Chapter 141: Zhu Yuanzhang's Deposit Experience
The bank was open for three days, and the deposit boom that Yoo Chun had expected did not occur, nor did a possible run...... The most important thing is that there are no more people!
Originally, Daning's goods were still in demand, but since they were linked to the bank, people only looked at it and didn't buy it, and after Lanyu, no one wanted to be the second to eat crabs, and the bank was like a broken temple without incense.
"Look, you blew that stinky boy into the sky, and the result? It's a silver-like pewter head, embroidered pillows, and waste snacks...... Go, get my money back, one or two less, and confiscate his steel mill!" Zhu Yuanzhang snorted angrily.
No wonder Lao Zhu can easily hand over the gold and silver, and dare to fall in love with Liu Chun's steel factory...... Anyway, that kid is rich, and our Hongwu Emperor doesn't want to do a loss-making business.
Zhu Biao smiled bitterly, "Father, if you take away the gold and silver at this time, the bank will be finished immediately...... Actually, it's not that no one goes, and ......"
"Yes?"
"Hmm!"
"Who?"
"Liang Guogong Blue Jade." Zhu Biao said: "Liang Guogong went on the first day and deposited 500,000 yuan in treasure banknotes, as well as 20,000 taels of gold and 80,000 taels of silver. ”
"Really?" Zhu Yuanzhang was happy, so he didn't lose money? At least I can hack the blue jade money!
"Father...... Not only that, Liang Guogong also bought a lot of Daning goods, worth hundreds of thousands of yuan. ”
When Zhu Yuanzhang heard the introduction, he said happily: "It's not bad...... So, is there anyone else? ”
Zhu Biao shook his head silently.
Syllable!
Lao Zhu slapped the table hard!
"is also eating the court's Yulu, Lan Yu is just the newly crowned Duke of Liang Guo, and he can repay his kindness...... No matter what, the bank bears my name! It's royal business! For three whole days, could it be that my Ming Dynasty is just a pure minister of Lanyu? ”
Lao Zhu asked sharply...... If Lan Yu was present, he would be moved to cry, take such a little money, and change it to a pure minister's evaluation, it's worth it!
Zhu Yuanzhang walked back and forth on the ground and muttered: "According to you, the bank can't be run?" ”
"It's not that this can't be done......" Zhu Biao stopped when he wanted to speak.
"You say!" Zhu Yuanzhang snorted angrily: "Don't hide it, it's just one anyway, I can't be the wrongdoer!" ”
Zhu Biao smiled bitterly: "Father, that's the case, just now Liu Chun found his son, he gave his son an idea, and his son felt that it made sense." ”
"He's got an idea again?" Zhu Yuanzhang snorted and said unhappily: "Don't be a bad idea, right?" You won't let me take the money again, will you? ”
Lao Zhu said casually, who knew that Zhu Biao actually nodded.
"Father is wise, just guess it!"
After Zhu Biao finished speaking, he found that his father's face was darkened, and his brows were raised, this is to kill someone......
"Father, this time is different, it's really different!"
"What's different?" Zhu Yuanzhang snorted angrily: "Could it be that kid poured you a fan soup, do you want to empty the internal money?" ”
Zhu Biao hurriedly waved his hand, "Father, this time Liu Chun is proposing, let, let the royal family take the lead in depositing ......"
"Deposit, deposit? What do you mean? ”
"Just take some money and save it in, with the royal lead, others will rest assured!"
Zhu Yuanzhang was stunned for a long time, and suddenly took a spit!
Now Lao Zhu Ke is really angry!
I've already taken millions of taels, so why don't I ask for money? You pat your chest and say, run a bank to make money, I didn't see a single copper, just take out the money, and if it goes on like this, the internal money will be empty in a few days!
"Zhu Biao! You're a loser! ”
Zhu Yuanzhang was so angry that he scolded, "I don't have money, and I can't save money!" Tell the boy to give him three more days, and if no one goes, I will take his steel mill! ”
Zhu Biao was so frightened that he almost fell down.
