On a sunny day, the Marquis of Siberia struggled in the luxurious box of the casino.

"Brother, if you indulge in the card table every day, sooner or later it will be wasted. After Ji Qingsu won another game, he helplessly persuaded, "You should find something serious to do." ”

"I'm working poker skills, and it's a serious thing, and if I meet any gambling king in the future, I won't be helpless. ”

"Sounds like that. Ji Qingsu pointed out solemnly, "But you pull me and the Heavenly Dao girl every day to only play landlord fighting, what kind of clever skills can you practice?"

Miss Su is right. Tiandao Fist seconded, "Master, no matter how many cards you play like this, it won't have any effect." ”

Ji Aojian frowned, his expression was very distressed, "Then how should I practice?"

The younger sister said, "Before the fourth sister left, she left a way. ”

"What's the method?"

She advises you to go to the lobby on the first floor to become a dealer and concentrate on the technical play and gambling mentality of all kinds of people. After you have read countless people, you will naturally be able to practice god-like card skills. ”

"Countless pleasant people?" Ji Aojian shuddered unconsciously, "I'll think about it when I'm free, now let's find something serious to do." ”

Tiandaoquan hurriedly shuffled the cards and put them away, waiting for the Marquis to start the discussion.

Ji Aojian sighed leisurely, "Now, under our feet is a gambling city that is making money every day, and on the other side is a hot industrial city, and a port is being built with thousands of sails, is it a thriving and thriving scene?"

The two girls nodded together.

"Then you guys have a plan for what's next. Any thoughts?"

The two girls shook their heads together.

Seeing their expectant eyes looking at him, Ji Aojian smiled with satisfaction, "In this era of globalization. If a city is a tourist center, an industrial center, a trade center, and a shipping center, it should and must become a financial center. ”

Tian Dao Quan asked blankly, "What is finance?"

"The financial sector is a catalyst for economic development. Ji Aojian waved his hand very imposingly, "Do you know why the port trade on the west coast of North America is not as good as that of the cities on the east coast of the United States, the main reason is because of the lack of support from the financial industry. ”

Ji Qingsu asked, "Brother." How does the financial industry support maritime trade?"

"Going to sea to do business is a very risky thing, you can encounter natural disasters such as hurricanes and waves, and you can also encounter man-made disasters such as pirates and robberies. There may also be market factors such as price fluctuations, which will lead to the loss of money by merchants, which will limit the development of transportation trade. ”

Ji Aojian raised one finger after another, "So." If we can provide commercial insurance for merchant ships going to sea. It can diversify market risks and solve their worries, which will naturally promote the rapid development of the trade industry. ”

"That means we should open an insurance company?" Ji Qingsu immediately understood.

Ji Aojian put his finger back, "That's right. ”

Tian Daoquan said to himself, "It turns out that the financial industry is an insurance company. ”

"Maritime insurance is just one of the financial industries. Ji Aojian's words turned, "The core industry of finance." It's a bank. Since we even have insurance companies, we should set up our own banks. ”

Tiandao Quan asked again. "What is a bank?"

Ji Qingsu helped explain, "The silver number money bank is doing banking business. ”

"Banks absorb private savings and issue loans, and they can use one dollar as two or three dollars to create a currency multiplier. Ji Aojian pointed into the distance, "Although we now have a gold mine in hand, capital is not a problem, but we always use gold directly to pay for transactions, and it is too practical to be a human being." ”

Tian Daoquan said suspiciously, "Isn't it good to be a real person?"

This question has already involved the realm of life and philosophy, and it is difficult for me to answer you. Ji Aojian said, "But you have to understand one thing, if we use a part of the bank bills instead of gold circulation, we can multiply the scale of our capital, and at the same time do more business and invest in more projects." ”

"It turns out that there are such great benefits. Tian Daoquan has no opinion, "Then master, you should quickly set up a bank and vigorously build a financial center." ”

Ji Aojian nodded, "I'm already preparing for this, and I've already thought of a name, and I'm going to call it Qingmeng Bank." ”

"I can't use this name!" the sister on the side was anxious.

"Why can't it be used?"

"It sounds reminiscent of a big dream in autumn. Brother, think about it, if a customer deposits money in the bank, it turns out to be a big dream, so who else will save?"

Ji Aojian came to his senses, "You're right, what's the name?"

"It's named after the seven sisters and eight sisters, who are bankers. ”

"That being the case. Ji Aojian thought for a while and decided, "It's called the ink bank." ”

Tiandaoquan asked, "Why is Miss Eight's name before Miss Seven?"

"The word ink, it sounds very cheesy. The word ink sounds very elegant. Ji Aojian said, "At this time, we should consider it from an aesthetic point of view, and we don't care about their ranking." ”

Once the name of the bank was decided, the next step was to figure out how much reserves to be injected.

After calculating it, Xiao Su was very happy, "It's good to guard a big gold mine, our reserves are too sufficient." ”

Ji Aojian nodded repeatedly, "Yes, yes." ”

"Since we have such sufficient reserves, we can also ship some of the gold back to China to support the banks of the seventh and eighth sisters. ”

Ji Aojian shook his head again and again, "It's not good, it's not good." ”

My sister wondered, "How is this not good, shouldn't we help with domestic construction?"

"Help is to help, but it's not good to transport the gold back directly. ”

"Why?"

