Chapter 142: I heard that His Majesty is short of money
Ru Taisu grinned wryly...... The old man is very opposed to the private use of public weapons, in his opinion, Lao Zhu's internal money should be abolished at all, and all the money should be handed over to the household department, which is the right thing to do.
But the problem is that most of Lao Zhu's money was seized in the war, and it was not the income of the imperial court...... You Wenchen want it, and the teacher is unknown!
As for today's Royal Bank, it is also wholly owned by Lao Zhu, and the imperial court has not taken the money...... What's more, the bank got off to a terrible start...... Lao Zhu is on the verge of breaking out at any time, and if he doesn't do it, he will not be spared. So Ru Taisu still obediently shut up, anyway, the interest tax is not much, and it is nothing to hand over to the palace.
He was even a little skeptical that the bank would be able to survive......
Zhu Yuanzhang didn't have the heart to drink tea, he rushed at Liu Chun and said irritably: "I told you that the money came out, and I also listened to your suggestions...... Benevolence and righteousness! What to do next, you know in your own heart! β
Liu Chun grinned bitterly, of course he knew that there was an old dragon in front of him, and if he didn't do it, he would be swallowed...... Grandma's, he has used all kinds of connections to contact all parties, including Ru Taisu, and contact his protΓ©gΓ© disciples, so that Shilin can stand up and support the bank's business......
Three full days have passed, and except for Lan Yu, no one else has moved, which is simply unreasonable!
"That, Liu Chun, my father has saved 200,000 taels, and I have 100,000 yuan of treasure money here, so let's save it too!"
Prince Zhu Biao is still interesting enough.
Liu Chun hurriedly asked people to make arrangements, and on the issue of deposits, Liu Chun also formulated detailed rules.
For example, if you take the old treasure banknotes, deposit them for more than half a year, without discount, and deposit them for one year, you can enjoy interest...... If the deposit is less than half a year, the old currency is exchanged for new currency, and the discount is required......
His purpose was clear, which was to push for the old to be traded-in, and at the same time gold and silver as the final cover.
Getting a safe and stable trading system is something that Liu Chun has been planning for a long time...... He had thought about avoiding the treasure bank, and he had also thought about transforming the treasure bank...... On the way from Beiping, several sets of strategies have been drawn up, and we are prepared.
It's just that Liu Chun still miscalculated one thing, a terrible thing!
In Lao Zhu's eyes, officials and businessmen are all leeks, and every once in a while, they have to stubble!
It's just that these people have the most treasure money in their hands...... What you said is out of the blue, no matter how perfect the scheme design is, no one comes, what else can be done?
Ironically, they no longer believe that Lao Zhu would think about officials and businessmen, and they even think that the conditions of the bank are so good...... Maybe it's a big trap, and whoever deposits money in it will be caught in the net.
Let the emperor give gold and silver to guarantee their property...... Who has such a big face?
After all, people are still not the same as leeks.
Xungui's side, including Xu Huizu, did not move, only the stupid Lan Yu, under the instigation of an even more stupid daughter, came to the bank to make a deposit...... As for the others, they all watched from the sidelines, and on the civilian side, none of them came.
No one came to the door, not because the arrangement was not good, but because the reputation was too stinky!
Lao Zhu spent two days carefully inquiring about Liu Chun's various designs, and he had to admit that the bank was indeed a good thing to consider for all parties!
But why didn't anyone come? Lao Zhu will not admit that he is wrong, it must be that the people below are wrong!
"Prince, you see, this is the courtiers in the court! Which doesn't make me sad, cold, and heartbroken! Zhu Yuanzhang gritted his teeth, "I will return to the palace and immediately issue an edict, stipulating that all merchants must go to the bank, make deposits, and replace them with new treasure money, and if they are not changed within a time limit, they will not be spared immediately!" β
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Lao Zhu raised the butcher knife again...... Liu Chun is also dumbfounded now, economic things, relying on just relying on knives, it will never work.
But the question is, is there any other way than to use the knife...... At this moment, suddenly there was a noisy sound in the streets and alleys outside.
Someone hurried in.
"Come on, it's time to save money!"
When Liu Chun heard this, he hurriedly stood up and ran outside, and Ru Taisu limped one leg and went out with him...... When they got outside, they were all dumbfounded.
There are dense crowds of people, as far as the eye can see, there are peddlers and pawns, porters on the docks, and ordinary craftsmen...... All of them were cloth people.
In their hands, they clutched the treasure money, many of which were dozens of times, and few of which were only consistent and two......
"All of them are small customers!"
