Chapter 605: Usury
Li Yongsheng's warnings to various families were quickly conveyed. Pen % fun % Pavilion www.biquge.info
The small family that didn't receive the warning also received more or less the warning from the big family.
In fact, most of the families have already seen what he means - Lei Gu doesn't want to have forces in his own territory that can influence the trading of Spirit Valley.
For the wiser people, it is even more guessed that hitting the line may be just a rhetoric, and Leigu hopes to increase construction efforts while maintaining relief.
The spirit valley has come out, and if you want to earn contribution points, you have to earn work points first.
There are also many people who feel this very deeply - whether they want to accept it or not, earning points is the king now.
Mao Binzhao felt this most profoundly, because on the day he announced that he could trade Linggu, people from two families approached him, hoping to buy the excess contribution points in his hand.
Among the scattered homeless people, there are not many cultivators, not only is he cultivated enough, but he is also a seminarian, and he can do some difficult work, and his contribution point is not only to support his old mother, but also wealth, which is also known to everyone.
Mao Binzhao resolutely refused, I won't sell the contribution points, you want to trade Linggu, I want to too.
These words were taken as a joke by the children of those two families, what are you kidding, how long do you have to do it to buy a penny Linggu.
Mao Binzhao replied lightly: Dreams are always necessary, what if they come true?
To be honest, it was the first time that he had grown so big, and it was the first time he had the opportunity to get Linggu, how could he sell his contribution points?
Even if he can't get Linggu, it's good to hold on to the contribution points first, very obviously, because the various materials outside the mountain are soaring, and the exchange ratio between contribution points and money has been rising.
He doesn't sell contribution points, but apart from him, there are really not many people who have rich contribution points among the scattered people, and it is unlikely that ordinary family children can buy contribution points from other family members.
So there was a third group of people who came to him, a son of a family surnamed Hu, a high-level cultivator.
This one offered better terms, saying that I don't buy your contribution points, I will borrow them, and I will pay you back after a month.
You can borrow it, three cents of profit, Mao Binzhao opened the condition, and it has to be a donkey rolling.
The children of the Hu family were furious, you dare to lend me usury? Who gave you the guts?
Cut, do you like to borrow or not, Mao Binzhao doesn't care about the other party at all, do you dare to say that your Hu family has not let go of loan sharks?
In Middle-earth, usury is really a common phenomenon, there is no way, the small peasant economy is like this, no one has too much savings, and when something happens, the money does not come together, and it is inevitable to borrow usury.
Even among the villagers, borrowing money has to be interest--no way, I lend you money, my money will be tight, what if something happens to me?
If the interest is lower, that is, to take care of the villagers, only the friendship of life can not charge interest.
Mao Binzhao's interest rate of three percent is actually not high, if you borrow a hundred silver dollars, the interest is only three yuan per month, and many villagers borrow money between them, that is, two to three percent of the money.
However, the donkey rolling he asked for, that is, compound interest calculation, is very pitiful, so it is considered usury.
But Mao Binzhao didn't care at all, the development and growth of every family in Middle-earth must go through the stage of wealth accumulation, and in this stage, it is impossible not to be contaminated with such a thing as usury.
Even some families who are very respectful of reputation will not lend usury for the purpose of making profits, but they cannot meet unreliable borrowers -- if they lend money to these people, they will still be usury.
As a retail investor, Mao Binzhao sees this very clearly, when he went to this seminary, he also borrowed usury, and now there are people in the family who borrow money, so of course he will not be polite.
The children of the Hu family are on fire, do you believe in my Hu family's ability to repay?
Usury is not necessarily an attempt to make money, and not trusting the other party's ability to repay is also one of the important reasons, and for the children of the family, this can be seen as an insult.
The children of the Hu family originally promised, and they contributed a little bit a month, what do you mean by rolling on this donkey?
I just want to make money, Mao Binzhao replied unreasonably, I didn't ask you to borrow it from me, if you want to go wild, look at what kind of place this is...... By the way, I have a close friend, and now I am classmates with Qin Gongzi and Shopkeeper Li, I have to sue you.
Qin Tianzhu is the most active manager in the Thunder Valley, and although the shopkeeper Li is not in charge of many things, it is said that he is the most trusted person of the Nine Princesses, and his status is far higher than that of Qin Gongzi.
As soon as the children of the Hu family heard this, they immediately straightened their attitudes, yo, it turns out that Lao Mao is also a seminarian?
The two talked about their relationship, and the Hu family and their children were from the Sanxiang Seminary and were Mao Binzhao's seniors.
This is not considered an outsider, but the children of the family who go to the seminary are not necessarily the elite of the clan - for many children of the family, not to mention the fierce competition to go to the seminary, in the end, they have to go to the path of luck, so many things they learn may not be useful.
So in the end, Mao Binzhao just didn't roll around with the other party.
But he put forward additional conditions, this loan, you have to find the people of Lei Valley to be a witness.
