437 Gold Merchant
In a sense, what the people of Huangzhou and Ganliang Road believe in is not a reliable policy, and most people can't analyze whether that thing is reliable or not, and the reason why they are willing to follow is their trust in the parent official himself.
Why is it so hard to build trust? Because once you have trust, you can simplify the complex and call for wind and rain. It's a big killer, and it's hugely powerful, so it's not easy to get, but it's fair.
It is this kind of trust that makes the originally troublesome things relatively easy, when Huangzhou and Ganliang Road posted announcements on currency reform, the people did not fall into confusion and panic, nor did they discuss how much benefit the government would take the opportunity to snatch from everyone.
On the contrary, people are talking about the merits of currency reform, as if everyone can suddenly get rich after changing new money.
The workshop workers and government officials who were the first to use the new currency also became the focus of everyone's attention, whether it was in the market, in the restaurant or in the tea shop, the new currency they took out of their pockets always attracted onlookers.
First of all, I commented on the exquisite patterns above, and then extended to an article is an article, and I don't need to exchange the advantages of various money and Mo ratios, and praise it.
At this time, the merchants will also interject a few words, and after the order, they will give a small discount to the users of the new currency, and keep saying that they want to support the reform of Lord Shuaiji. In fact, what they are thinking about is not any reform, but how to make up for the Singapore dollar tax.
Because the government has already said that whoever pays the tax in Singapore dollars after three months will be able to pay less than 10%, and if they pay the tax in gold coins, they will be directly discounted! It's a pity that ordinary small traders don't see a single gold coin for a whole year, and there are no such expensive goods to sell.
At this time, it is not the locals who steal the fun, but the businessmen from other places. Their capital is sufficient, and the amount of traffic is also large, and the tax cut of 30% is not a small number. And the preferential policies are much more than that, you can still get a discount for buying goods with Singapore dollars, and the two items add up to a more objective amount.
Is that enough to make money? As a good businessman, the desire to pursue profit must be endless. It didn't take long for someone to discover another trick to make money, and that was the price of gold.
In Huangzhou and Ganliang Road, gold is hard currency, everything is discounted, taxes are paid, and it immediately became a hot commodity. However, in the mainland, especially in the Shandong Peninsula and the gold-producing counties in the south of the Yangtze River, the value of gold is not consistent, and in some places it will be much lower.
At this time, the business opportunity came, and the merchants with convenient conditions could go to the mainland to purchase gold with copper coins, take the gold to Huangzhou to buy in-demand commodities, and then return to the mainland with the goods to sell.
Although the final selling price has not changed, the copper coins have been turned into gold and then into gold coins, and the profits have naturally increased.
There are also smarter people, they simply don't buy or sell any goods, that is, they use copper coins to buy gold and bring it to Huangzhou, hand it over to the mint to mint gold coins, and then use gold coins to exchange for copper coins in the hands of Huangzhou people, take copper coins back to the mainland and then buy gold, and toss money back and forth to play.
There is no need to hire a chariot or a horse or worry about the loss of goods, usually three or five people can travel in a group to ensure safety, and the profit is not lower than that of trafficking goods.
Why is this happening? Because according to the Huangzhou Financial Law, the purchasing power of copper coins has decreased, and no one wants to use it, but it cannot be forcibly exchanged for new currency. Because the Bank of Huangzhou is hateful, it does not have the business of exchanging old currency for new currency, and allows old currency and new currency to circulate together.
Generally speaking, what the government is unwilling to do, the private sector can often replace. These gold merchants from the mainland were the only option for Huangzhou people to exchange old currency. Although they can't make extra money by exchanging it to them, who can guarantee that the old currency will not depreciate again?
The people's requirements are not high, and they are not capable of fighting a lot of uncertainty, so they choose a stupid way to try to turn uncertainty into certainty. As long as they don't lose money in the process of conversion, they think they've earned.
"This is the currency reform that undermines the officials, it is heinous, and it is all arrested and mined!" For these businessmen who don't do serious things and specialize in making money, Hong Tao has two completely different views around him.
