Tiansha Temple, no, it should be called Huangzhou Bank now. Its appearance has also changed, and the small courtyard has become a tall circular three-story stone fortress. That's right, it's a fortress, with large stone bars piled up layer by layer, the gate made of pure steel, and the few small windows on each floor look like shooting holes.

But the real shooting holes are not these windows, they are also blocked from the inside by steel plates in the event of an attack, and the lowest windows are five meters above the ground, higher than the city walls.

There are no shooting holes here, all its weapons are on the platform of the third layer. There are thirty trumpet siege crossbows designed to fire thunderbolts, which can resist for a while no matter how many soldiers and horses come.

That's right, the design concept is to last for a while, no more than two days at most. If no reinforcements arrive in two days, there is no point in resisting, and it is time to run away with the gold, which is also reserved for the bank's internal personnel to carry the gold on the ship.

At this time, in the hall on the second floor of the fortress, Hong Tao held the first plenary meeting of the Huangzhou currency reform, and there were not many people involved, basically all of them were members of the Children's League and the Youth League.

Lian'er, Ziju, Wang Liu, and Wang Ba must be present, and the four of them are bank managers, and no matter what policies they promulgate, they must promulgate them, and the state government and the pacification envoy yamen only assist.

Zhou Ri and Jiang Dalang were also allowed to attend, as the de facto managers of the two major cities, and some of the policies related to currency reform will be conveyed by them.

In addition, there are Fu Ji, Zhu Bajin, Xu Donglai, Wang Datou, Peng Da, Hu Er, and Wu Si, who are also the direct executors of the currency reform, and they are responsible for part of the work, and they also need to know the overall arrangement.

"If you count it from today, the small money can be at least ten times a day. The number of gold coins mainly depends on the private sector, and the bank's issuance is no more than 10 coins per day, all of which are paid for by bulk purchases, and there are three main problems that need to be paid attention to.

The first is to guarantee the value, Huangzhou and Ganliang Road are not allowed to any merchant, no one refuses to use the new currency, violators will be punished by the financial law, no mercy.

At the same time, the propaganda work must also keep up, one day, Wang Er, Wang Qi, Da Lang, this work is done by you, and it must be done in place, but it cannot be purely based on words, there must be practical actions for the people to see, and we must take the lead in supporting the new currency.

From June, salaries, salaries, and bulk purchases of personnel, salaries, and bulk purchases that are part of the government's budget will all be in Singapore dollars. After three months, all government revenues and expenditures were settled in Singapore dollars.

Copper coins can be circulated among the people, and for foreign merchants, in principle, copper coins can still be used to buy goods, but the purchasing power is lower than that of new coins. At the same time, they are encouraged to use gold to mint gold coins as currency, and the price can be discounted.

Regarding the range of discounts and discounts, Wang Liu and Wang Ba have price exchange tables for most of the goods, and you can take them back and compare them carefully, and discuss the inappropriateness at the next meeting. ”

Currency reform is not a one-shot deal, it has a long cycle, and it should be counted in years. At the beginning, the circulation of new currency could not completely replace copper coins, and considering the usage habits of the people, it was not advisable to forcibly exchange them with policies.

Hong Tao plans to spend three months to six months to change everyone's habits and build basic credit for the new currency. This work cannot start from the people, who are the weakest and least resistant, and the safest and more humane way is to start from the other side.

Aren't the ancients cloudy, the upper beam is not right, and the lower beam is crooked. Officials and governments are the pillars of the state, and they must be upright for the lower classes to follow suit. In a certain sense, the overall quality of a country basically reflects the level of governance of the country's government.

This is not just a question of morality, but also a question of the basic ability to govern. If you let the people try it first when you encounter a loss, then you still need the government to use it, do the people lack a father?

"The second point is more important, and I recommend that you write it down in detail in case you need it. Huangzhou's currency reform did not receive the full support of the imperial court, in other words, there were still many people in the court who did not want to see us succeed. Therefore, when we prevent accidents, the first target is not the people or profiteers, but the officials and businessmen. They may appear as ordinary businessmen, and if they don't do well, they will collude with foreign businessmen. ”

"But we must not be deceived by superficial phenomena, any changes that do not conform to the norm must be taken seriously, and reported to the Bank of Huangzhou and the Huangzhou Inspection Department in a timely manner. In a few days, the official will also hold a special meeting to explain several malicious financial methods. ”

After taking a sip of water, Hong Tao continued to talk about the currency reform, and he was not very skilled in the currency reform, and he could not see whether there were any major loopholes at present, so he could only be cautious and cautious.

In the past few days, Hong Tao specially listened to the explanation of the ancient financial means of the old account room of the Wang family, and then synthesized some financial means of later generations, summed up several most likely to occur in Huangzhou, and accordingly formulated several sets of plans to deal with the possible ancient financial turmoil.

I don't know if it will work, but it's better than nothing. In fact, engaging in finance is the same as building an army, and doing a good job in training in peacetime can only be regarded as a small and half of the accomplishment. Good soldiers are not trained, but honed by real battles one after another.

As their generals, they must think more and more thoughtfully, and try to win the first time, so that they will be more confident and more likely to be in danger in the future.

"There is a third point, which is the most important compared to the first two, and it is the credit of the government. The promotion of the new currency depends on credit, and the credit of our officials is not forced by power. Now that there is a financial law, I would like to advise you not to force others to exchange new currencies in order to curry favor with the officials. ”

"I'm sure that all of you here will not make such a low-level mistake, but it is difficult for your men to say. Therefore, if you are unreasonable, whoever commits this and does not deal with it properly, you will be guilty of the same crime as him. Destroying the currency reform is a felony second only to rebellion, so you should weigh your neck carefully enough. Even if the official sentences the minimum limit, he will have to go to the mine to dig stones for two years, and whether he will survive the sentence is a big question mark. You must behave for yourself, and don't fall into unkindness and injustice. ”

No matter how good a policy is, it has to be implemented by people, and Wang Anshi's Qingmiao Law is theoretically beneficial to both the country and the people, but the actual effect of its implementation is not satisfactory, and it can even be said to be counterproductive. Why? The answer is people!

Everyone's different social status and social class will produce differences in interests. It is possible that the officials want to do this well, and their subordinates are not for the purpose of sabotage, but if they are swayed by interests, the original purpose may change their taste, and the result is easy to deviate.

The ancients may not have fully realized this, or they have not yet summed up this set of theories, and every mistake they made is the basis for future generations. Since Hong Tao has seen more than the ancients a thousand years of history, he naturally should not fall in this place again.

If the whole country is handed over to him to manage now, it is difficult to prevent this, even if he understands in his heart, no one can use it, because he can't affect the operation of the entire system, which Wang Anshi should feel deeply.

However, there is no such problem in Huangzhou and Ganliang Road, where the rules are new, the personnel are also new, the mixed living of various ethnic groups has not formed too stubborn concepts, and there is no local big clan force to oppose it, so it has the basic conditions to break the routine and re-establish. So the first step must be steady, even if it is slower.

In fact, Hong Tao also ignored a very important advantage, that is, himself. In just over two years, Wang Xu's name has been deeply imprinted in the hearts of the locals.

This harvest is not through showmanship, and he has never engaged in a god-making movement, and even when a natural disaster occurs, he does not give relief, but chooses to exchange the wolf's head and wolf's tail for food.

But it is such a strange official who kills people without blinking, is full of philistines, is bold and reckless, and has made a significant difference in the lives of most people.

The most important thing is that he turned the war-threatened border into a large rear away from the war, and combined with the same strange but very applicable policies, everyone saw hope, a hope of stability.