"Father, I can't take it! That steel mill still has shares in Erchen, and there are also shares in Sister Xu...... If you accept it, the little girl promises to come into the palace to cry! ”
Zhu Yuanzhang hesitated for a moment and waved his hand, "What are you afraid of, just give her her her share when the time comes." ”
"Father, Daning Iron and Steel Plant is extraordinary, not to mention the high output, the quality is good, according to Erchen's estimate, it is worth at least two million taels or more!"
Zhu Yuanzhang was surprised and delighted, he didn't expect that Liu Chun was still a big fat sheep, and he couldn't lose anything now!
Zhu Biao stubbornly said: "Father, the son thinks that he must be famous for doing things...... It's better to put the money in the bank first, Liu Chun said, money has interest. Liu Chun can run the bank well, and his father's money will only increase, and if he doesn't operate well, he will owe his father more, and when he can't afford to pay it back, it will be logical to receive his property at that time. ”
This trick is quite familiar, Zhu Yuanzhang thought about it for a while, and then scolded: "How can you learn it badly, isn't this a trick for the local gentry to bully the common people?" first borrow a little money, then make a profit, and finally bankrupt the family, sell your children and daughters...... Who do you think of your father? ”
Zhu Biao smiled bitterly, you still know that directly transporting gold and silver back is much more ruthless than this, what is the difference between it and robbers?
These days, Zhu Biao finally discovered an interesting thing...... No one is perfect, and my father is wise and martial, but when he encounters financial management, he has no level at all, and he is similar to the aunt in the market. Zhu Biao has invested in the steel mill and has worked hard, and it is obvious that he is much better than Lao Zhu!
"Father, it was Liu Chun who asked you to make a deposit, even if something happened and he lost the steel plant, he couldn't complain about his father's injustice."
Zhu Yuanzhang frowned...... After hesitating for a while, he said, "That's it, I'll listen to you once!" ”
……
Banks, VIP rooms!
Liu Chun and Ru Taisu stood side by side, and the old man handed a deposit receipt to Zhu Yuanzhang, "Your Majesty, this is a one-year deposit, and the interest is calculated at eight percent, Your Majesty has deposited 200,000 taels of silver, and there is currently a premium discount, 200,000 taels of silver, recorded as 204,000 taels!" The interest for a year is 19,200 taels, that is to say, at this time next year, the principal and interest will add up to 259,200 taels to His Majesty...... In addition, the tax rate of interest income should be indicated by His Majesty...... Do I have to pay taxes? ”
Lao Zhu frowned, he just calculated, saving 200,000 taels, and after a year, it will be almost 60,000 taels, which is not bad! can do a lot of things, at least to help the poor in their hometown...... Or prepare a dowry for several daughters.
It's not easy to be a father, he has always been thrifty, and the court also adheres to the holy will, in terms of the princess's dowry, try to be thrifty, and save if you can.
There is no way, you can only rely on the money from the treasury to fill the dowry of the princesses, and you can't wronged the children!
The princess alone is enough, and his sons are not worried...... The children grew up one after another, and in addition to the King of Jin, the King of Qin, the King of Yan and others, other princes became vassals one after another...... Some people are sealed to rich places, and some people go to poor places, just a letter, then a letter, a handful of snot, a handful of tears!
Regardless of his father's asking for money, a few months ago, he just privately took 30,000 taels to repair the mansion of King Qi. As a result, the news spread somehow, and the other sons also asked for money.
It annoyed Lao Zhu!
His experience tells all fathers, no matter how good you are, you can't escape the hurdle of buying a house for your son!
Of course, Lao Zhu wants to have as much money in his hand as possible, especially the kind that can be completely at his disposal and does not need to go through the household department......
"What do you mean? The money given to me also has to pay taxes? Lao Zhu laughed.
"That...... Your Majesty! Liu Chun was happy that there was no interest tax, but he was afraid that Lao Zhu would be mad in the future, so he could only patiently explain, "This interest tax is for all depositors, Your Majesty may lose a little, but the imperial court's annual income can increase a thousandfold, ten thousand, or even more!" ”
Zhu Yuanzhang frowned, "It makes sense...... In this way, the interest tax will be collected, but it will not be sent to the treasury, but it will be sent directly to the treasury! "Hurry up and fill up the house...... Lao Zhu said secretly in his heart.