"Loan?" Xia Ruofei couldn't help but pause when he heard this.

To be honest, Xia Ruofei was able to own a large company with more than one billion assets, it was really completely accidental, at that time he had just gotten the Lingtu space, thinking that he would just make more money to improve his life, but he didn't expect the company to get bigger and bigger.

In essence, Xia Ruofei is not a qualified company manager, his concept is different from that of ordinary businessmen, and he even has a simple idea of being debt-free and light.

In addition, the core competitiveness of Taoyuan Company actually comes from Lingtu Space, and the cost in operation is very low, and it has not reached the point where it needs to use loans to develop in the early stage.

Therefore, Xia Ruofei did not take the initiative to seek loan funds.

Feng Jing couldn't help but feel a little funny when she saw this, but she definitely wanted to maintain Xia Ruofei's authority at the high-level meeting, so Feng Jing thought about it and said: "Chairman, the most important thing for enterprise development is capital, if you have money, you can expand in minutes, and turn the bank's money into the company's total assets. ”

In fact, the vast majority of enterprises operate in this way, otherwise they must be like Xia Ruofei, relying only on the money they earn to expand production and scale, so that the enterprise can develop in the year of the monkey?

Dong Yun also said: "Chairman, the debt ratio of many enterprises is more than 50 percent, 70 or 80 percent, as long as the capital chain remains healthy, the bank is happy to lend us money." ”

Xia Ruofei nodded thoughtfully and asked, "Is it difficult to apply for a loan?"

"With our zero debt and so many high-quality assets, there shouldn't be any problems with loan approval. Feng Jing said, "In fact, President Zhou of ICBC told me half-jokingly that if every company is like us, then the bank will close!"

Pang Hao also smiled and said, "President Zhou also took the initiative to ask me if we need a loan!"

The salaries of Taoyuan's employees are all paid through ICBC, and the company's account is also opened in ICBC, so the relationship between ICBC has been quite good.

Xia Ruofei scratched his head and said with a smile: "There are still banks rushing to deliver money this year?"

"Who's going to score!" Pang Hao said, "As long as your brain is not broken, you can see the development prospects of Taoyuan Company, and the bank loan to us will definitely not lose, not to mention that we still have many high-quality assets as collateral." ”

Xia Ruofei finally stopped being prejudiced against loans, he thought for a while and asked, "If we apply for a loan from ICBC, how much do you think we can get?"

Pang Hao said: "500 million is definitely no problem! If you work hard to coordinate, there will hardly be any problem with 6 or 7 billion, 7 or 800 million!"

"So many!" Xia Ruofei couldn't help but be startled.

Xue Jinshan said a little proudly: "Chairman, just the Taoyuan Pharmaceutical Factory has no problem with a mortgage and a loan of 500 million, and the jade skin cream project is simply a hen that lays golden eggs!"

Xia Ruofei glanced at Xue Jinshan and teased: "I said that Lao Xue has such a big tone! Opening his mouth is a project of more than one billion, like an upstart!"

Everyone couldn't help laughing when they heard this, and their mood was naturally quite good, because they had already seen that Xia Ruofei should have been moved.

Sure enough, Xia Ruofei pondered a little, and said: "Regarding the expansion of the branch, you can conduct a preliminary investigation, I need to see the detailed plan and budget, including the funds that need to be invested at one time in the early stage, the follow-up capital needs and the time node of payment, etc.! After all, it is a project involving so much money!"

Xia Ruofei doesn't want to cause problems in the company's capital chain because the strategy is too aggressive, although even if the company goes bankrupt, he can still be chic for a lifetime, but after all, the company was built by him, and now hundreds of people under his hands are pointing to the company to eat!

Xia Ruofei's request was very reasonable, and Xue Jinshan said excitedly: "No problem! Chairman, I will implement it as soon as possible!"

Xia Ruofei nodded and said, "Well, if the plan is feasible, I will personally negotiate with the government and try to circle as much land as possible!"

"Thank you, chairman!" Xue Jinshan was even more reassured when he heard this.

Xia Ruofei looked around at everyone and said, "You won't ask for money anymore, will you......?"

"Hahaha......" everyone laughed in unison.

In fact, Xia Ruofei just joked that if the expansion plan of the pharmaceutical factory is implemented, the company's total assets will more than double, and the annual revenue will increase significantly, and then will care about hundreds of millions of foreign debts?

