Ding Kui pushed open the window, the cold wind was blowing, and he didn't realize that it had entered winter.

"I didn't expect Shaodian to fall into the situation of spending money to buy a product, my country has entered a harsh winter, and I can't wait. "He didn't have the courage to drive away the cold.

Mu Heng frowned and said, "We can find a way to veto that will." ”

"No!" Ding Kui looked back at Mu Heng, "We can oppose the temporary convening of the Noble Assembly, but we can't explicitly oppose that will." ”

Mu Heng was silent.

"Why?" Liang was anxious, "The eldest princess can unite with Prince Yinsha to oppose spending money to be promoted, and she must put pressure on Zhenjing City." ”

"That's a trick. Mu Heng instantly aged a lot, "Zhenjing City is short of money, we are not rich, small and medium-sized nobles are no longer an insignificant group, the little young master is right to have concerns." ”

Liang Chong understood, his face became ugly, and he looked at Ding Kui: "Then what's the difference between you and Shaodian?"

Ding Kui was standing in front of the window, letting the cold wind blow on his back, his long sideburns and long hair fluttering in the wind, "If you talk about the purpose, I am no different from him, we both want to unify the whole country and push the situation of the kingdom back on the right track; ”

Seeing that his expression had not changed, he continued: "Donating money can be a merit, as long as there are proper regulations to manage it, and it cannot be turned into a sale, why can't it be accepted?"

War merits are applicable to war-torn years, and donated merits are applicable to peace-time years, as long as they are helpful to the country and the people, we have no reason to refuse. I objected to the promotion of the Zi family to Yipingong because they donated too little, and if the amount was large enough to quell the civil unrest, I would agree. ”

Liang Chong fell into deep thought, and needed to digest Ding Kui's words well.

"Effective management, fair approval, value comparison, not bad! Mu Heng summed up Ding Kui's meaning.

"But how can merchants and nobles be confused?" Liang Chong feared that all the nobles had become merchants.

"If someone is like me, building a large number of factories, feeding a large number of workers, and giving a good life to all the people of a region, does he have the right to be a respected nobleman?"

Ding Kui knew that it was difficult for traditional nobles to accept, while ordinary people and aristocratic vassals like Mu Heng wanted one more way to promote to the nobility.

"All the nobles want to make money, so what about the merchants? Who still trains officials for the country?"

"This involves management issues, and money is not so easy to make, as long as we block the nobles from making money by improper means, use the principle of fair competition to dispel the thoughts of some nobles, and then use value comparison to screen, we can prevent all nobles from doing business. Mu Heng immediately drew up some regulations on Ding Kui's idea.

"Mu Lao is really experienced, I haven't thought of so much, these points are to the point, feasible!" Ding Kui was glad to call Mu Heng over.

"In addition, we have not abolished the knighthood of military merits, nor have we abolished the evaluation of officials, and we can still obtain nobility through traditional means, and the new policy will not harm the foundation of our country. "Mu Heng is getting clearer and clearer.

"According to you, we should support Shaodian's will, and remind him to solve the management problem. "It's hard to change the idea of good at once.

"The biggest problem, it is the Zi family who controls the government of Zhenjing, Zibi promotes this matter for personal gain, there is no way to maintain a fair and just attitude from the beginning, and the road in the future will become more and more crooked, and it may eventually shake the foundation of the kingdom, which is also the difference between me and Shaodian. ”

When Ding Kui called Liangchong, he wanted to convince the representatives of the traditional aristocracy that he could first convince the people around him before he could convince others, otherwise his policy could not be implemented.

Liang Chong fell into deep thought again.

"I plan to help Ruan Jizong, Moji, Qingyang Zi and Yi Sheng to secure their titles as soon as possible. Ding Kui suddenly brought up this matter, which seemed to have nothing to do with Shaodian's will.

"Wonderful!" Mu Heng saw the ingenuity.

This subordinate agreed. Liang Yu barely managed to squeeze out a smile. He also saw Ding Kui's intentions, but was not satisfied with the possible follow-up actions.

"The nobles put it aside in advance, and there will be time to discuss it later, and we can't let Shaodian Shi mess around anymore. Ding Kui didn't intend to convince Liangchong once.

"That's right!" Liang Chong perked up, "The first batch of cadets of the military academy are of high quality, they need actual combat experience, and they can start fighting in the short term, which can accelerate their growth, and they will be able to graduate by the middle of next year at the latest." ”

"But Hengfu City has just started the plan to build a magic tower, and the funds of the household department are not enough. Mu Heng didn't want to go to war.

"Money is not a problem, soon someone will send money, the equipment of the Nineteenth Army Corps will also be in place, and at the end of the year, another batch of recruits will complete their training, and the Protector Army will be overreplenished, and now there is a shortage of fighters. "The militant factor in Ding Kui's body became active.

"The fighter plane is also fast, the fast is the end of the year, and the slow is the beginning of next year. "Liang Chong says half of it, but doesn't say half of it.

Mu Heng had a question mark in his head, but Ding Kui understood, "Well, it depends on the patience of your own country." ”

"Food is also a big problem, there are too many people pouring into our territory, and those who have been snatched back from the northern counties have been exhausted, and the new harvest is only enough for next year's food, and there is no surplus grain in the granaries of various places for the war. ”

What Mu Heng said is also true, the grain harvested in the autumn of this year and the purchased from abroad are just enough to eat until the autumn harvest next year, and the reserves of only one year have not reached a safe level.

