"Actually, I buried a mine for Zhu Yunwen."

Liu Chun felt that it was necessary to explain some things clearly to Zhu Di, so as not to hold a grudge against this girl, "It's not thunder, it's just to see if Zhu Yunwen can control himself." ”

Zhu Di rolled his eyes, "Can you kid not always babble, if you have something to say, say it quickly." ”

"It's the Royal Bank, it's a good thing for the benefit of the country and the people, and I really plan for the first emperor, but it's ......"

"But what?" Zhu Di was so angry that his beard stood up, "I can warn, don't think that your father is gone, it's okay to deceive him and the old man, be careful that I kill your head with Emperor Mingzu!" ”

Yoo Chun is still not happy!

"I didn't deceive the emperor, the most important thing about the bank is credit. The emperor even promised me to empty the treasury and use my money as a reserve fund for the royal bank, so as to maintain the stability of the bank. What I'm worried about now is that Zhu Yunwen doesn't have the vision of the first emperor, and he can't control his claws, so he casually withdraws money from the bank and uses it for military purposes, once that happens, the Royal Bank may be in danger of collapsing! ”

Zhu Di's face suddenly changed, and he asked in surprise, "How dangerous is it?" ”

"This ...... It's hard to say, if it happens in a relatively backward place, there is nothing yet...... For example, in Xi'an, at most, some depositors and bankers committed suicide by jumping into the river, and the common people saw a joke and forgot about it after a year and a half. If it was Gangnam, the situation would be terrible! ”

"How bad?"

"The Royal Bank has provided loans to many workshops, the banks have problems, these workshops can't bear it, unemployment is certain, the urbanization in Jiangnan is the highest in the whole Ming Dynasty, millions of people have lost their source of survival, and in turn, they will run on the banks and exacerbate the collapse...... It is conservatively estimated that the economy of Jiangnan as a whole will also regress by more than ten years. Liu Chun knows very well that this situation is not a good thing for the people, but he does not mean to harm the people.

In the final analysis, it is still Zhu Yunwen's group of people who don't understand finance at all, or they don't know much about Liuxue, and they don't bother to understand it at all!

"I told Zhu Yunwen, I don't know how much he can listen to."

Zhu Di snorted and said with a dark face: "You don't know, I know!" Look at this! ”

Zhu Di said and handed a letter to Liu Chun.

"This is what Zengshou wrote for me, take a look!"

Liu Chun hurriedly unfolded, looked carefully, the more he looked at him, the more frightened he became, although Liu Chun predicted that there would be a crisis, but he was not in Jiangnan after all, and he didn't know many specific situations.

Originally, Liu Chun pondered that the outbreak of the crisis would start with the Royal Bank, after all, Zhu Yunwen had to spend money to fight.

According to Xu Zengshou's description, the danger actually appeared in smuggling!

The merchants and gentry in Jiangnan opposed official trade and smuggled on a large scale, which caused the original big workshops to be affected, and these big factories were big customers of the Royal Bank!

Liu Chun pondered for a while, and looked at Zhu Di meaningfully, can these literati do it?

It can be done!

Take Zhu Di's reign when he famously went to the West, the history books say that it is to promote national prestige, and every time he spends countless ...... But is that really the case?

If what he said is true, Zhu Di was in power and did so many big things, all of them burned money, but there was no money, then how did Yongle come about?

You can't just work without eating, right?

In fact, with a little thought, you should understand that the real purpose of going to the West is official trade, of course, there will be barter, and there will be rewards, but this is not the point, there are many goods needed by the Ming Dynasty overseas...... Fine woods, rhino horns, precious stones, pearls, spices and more...... These things are taken back, in addition to supplying the royal family, they can also be exchanged for huge profits, with these profits, they can support Zhu Di to repair Beiping and conquer Mongolia...... In this way, a cycle can be formed and the financial resources will not be exhausted.

Another point, from the perspective of time, Zhu Di's first expedition to Mongolia was in the eighth year of Yongle, and the third expedition to the West was in the seventh year of Yongle, the second expedition to Mongolia was in the twelfth year of Yongle, and the fourth expedition to the West was in the eleventh year of Yongle, the third expedition to Mongolia was in the twenty years of Yongle, and the sixth expedition to the West was in the nineteenth year of Yongle......

It is probably not a coincidence that the time of going to the West and the conquest of Mongolia is highly correlated, basically one year before the conquest, because it takes more than a year and a half to go to the West every time.

Set out a year in advance, and wait for the army to return victoriously, just take the treasures and products from overseas, reward the soldiers, and subsidize the state, so as not to work the people and lose money......

Figure out this relationship, I'm afraid the rest of the things will be clear at a glance, after Zhu Di's death, his trip to the West was quickly stopped, and even the fortune ship was destroyed, and the nautical chart was burned!

Just ask, is there such a big hatred?

As it turns out, there is!

Because it's in the way of other people's money!

The official trade is non-stop, how can the private sector meddle in the profit sharing?

The sea ban that has entangled the Ming Dynasty for more than 200 years is really because the ancestral system is as big as a mountain?

Zhu Yuanzhang has set a lot of rules, and if he embezzles sixty taels, he will peel the skin and last the grass, why is it that after Hongwu, there is no human skin pillow?

But the sea ban can never be solved?

To put it bluntly, there are people who are defending the sea ban. The ban on the sea was not for the people, but for the official hands and feet, and then the private merchant ships were opened to make a fortune. Behind the maritime merchants of Zhejiang and Fujian, isn't it the southeast taxi group?

These people not only advocated the ban on the sea, but also made a fuss...... To put it mildly, they are completely the same as the Jin merchants in the northwest, and there is no essential difference.

Once Lao Zhu left, the original good government quickly changed its taste.

