Chapter 854: Loans

"300,000 times!"

Not only was the entire Chang'an City in an uproar, but even Li Shimin couldn't help but be stunned when he got the news.

Pang De said respectfully: "Back to Your Majesty, Mojia Village has already put up a banner, and I can't be wrong if I think about it." ”

"This kid!" Li Shimin couldn't help but smile bitterly, he didn't believe that Merton would be so easy to give in at the beginning, but he didn't expect him to win so freely, not only did he easily raise 100,000 yuan, but also raised 300,000 yuan at once, which was the amount he handed over to the inner treasury!

"Doesn't this mean that the Mo family didn't spend a single penny." Li Shimin suddenly woke up.

The Mo family sent 300,000 guan to the inner treasury of the palace, and he changed hands and collected 300,000 guan of Yinzi money, which means that the Mo family actually didn't spend a penny, and got a bank for nothing.

Although Mojia Village solved the financial crisis, the people got the interest of Yinzi money, and the royal treasury had an extra 300,000 yuan of cash, but Li Shimin always felt that he seemed to have been deceived and fell for the Mo family.

Not only are outsiders amazed, even Shen Hongcai, who has such a heavy fortune, feels extremely hot, he has not handled so much money, but the original 300,000 yuan is the money of Mojia Village, but there is no need to spend a penny of interest, and it is called a peace of mind in the bank.

But now these 300,000 guan is not the money of Mojia Village, but the money of the people all over the world, according to the lowest annual interest rate of 3 percent, it is enough to pay 9,000 guan a year, plus some people save a lot of five-year period, and the annual interest alone is enough for tens of thousands of yuan.

"Tens of thousands of interest!" Shen Hongcai suddenly felt the huge pressure, there are not many people in Chang'an City who have Wanguan property, but the annual interest paid by the Mojia Village Bank is like creating a Wanguan family in Chang'an City, and what worries him even more is that the people who come to the Mojia Village Bank to deposit money have not decreased, and the bank needs to pay more interest.

However, when he collected enough 100,000 yuan, he had already asked Morton if he would stop collecting money from Yinzi, and the reply he got was to continue.

When he received 200,000 and 300,000, Merton's reply continued.

"Merton, you can't collect any more money from Yinzi." In the Mo Mansion, Shen Hongcai came directly to the door and suggested to Mo Dun directly.

Merton looked at Shen Hongcai puzzled and said, "What, could it be that the bank's vault is full?" ”

Shen Hongcai snorted coldly and said, "Of course not, the scale of the silver vault built by the public loser is very large, even if it takes less than half of the space to store 300,000 pieces of cash. ”

Merton waved his hand and said: "Isn't that enough, the bank is a place where silver is stored, and how can a bank treasury be built so big that it can become an ornament." ”

Shen Hongcai smiled angrily and said: "This 300,000 guan is Yinzi money, and the interest rate is as low as three percent, but the interest that needs to be paid every year is already 10,000 guan, and in the long run, it will drag down Mojia Village." ”

With an additional expenditure of tens of thousands of yuan every year, even the imperial court is afraid that it will be noisy, not to mention that Mojia Village is just a village.

Merton shook his head and said, "The annual interest of 10,000 yuan is nothing? Mojia Village is enough to bear, and since the Mojia family borrows money from the people, if they run out of borrowing, they will no longer borrow it, and I am afraid it will not be so easy to borrow it again next time. ”

The concept of the Mo family is love, since it wants to benefit the people, it must be beneficial to everyone, some people benefit, and the other part of the people are greedy, I am afraid that it will attract criticism, which is not conducive to the reputation of the Mo family, let alone the purpose of the Mo family.

Shen Hongcai said earnestly: "Up to now, Mojia Village has received nearly 400,000 yuan of Yinzi money, the old man is afraid of causing panic, and he has not publicized it, such a heavy amount of money is gathered in the bank, and even one day it will exceed the bank of the national treasury, are you not afraid of being coveted by the world, you must know that you can keep the bank for a while, I am afraid you will not be able to save a lifetime, right?" ”

Shen Hongcai said very directly, the so-called wealth is moving, the bank of Mojiacun Bank can naturally prevent Jiangyang thieves, and how can it stop the imperial court, such a huge wealth is in the hands of the bank, Shen Hongcai feels as if he is sitting in a crater.

With such a large amount of money in front of him, unless he is a saint, who can withstand the temptation, he is afraid that the Mojia Village Bank will one day be slaughtered as a fat sheep.

Merton couldn't help but sneer: "Do you think that Mojia Village will be able to protect itself if it doesn't collect money from Yinzi?" Banks are places where money is managed, and they can never escape the covetousness of outsiders. ”

Shen Hongcai couldn't help but be silent, he had just been the chief treasurer of the bank, and he had already received countless solicitations and compliments, which was much more than when he was a doctor of Guozijian before.

"Today's Mojiacun Bank is like a child holding a gold brick, walking in the middle of the city, and the master thinks how to protect the bank." Merton asked solemnly.

Shen Hongcai's face suddenly dripped, a trace of horror appeared on his face, and after Merton's words, he suddenly realized what the cusp of the bank was.

However, the bank is the future of arithmetic, and he can't give up no matter what, and suddenly he looked at Merton fixedly and said, "Since you have seen this result, there must be a way?" ”

Merton couldn't help but smile proudly and said: "If a child walks in the downtown with gold bricks, he will naturally be coveted by countless people, but if the child is holding the gold bricks of people in the city, the people in the city are not only not threats, but will be the guardians of the children, which is the best way." ”

Shen Hongcai was shocked, his eyes flashed, and he suddenly understood the layout of Merton in his heart.

"In that case, it is impossible for us to stop the deposit business." Shen Hongcai pointed out.

Merton smiled confidently and said: "When the people of the entire Chang'an City deposit their money and property in the bank, they will receive the protection of the people of the whole city, if anyone dares to touch the bank, then they must consider the consequences of angering the people of the city." ”

Shen Hongcai's heart suddenly brightened, and his original worries were suddenly swept away, he was no longer disgusted with having too many deposits, but he was eager for more and more people to deposit their money in Mojia Village Bank.

"But the more money the bank collects, the more interest it will have, and I'm afraid even Mojia Village can't bear it!" Shen Hongcai frowned.

The interest of 10,000 guan is nothing to Mojia Village, but what if it is an interest of 20,000 guan, 30,000 guan, or even higher?

Merton waved his hand indifferently, since ancient times, as long as the bank and the money bank did not die, he had never heard of the collapse of the loss.

"How can this difficult question be difficult for the Master, but how about you and I write the answer in the palm of our hands at the same time and announce it together?" Merton was playful.

Shen Hongcai changed his previous hesitation, laughed, and wrote a few words in the palm of his hand.

Merton was the same, the two opened together, ignored a glance, and laughed loudly, only to see that one of the palms of the two of them had a copy of the money written on it, and the other on the loan.

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