The children of the Hu family were a little unhappy, but Mao Binzhao said - someone in your Hu family is my senior, but I don't know you well.
Having said that, to this extent, the children of the Hu family will not be able to agree to it.
The two of them came to the registration office, and it happened that Qin Tianzhu was also there, so Mao Binzhao mentioned it in passing, Tianzhu when will you go back to Boben, who else is in my classmate's family in Sanxiang?
Qin Tianzhu was full of things, and he couldn't care about such a trivial matter at all, so he said that you should write a letter to that goods, and when someone from my Qin family replied to Boling, he would bring the letter over.
The children of the Hu family just couldn't see this hint, but they couldn't help muttering in their hearts: This cultivator is not very easy to provoke.
It's not often that Lei Gu witnesses this kind of thing, because they don't like to get involved in the grievances between the displaced people - anyway, we are not allowed to have an accident, we just need to suppress it.
However, the lending involving contribution points is related to Lei Valley, not to mention that Li Yongsheng wants to solve the problem of deflation, and subjectively intends to recover the contribution points accumulated by the displaced people - without contribution points, everyone will work harder.
Qin Tianzhu knew Li Yongsheng's mentality very well, so he instructed others: Then let's be a witness.
Who would have thought that at this moment, a bearded person rushed out next to him, it was Zhen Meinu, who said that I borrowed your contribution points, not only three cents of profit, but I also rolled on a donkey, and I paid it all off in a year at most - I also let Lei Gu be a witness.
Mao Binzhao thought about it and said that it would be half a year, maybe I would have saved enough contribution points by then.
Zhen Meinu agreed without hesitation.
The faces of the children of the Hu family turned green: Mao Binzhao, why are you like this? Didn't you say that you would lend it to me?
That family's conditions are better, Mao Binzhao replied without changing his face, I can earn more, why should I earn less?
It's impossible for you to save enough contribution points to exchange for Linggu!" The Hu family disciple spoke angrily.
That's my business, Mao Binzhao replied coldly, I believe...... I have the opportunity to earn contribution points.
He didn't say this in empty words, he had a hunch - the appearance of Linggu would cause a lot of variables.
Facts have proved that his hunch is really good, because there is a spirit valley in Thunder Valley that does not restrict transactions, and the influx of displaced people, which has slowed down somewhat, has become popular again.
The influx of displaced people this time is still mainly family, but among the scattered displaced people, there are not only many more cultivators, but also some more cultivators.
Si Xiu is really incredible, you know, even if such a person is in the three divisions and six rooms in the county, at least he can mix with the head of a large room.
The county order of Zhongyi County is just a high-level system.
But this situation really exists, there are too many cultivators who have no roots, and their cultivation and combat power are coveted by all parties, and it is really not easy to survive in the cracks.
Of course, most of the cultivators in such a situation are also out of the ordinary, and they don't like to be constrained, otherwise, it is quite easy to find a long-term job.
These cultivators came straight to Thunder Valley, of course, the picture was Linggu, but there were exceptions.
Li Yongsheng is receiving such a person now.
This person's surname is Hua, he has been absconding for more than ten years with a murder case, and seeing the chaos in Sanxiang, he refused to attach himself to King Jing, so he went to the official mansion and wanted to make meritorious contributions, but he almost fell into the official mansion.
King Jing did not explicitly rebel, what kind of trouble are you going to make? Not to mention that the official government of Sanxiang has long been chaotic like a pot of porridge, and there is no order.
The ninth princess of the British king was in Zhongyi County, and Hua Sixiu vaguely heard about it, but he didn't think that a prince's daughter could give him a chance to get away with his guilt - King Jing was still a prince.
It wasn't until he heard that Zhongyi had a spirit valley that could be exchanged that he became serious.
Hua Sixiu is no stranger to Linggu, in the early years, when he wandered the world, he once went to the three areas of Vermilion Bird City, and after fighting for others a few times, he earned a windfall, and he also served Linggu.
What he cared about was that the Ninth Princess dared to openly take out the Spirit Valley to exchange it...... Sanxiang was not peaceful enough, and if he dared to be so swaggering, he had to have considerable strength.
This strength is what Hua Sixiu values the most, and then as soon as he inquired, he learned that King Ying and King Jing are not the same number, and it is said that they will soon be on the edge of the town - in fact, they are already on the edge of the town, but he is slow to hear from him.
That's why he came to Thunder Valley, Linggu doesn't matter whatever, he hopes to establish meritorious deeds and clear his body of crimes.
Although Qin Tianzhu is called the chief manager, this kind of major event is really not something he can do, so he can only push it to Li Yongsheng.
As soon as Li Yongsheng saw someone, he agreed, you can make meritorious service to atone for your sins, I will allow this matter on behalf of the Ninth Princess, if she can't go through the road, I still have my own way.
The reason for this is simple: Hua Sixiu did not come alone, but also brought a woman, two women, a boy and three children—three children who looked very much like him. (To be continued.) )