Chapter 972: Mojia Village Bank is in a desperate situation
"A bunch of fools! It was so easy to be toyed with by the Mo family in applause! Zheng Chang, who entered Beijing again, couldn't help but snort coldly after hearing that the run on Mojia Village had eased.
However, he didn't realize that it was precisely at their instigation that the foolish people in his mouth were able to cause a run on the Mojia Village Bank.
"Back to the young master, the Mo family is indeed difficult, and the business of the Mo family village is big enough for the Mojia Village Bank to support for a long time, but it is not that they are without fatal flaws." A middle-aged man dressed as a shopkeeper said proudly.
This person is the one who followed Zheng Chang is the Zheng family's big treasurer, Zheng Bo, who is fully responsible for the Zheng family's secret industry and has a lot of business talent.
Zheng Chang was immediately interested and said, "Uncle Zheng will explain in detail. ”
"Mojia Village has a lot of money injected into the bank, but it is just to quench your thirst, but it is not enough to fill the money lent out by the Mojia Village Bank. If the money lent out by the Mojia Village Bank cannot be recovered, then even if the Mo family has the ability to pass through the heavens and the earth, it will be useless, even if all the 300,000 yuan stored in the royal treasury are taken out, it will not be able to fill this big hole. Uncle Zheng said proudly.
"You mean to let the workshops that took out loans in Mojia Village not pay off?" Zheng Chang's eyes lit up.
Zheng Bo said proudly: "Yes, a Mojia village has the courage to refuse my five surnames and seven hopes, but I don't believe that a few ordinary workshops and businesses still have the courage to refuse our family, if they can cooperate with us with interest, then it is naturally better, if they are not interested and stand on the side of the Mo family, then don't blame me for being polite." ”
"Uncle Zheng's strategy is really clever!"
Zheng Chang couldn't help but show a hint of Zhizhu in his hand, he didn't believe that everyone was a son of the Mo family, and he had the courage to refuse them.
Chang'an Fan's family, the Fan shopkeeper and the Fan family's son sat opposite each other with a solemn face, who would have thought that they would send away the lobbyists of the Mo family and the family one after another in a short period of time.
"Father, the Mo family wants to collect money, but the five hopes and seven surnames want me to wait for the debt, how should this be?" The Fan family said anxiously.
The Fan family was robbed before, thanks to the help of the Mojia Village Bank, and they were able to tide over the difficulties, but who would have thought that the business had just improved, and they would encounter the battle between the Mo family and the five surnames and Qiwang, which made them caught in the middle and in a dilemma.
"The fire at the city gate has affected the fish in the pond!" Shopkeeper Fan said worriedly, he originally wanted to do business honestly, but he didn't expect to suffer repeated waves.
"Father, that's the five surnames and seven hopes, even the famous Mojia Village is under the siege of the five surnames and seven hopes, and they are losing and retreating, not to mention that we are waiting for a small merchant, the five surnames and seven hopes want to destroy us is not a snap of a finger, the child believes that the Mo family will also understand our choice." The Fan family gritted their teeth and said.
The shopkeeper Fan suddenly changed color and said: "Don't forget, when the Fan family is in trouble, but the Mojia Village has helped the Fan family, if the Fan family is in the well of the Mo family village at this moment, then how does the entire Chang'an City view the Fan family, who dares to do business with the Fan family." ”
The son of the Fan family was annoyed and said angrily: "If you offend Mojia Village, my Fan family can still survive, if you offend Wuwang and Seven Surnames, the Fan family is dead, don't forget the lessons of Mojia Village." ”
The business model of Fan's firm is somewhat similar to that of Mojia Village, they all open businesses in many places, and if the five surnames and seven hopes use means, they will definitely make Fan's firm collapse in a short period of time.
The shopkeeper Fan shook his head and said: "Even if I survive by luck, it's just a return to the light, if I betray Mojia Village, then the Mojia Village Bank will definitely fail, the last time the Fan family was in trouble, thanks to the low-interest loan of the Mojia Village Bank, but next time, who will save the Fan family, and at that time, the Fan family will regret it, but we destroyed the Great Wall." ”
"What my father means is that we are on the side of the Mo family, and you must know that the Mo family's chances of winning are very small." The Fan family frowned and said, how huge the power displayed by the five and seven surnames at the moment is, the Fan family can't help but be shocked.
Shopkeeper Fan said firmly: "Yes, the five surnames and seven hopes are really powerful, if ordinary people are definitely powerless, but the Mo family is different?" ”
"Different?." The Fan family was puzzled.
Shopkeeper Fan sighed and said, "That's the Mo family!" ”
The Fan family was stunned, they didn't expect their father's reason to be this, but the Fan family was inexplicably a little more relieved when he heard this, since the Mo family appeared in Chang'an City, it can be said that it has repeatedly created miracles without a defeat, this time the Mo family is not without the power to resist, maybe it may be able to turn the tables or not,
And when they take out a loan and mortgage, it is not unconditional, they need to mortgage real estate, even if they have the support of five surnames and seven hopes, their arrears can be in arrears for a while, I am afraid they will not be in arrears for a lifetime, and sooner or later they will have to pay back.
