Chapter 855: The whole city is in an uproar
"Congratulations to Mojia Village Bank on exceeding 500,000 yuan!"
When the Mojia Village Bank hung up the huge banner, the entire Chang'an City was already stunned.
At this moment, everyone realized how vicious the Mo family's vision was, the wealth of a common person would naturally not be placed in the eyes of the world, and the wealth of the people of the entire Chang'an City would add up, it would be an astronomical amount, not to mention that this 500,000 guan was far from the limit of the citizens of Chang'an.
"It's already 500,000 yuan, and the Mo family is still collecting money from Yinzi!" In Chang'an City, almost everyone is talking about this matter, ordinary people have limited money, where have they heard of such a huge amount of wealth, and the Mo family has it in a short period of time, this is simply a miracle.
"Oh my God, how much more interest do you have to pay each year!" Everyone smacked their tongues.
"Could it be that the Mo family is short of money and afraid! Prepare some extra money for you. An idler guessed.
"Nonsense, who in this world is not short of money, such as the shopkeeper of Fan's Commercial Bank in Dongshi, who is the leading wealthy businessman in Chang'an City, recently heard that he has lost a lot of money, and he is borrowing money everywhere." A merchant sneered.
"Shopkeeper Fan has been operating in Chang'an City for so many years, so he should have a lot of contacts!" The idle man smacked his tongue and said, Shopkeeper Fan's business is quite big, his reputation is extremely high, and everyone is very familiar with him.
"As the saying goes, it's easy to put the icing on the cake, but it's hard to send charcoal in the snow, and the money that the shopkeeper needs is not ten-thousand-thousand, where can it be so easy to raise enough. I heard that Shopkeeper Fan's hair has turned gray in the past few days, and if it goes on like this, Shopkeeper Fan may only have to borrow money from Yinzi. The merchant sighed.
"Borrow money from India!" The idle man exclaimed, "There are a few people in the world who can borrow Yinzi money and get out of it, unless he can borrow Yinzi money with an annual interest rate of three cents like Mo Jiazi." ”
"Three percent per annum?" The merchant snorted coldly and said, "How is that possible?" Not to mention the annual interest rate of three cents, even if it is six cents per year, the Qian family is not willing to lend it to the Mo family, let alone him. ”
Everyone was silent, and when people were trapped, they forced down the heroes with a penny, not to mention that the money needed by the shopkeeper Fan was not a minority.
"Not everyone is a Mo family!" Everyone sighed.
The Mo family can rely on his own wisdom to lead the Mo family village out of the predicament, and the others may not have such a good fate.
Dongshi Fan Mansion.
The gray-haired shopkeeper Fan walked into the courtyard dejectedly, and it was hard to imagine that this was the famous Dongshi shopkeeper in Chang'an City.
"Dad, how's it going? Did Uncle Qi promise to lend us money? The Fan family hurriedly stepped forward, and the Uncle Qi in his mouth was a friend of the Fan shopkeeper for many years, and he was also a well-known wealthy businessman in Chang'an City.
Shopkeeper Fan shook his head and said, "Although your Uncle Qi also has a little money to spare, it was just deposited in the Mojia Village Bank, and there are no extra funds in his hands at present!" ”
The Fan family said urgently: "Isn't it just three percent interest?" My Fan family is coming out, no! My Fan family gave him double the interest. ”
The shopkeeper Fan scolded: "Idiot, this is just an excuse, now that my Fan family is declining, you just promise more interest, and others don't dare to lend us money." ”
The Fan family stayed there for a moment, his face turned red, and he was speechless.
"That's what we should do for now." The Fan family was at a loss.
Shopkeeper Fan sighed and said: "Now the plan, I'm afraid the only way is to sell the Fan family's property and raise a sum of money temporarily." ”
Although he wants to sell the Fan family's property, he also knows where such a large industry can be sold in a short time, and everyone knows that the Fan family is in urgent need of money, so he is not desperate to lower the price.
"Brother Fan doesn't need to be like this, the Fan family's industry is the foundation of the Fan family, if it is sold, won't the Fan family's century-old business be ruined!" Suddenly, accompanied by a warm voice, the figure of Shopkeeper Yao appeared at the door of Fan's mansion.
"Shopkeeper Yao!" The Fan family suddenly felt like a great enemy, and he knew that this person was a notorious shopkeeper of a money bank, who specialized in printing money for a living.
"Why not!" Shopkeeper Yao said with a smile.
"My Fan family will never borrow money from Yinzi." After the popularization of ink magazines and the popularity of penny games, almost everyone knows the harm of printing money, and naturally avoids it like a snake and scorpion.