"There are also no stocks in the counties that are close to us, and unless we can quickly capture the city of Nanjing, we will all be hungry next year. "He doesn't think he will be able to take the state before next year's autumn harvest.

"Buy!" Ding Kui gritted his teeth and said, "Meng and his own country have reached peace talks, and there is a surplus of military rations, so spend more money to buy it!"

"The household department has no money. Mu Heng glanced at the good man, "Unless, donating from the private sector is encouraged." ”

"No!" Ryoshi immediately objected, "at least not yet." ”

Ding Kui also looked at Liang Chong and said, "The new batch of nobles in Hailin Prefecture need a large number of houses, they need to rent fields, and find a way to let them rent more for a long time." ”

Liang Chong shook his head: "That's not enough!"

"Why don't you borrow something from them?" Mu Heng came up with a solution.

"Borrow?" Ding Kui suddenly fell into a trance, and Mu Heng and Liang Chong closed their mouths in amusement, not interrupting his train of thought.

"That's right! I can issue treasury bonds!" Ding Kui was clever before realizing that it was a little cold, and turned around and closed the window.

"What is the national debt?" asked Mu Heng and Liang Chong at the same time. There are no banks in the Shenyuan world, and the money bank only lends money to the outside world but has no interest on deposits, so how can they understand financial products such as bonds.

"To put it simply, the imperial court borrows money from the private sector with a credit guarantee, and to put it bluntly, I want to borrow money and repay the principal and interest at the specified time, and whoever lends it to me. Ding Kui explained as simply as possible.

"It's not impossible to use the credit guarantee of the imperial court, this is equivalent to the imperial court spending future taxes, a good way, how much interest to pay?" Mu Heng has experience in politics and reacts a little faster.

"The interest rate is about five percent a year. Ding Kui searched for memories from his previous life and found that he had not bought treasury bonds in his previous life, so he had to give the number in his impression.

"Five percent, that's a bit low. "Liang Yu does not understand national debts, but he knows how to borrow, and the aristocracy often lend, but the interest rate is much higher.

"Be content, the court will definitely be able to repay the money, this kind of loan is risk-free, your money will not increase in the house or bank, you can earn a quarter of it in five years by lending me, are you willing to lend it to me or are you willing to put it at home?"

Liang Chong thought about it seriously and replied, "Borrow! Of course." ”

"People who lend money to business may have more money, but the higher the amount, the greater the risk, the little young master is right, the court comes forward to borrow money, the risk is almost zero, this is a sure deal, I believe there are many people willing to borrow. "Mu Heng wants to borrow it himself.

Gold coins will not lay eggs at home, and there must be interest earned by lending them to Ding Kui, and there is a risk of losing money if they are exchanged for trading.

"Well, for the first time, book-entry treasury bonds can be issued, open to the public and unrestricted subscription, and the household department will register and make a register, with a total amount of five million gold coins, a term of five years, and an annual interest rate of five percent, and a one-time repayment of principal and interest at maturity. "Ding Kui decided to issue treasury bonds.

"Everyone will be scared when they hear about the war, if we lose the war, won't we lose all our money?"

"Who said I borrowed money to fight the war?" Ding Kui asked rhetorically, and Liangchong was stunned on the spot.

"Hehe, yes, the imperial court can borrow money to build a magic tower, and the people of Nanqiu County and those who do business in Nanqiu County must be willing to borrow this money, five million is too little, at least 10 million starts. "Mu Heng is worthy of being cunning.

"I don't have to pay it back, I have to repay 2.5 million when I borrow 10 million gold coins, and the pressure is a bit great. The more Ding Kui thought about it, the more heartbroken he became.

"If you take the entire Nanmaru Prefecture within five years, more than two million is nothing, don't you still want to set up a gold bank? Five million is not enough. "Mu Heng has been helping his son deal with the affairs of the household department recently.

"Okay, just issue 10 million gold coins. Ding Kui found himself getting poorer and poorer.

There are too many places to spend money, the magic tower is a bottomless pit, the arsenal is burning money every day, the security bureau is desperately expanding and urgently needs money, and war preparation is a small head.

"Has your purpose for the battle been decided?" Ryoshi brought the conversation back on track.

"The Tenth Army has already come, which means that Shaodian wants to destroy me, and I don't have to be polite to him, eliminating the Tenth Army and pacifying Nannuma Prefecture is the next combat purpose. ”

Ding Kui unfolded the military map of Nannuma Prefecture and made a cross on the city of Nanjing.

"The first stage of the task, take the city of Nanjing. ”

......

Ji Yu did not choose to take a boat to Giant Sheep City, but chose the way for Shaodian Luan to go home, and half a month after Shaodian Luan arrived home, he also arrived in Giant Sheep City.

Dou Xiao rode and led the special combat group to greet the prince of the Tongbei Empire in Qinglan City, and its specifications were not much inferior to Ji Chan. There is a special rail train carrying Ji Yu and his party, from Qinglan City to Juyang City.

Ji Yu arrived at the Juyang City Bus Terminal, and when he got off the train, he saw Ding Kui with a signature smile on his face, "Your territory is really a wonderful place." He took the initiative to hug Ding Kui.