When a group of gentlemen with blue noses and swollen faces appeared in front of Merton, Merton couldn't help but smile bitterly: "Brothers, I can't help it!" ”

"Sticking a knife in the ribs for my brother, what is this little injury?" Li Zhen was extremely righteous, but the blue and red on his face ruined the atmosphere.

"Brother Mo, this is the payment for the goods this time, but unfortunately Brother Mo gave us a way to make money, but I can't wait for Brother Mo, I'm afraid we won't be able to cooperate in the future!" Liu Ren was unwilling.

A trip to business made thousands of dollars at once, and it was legitimate and legal, which was a pie in the sky for a group of gentlemen, but it was a pity that they only did it once, and there was no next time, how could they be willing.

"It's hateful, the five surnames and seven hopes are so domineering that they stabbed my father directly and caused me to be beaten in vain." Liu Renshi said indignantly.

The other gentlemen nodded one after another, looking indignant, and they could be said to have gritted their teeth at the five surnames and seven hopes in their hearts.

"Brother Mo can't help it!" A group of gentlemen said ashamedly.

Mo Dun shook his head and said: "Where, it was Mo who affected you, and this favor Mo has written it down!" ”

A group of gentlemen couldn't help but be happy in their hearts, the reason why they came to Merton to sell miserably was to make Merton admit this favor, the so-called emaciated camel is bigger than a horse, and a little leakage in the Mo family's hands is enough for them to use.

Moreover, the news of the children of the gentlemen is quite well-informed, and they naturally know the purpose of the five looks and seven surnames, if the Mo family is willing to bow their heads, the predicament in front of them will definitely disappear suddenly.

Even if you take 10,000 steps back, with Princess Changle here, the Mo family will not lose their power in the end, which is also the reason why they are willing to make friends with the Mo family.

"Then I won't bother when I wait!" Liu Renshi said goodbye, they naturally knew that the Mo family was in a hurry at the moment, and they all gave up their hands to leave.

"I'm tired of you, a little thank you is not a respect!" Merton arched.

"No, you don't! No! A group of gentlemen looked like they were wealthy, waving their hands again and again, and their blue noses and swollen faces looked particularly weird.

However, when they saw the rows of brand-new bicycles in the courtyard, their eyes immediately straightened.

"This is a bicycle comparable to a wooden ox and a flowing horse!" A group of gentlemen exclaimed one after another.

Although they were beaten, the share of income they deserved did not decrease, and they were naturally unwilling to accept more thank-you gifts if they did not help the Mo family break the game, but the bicycle in front of them was different, when Qin Huaiyu and the three of them rode a bicycle to show off to them before, it had already made them itch and unbearable, and at this moment, they could have a bicycle by themselves, how could they bear it.

"Thank you, Brother Mo!" A group of gentlemen said happily, at the moment, everyone can't put down a bicycle, some of them push with both hands, Li Zhen and others even pull the ground with their feet, and glide out of Mofu with laughter.

Merton watched a group of gentlemen leave, and couldn't help but sigh in his heart, these emerging wealthy families are really every fool, and all the gentlemen are beaten this time, not only to the five surnames and seven wangs, but also to him.

In this way, you can not only share a lot of benefits from the five surnames and seven hopes, but also not offend the Mo family, so it can be said that both sides are pleased.

For the Chang'an giants to remain neutral, Merton has long been mentally prepared, and these emerging giants have already helped the Mo family once, and Merton has nothing to say.

"Boss, what should I do now?" Xu Jie quietly appeared behind Merton.

Merton picked up a kind of silver ticket sent by a gentleman, and sneered: "With these silver tickets, the crisis of the Mojia Village Bank can be alleviated, and the war between us and the family with the five wangqi surnames has just begun." ”

Xu Jie nodded, since the five wangqi surnames encircled and suppressed the Mo family, the most affected is the Mojia Village bank, since the Mo family offended the five surnames and seven wangs, one by one they are afraid of the five wangs and seven surnames, and they have taken out the deposits stored in the Mojia Village, and even the bill of exchange business has been changed to the money bank opened by the Ziqian family.

Fortunately, Moton was prepared and immediately tightened the monetary stub, coupled with the great business of Mojia Village, which was able to cope with the run frenzy, with this batch of payments, Mojia Village Bank will definitely be able to hold on for a while longer.

However, what Merton didn't expect was that only two days later, there was bad news, and there was a large-scale run on Mojiacun Bank.

"I want to withdraw the money!"

"I'm going to exchange the silver ticket for cash."

"That's Lao Tzu's hard-earned money!"

……………………………………

In the East Market, merchants flocked to the Mojia Village Bank in the East Market, shouting one after another.

"You guys, you have to think about it carefully, if you withdraw your deposit now, you will lose a lot of interest, which is a big loss!" A child of the Mo family said loudly.

"As long as our capital comes back, what is the interest on the loss, who knows when Mojia Village will go out of business, and it will be troublesome for me to wait for all my money to return." Someone in the crowd cheering loudly.

"Don't listen to rumors, the Mojia Village has a big business, and there are 300,000 yuan deposited in the inner treasury of the palace as a guarantee, how can it go out of business!" The children of the Mo family hurriedly refuted the rumors.

"Let your Mojia village have a big business, and it will be in vain to offend the five surnames and seven hopes!" Everyone in the crowd said disapprovingly, on one side is the five and seven surnames that have occupied the top of the Chinese pyramid for thousands of years, and the other is the Mo family that has just been revived, the world does not need to think about it to know who is powerful, the five surnames and seven hopes are united, even if it is the emperor, he has to avoid three points, and the Mo family's chances of winning are too small.