Seeing this, Shopkeeper Yao couldn't help but stiffen, and couldn't help but secretly scold the Mo family for bad things, but said kindly: "This time, the Ziqian family came with sincerity, and the interest rate is extremely low. ”
Shopkeeper Fan's heart moved, stopped his impulsive son, and arched his hand: "Please also ask Brother Yao to speak clearly." ”
"Printing money, one cent per month." Shopkeeper Yao broke out an interest, which was much lower than before.
"This is not high, at the beginning, the Mo family wanted to borrow the money from Yinzi, and the maximum interest rate was only one cent per year." The Fan family couldn't help but say.
Shopkeeper Yao snorted coldly: "You think you are the son of the Mo family, and the monthly interest rate of one cent is already the lowest interest in the history of the Ziqian family, Shopkeeper Fan will not be unclear!" ”
Shopkeeper Fan nodded, the monthly interest rate of one cent is indeed the lowest interest rate on the market at present, but Rao is like this, he can't afford to pay it back!
"The monthly interest rate is also too high, if Shopkeeper Yao is sincere, I will follow the example of the Mo family, and calculate it based on the annual interest." Shopkeeper Fan gritted his teeth and said.
Shopkeeper Yao couldn't help but sigh, he knew that the worst thing had happened, everyone began to follow the example of Mojia Village, rejected the Yinzi money, and prepared to settle it with annual interest.
"Impossible? The Ziqian family will never accept annual interest, not to the Mo family, and not to the Fan family. Shopkeeper Yao categorically refused.
Yinzi money is the foundation of the Ziqian family, if you lose the interest rate of Yinzi money, the Ziqian family may have existed in name only.
"Then Shopkeeper Yao, please go back!"
Shopkeeper Fan shook his head and refused, he naturally knew the dangers of Yinzi money, how dare he borrow such a high amount of Yinzi money.
Shopkeeper Yao snorted coldly: "Today is to come to the door in person, and when the shopkeeper Fan is exhausted, I am afraid it will not be this price to find my son Qian's family." ”
After the shopkeeper Yao finished speaking, he walked away, since he missed the interest of the Mo family's Yinzi money, he naturally wanted to find another fat sheep to make up for the loss, and the Fan family was their prey, not only that, this time the Fan family's crisis and difficulty in borrowing money turnover also had the Ziqian family to work behind it.
In his opinion, the Fan family is already fish on the chopping board, and it is only a matter of time before the quilt is slaughtered by the Qian family.
As soon as Shopkeeper Yao left, the entire Fan family suddenly fell silent, they just refused very simply, but they knew that unless they gave up this family business, they had no second way to go.
They neither have the courage of Xu Jie's strong man to break his wrist, nor the wisdom of the Mo family, so they can only fall into the snare of the Ziqian family step by step.
"Brother Fan, long time no see!"
Suddenly, a familiar and unfamiliar voice sounded, and the Fan Mansion, which was full of people, actually came to the door twice in a short period of time.
"You are?" The Fan family saw that the other party was a little familiar, as if they had seen it somewhere, but they couldn't remember anything.
"It turned out to be Shopkeeper Xu, did you come to see my Fan someone's joke?" Shopkeeper Fan saw that the person who came changed his face.
The Fan family suddenly realized that this person was Xu Jie, who was a competitor to Fan's firm back then, but since Xu's firm went bankrupt, he only heard that Xu Jie was recruited by the Mo family, and he never met again.
Xu Jie said unconcernedly: "Brother Fan, this is the belly of a gentleman with the heart of a villain, I heard that the Fan family is in trouble, so I came to see if there is anything I can help, but I didn't expect Brother Fang to look at it like this." ”
"Help? Do you believe it when the old man? It is true that the old man and you were indeed opponents back then, and when your Xu business firm was in trouble, although the old man did not help, he did not fall into the ground. Shopkeeper Fan said angrily.
Xu Jie shook his head and said: "The competition between you and me was a gentleman's dispute, and the decline of the Xu family firm was naturally not the fault of the Fan shopkeeper. ”
The shopkeeper Fan said sadly: "It's too late, now if you want to save the Fan family's firm, I'm afraid you have to go to the Mo family, but how can you come up with so much money." ”
Xu Jie said with a smile: "Xu naturally doesn't have so much money, but in this Chang'an City, there is a place that is recognized as having a lot of money in the world, not to mention 5,000 yuan, 50,000 yuan." ”
"Mojia Village Bank!" The heads of the Fan family father and son flashed and said, now the richest person in Chang'an City is probably the Mojia Village Bank, which has 500,000 yuan of cash, plus the silver tickets that can issue millions of yuan, I am afraid that even the treasury does not dare to say that there is so much cash, which can be said to be rich and rivals the country.
"Mo Hou is not a relative, how can he lend money to Fan!" Shopkeeper Fan didn't believe it.
