The first volume of Xiao Lotus only shows sharp corners Chapter 664 These companies are in line?

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With Liu Chuanzhi's interruption, Liu Yonghao reacted, what are you doing today. ¥f, he came to meet with Feng Yu and talk about the establishment of Minsheng Bank, but when it came to the glorious cause, he forgot all about it.

"Mr. Feng, I didn't expect your business to be so big."

"It's not very big, it's nothing compared to many big international companies, but I'm just more miscellaneous." Feng Yu said modestly.

"If Mr. Feng's business is not too big, then what are we, Mr. Feng is too modest. Chuanzhi told you about Minsheng Bank, do you have any ideas?" asked Liu Yonghao.

"Of course, it's okay to take a stake in this bank, but in fact, there is a problem, which of you understands the operation of the bank," Feng Yu asked rhetorically.

Feng Yu knows a person who is more familiar with banks, and that is Li Zekai, who worked in a bank when he was in Canada.

"We don't understand, but this Minsheng Bank still has to have state shares. In other words, there will be specialized people to come and operate, which we don't need to worry about. The major shareholder of the bank should be China Insurance Life Insurance, and we are all shareholders. Liu Yonghao explained.

Sure enough, it's the same as the previous life. Although it is said that private commercial banks are allowed, in fact, the majority shareholder is still the state, but it has become a joint-stock system, making the bank's operation and income more transparent.

If so, then there is nothing bad, the last life of Minsheng Bank has developed well, especially after 98 years, it is developing rapidly, of course, at that time, all commercial banks have reached a period of rapid development.

However, there is one thing that restricts Minsheng Bank, that is, many state-owned banks have policies, including provident fund storage, including housing loans, etc., which are not open to Minsheng Bank at the beginning, which also affects the development of Minsheng Bank.

If Minsheng Bank is treated the same as state-owned banks. Then Minsheng Bank will develop better

China Insurance Life Insurance, the future China Life Insurance Group, is the world's largest life insurance group by market capitalization. The funds are very abundant. It is also because of its participation that Minsheng Bank is developing better and better. Because next year, China's insurance law will be introduced, which is just a period of rapid development of the insurance industry, and the income of life insurance groups will be higher and higher.

Insurance and banks are combined, which is a successful model abroad. They use the amount insured by their customers to lend, to invest, and the money they earn is used to pay the insurance compensation due to the policyholder. If there is no bank, how can they deposit the insurance money in the bank to eat interest?

It can be said that it is precisely because the state wants to vigorously develop the insurance industry. It was the Minsheng Bank that gave birth to the Minsheng Bank, but it was not the so-called mention of these private entrepreneurs that the state agreed.

"What is the initial investment amount of this bank, how many companies are needed, how much private capital can it occupy, and how many shares can it occupy," Feng Yu asked.

It is certainly impossible to hold a controlling stake, and it is also difficult to become a major shareholder, but Feng Yu can invest in the name of multiple companies and then sit on the board of directors of the bank. Occupy a few more seats, and it will also be very powerful.

If you don't want to be able to manipulate the bank at will, this country will definitely not let it. But you can't be run by others at will, and you don't pay attention to his opinions at all.

"The initial registered capital is 10 billion R, and we can occupy 49% at most, but it does not say that the shares cannot be traded in the future. There is no rule on how many companies there are, but we want to get at least one or twenty companies so that the risk can be shared. Liu Yonghao explained.

Ten billion, this money is actually not much for Feng Yu, but it is too much investment now. It's not cost-effective. Whether it's Russian money, or it's money from the United States. b。

The current economic shape of the country can be added, plus the new life bank. With so many strong competitors, the revenue will certainly not be high. Fortunately, the bank is operating normally, and there is not much risk of losing money.

Investment banking, for the future. If you can become the major shareholder of Minsheng Bank, then the capital operation will be easier in the future. Moreover, banks are closely related to national policies, and by taking a stake in Minsheng Bank, you can know the direction of national policies earlier, which has a great impact on investment.

Feng Yu suspects that these bosses are just to know the policy trends, because for the time being, the bank really can't see any hope of making money. However, if it can be listed in the future and cooperate with banks to launch financial wealth management products, it will still be able to make a lot of money.

"Boss Liu, can I introduce a few big bosses or big enterprises to join the shares, okay with the Xiangjiang businessmen?" asked Feng Yu.

"Xiangjiang businessman, I'm afraid this won't work. Although Hong Kong will also be part of the country, the policy is still slightly different, one country, two systems. And Xiangjiang has not yet returned, in case someone becomes a foreign national, what do you say about this share?"

"But we don't have foreign banks in China"

"But this Minsheng Bank is different, there is also China Insurance Life Insurance, which cannot be affected by any foreign capital. You can introduce big bosses, and big enterprises can also do it, as long as the company is clean and has enough strength. But just one point, this enterprise has to be a Chinese enterprise. ”

"Is it okay to have Xiangjiang shares, but they are controlled by Huaxia Capital?" Feng Yu asked in detail.

If this doesn't work, then Fengyu Electronics, Fengyu Electric, Aihua Electronics, Aihua Electric and other companies will not work. Not even Bingcheng Machinery Company, which has a big impact.

"I didn't say no, I'll help you ask. Can you tell me which companies they are?" asked Liu Yonghao.

"Bingcheng Machinery Company, Fengyu Electronics, Aihua Electronics, Fengyu Electric, Aihua Electric, etc., as well as Lehaha Group, Aihua Xiaobawang Company, Taihua Trading Company, Taihua Agricultural and Sideline Products Company, Taihua Supermarket Group, Bingcheng Pharmaceutical Group, etc., or you can also add Fengyu Logistics Company, Quanjude Group or something."

As soon as Liu Yong heard about the first few companies, he knew that they all had Feng Yu shares, and they might even be controlled by Feng Yu, so they could be seen in the name of the company. Wind and rain, Aihua, Taihua or something, must be related to Feng Yu. But he didn't expect that there were so many of these companies

Bingcheng Machinery Company has Feng Yu's shares, and he also knows this, but Lehaha Group, Bingcheng Pharmaceutical, or something are also related to Feng Yu

Zong Qingxian of Lehaha, but a person he admires very much, started with children's oral liquid, the company's scale has expanded year after year, and its assets have risen upward. Does this company have Feng Yu's shares, or does Feng Yu just know Zong Qingxian

There is also that Bingcheng Pharmaceutical, since the middle of last year, it is not counted as advertising on CCTV, just oral liquid or something, you can make a lot of money, this company, does it have anything to do with Feng Yu

Wait, this Feng Yu said what so many companies are doing, should he want to participate in it, and then occupy a seat on the board of directors.

ps: The second update, there is another one in front, don't miss it. Thanks to Li Dongyuan, Osman, Brother Leiren, Dumb People 1, I'm not a thin man and other book friends of the monthly pass, thank you for the legend is unrealistic, cold rice head, smile every year laughing, gourd fairy, love to cover up, z731, book friends 160312150221433 and other book friends for the reward, thank you