Shen Hongcai looked at the scene in front of him with an embarrassed face, and when the run was about to start, he realized that he still underestimated people's hearts, and the margin he originally calculated was quite safe probably wouldn't last long.

"The owner!" Shen Hongcai came to the carriage across the street with a solemn face, and the curtain was lifted to reveal a stunning face.

"How long can Mojiacun Bank last?" Merton asked calmly.

Shen Hongcai's face was solemn and said: "We have already expected this matter, and we have already transferred a large amount of cash from Mojia Village, but at this scale, if it continues to deteriorate, we can hold out for five days at most." ”

"Five days!" Merton couldn't help but be silent.

Shen Hongcai couldn't help but explain: "Mojia Village Bank itself is profitable, and the only gap now is that the money lent out cannot be recovered in a short period of time, which is why there is today's situation." ”

"Then in your opinion, how should it be resolved?" Merton asked.

Shen Hongcai said solemnly: "In this case, the bank has also had a rehearsal, there are two ways to solve it, one is to collect the loans of those workshops, as long as the bank loan is recovered, then the current dilemma will definitely be solved." ”

Merton shook his head and said, "These workshops are borrowing money from Mojia Village because of the shortage of funds, and most of them have already been used, even if they are collected at this moment, I am afraid that they will not be able to recover much." ”

"Then there is only a second way, and that is to raise the interest rate and use it to retain depositors!" Shen Hongcai said solemnly, as long as the benefits are sufficient, even if there is a risk, there will be people willing to do it, which can be a reason for printing money.

"It's just drinking to quench your thirst." Merton shook his head and said, if he pays too high interest, of course, he can keep the depositors, but the interest rate is definitely high, and I am afraid that it will also drag Mojia Village down.

"What does the owner mean!" Shen Hongcai asked.

"Collect from the workshop of the loan as usual, and those who are willing to repay it in advance can appropriately reduce some interest, and those who have no money do not need to be forced." Merton said that if he could recover some more money, Merton would naturally not be hypocritical.

Shen Hongcai nodded and kept this matter in his heart.

"As for the deposit interest, it really needs to be adjusted?" Merton looked at the crowded crowd in a hurry to withdraw money, and couldn't help frowning.

"Then the proprietor thinks it needs to be adjusted up by a certain amount." Shen Hongcai asked.

Merton shook his head and said, "It's not a raise, it's a rate cut." Don't you think the interest rate on this deposit is too high? ”

"Rate cuts?" Shen Hongcai's eyes couldn't help but widen, and he looked at Merton in disbelief.

Merton nodded and said, "Yes, from now on, the current deposit will be set at three millimeters." The interest rate is 1.5% for one year, 2% for two years, 3.5% for three years, and 3.5% for four years and five years. ”

"So low?" Shen Hongcai couldn't help frowning, the current deposit was three millimeters, and the interest saved for three or five months was almost negligible.

The other annual interest rates are reduced a lot, and even the highest interest rate is the same as the four-year interest rate and the five-year interest rate, so that the income from saving money is much less.

Merton sneered: "If you want a high interest, you can also pay five percent for four years and five years, but there is an agreement, that is, you can't take it until the time, and you can't withdraw it in advance." ”

Only then did Shen Hongcai understand Merton's plan, and immediately gritted his teeth and said, "Then do what the owner said." ”

Soon, Mojiacun Bank launched a new announcement, which immediately caused an uproar among people who came to withdraw money.

"Rate cut!"

No one thought that the Mo family would suddenly cut interest rates when Mojia Village needed money the most.

"And what about our previous passbook?" A depositor asked in a loud voice.

Shen Hongcai said loudly: "The previous passbook was calculated according to the agreed interest, and from now on, all deposits will be settled at the new interest rate." ”

"The Mo family is crazy, he doesn't want to raise the interest rate to let us save money, why did he lower the interest." So many people came to run, in addition to being afraid of the collapse of the Mojiacun Bank, more people thought that even if they lost a little interest in front of them, they would definitely be able to force the Mojiazi to absorb savings at high interest, and they could make more money at that time.

But who knew that Mo Jiazi did the opposite, not only did not raise interest but cut interest rates, and once it fell, it was nearly half, which made their little abacus all fail.

"What then? We have already lost a lot of money when we withdraw money at this moment, and we will not have such a high interest rate when we save money in the future. A citizen exclaimed.

"It seems that we really hurt the heart of the Mo family, originally the Mo family only needed to borrow 100,000 yuan, but seeing that we were saving more and more money, even if the interest was very high, I still received it in full. But we waited to take advantage of the Mo family's greatest need for money. A merchant looked up to the sky and sighed.

"Isn't he afraid that we will take out the money and let the bank fail?" A landlord old fortune said ruthlessly.

The merchant on the side sarcastically said, "So what are you doing now?" Come out and see the excitement! Besides, who said that the Mo family would definitely lose, it was the Mo family who created miracles, and he never lost. ”

"That's it, besides, there are 300,000 yuan in the inner treasury of the palace, plus the wealth .................. Mojia Village." The more people talked, the more hesitant they became, and they all felt that if they withdrew money at this moment, their losses would be too great, and there would be no such high interest in the future.

Many people have retreated, the reputation of the Mo family has not tasted defeat, coupled with the strong backing of the Mo family village, many people have more confidence in the Mo family in their hearts, coupled with the psychology of losing money, they have chosen to wait and see.

Looking at the greatly reduced squeeze team, Shen Hongcai's eyes couldn't help but widen, no one thought that the problem that gave him a headache would be solved by Merton in a seemingly incredible way.