To be honest, even Liu Chun underestimated the greed of the Shiren group, what about the war here, are you just looking at Zhu Yunwen to be finished?

Liu Chun even sympathized with his unlucky apprentice a little, but in comparison, he was more sympathetic to Xu Zengshou!

"Lord Wang, he wrote this letter to you, did he want to do it?"

Zhu Di nodded slightly!

Liu Chun stood up suddenly, his face changed sharply, "No, he can't!" Liu Chun said: "This financial and economic matter, the operation is very exquisite, Xu Zengshou he saw the problem, it is already very remarkable, but how to play the best effect, and how to protect himself...... I'm afraid he didn't think about this matter clearly, and if he does it now, he will trap himself in it. ”

Zhu Di is also anxious, to be honest, his relationship with Xu Zengshou is not shallow, this person is afraid of temper, such as Xu Huizu, Zhu Di can't look down on him, he thinks he is too upright and too fake!

Xu Zengshou is different, he has a true temperament and is really for his own good.

You must know that not long ago, he talked to Liu Chun about several people to be saved, Xu Zengshou is one of them!

"This stupid boy, he is already very dangerous, so why take the risk!" Zhu Di was so angry that he pounded the table.

Liu Chun thought about it again and again, and said to Zhu Di: "Lord Wang, I'm afraid I'm going to have to go!" ”

"You?"

"That's right!" Liu Chun said: "The last hand I left in the southeast was the bank. How to launch it, only I know. Xu Zengshou, Lan Yu, I must rescue these people. It's almost over, and I can't be dead all the time. ”

Liu Chun smiled at Zhu Di and said: "Lord Wang, you are a genius in soldiers, I stay here, and I can't help much, or let me go south to Jinling, deal with these people, and completely destroy the economic lifeline, and then it will be much easier for the prince to go south." ”

How could Zhu Di be willing to let Liu Chun leave...... Although Liu Chun is weak in the military, he is full of wisdom, and with him, he almost doesn't have to worry about military food and grass, and he doesn't have to worry about anything, just concentrate on fighting. As soon as Liu Chun left, his life was not easy.

But then again, Xu Zengshou really can't ignore it...... And if it can really destroy the economic source and cut off the military food and grass, then Zhu Yunwen's million-strong army will not be difficult, on the contrary, it will become Zhu Yunwen's trouble.

"Hmm!"

Zhu Di thought for a while, and finally nodded, "Liu Chun, I promised you to go south, but you have thousands of dollars, you have to protect yourself, and you must not take risks!" Zhu Di thought about it again, took out a piece of silk, wrote a handwritten oracle on it with a red pen, and then stamped his big seal, as well as a private seal, and then handed it to Liu Chun.

"You take this!"

Liu Chun subconsciously took it, and Zhu Di said: "If you can't return to the northwest immediately, or if the situation changes, you can go to Beiping." With this edict, up and down in Beiping, they will obey your arrangement, who dares to say a word, and will not be spared! ”

This is a big treasure, even more powerful than Shang Fang's sword.

Liu Chun carefully put it away, and without alarming anyone, he left Xi'an and embarked on the road to Jinling......

He left here, and almost at the same time, Jiangnan was completely chaotic, chaotic to the point of surprise. The imperial court was still bent on dealing with the Jingnan army, and was unwilling to come up with money to save the royal bank from the crisis.

In the final analysis, I still don't believe that the bank will have a big problem, it's a big deal to lose some money, and the community is in trouble! Including Fang Xiaoru, the bank was his blind spot in knowledge, so he did not perceive the danger in advance.

Xia Yuanji was in a hurry, and there was no way, so he could only mobilize funds with all his strength and barely maintain it.

No matter how good a plasterer is, he can't stand the storm.

After the Dragon Boat Festival in May, a news spread...... Every year before the Dragon Boat Festival, overseas merchants must negotiate a supply agreement with Daming, and the production of silk tea must be done in accordance with this agreement.

In the best years of business, almost in late March, talks have already begun, but this year, until the Dragon Boat Festival passed, the Royal Bank was ashamed to announce that it was only 800,000 taels!

What the?

Isn't that a joke?

Liu Chun sold several million taels in the first year, and in the most years since, it has exceeded 10 million taels, but this year there are only 800,000 taels left, not even a percent!

It's unbelievable.

And the next news is another basin of cold water...... According to the news, several large households in Jiangnan have withdrawn deposits from the bank, always more than three million!

It is said that Xia Yuanjihe scolded these people for being shameless, and all they said was that they were loyal to the country but did things to dig the foot of the wall, which is simply a shame for Shilin!

People painted voices and pictures, spreading Xia Yuanji's words, collapse is inevitable, and in the major cities in the south of the Yangtze River, as long as there is a royal bank, there will be crowds of people.

Xu Zengshou secretly sighed, he finally burned the fire, and he didn't know how much he could help King Yan and Liu Chun, anyway, he did his best!

What Xu Zengshou didn't know was that there was a person entering the palace at this moment, he was really Wu Hua, the commander of Jinyiwei!

Zhu Yunwen and his civil officials extremely rejected Jinyiwei, and Jinyiwei was once Liu Chun's subordinate, so it was even more unpopular.

Wu Hua was able to see the Son of Heaven, so he had to hand over 10,000 taels of silver tickets to the pickled eunuch!

An hour later, Wu Hua walked out, his waist straight.

"Pass my order, raid the Xuanwu Lake Courtyard, and arrest Xu Zengshou!"

The history is all in ashes

I checked it, and it was indeed written Xia Yuanji, not Xia Yuanji...... I guess it should have changed the Yuan of the Yuan Dynasty, after all, before the Ming Dynasty, Yuan Lai was written like this, not the current original......