Zhu Yunwen went crazy, but Xu Zengshou was still unsatisfied, it was difficult to defeat an emperor just by attacking prestige. He must come up with more useful ways to help Zhu Di and Liu Chun win the victory.

Someone wants to ask, how much storm can he, a noble second generation with no real power, set off? It's already great to do something about ventilating the news, and you still want to go against the sky?

Don't really say it, Xu Huizu is going against the sky.

I Xu Zengshou is not like a big brother, except for relying on my father's shade, I will not be stupid at all, I still have a big card in my hand, a very big, almost trump card super big card!

Now, it's time to throw it out.

"How much did the workshop in Suzhou lose this year?"

That's right, it's a loss of money!

You must know that Liu Chun once tossed around in Suzhou, and stuffed half of Suzhou City into Xu Zengshou's hands, in those years, relying on foreign trade, Suzhou's economy reached unprecedented prosperity, and Xu Huizu's worth was also increasing day by day, and it doubled several times.

But the good times did not last long, and after Zhu Yunwen ascended the throne, he used troops on a large scale, and the merchants in Suzhou were ordered to donate, and Xu Zengshou's workshop alone took out 100,000 pieces of silk and satin to the imperial court.

Immediately after Li Jinglong's fiasco, he reorganized the army and fought again, and took out 300,000 horses of silk from Xu Zengshou's hand......

The people's mulberry fields have to be taxed, silk has to be taxed, taxes have to be paid for shipment, taxes have to be paid when it is sent to the workshop, and taxes have to be paid when it comes out of the workshop!

In addition, these silks are sent to the city and sold overseas through the Royal Bank, and they also have to pay taxes!

This series of taxes caused the silk to multiply rapidly, almost more than doubling.

Although people overseas are stupid and have a lot of money, who can stand such a price increase?

As a result, procurement has fallen sharply, almost to 30% of its original level.

What's even worse is that when Liu Chun designed foreign trade for Zhu Yuanzhang, he was absolutely dominated by official trade and strictly prevented the phenomenon of encroachment on land.

But now that prices have skyrocketed, overseas businessmen can't bear it anymore and have turned their attention to the black market.

When the gentry and merchants saw this, they immediately expanded their workshops and began to produce and smuggle like crazy!

Isn't Zhu Yunwen kind to scholars? Isn't it against Zhu Yuanzhang's harsh punishment and harsh law? The gentry were even allowed to run village warriors and collect money.

The bitter fruit finally appeared, the gentry smuggled on a large scale, and the court had no ability to restrain it at all.

Smuggling workshops are rampant and everywhere, further squeezing the large workshops that originally cooperated with the government, so that even raw silk can not be obtained.

In the first year of Zhu Yunwen's ascension to the throne and the reform of the Yuan, Xu Zengshou had already taken out five million yuan to make up for the losses and maintain the operation of the workshop, but these people were also a drop in the bucket, and if the fundamental problem was not solved, collapse would be inevitable!

After Xu Zengshou communicated with his subordinates, he confirmed that the heat was almost over, and it was time to detonate this bomb!

Almost overnight, an explosive news spread throughout Suzhou, and because of poor management, Zhongshan Wangfu began to sell off its stake in the Suzhou silk factory.

When this news came out, many people were stunned.

Although they knew that the situation was difficult now, in the first few years, the Xu family made a lot of money and a lot of money. And how many years has the silk business been, as long as the hard days have passed, it will prosper again, why sell? Or is it sold at a low price?

Just when everyone was confused, more news came that the official overseas trade was no longer sustainable, that the heavy gold was beyond the capacity of the workshops, and that rampant smuggling was uncontrolled...... The entire economic system in Jiangnan has begun to collapse.

Over the next ten days, the price was lowered repeatedly, but no one dared to take over.

On the eleventh day, the workshop ...... It's closed.

More than 6,000 women workers have lost their jobs. Of course, Xu Zengshou was quite kind, giving each worker fifty yuan as severance pay, and promising that as long as they restarted, they would be recruited first.

With tears in her eyes, the female worker left the workshop.

With the closure of the silk workshop, it heralded the end of the spring of Jiangnan's economy...... Twenty years after Hongwu, especially the development of foreign trade, more than ten years of prosperity has come to an end.

One, two, three...... The workshop fell, the shops on the street closed, and the related shipping and dart bureaus were also unlucky.

It's like a domino, the first one collapses, and the rest is out of control.

Jiang Nanyuan is the top Huaiyang restaurant in Suzhou, which used to be full of friends and friends, and if you want to eat a meal, you have to order a meal five days in advance, and the time for eating is still limited.

I don't know when, there was a pretense of 80% off outside the store.

The business is gone, and the eight-fold discount doesn't work, seven-fold, five-fold...... In the end, Jiang Nanyuan simply closed the two private rooms above, leaving only the lobby on the first floor to maintain miserably.

Those businessmen who used to go to Jiangnan Yuan to eat began to go to small restaurants, street stalls, and finally simply ate at home.

Others sealed up their houses in the city and went to the countryside to grow their own food, or simply went to other places to avoid debts.