How good it is to use the bank's money to develop a business, and to use the bank's money to make money for yourself, just need to pay a little interest!

Other companies wish they could borrow as much as possible!

After Feng Jing laughed, she said a little embarrassedly: "Chairman, Director Cao of the farm has mentioned it to me several times, and he also hopes to expand the planting scale......

Cao Tieshu is not a senior executive of the company, but only the director of Taoyuan vegetables, so he did not attend the meeting, but he has approached Feng Jing several times, all of which are about the problem of farm capacity.

Xia Ruofei said helplessly: "It's not impossible to expand the scale of the farm, but to connect with the existing land, this may involve coordinating with different townships, you take the plan first, if it is feasible, contact first!"

Then Xia Ruofei reminded again: "With so many projects at once, too much money is used, we must pay attention to the health of the capital chain, Pang Hao must plan for every expenditure here, don't be in a hurry to play collapse!"

"Understood!" Pang Hao said, "Chairman, as long as the loan from the bank is smooth, there will be no problem with our capital chain!"

Xia Ruofei nodded and asked, "There's no other place to spend money, right?"

Everyone laughed and shook their heads.

Xia Ruofei has been out for more than a month, and many of everyone's plans and ideas can only wait for him to come back, so they have become a group of people asking for money at the meeting.

Xia Ruofei closed the notebook and said, "If not, then the meeting will be dismissed! I'm going to go to the headquarters building to have a look! If Mr. Feng and Director Dong are free, come with me!"

"Okay!" Feng Jing and Dong Yun replied in unison.

The company's senior management walked out of the large conference room, and everyone was gearing up one by one, and the morale was very high.

If all the topics in today's meeting can be implemented, there is no doubt that Taoyuan Company will usher in an opportunity for a big take-off.

As the company's top management, their status is naturally rising.

Xia Ruofei and the three of them went back to the office to put their things away, and then went downstairs together.

The security side sent a veteran named Xie Bing to wait downstairs in a Mercedes Benz, Xia Ruofei and Feng Jing naturally sat in the back seat, while Dong Yun sat in the passenger seat.

After getting on the bus, Xia Ruofei thought for a while and said: "Mr. Dong, go back and purchase a few cars, and match them to the leaders above the company's director, aren't you going to purchase buses soon?"

Before Dong Yun could speak, Feng Jing said: "Chairman, the company's current demand for cars is not particularly urgent, and we ...... it."

Xia Ruofei waved his hand and said: "The car also represents the façade of a company, and now the company has this Mercedes-Benz on the table, you have to deal with the government and banks in the future, can't you always use a car?"

Xia Ruofei said this, Feng Jing is not easy to refute, in fact, Feng Jing also knows that it is still necessary to allocate cars, not only the company's façade, but also related to the enthusiasm of the high-level work, but just held a meeting to determine that so much money is needed, Feng Jing feels that the problem of the car can be alleviated.

Seeing that Feng Jing didn't object again, Dong Yun nodded and said, "Okay!"

Then she asked, "Chairman, what kind of car is it?"

Xia Ruofei thought for a moment and said, "Just Mercedes-Benz S-class! This car is still good as a commercial car!"

Dong Yun raised her eyebrows and said, "That's a huge expenditure of millions all of a sudden!"

There are five or six people above the director of the company, including Xue Jinshan of the pharmaceutical factory, and the imported Mercedes-Benz S-class car, even the S350 will cost more than one million, and if it is the Mercedes-Benz S600, one will cost two or three million.

Xia Ruofei said with a smile: "Hundreds of millions will be spent soon, do you still care about these hundreds of thousands? Don't worry! If the company's funds are tight, I will continue to inject capital here, I dare not say more, one or two hundred million is still no problem!"

Xia Ruofei's overseas account has tens of millions of US dollars, and his domestic account also has tens of millions of cash, and there are no investment channels.

Through the morning meeting, Xia Ruofei's thinking has also undergone some changes, and it is too much to lose money in the bank to eat interest, so it is better to invest in the development of the company.

Of course, he also has to leave enough money to ensure his financial freedom, which means that when spending money, he only needs to consider personal preferences, not the thickness of his wallet.

When Dong Yun saw Xia Ruofei say this, she didn't have any worries, nodded and said, "Understand, I will make a car purchase plan for you as soon as possible!"