It was Lian'er who gritted her teeth and cursed, and she represented the opinion of a group of people who seriously interfered with the reform of the currency system and must be severely punished.
In fact, Lian'er is a very caring woman, she and Ziju have always been sponsoring children from poor families, even if their parents are unwilling to let their children go to state school, they will regularly send some clothes and food.
But there is one thing that cannot be touched, and that is her family property. In this respect, she is a little hen who guards the nest, and whoever touches it is a mortal enemy. The idea of the ancients putting home before any law is vividly reflected in her, and she has no such great hatred in the face of national thieves.
"The official said that the law does not prohibit it, the gold merchant has not violated the law, and the government cannot arrest people casually!"
The representative of the other faction was very much to Hong Tao's surprise, it was actually Monday and Sunday. Her view is completely opposite to Lian'er, not based on the interests of any one group, but on the sole measure of the law.
"The official also said that you can't do anything without authorization!" Lian'er did not show any weakness than quoting Hong Tao's quotations, speaking of which she was the first batch of students of the colt, but her academic performance was miserable.
"Madame Lian misunderstood the words of the adult, the object of restraint that cannot be done without the authorization of the law is the government, not the merchants, they just belong to the former!"
Mondays and Sundays are the shortest time to apprentice, and there has never been a systematic lesson in the colt. But she is a few years older, and she has worked hard in the business field with her father for so many years, and her understanding ability is outstanding. The same sentence was understood differently, so Lian'er was scolded back.
"You, you were originally the daughter of a merchant, so naturally you are talking to them!" Since becoming Mrs. Lian, Lian'er's skin has become thinner and thinner, and it is difficult to endure the accusations made by someone in person, so she suddenly roared.
"Bang Bang Bang...... Talking about work is talking about work, how to bring out all the family background, this is a foul! Hong Tao didn't support or oppose anything, just sat in the middle and listened to their noise.
Quarrel, when the noise is too hot, he will stand up and draw conclusions. Usually neither side will be correct, but the solution is often in the opinions of two or more parties, and a little synthesis is the correct conclusion.
Hong Tao is not poor in skills and does not have the right solution, and needs to rely on this way to plagiarize. Nor did he deliberately cause his subordinates to fight each other, so that they could be controlled by the left and right.
He is teaching everyone how to turn knowledge into ability, and it is not enough to have concepts in their heads, but they must be able to transform them into practical effects, otherwise they will become nerds.
"Lord Zhou is right, the law cannot be authorized to refer specifically to the powerful class, and the people do not need to abide by it. But if this continues, won't the currency reform become a cash cow for gold merchants, and can Lord Zhou solve the law enforcement? It's still the same old thing, Hong Tao still didn't affirm either side, nor did he criticize anyone, but raised a deeper question.
"The previous actions cannot be changed, and they can only be stipulated in the financial law as soon as possible to prevent such things from happening again." Monday and Sunday must have been carefully thought out and gave the answer with confidence.
"I wonder if Lord Zhou has any way to put an end to it? Imposing a fixed amount of gold and copper coins will certainly not work. But if there is no fixed standard, how can we define who is a gold merchant? You can't let the inspection department search your body one by one, and whoever brings more gold and copper coins will be arrested! ”
The theory of Monday and Sunday sounds quite reasonable, and it is also in line with the principle of the supremacy of the law, but it is too difficult to operate in practice, especially for Wang Twelve, it is simply a disaster. She is the director of the public security bureau, and no matter which party's opinion is adopted, the inspection department is the final executor.
......She is a good hand at internal affairs, but she is not very good at the nature of the work of powerful organs, and there is no way to solve it, and she habitually pins her hopes on this omniscient and omnipotent Shuai Si.
"May I ask Mrs. Lian, can the gold merchant hurt the currency reform of this official? Or has it caused a lot of trouble to the work of Huangzhou Bank? Hong Tao squeezed his eyes at Zhou Ri, and turned his head to ask Lian'er a question.