that these guys all agreed that since we kept the money for the people.

Then, not only can you not give any interest, but you should charge the other party a storage fee, of course, there are also points here, for example, the deposit will be charged if the deposit is more than five times. If the other party deposits copper coins, then only one copper plate is charged per month, and if the other party is a silk silk thing, five silk silk must be charged.

Because silk silk is rotten or moth-eaten, it is indeed negotiable that they raise the fee, but whether silk silk or other things other than coins should be allowed to be deposited in the bank, on this point, Ben Gongzi raised an objection.

Depositing money must be a heavy business, and at this stage, if someone else comes to deposit three or five thousand yuan, then the number of people who count the money can go crazy. However, the talents under the hands of Ben Gongzi jumped out and pointed out this problem, which is easy to solve, that is, to make a special cylinder, or a wooden plate, to fix its scale or capacity.

In this way, it only takes a small amount of time to determine the number of coins in the barrel or in the wooden plate, which can be used to speed things up. Genius ideas have come and gone, and the Preparatory Committee for the Financial System is finally on the right track.

And when the establishment of the preparatory committee for the financial system was decided, the newspapers and magazines gradually began to analyze the problems of the country's financial system, well, for example, to criticize those who are excessively usurious, believing that it is these people's methods that make it difficult for the people to pay off their debts, and eventually have to be ruined and displaced.

He also believed that the imperial court should shoulder this important task and set up a special organization to carry out reasonable credit activities, protect the interests of the working people, and promote economic prosperity and development.

"How? During this time, what do the people think of our propaganda? I sat on the mat by the lake, sipped my wine, and whispered to Du Ruhui in front of me.

This is naturally the villa of Ben Gongzi, and now, it is actually called the White House by those ordinary people and officials, for this title, it makes Ben Gongzi very helpless, but he is too lazy to correct it, anyway, it is not bad to call it the White House.