"Then I'm afraid that my Fan family will usher in the suppression of the five surnames and seven hopes." The Fan family said with a resigned look.
Shopkeeper Fan snorted coldly: "Last time, my father was weak and had no courage to break my wrist, but today is the moment of life and death for the Fan family, and my father wants to let those families know that even if we are a small merchant, we have the right to say no." ”
With the passage of time, it is getting closer and closer to the time when the five surnames and seven looks at the ultimatum, and the entire Chang'an City has a feeling that the mountain rain is about to come and the wind is full of buildings.
The shopkeeper of Mojiacun Bank Shen and the shopkeeper of the Zheng family, Zheng Bo, can be said to be the two busiest people in Chang'an City, constantly running between the major firms, and lobbying one after another.
"Don't these fools know that their lips are dead and their teeth are cold? Mojia Village has fallen, and they are just fish on the chopping board, and sooner or later they will become a delicacy in other people's mouths. Shen Hongcai was busy all morning, and returned to the Mojia Village Bank with nothing to say, and said angrily.
Although the workshops did not express their position, he had clearly felt alienated, and had obviously fallen to the family, and more importantly, he did not recover much of the money he had lent out, although there were also workshops based in Chang'an City that were firmly on the side of Mojia Village, and these workshops had already spent all the money in Mojia Village, and there was no money left to repay the loan.
"If it weren't for the benevolence of the next thought, plus a clause that if the bank thinks that the lender has no ability to repay, it can collect the loan in advance, why would there be today's trouble." Shen Hongcai looked at the stacks of mortgaged deeds in his hand and couldn't help but say angrily.
Merton had this proposal at the beginning, but unfortunately he tried to reject it, and now it seems that Merton was prescient, and I am afraid that it will be necessary to add this to the loan agreement in the future, of course, the most important thing at this moment is to get through the current hurdle, otherwise there will be no future.
"Shopkeeper Shen!" Suddenly, a hearty voice interrupted Shen Hongcai, only to see a figure that made him grit his teeth appear in the hall.
"Shopkeeper Fan!" Shen Hongcai was a little unkind, Mojiacun Bank saved Fan's Commercial Bank from fire and water, but he didn't expect that the last few times he came to the door, Fan's Commercial Bank was all closed and disappeared.
Shopkeeper Fan laughed and said: "Shopkeeper Shen is not strange, Fan has been busy raising money recently, so he didn't see Shopkeeper Shen as a last resort. ”
"Come and pay off the loan!" Shen Hongcai couldn't help but be stunned, and looked at Shopkeeper Fan in disbelief, Shopkeeper Fan was still on the side of the family before, and he didn't even see him come to the door, how could he suddenly come to the door to pay off the debt in person now.
"This is the silver ticket for the Fan family's loan, and I ask the shopkeeper Shen to check it." Shopkeeper Fan waved his hand, took out a large stack of silver tickets from his arms, and put them in front of Shen Hongcai.
"The Fan family repays all the loans at once, what will happen to their own business?" As the chief shopkeeper of Mojiacun Bank, he is familiar with the flow of major commercial banks, and the Fan family's business has indeed improved, but he still has more than enough strength to repay all the loans at once.
Shopkeeper Fan said with a wry smile: "Shopkeeper Shen said that he laughed, there will be no Fan's firm in the future, and the younger brother has already changed hands on Fan's firm in the past few days, and he can just have a lot of extra money to support his retirement." ”
The reason why the shopkeeper Fan closed the door was to paralyze the five surnames and seven hopes, and change the name of the business, after this incident, the shopkeeper Fan was a little disheartened, so he took advantage of the situation to change the business and avoid this whirlpool.
Shen Hongcai couldn't help but get up solemnly, and solemnly saluted to the shopkeeper Fan: "The Mo family will always remember Brother Fan's friendship!" ”
The shopkeeper Fan waved his hand lonely and left, he had been in the business world all his life, but in the end he found that the so-called wealth was vulnerable in the face of power, Fan's firm had no background, even if he escaped a catastrophe, he would be killed in the future, and he was lucky to be able to get out.
After Shopkeeper Fan left, many businesses came to repay the loan one after another, but more people did not show up at all, even if the other party was not short of money in the flow of Mojia Village Bank.
Merchants have loyal people, and more are people who see the wind and steer the rudder, and now that the wind of the family is flourishing, the merchants naturally know where to fall.
As the loans gradually failed to be collected, and the citizens continued to run, rumors gradually began to circulate in Chang'an City.
"Mojiacun Bank is going to collapse!"
All of a sudden, the news spread through the streets.