Yi Zhi's analysis is reasonable, Yan Shikuan's excitement has been completely suspended, how can he be in the mood to eat, and casually grabs Bai said: "If you don't eat a meal, you won't die of hunger, and if you're hungry, make a long story short." ”

"Then I'll cut it short." Yi Zhixiang smiled and said, "Prescribe the right medicine." With that, he sat down and drank tea.

Seeing that he hadn't followed for a long time, Yan Shikuan's eyes widened and said, "Just these four words?" ”

Yi Zhishu said as a matter of course: "You don't let the long story be short." ”

Yan Shikuan gritted his teeth and said, "You will be struck by lightning." ”

"Tonight, the moon and stars are scarce, there will be no thunder, and some people will go back tonight, I'm afraid they will be slapped."

"Third brother, can you kiss the third brother?" Yan Shikuan salivated and smiled: "Let's talk about it in detail, otherwise, in the evening, the junior brother will be the east, let's go to the flower boat ......." ”

"Don't..., I'll have to pay for it when I'm done." Yi Zhizhi got up as he spoke, pacing Fang Budao with his hands behind his back and said: "Those who save themselves, people will always save them, Xingtai Bank must first save itself if it wants to avoid bankruptcy, and it must show enough sincerity."

Secondly, it was necessary to draw up a detailed and feasible plan for repayment of the loan in instalments, so that the Governor of Liangguang, the Customs of Canton, and all the merchants of the 13 banks would be convinced that Xingtai Bank was indeed capable of repaying its debts.

Finally, and most importantly, it is necessary to persuade the merchants of the Thirteen Banks to negotiate repayment with foreign businessmen, first, to pay in installments, and secondly, to extend the time as much as possible, to the point that foreign businessmen can not tolerate it, so that Ling Zun has the possibility of negotiating a solution with foreign businessmen privately. ”

Yan Shikuan was silent for a moment, and then said: "The installment repayment plan, my father is afraid that he is powerless, if he has this ability, Xingtai Bank will not end up today." ”

The meaning of Yan Shikuan's words, Yi Zhishu naturally understands, however, he doesn't have a detailed plan now, and even if he has a perfect plan, he won't throw it out at this time, he works hard to let the Yan family inherit his great favor!

After a slight sigh, he spoke: "Ling Zun is weak, he can brainstorm, besides, this plan is not something that can be completed in three or two days, the top priority is to delay time, don't waste it here, go back quickly, Ling Zun may have to visit some people overnight." ”

As soon as he heard this, Yan Shikuan hurriedly got up, bowed solemnly, and said, "I'm tired of the third brother, and the younger brother is leaving." ”

Yan Shikuan, who saw it, finally said goodbye, and the little servant Li Wang hurriedly stepped forward to report: "The master has prepared a banquet in the main room and is waiting for the young master to ......." ”

Yi Zhishu nodded, walked out of the room, and thought all the way about how to save Xingtai Xing, this is obviously not an easy task, as much as more than two million silver dollars, converted according to purchasing power, equivalent to his world's debt of four or five billion, just thinking about it makes him a little breathless.

Saving Xingtai Xing is not his whim, and it is not all about taking care of brotherhood, if he wants to make money, if he wants to have a certain influence in the merchants of the Thirteen Lines, Xingtai Bank is an excellent opportunity!

As long as he can save Xingtai Bank from the brink of bankruptcy in one fell swoop, he will be able to gain a firm foothold in the Thirteen Lines in one fell swoop, and it is definitely not only Xingtai Bank that is grateful to him, but also those small commercial banks that may be implicated in the collapse of Xingtai Bank will be grateful to him.

As for what method to take to save Xingtaixing, he needs time to think slowly, and he also needs time to familiarize himself with this world, the top priority is to stabilize the Yan family, not to let the Yan family despair, to let the Yan family see hope, and do everything possible to save themselves.

Henan Island, Wujia Garden.

Four big glass lanterns with the word Wu written on them walked in the night, in the center was a young man with a calm footstep and a medium stature, this person's name was Wu Chongyao, the word Ziyuan, the business name Shaorong, was the fifth son of Wu Bingjian, less than thirty, five years ago began to replace his brother Wu Yuanhua as the Jardine Merchants and the General Merchant of the Thirteen Lines.

