According to Zhao Ran's method, which bank must promise to unconditionally exchange cash for small amount of silver bills issued by any bank, and will never allow the situation of not being exchanged after issuance, once verified, to disrupt the order of silver and money regulations.

Da Ming did not have this crime, so Zhao Ran was talking about the ordinance, and he asked Shi Weiming to draft a decree in the name of the Bao Qian Division and submit it to the court for discussion.

Li Dayin and Shi Weiming praised at the same time: "Yes, in this way, the risk is transferred to the major banks, and even if there is a problem with the small amount of silver tickets, it is not the business of the imperial court, but the business of the major banks!"

Zhao Ran said: "Although it is said that it is the business of the major money banks, but if there is a problem with the small amount of silver bills, the treasure money department must take care of it." ”

Li Dayin asked, "Why is that?"

Zhao Ran asked strangely: "If the treasure banknote division does not go to the bottom, why should the money bank buy your small amount of silver with real money? Not only to cover the bottom, but also to agree to repurchase, which money bank does not have cash, you can use a small amount of silver tickets to buy back cash from the treasure banknote department, and the treasure banknote department must pay unconditionally!"

He proposed that the treasure banknote division build a solid underground silver vault, and the major money banks will buy small silver bills with real money, and exchange one tael of cash for one or two small silver bills. When the credibility of the small amount of silver bills is established, the treasure banknote division will rely on the huge amount of cash in its own inventory to issue its own small amount of silver bills.

Li Dayin patted his head: "I'm a little dizzy from you." ”

Shi Weiming said: "I understand what the abbot meant, all the small silver bills only the treasure banknote department has the right to print, and after printing, sell them to various banks, and use the reputation of each bank to promote the small amount of silver bills to be finally exchanged for the world." When the credibility of the small amount of silver bills is established and everyone in the world trusts it, the treasure money division will issue its own small amount of silver bills, and when the time comes, it will earn as much as it wants, isn't this the truth?"

Li Dayin stopped patting his head, and patted his thigh instead: "Wonderful, I see, it's really a rake for money!"

Zhao Ran's face was black, and he said in his heart, Is this my intention? Immediately corrected: "The two of you can't have this kind of thought, in this way, wouldn't they have returned to the old road of treasure money? Our ultimate goal is to solve the problem of money shortage in the Ming Dynasty, and it has nothing to do with the treasure money division." Besides, the treasure money division has money in his hand, do you have a penny and silver relationship with Da Yin?"

Li Dayin smiled and didn't speak, but he obviously didn't agree with Zhao Ran's statement.

However, sometimes Wei Ming and Li Dayin's interruption made Zhao Ran find a flaw himself, that is, the risk loophole of indiscriminate issuance of small silver bills in the future, and after thinking for a while, he said: "A joint committee can be formed in the treasure banknote department, and the major money banks will send people to serve as members." The existence of the committee is to supervise the Department of Treasure and Money not to issue small silver bills indiscriminately, and every time a small amount of silver notes is printed, the committee must agree to it. ”

Shi Weiming said: "Abbot Zhao's method is very good, but there is a problem that needs to be solved, how can we get the real money and silver to be sent to the Treasure Banknote Division in exchange for the small amount of silver printed by the Treasure Banknote Division?"

Zhao Ran said: "Of course, things can't be done overnight, my idea is to spring breeze and rain, moisturize things silently, start plainly, and release quietly." At the time of issuance, there are two main ways to make the money bank have the willingness to buy......"

"One: The flying talismans sold by Junshan Mobile, unless tens of thousands of flying talismans are wholesaled in large quantities, and the rest only accept small silver tickets, not cash, and all pavilion sects want to buy flying talismans, they must pay small silver tickets, otherwise they will not sell ......"

"Second: in the future, the sale of sea trade licenses by the Chicken Ming Temple, only small amount of silver tickets will be accepted, and the rest will not be allowed, and the current silver, large amount of silver tickets, and the Chicken Song View will not be recognized, and there will be no small amount of silver tickets......