Ru Taisu was slightly disappointed, these people combined, I am afraid that they are not worth the value of a wealthy businessman...... Liu Chun took a deep breath, "Tell it, greet every guest well, if you dare to slack off, you will never be spared!" β
Ru Taisu was shocked, and he hurriedly ordered: "Yes! Tell them that they all greeted each other with a smile and explained the rules of the bank clearly! β
Soon, all the windows of the bank moved, and the people came to line up with apprehension.
At the front of the line, a little old man, with only one front tooth left, his back arched high, his body like a bow, and his head could not be lifted at all...... At first glance, it is the result of years of hard work.
He trembled, took out a stack of treasure money, almost hundreds of times, handed it over, and withdrew it halfway through, repeated it three times, and finally felt ruthless!
"Take it, take it!"
"Sir, do you want to save money, or do you want to exchange it for new money?"
The people inside asked twice in a row, but the old man didn't seem to know, he opened his mouth, and said blankly: "You, you can do it!" β
Now the people inside are confused, look at it? What to do?
The first customer was stuck, and Yoo Chun hurriedly walked over.
"Old man, it's like this, if you are not in a hurry to use the money, you can save it, and there is interest. If you need money urgently, it is very cost-effective to exchange the old treasure money for the new treasure banknote......"
Liu Chun patiently explained, "The new treasure banknotes are well printed, not easy to damage, and they can be exchanged in the bank, and the old treasure banknotes can be discounted by ninety percent, if they are outside, the old treasure banknotes can only be used for one-third of the new treasure banknotes...... Old man, the bank was set up for the convenience of the people, and there is no other meaning! β
"No?" The old man was stunned and muttered, "No, it's not that the emperor is short of money...... The ......old man muttered, looked up and asked, "Then, the old man saves half and changes half, is it okay?" β
"Of course!"
Liu Chun smiled and asked the old man to make a passbook, and then handed him the new treasure banknote.
"Old man, please see, this is the new treasure banknote...... This piece has a watermark sign, which is His Majesty's Tianyan. With this, you can't go wrong. β
The old man squinted his eyes and tried to stretch his neck, and when he saw Lao Zhu's face, his eyes suddenly moistened, he trembled, and fell to his knees.
"Emperor, long live, long live, long live!"
As the old man knelt down, it was like a domino...... One after another, people knelt on the ground, black and oppressive, obscuring several streets.
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"Your Majesty!" The commander of the Jinyi Guard made Jiang Zhen bow down and stand in front of Zhu Yuanzhang, "The minister has been reported...... When the people heard that His Majesty had personally deposited money in the bank, they all felt ......"
"What do you think?"
"I feel that Your Majesty is sympathetic to the people, and the people are grateful to Dade, so I came enthusiastically."
Zhu Yuanzhang snorted lightly and pouted: "It's the people who think that I am short of money, so they take out all the money in the family and help me!" Few of them can figure out what new banknotes are exchanged for, and what deposits are interest-bearing......"
Jiang Xuannuonuo agreed, not daring to say more.
Zhu Yuanzhang suddenly stretched out his hand, grabbed Zhu Biao, and strode to the middle of the bank's courtyard, looking out through the wall...... It's just a gap, but you can see the endless crowd......
Zhu Yuanzhang's blood surged, his face flushed, and he said with resentment: "Prince, do you understand?" Why am I never soft on officials! Because they don't have the heart at all! The Great Song Dynasty has been raising scholars for three hundred years, and he has only raised Wen Tianxiang alone! The scholars and officials always take what I give them for granted, and they are insatiable! Only these people will be truly grateful to Dade and repay their kindness! If there is a little benefit, I can't wait to take my heart out...... I tell you, as long as the people's hearts are there, this country is like an iron bucket, and no one can shake it! β
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Zhu Yuanzhang said in a deep voice: "Go, call Liu Chun to me!" β
After a while, Liu Chun trotted over, his forehead covered with sweat.
"Your Majesty, the front is very busy, if you have any orders, please hurry down."
Lao Zhu didn't blame Liu Chun for urging, on the contrary, he was very satisfied with this kid's attentive attitude!
"I ask you, will there be a problem with the money of these people? Can the interest be paid to them? β
"Yes!" Liu Chun said: "Your Majesty, the minister has sent a letter to King Yan, and some of the deposits will be allocated to invest in the gold mines in Liaodong...... This is a business that is more than double the profit, and it pays the interest of the people, which is more than enough! β
"Good! If you pass on the decree again, the shops inside and outside the capital, who dares not to accept the new treasure money, will not be spared! Zhu Yuanzhang said viciously: "Whoever dares to take advantage of the people, I will ask for his dog's head!" β