Jardine Bank today in accordance with Wu Bingjian's instructions, to Fu Tai Bank to borrow 100,000 silver dollars, and for the remaining 300,000 business arrears guarantee, although Wu Shaorong is in accordance with the order, but very puzzled, Wu Changqing only explained that the Yi family three young and grandpa had a private conversation very happily, grandpa took out the treasured red robe to entertain.

After investigating the situation of the three young people of the Yi family, Wu Shaorong became more and more puzzled, and became more curious, how did a prodigal son of a small merchant of thirteen lines get the old man's appreciation?

Yanhui Building, Wu Bingjian had just returned from a walk, and was leisurely sipping tea, Wu Shaorong and Wu Changqing came in to greet him, he waved his hand to retreat the people in the house, and said, "Sit down, don't stand in order." ”

After the two of them sat down, he said: "For the gifts of foreign businessmen such as the land, can the Governor's Mansion have an approval?" ”

"Nope." Wu Shaorong said: "It stands to reason that the reply should be written today, I think it is because the amount of business owed by Xingtai Bank is too large, and the ministers are a little cautious." ”

"It's a bit bigger." Wu Bingjian said: "According to the usual practice, Deng Butang will order that the Domain, the Division, and the Guangdong Customs will work together with the Thirteen Banks and Xingtai Bank to audit whether the accusations are true, and seal and check the accounts of Xingtai Bank, and count the exact amount of debts. ”

Wu Shaorong was the first time that a commercial bank collapsed since he became the chief merchant, and he said with some concern: "With such a huge debt, the years are not short, and the account inventory will take a long time, and foreign businessmen cannot afford it." ”

"Can't afford it?" Wu Bingjian snorted coldly and said, "If foreign businessmen have opinions, they can ask them to send people to participate in the account checking." ”

Wu Changqing interjected: "Will foreign businessmen participating in the account inventory become more and more chaotic?" ”

Wu Bingjian didn't seem to hear it, poured tea and drank tea, and didn't say a word.

Seeing this situation, Wu Shaorong said tentatively: "It's not yet May, I'm afraid it won't be able to delay this year." ”

"After the accounts are cleared, we have to hold a meeting with foreign businessmen to discuss how to repay the debts." Wu Bingjian said slowly: "Drag it out, kill those Hong Kong foot merchants who lend money, and besides, everyone is in a recession, and a delay can also make them breathe a sigh of relief." ”

"Yes, the boy understands."

"Have you done everything in Futaixing?"

"I have done as my father commanded." Wu Shaorong said, and asked: "The child doesn't quite understand, why does the father help Fu Taixing?" Even if his father appreciates and is content, he doesn't seem to be guilty of doing the same to Fu Tai. ”

Wu Bingjian glanced at Wu Changqing and said, "Changqing overheard it in the study, you can tell your fifth uncle in detail." ”

Wu Changqing's face turned red and said, "How does Grandpa know that his grandson is eavesdropping?" ”

"With your temperament, when you encounter such a strange thing, can you hold back your temperament and not eavesdrop?" Wu Bingjian said with a smile: "Grandpa asked you to go to the study, I don't blame you for this, let's talk about it." ”

Hearing this, Wu Changqing put his mind at ease, he not only had a good memory, but also good eloquence, and immediately retold the conversation between the two as it was.

Wu Changqing, who was waiting, stopped, Wu Bingjian looked at Wu Shaorong and said, "Shaorong, if it were you, how would you deal with it?" ”

Wu Shaorong's expression was a little uncertain, and after a while, he spoke: "Tea trade is now the largest and most profitable foreign trade of the Thirteen Banks..." After hesitating, he hesitated and said, "Could it be that Yi Zhicontent is made out of nothing?" ”

Does this mean that you are old and confused? Wu Bingjian glanced at him dissatisfied, and said, "Do you think that the British transplanted tea plants in India and Ceylon are easy to fabricate?" You are still the head merchant of the thirteen lines. ”

After a pause, he said slowly: "During the Anglo-Burmese War (1824), the British discovered wild tea trees in Assam, and it has been more than ten years. ”