"The price of precious metals varies in different parts of the world. Ji Aojian explained, "In China, gold is cheap and silver is expensive, and it is not worth it to transport gold back. Right thing to do. It's here that we exchange the gold for the Mexican Eagle Ocean, and then ship the silver dollars back home, so that it is cost-effective. ”

Tiandao Quan asked in surprise. "It turns out that in different countries, the price of gold and silver is different?"

"Yes, since the exchange price of gold and silver is not the same, there is room for arbitrage. Ji Aojian said, "Some foreign merchants specially transported gold to Europe and the United States to exchange for silver dollars, and then transported silver dollars to China for gold. If you turn upside down, you can also make money. ”

"There are still people who specialize in reselling gold and silver!"

From this, it can be seen that China is suitable for the silver standard. Foreign countries are suitable for the gold standard. Ji Ao Kendao, "In the future, we can fill the ship with silver dollars and go to China to purchase large quantities of silk tea, and the reserves of the seventh sister and the eighth sister will naturally be sufficient." ”

Ji Qingsu said. "But California has too little population. I don't have enough spending power, so I don't need to eat so many goods, right?"

"It doesn't matter, as long as you eat the goods, there will be benefits. ”

"Brother, what does this mean?"

"For example, California needs 100 tons of tea a year, but when we go to China to buy it, we eat 1,000 tons of tea or more. Ji Aojian gave an example. "As long as we buy enough, there will be a gap in the supply capacity of tea. Naturally, the price of tea will skyrocket. Then we sell the tea to merchants in other countries at the high price of the market. ”

"Wait a minute. Ji Qingsu came back to his senses, "The kind of method you said sounds like hoarding, which seems to be something that only black-hearted businessmen do." ”

"In ancient times, it was indeed called hoarding, which was also an important reason for the Chinese dynasties to suppress merchants. Ji Aojian smiled slightly, "But in modern times, Hoarding Juqi has a new name, called bulk commodity futures trading." ”

"Although the name has changed, the essence has not changed, right?"

"The essence is, of course, that there is no change. Ji Ao Kendao, "The ancient society is the state controls the capital, but the modern society is the capital control of the state, as long as you have strong capital, you can manipulate the price of bulk commodities at will, and even make the goods completely deviate from the cost value and market needs." ”

"In this case, isn't futures trading making undue profits?"

"Because there are huge profits, futures trading also belongs to the financial industry. ”

Ji Aojian happily continued, "As long as we cooperate with the seventh sister and the eighth sister, we will soon be able to establish the first commodity futures trading market in China." What they need is a powerful foreign buyer to support the market and help raise the market price. ”

Ji Qingsu hesitated, "However, my family has established a trading platform for hoarding Juqi, isn't it good?"

"You think too much, this futures market is of great strategic importance, and it must be there. ”

"What's the strategic point?"

"Before the invention of the telegraph, communication was inconvenient around the world, and the price of goods was mainly determined by the country of origin. Ji Aojian sighed, "However, within ten years, the telegraph may be spread all over the world, and at that time, the financial center with its commodity exchange market will be able to determine the price of goods of origin in various places in real time, and from then on the products and raw materials of backward countries will truly become the object of plunder." ”

"This ......"

"We have established our own commodity futures market in China, which is equivalent to providing a layer of protection so that foreigners cannot directly determine the origin price of Chinese goods. Ji Aojian said earnestly, "In the era of capital, you can't be soft-hearted, and you must have the financial means that others have, otherwise it is equivalent to giving up the right to formulate economic rules to others." ”

"I see, so shouldn't there be a futures market in California as well?"

"Yes, we are going to build the largest futures exchange in North America here. ”

Ji Aojian said in high spirits, "The insurance industry, the banking industry, the futures market, and the stock exchange are all indispensable! Our goal is to replace New York and become the financial center of the Americas!"

The two girls were infected by his tone, and although they didn't quite know what New York meant, their eyes unconsciously showed excitement.

"The hosts. Tian Daoquan suddenly thought of a question, "Is the gambling industry a financial industry?"

"What?" Ji Aojian couldn't help but be surprised, "How did you think of these two together?"

"Most of the financial industries I just heard you talk about seem to be deceptive. Tian Daoquan replied respectfully, "Gambling is also a fraud of people's money, so I think it should be the same thing, right?"

There is no standard answer to this question. Ji Aojian coughed a few times, "You can also regard gambling as a financial industry, I don't object." ”

Ji Qingsu said, "I also think it should belong to finance." ”

Tian Daoquan then asked, "So, Jinshan City is already a gambling city, can it also be called a financial city?"

"To be called a financial city by the world, the threshold is very high. "Ji Ao Kendo, "Now only London in the world is qualified to boast of itself, and even New York is far from cultivating home. ”

Tiandaoquan seemed to understand whether he understood or not, and nodded silently.

"By the way, what you said just now reminded me that since this place is already a casino city, Xiaohui should also leave here and go to Dream City to become the mayor. Ji Aojian said to her, "The mayor here, you can also serve as the mayor." ”

Ji Qingsu asked, "Why should Xiaohui leave?"

"You think, this is a city of pleasure and a cave of gold. Ji Aojian sighed, "Xiaohui is not deeply involved in the world, and he lacks experience, in this big dye vat, I am afraid that he will be poisoned." ”

"Then you can rest assured that the Heavenly Dao girl will stay and be poisoned?"

"The Heavenly Dao girl is also a dignified grandmaster, and this concentration is always there. Ji Aojian said calmly, "And she can read countless people when she stays, and practice god-like card skills." (To be continued......)