The catering is yellow, and the fireworks alley that used to be comparable to the Qinhuai River has also quickly collapsed, and the money in people's pockets is gone, where is there still leisure to have fun.

Even if you have money, looking at this situation, who knows when you will be the leader, just hide the money and get through this difficult time.

The girls who are showy can't even pull a guest.

The panic spread rapidly like a plague, including Xu Zengshou, who was stunned, the bomb he detonated turned out to be so terrifying!

If the Suzhou silk workshop falls, who will have the greatest impact? I'm afraid it's the Royal Bank!

Silk workshops used to be the largest lending customers, and the Royal Bank was willing to lend money to the workshops to expand their production, after all, the gold and silver obtained from overseas trade every year had to go into the accounts of the Royal Bank.

But now, the situation has completely changed, and the two sides are no longer in close cooperation.

The Suzhou branch of the Royal Bank rushed to the silk workshop and directly forced the debt.

"To repay the money, you must hand over 1 million yuan in arrears within a month, otherwise the workshop will be seized!"

Hearing the word seizure, the owner in charge laughed and laughed so much that tears came out.

"It's sealed, it's sealed! If it is not seized today, I am your grandson! ”

The popularity of the Royal Bank is bad, so bold, you owe money, and you dare to curse, who gave you dog guts?

He raised his hand to fight, but the owner of the silk workshop pointed back, there were dozens of people, and the bank thought it was a worker!

I saw the owner of the workshop sneering, "See, these are all debts!" They have Boss Wang, who purchased raw silk, who is the shopkeeper of the fleet, and Han, who is the shopkeeper of the carriage and horse shop...... They're all here to ask for the account, you take me away, take me now! Grab it! If you arrest me, they don't have to ask me for money, they will go to your yamen before! ”

The people at the bank were so embarrassed that they had no choice but to flee.

That night, the owner of the silk workshop committed suicide on the girders of the factory.

The Bank of Suzhou has encountered an unprecedented crisis, not only because the borrowing has become a bad debt, but because panic has spread, and everyone is worried that the bank will not be able to bear it, so they have come to run on it.

Especially those small businessmen, they know that the bank invests in the industry, the income is good, and they can afford to pay the interest, so they save their money. And now that the industry is declining and banks are facing astronomical bad debts, who knows how long they can last? Hurry up and take out the money and put it at home, otherwise the coffin will not be saved.

That's panic!

At the beginning, Zhu Yuanzhang and Zhu Biao were very frightened, and the scale of this time was several times larger than before!

Starting from Suzhou, it spreads to Changzhou, Yangzhou, Songjiang, Hangzhou and other places, and the whole south of the Yangtze River is full of sorrow and feathers!

This chaos finally alarmed the center of the Ming Dynasty, as the person in charge of the Royal Bank, Xia Yuanji took heavy steps, came to the noon gate, handed a sign and asked to see.

Half an hour later, he was finally summoned.

Zhu Yunwen was discussing military affairs, Huang Zicheng and Fang Xiaoru were there, and there was also the new secretary Zhang Zhen, after the ceremony, Xia Yuanji said respectfully: "Your Majesty, the minister is here to collect debts from the household department and the military department of the imperial court, and within half a month, these two departments must return five million yuan in arrears to the royal bank for emergency relief." ”

The household department and the military department were not there, but the three ministers present couldn't listen to it anymore, so Zhang Zhen said: "Lord Xia, at this moment, it is the time of the decisive battle with Yan Yi, your royal bank should pay money to the military department, how can there be a reason to force debts?" ”

Xia Yuanji was not afraid, but said awe-inspiringly: "Zhang Tianguan, the Royal Bank is not Xia's, but His Majesty's, all the shares of the Royal Bank are owned by the Son of Heaven, and I, Xia Yuanji, am only responsible for the operation!" ”

Zhang Zhen said angrily: "I don't have the heart to chew words with you, since you are in charge of the business, you shouldn't take advantage of the fire to rob, you are adding chaos to the court!" ”

Xia Yuanji still said coldly: "If you don't solve it now, it won't be a mess, but a falling apart!" ”

"You! You are alarmist! Zhang Zhen rebuked angrily.

Xia Yuanji took a deep breath, bowed to Zhu Yunwen and said, "Your Majesty, since last year, 17 million guan has been borrowed from the Royal Bank one after another, supporting the spending of the imperial court's million-strong army, and the Royal Bank can be said to have done its best. But now the Royal Bank is facing difficulties, the money lent to the imperial court cannot be recovered, the official overseas trade has been affected by smuggling, there are at least 8 million bad debts, and what is worse is that there are countless people who have run on it, and they can't afford to pass this level without 30 million yuan! ”

Xia Yuanji roared angrily: "The imperial court put the burden of fighting with soldiers on the Royal Bank, go to the New Year, exempt the fields in Nanzhili and Jiangxi and other places, the household department does not open up financial resources, only knows how to borrow money, and now that I have borrowed money, I don't plan to pay it back, is there still such a reason in the world?" ”

Xia Yuanji's words were loud, and for Zhu Yunwen, he realized for the first time that the emperor's debts had to be repaid......

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