"Third: "Junshan Notes", "Inside and Outside the Imperial City", and "Lingbao New Sayings" are only subject to small silver tickets......"

Li Dayin laughed: "Fourth: The sale of the cultivation lottery ticket only accepts small silver tickets, and there are no small silver tickets? I'm sorry, this issue of the cultivation lottery has nothing to do with you! haha!"

Zhao Ran gave Li Dayin a thumbs up: "Dayin said it well! After these small silver bills arrive in our hands, we will find a way to spend them, and if we can't spend them, we will save them first. In short, let's take it step by step, and strive to use three or five years to let everyone in the world recognize small silver tickets. ”

Shi Weiming frantically recorded Zhao Ran's words, and when Zhao Ran finished speaking, he interjected: "As seen by the following officials, it doesn't take three or five years, the essence of a small silver ticket is actually a large silver ticket, and it is even more secure than a large silver ticket, because the imperial court is willing to exchange it." ”

Zhao Ran said: "After you go back, you will gather people to study and study carefully, and strive to come up with a set of systems and methods as soon as possible." By the way, what the Li Yuan envoy just said is how much to make as much as he wants, don't take this sentence back and talk nonsense. ”

Shi Weiming nodded: "Xiaguan understands." Then the rest is a technical problem, Abbot Zhao, Xia Guan just thought of a problem, with the cultivation methods of Dajun Mountain, of course, can ensure that the major money banks do not print small amounts of silver tickets by themselves, but with the cultivation of printing methods, how to ensure the output of printing? You know, this is not thousands, tens of thousands, but millions, tens of millions. ”

Zhao Ran said with a smile: "I can even produce millions of flying talismans a year, just a small amount of silver tickets, what is it?"

Shi Weiming went back, he needed to draw up a lot of rules and regulations, think about specific operation plans, this matter is not something that can be rushed, Daming's money shortage is not a day or two, and it is not realistic to expect it to be solved in the short term.

At the same time, the renderings of the landscape villas designed by Zhao Ran will soon be engraved and displayed on the "Inside and Outside the Imperial City", which will be pre-sold to the wealthy families in the capital.

Although Li Dayin didn't know how the building could be spent, he agreed with this form very much and raised his hands to support it.

After talking, Zhao Ran asked Li Dayin: "Lao Li, do you have any flying magic weapons in the Sanmao Pavilion?"

Li Dayin said: "Of course there is, so if you want to use it, I'll let Yunyi get it." ”

Zhao Ran thought for a while and said, "The day after tomorrow, I'm going to Wudang." ”

After Zhao Ran returned to the Jiming Temple, the little Taoist priest Yang Wenfu said to him: "Abbot Zhao, there is a monk from the East Pole Pavilion waiting for you in the Cihang Palace, and I have been waiting for almost an hour. I said you weren't there, but he said he would wait until you returned. ”

Zhao Ran raised his vigilance and asked, "Who is it?"

Yang Wenfu said: "He said his surname is Wei. ”

Zhao Ran immediately rejoiced: "This is a friend." ”

Wei Chaozong waited for Zhao Ran in Cihang Hall for a long time, and finally waited for the person to come back, when Zhao Ran saw him, he only felt that his expression and bearing were a little different from the past, and he was more profound, so he congratulated, "Congratulations to Senior Brother Wei for successfully breaking through the barrier, giving birth to a baby with divine consciousness, and thus entering the realm of refining masters!"

Wei Chaozong smiled and said: "As soon as I got out of the customs, I rushed to the capital to see Zhiran, but I didn't go anywhere, and I didn't see anyone else." ”

Zhao Ran said: "It's really my honor, Senior Brother! Why should Senior Brother Wei wait here, with a flying talisman, I will definitely come back immediately." Let's go, go to my Jingyang Building to talk, you haven't been there yet, drink while watching the scenery, you and I will say goodbye together. ”

Wei Chaozong sighed: "No, I can't show my sincerity." Sincerely, I'm here to apologize to you, on behalf of the Manifestation Palace, on behalf of the East Pole Pavilion, I can't help but be sorry for what happened a few days ago!"