"Well, it's hard work!" Xia Ruofei said, "After the company moves, there may be chaos in a short period of time, coordination between various departments, upload and issue, you, the administrative director, will be more tired during this time, and straighten out the daily management of the company as soon as possible!"

"No problem, this is all my job!" Dong Yun said.

Soon, the car came to the new headquarters building of Taoyuan Company.

Xia Ruofei saw from a distance that the four big characters of Hengli Building that were originally pasted on the outer wall of the building had been demolished, and replaced by the newly made words Taoyuan Building on the roof and the logo of Taoyuan Company, which looked very eye-catching from a distance.

It's still daytime, and Xia Ruofei believes that at night, with lighting effects, he may be able to see the sign of Taoyuan Mansion far away.

The building was emptied, and the car slowly slowed down at the entrance to the underground parking lot, and before the car could stop, the stop bar went up.

Xia Ruofei noticed that the person guarding the parking lot was also a veteran of the original Taoyuan Farm Security Department, and Xia Ruofei still vaguely remembered his name.

"Xie Bing, that was Shen Yuanwu just now, right?" Xia Ruofei asked.

"Yes, Mr. Xia!" Xie Bing replied as he drove the car into the underground parking lot, "We are on duty in turns, and the building has not yet been put into use, so the security force does not need too many people." ”

The Department of Security has been expanded twice and now has more than 30 personnel.

However, Xia Ruofei felt that the manpower was getting tighter and tighter, because the security department was in charge of the pharmaceutical factory, and now that there was such a building, the security pressure could be imagined.

Xia Ruofei thought for a while and said to Feng Jing: "Mr. Feng, I am going to expand the security department, according to the current staffing, the brothers are too hard, and it is easy to make mistakes!"

Feng Jing nodded in agreement: "I think it's okay!"

Xia Ruofei said: "The Ministry of Security will tentatively appoint about 150 to 200 people! By the way, the convoy will also be included, I will say hello to Ye Lingyun and Lei Hu in a while, and I will give priority to recruiting from the veterans!"

There are many veterans who have served as drivers in the army, whether they are responsible for security or driving, there is no problem, maybe the bus needs a license, it will be a little more difficult to recruit veteran drivers, and the car driver must be no problem.

Although Feng Jing felt that this number was a bit much, she thought about it and still did not raise any objections.

Since the building has not yet been put into use, the underground parking lot is quite empty, so Xie Bing directly parked the car near the elevator entrance.

Xia Ruofei and the three of them took the elevator upstairs, while Xie Bing waited in the car.

"Chairman, where do we start?" Feng Jing asked.

"Let's go from the bottom up!" Xia Ruofei said.

Taoyuan Company used the 6 floors of 10 to 15 floors originally acquired from the power construction company, and later bought the 1 to 9 floors from Bojun Real Estate, which were all idle for the time being.

"Okay!" Feng Jing said.

So the group of three came to the tenth floor first.

This is actually a spare floor, but compared to the bottom nine floors, the tenth floor is decorated in the same style as the upper floors, including office card slots, all kinds of cables are arranged in place, and after expanding the company's scale in the future, as long as you purchase office equipment, you can use it directly.

Xia Ruofei looked very seriously, asking about the model of the cable, cement paint, wallpaper, etc., and he also focused on the specific results of the EIA.

The three of them watched and chatted as they walked up the stairs.

The 11th and 12th floors are the territory of the marketing department, including the e-commerce division.

The thirteenth floor is used by the finance and security departments.

On the fourteenth floor, the office of the vice president is arranged, which, of course, is still vacant, and the administration department is also located on this floor.

As for the fifteenth floor, it is divided into two, the largest part of which is Xia Ruofei's chairman's office, and the other part is the president's office.

The directors of each department all work on the floor where their respective departments are located, and because of the ample space, the director-level also have spacious offices, of course, it is incomparable with Xia Ruofei and Feng Jing's super large offices.

When he saw the vice president's office on the fourteenth floor, Xia Ruofei also said meaningfully: "I hope this office won't be empty for too long! Everyone has to come on!"

The three people present, one is the chairman and the other is the president, naturally there is no need to "come on" to fight for the position of vice president, Xia Ruofei's meaning is already very clear.

Dong Yun's eyes also flashed with a strong fighting spirit, and she couldn't help but feel a little enthusiastic.

Soon, the three of them came to the fifteenth floor, which was the first time Xia Ruofei came to visit the place where he would work in the future after the office was renovated.