Now the [Xihe Xuanzhen Miaolu] and [Qianling True Solution] in Fang Yan's hands can only be cultivated to the Condensation Yuan Period, and the subsequent [Xihe Xuanzhen Miaolu] requires two thousand merit points to exchange, and the [Qianling True Solution] also needs 1,600 points to exchange.

After thinking about it, Fang Yan's gaze fell on the other division of the merit card, the loan division.

This partition is a place for disciples in the sect to borrow merit points, if there is an emergency, or when it is very far away from the sect, and it is impossible to exchange the things in your hand for merit points.

Fang Yan is a distant relative disciple of Duye Peak, and the merit card is a second-class and third-class class, and the amount that can be borrowed is 10,000 points.

Seeing this, Fang Yan did not hesitate to borrow 10,000 merit points from the merit card.

Of course, since it is a loan, there must be interest.

Moreover, there is a limit to the amount of money that each disciple can borrow.

Fang Yan's second-grade third-class merit card can only borrow up to 10,000 merit points, and after Fang Yan becomes a monk in the Ning Yuan period, the merit card will rise by one level, and he will be able to borrow 20,000 merit points.

The annual interest rate is one thousandth, that is to say, Fang Yan borrows 10,000 merit points for a year, and the interest he needs to pay is 10 points.

Fang Yan felt that it was acceptable, and the most important thing was that this place was still hundreds of thousands of miles away from Ducang, and Fang Yan felt that it was difficult to cross the vine forest and tree mountain alone.

Not to mention the dead ocean behind the vine forest and tree mountain.

Moreover, even if he crossed the Dead Ocean, he didn't know what else was dangerously obstructed, and Fang Yan was also melancholy when he thought of this.

The reason why Fang Yan was still safe here at this moment was because the place where Fang Yan was now was only on the periphery of the vine forest and tree mountain.

In the depths of the vine forest tree mountain, it was a place where even the foundation building period cultivators could not survive safely, and Fang Yan felt that he might have to improve his cultivation before he could consider this matter.

After that, Fang Yan immediately spent 3,600 points to exchange for the third level of the [Xihe Xuanzhen Miaolu] and [Qianling True Solution], that is, the exercises of the Ning Yuan Period.

After thinking about it, Fang Yan divided another 1,300 merit points to Shizun, and returned the merit points that Shizun had lent him.

The fourth level of the [Xi and Xuan Zhen Miaolu] required twice as many merit points as the third one, and now Fang Yan still had four thousand nine hundred in his hand, after thinking about it, Fang Yan decided to simply exchange the [Xi and Xuan Zhen Miaolu] in the foundation building period.

After Fang Yan exchanged these exercises, her mind immediately flooded with the content of the exercises, although these exercises were now very profound to Fang Yan, but when Fang Yan needed them, they would appear in Fang Yan's sea of consciousness without any mistakes.

At this point, Fang Yan still had nine hundred merit points left in his hand, after Fang Yan thought about it, he looked through some intelligence information on the merit card, and the news about Taoyang County, Cyclamen, and Hailing Fairy were all exchanged by Fang Yan using merit points.

In an instant, a lot of information poured into Fang Yan's mind, which was much clearer and more detailed than the illustrated map he bought at the Taoyang Market.

Although only more than three hundred of the nine hundred merit points were spent, Fang Yan still felt that it was worth it after accepting this information.

The main reason is that Fang Yan has a small net worth now, plus the Pure Spirit Red Flame Lizard has been collecting these days, as long as Fang Yan collects it, when he returns to the sect, he will be able to pay off the arrears, so he is willing to spend merit points to inquire.

After doing this, Fang Yan once again thought of Cheng Ying's legacy, after all, the [Xuantian True Demon Skill] was given to her by Fang Yan himself, there was no reason why she couldn't find it, Fang Yan felt that she must have ignored something.

So, Fang Yan took out the low-quality magic weapons of Cheng Ying just now and checked them one by one.

A quarter of an hour later, Fang Yan's gaze finally rested on one thing.

It was a plain-looking bronze orb, only the size of a fish's eye, mixed with a pile of low-quality magic weapons and worldly gold and silver, inconspicuous, no wonder Fang Yan would miss it.

At this moment, it was still lying there inconspicuously, but Fang Yan's eyes were burning.

Fang Yan picked it up and immediately erased the divine sense mark on it, and this bead was indeed recognized by Cheng Ying.

After that, Fang Yan opened it with excitement.

This is actually a Qiankun pearl.

Qiankun beads are a kind of storage magic weapon, but Qiankun beads are more advanced than storage rings.

The space of the same size Qiankun bead and the storage ring is ten times different.

Fang Yan immediately poured out the contents of it, and at this moment, almost half of the Pure Spirit Red Flame Lizard's lair was occupied.

The things that Cheng Ying collected into the Qiankun Beads were not spirit stone magic weapons, but countless books and jade slips.

Fang Yan picked up a book with great interest and watched it, and found that it was a travelogue, but it was not a travelogue from Feng'anzhou, but a travelogue about the Ninggu Continent.

In the Ninggu Continent, neither the memories left by the original body to Fang Yan nor the deeds known to Fang Yan had ever heard of the existence of this place, and after Fang Yan flipped through it, he temporarily put it away.

Fang Yan flipped through a few more books and found that these things were all relatively old and cherished books.

Immediately, Fang Yan took back all the books and jade slips into the Qiankun Beads, leaving only one and looked at it carefully.

Although Fang Yan was now able to see and never forget the ten lines at a glance, it still took him half a month to read all the books and jade slips.

During this period, the Pure Spirit Red Flame Lizard came back once, and Fang Yan ordered it to collect what it needed, and the Pure Spirit Red Flame Lizard began to shuttle through the vine forest and trees and mountains to collect it for Fang Yan.

Now that Fang Yan is also a little wealthy, since he has missed the second auction, Fang Yan is not in a hurry to go out, but calms down and reads all the books that Cheng Ying has collected.

After reading it, Fang Yan really admired the monk who collected these books and jade slips, and Fang Yan guessed that these things were definitely not collected by Cheng Ying, but she got them from somewhere accidentally.

For Cheng Ying's good luck, Fang Yan was also envious in his heart, but at this moment, Chen Ying had fallen, so naturally there was nothing to say.

This also sounded the alarm for Fang Yan, if he fell, then everything would become someone else's wedding dress.

These books are almost out of print, and the things recorded on them are also extremely bizarre, and some of them are even customs and customs that Fang Yan has never heard of.

I don't know who collected so many books and jade slips, of course, Fang Yan found the [Xuantian True Demon Skill] he gave to Cheng Ying, not only that, Cheng Ying had already collected four [Xuan Tian Zhen Demon Skills], and each of them was different from what Fang Yan gave her.

Fang Yan still remembered what Cheng Ying said that day, it seemed that the more [Xuan Tian Zhen Demon Skill] was collected, the better.

After Fang Yan compared several [Xuantian True Demon Skills] one by one in his mind, he found a pattern.

That is to pick out the differences between these [Xuantian True Demon Skills], and then eliminate the overlapping words among them, and finally combine them, and then arrange them according to a certain law, which seems to be just able to form a name.

No, it shouldn't be a name, but a kind of supernatural power, a name that makes Fang Yan tremble just by hearing the name.

That is, the big day of Jidu!

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Sogou