Xu Jie shook his head and said: "Of course it's impossible, the Mo family has to pay three percent interest to the people to raise this money, does your Fan family want to take it away with empty mouths?" ”
The eyes of the Fan family father and son suddenly dimmed, he knew that there was no free lunch in the world, Xu Jie's meaning was obvious, and the Mojia Village Bank would also charge interest.
"I didn't expect that the dignified Mo family would also learn from the notorious Ziqian family to put Yinzi money, and my Fan family would not borrow Yinzi money even if they were bankrupt." The Fan family gritted their teeth and said, all the young generation in Chang'an City regard the Mo family as an idol, and when they heard that their idol also put money in Yinzi, the Fan family's disappointment and anger can be imagined.
"You're not going to hear how much the interest is, you're going to refuse." Xu Jie smiled and wanted to walk aisle
"Fan listens!" The shopkeeper Fan's heart moved, since the Mo family was also ready to put the money in print, and it happened to be competing with the two families of the Ziqian family, he might be able to take the opportunity to suppress the interest, which may be the turning point of the Fan family.
"Six cents a year!" Xu Jie opened his hand and gestured a number to the shopkeeper Fan.
"What?" The Fan family couldn't believe their ears and eyes.
"Six per cent per annum for one year and seven per annum for two years,.................. 1 cent per annum for 5 years. Didn't the contemptible proprietor once say it publicly? Xu Jie laughed.
"That's Mo Hou's offer to Zi Qian's family, and we ............" Shopkeeper Fan couldn't believe it, this is the interest rate that merchants dream of, Mo Jiazi is so powerful to borrow money from Zi Qian's family at this interest rate and has been rejected, but who would have thought that one day, he could encounter such a good thing.
"Since Mohou quoted this interest to the Ziqian family, it means that Mohou thinks that this interest is the most appropriate, no matter who borrows the Yinzi money, it should be this interest, even if the Mo family puts the Yinzi money themselves." Xu Jie said solemnly.
"Mohou Gaoyi!" Shopkeeper Fan was so excited that he couldn't hold himself up, and the annual interest rate of six percent was a great blessing compared to the Yin Zi money of the Ziqian family.
"Of course, if you want to borrow, there is one more condition." Xu Jie said.
"Mortgage!" Shopkeeper Fan said with interest, when the Mo family offered such a low interest, it was to use the Jie Qian Sorrow Wine Workshop and the glass secret technique as collateral, and he must be no exception.
Xu Jie nodded and said, "Yes, if you want to borrow as much money, you must have real estate of equivalent value as collateral,"
Shopkeeper Fan nodded almost without hesitation and said: "It should be so, Fan wants to mortgage all the Fan Mansion and Fan's Commercial Bank, this value should be enough."
Fan's firm has a lot of industries in Chang'an City, most of which are high-quality industries, especially Fan's Mansion is a famous mansion in Chang'an City, which is very valuable.
"If Fan's Mansion is also mortgaged, then where do we live?" The Fan family exclaimed, this is the ancestral home of their Fan family! A family business that has been built for several lifetimes.
"Although it is mortgaged, you can still live in it, and as long as you repay the loan on time, no one can take your house. But let's say the ugly thing in the front, once you can't pay it back, these collaterals will be auctioned by Mojia Village to repay your principal and interest. Xu Jie said.
"That's natural, but the amount Fan wants to borrow is not 5,000 yuan, but 8,000 yuan!" Shopkeeper Fan gritted his teeth and said.
Such a low interest rate is a rare occurrence for the shopkeeper Fan, so he naturally has to seize the opportunity and give it a try.
Xu Jie shook his head and said: "How much money can be borrowed by Shopkeeper Fan, not to mention that Xu can decide, then you need to take the title deed to Mojiacun Bank in person and let Shopkeeper Shen verify it." ”
"That's how it should be!" Shopkeeper Fan nodded solemnly.
"Then Xu said goodbye." Seeing that the task had been completed, Xu Jie got up and said goodbye.
The shopkeeper Fan hurriedly sent him off in person, and sent it to the outside gate, and solemnly saluted Xu Jie: "Please also ask Brother Xu to tell Mohou that the Fan family will always remember Mohou's great kindness." ”
Xu Jie smiled and said: "Shopkeeper Fan is polite, this is just a business, everyone takes what they need, and it does not involve any kindness." ”
"The villain understands!" Shopkeeper Fan said respectfully, naturally what he thought in his heart, it was unknown.
The next day, when the shopkeeper Fan walked into the Mojia Village Bank with a thick stack of house deeds, the entire Chang'an City was once again a sensation.
The news of Mo Jiazi's release of Yinzi money exploded in Chang'an City like a thunderclap.
"Mo Jiazi put the money in the seal!" Ordinary people couldn't help but be stunned, the reputation of putting Yinzi money was not good, who would have thought that a Mo family with an excellent reputation would choose such a notorious business.